Mortgage News
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Jun 14, 2025 5:01 AM
— Mortgage Lending
Buyer-Friendly Housing Market Gets a Boost With a Dip in Mortgage Rates
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Jun 13, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Bounce But Remain Lower on The Week
The top tier 30yr fixed mortgage rate index rose 0.04% on Friday, but rates are still 0.08% lower than last Friday overall. The increase was not directly related to any specific economic data but rather a general market adjustment.
Jun 13, 2025 12:00 PM
— Mortgage Lenders
2nd Lien Reverse, Borrower Aid, Legal Counsel Products; FHA, USDA, VA Changes; FBC Rebrand
The article discusses various topics related to mortgage lending, including the impact of federal funding on state revenue, legal services for mortgage companies, technology solutions for mortgage lenders, strategies for retaining leads, retirement savings, reverse mortgages, and updates on industry news.
Jun 13, 2025 10:00 AM
— Mortgage Application Activity
Purchase Demand Near 2 Year Highs; Refis Bounce Back
After a lull following Memorial Day, mortgage application activity increased significantly, with both purchase and refinance demand reaching their highest levels in over a month. Refinance applications jumped 16% and are now 28% higher than the same period last year, while purchase apps rose 10% week-over-week and are 20% above 2024 levels. Rates were mostly mixed, with the average 30-year fixed r... more
Jun 13, 2025 10:00 AM
— Mortgage Rates
Mortgage rates tick lower for second week in a row
Mortgage rates in the U.S. have declined slightly but are still hovering around 7%. Despite this, U.S. home listing prices have reached an all-time high, leading to a surplus of sellers and a potential shift towards a buyers' market in the coming months.
Jun 13, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 13, 2025: Rates inch down
Mortgage rates were virtually unchanged this week, with the 30-year fixed interest rate at 6.84% and the 15-year fixed rate at 5.97%. Some uncertainty surrounds the Federal Reserve's upcoming meeting, where they are expected to keep short-term interest rates unchanged. The article also discusses how mortgage rates impact monthly payments, the difference between fixed and adjustable-rate mortgages,... more
Jun 13, 2025 7:00 AM
— Bond Markets
Opening Weaker Despite Israel/Iran Headlines
Israel's attack on Iran caused stock market gains to be erased and pushed bond yields to the lowest levels in over a month. The overnight trading pattern is unpredictable and despite the volatility, over-analyzing it may not be worth it. There are various factors at play influencing bond yields, including economic strength and inflation, with oil prices potentially being an ancillary consideration... more
Jun 13, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 13, 2025: Rates inch down — but just barely
Mortgage rates remained steady, with the 30-year fixed rate at 6.84% and the 15-year fixed rate at 5.97%. President Trump expressed dissatisfaction with the Federal Reserve maintaining current rates. Refinance rates are slightly higher than purchase rates, with the 30-year fixed refinancing at 6.81%. Mortgage rates are expected to remain stable through the third quarter of 2025.
Jun 13, 2025 2:00 AM
— Mortgage Lending
In today’s mixed-signal mortgage market, getting a rate hold is a smart move
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Jun 12, 2025 1:01 PM
— Mortgage Rates
Lowest Mortgage Rates in More Than a Month
Mortgage rates are currently slightly lower, with today's average rate being the lowest in just over a month. The decrease in rates is due to the underlying bond market's response to recent economic data, leading to speculation about a potential rate cut by the Fed. However, even if the Fed were to cut rates, it may not necessarily translate to lower mortgage rates as they are based on longer-dura... more
Jun 12, 2025 1:01 PM
— Mortgage Rates
Mortgage rates are stuck in a rut. What could break them out?
Leading fixed mortgage rates have remained stable for the past three months, with potential for change depending on catalysts like trade breakthroughs, inflation, war, or deficit panic. While the market is currently quiet, there was a slight drop in the lowest insured 10-year fixed rate. Despite warnings of a bond market collapse, it is rare for a 10-year fixed mortgage to save more money than a s... more
Jun 12, 2025 1:00 PM
— Mortgage Lenders
Mortgage Closing Costs by State as Rates Hover Near 7%
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Jun 12, 2025 9:55 AM
— Mortgage Rates
Mortgage rates move lower for second week: Freddie Mac
Mortgage rates have remained steady in the low 6.8% range for the past two months after a slight increase in mid-April. The top five banks had a significant wholesale volume at the end of the first quarter. A settlement between two parties involved in a complaint was not detailed, with one party seeking damages. A non-bank lender is noted for offering flexible underwriting and faster origination t... more
Jun 12, 2025 9:04 AM
— Mortgage Rates
Average long-term US mortgage rate ticks down to 6.84% this week, a second straight small decline
The average rate on a 30-year U.S. mortgage decreased slightly for the second consecutive week, but remains at 6.84%. Mortgage rates are influenced by various factors, with the 10-year Treasury yield being a key guide for lenders. Rising mortgage rates have led to a slowdown in home sales, with pending home sales falling. Economists expect mortgage rates to remain stable in the near future. Other ... more
Jun 12, 2025 9:01 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Retreat Again on Better-Than-Expected Inflation, Jobs Reports
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Jun 12, 2025 9:00 AM
— Mortgage Rates
Mortgage rates under 7% as housing leans into buyer's market
US mortgage rates have slightly decreased but are still above 7%, making affordability challenging for many people. However, there is evidence of an improving buyer's market, with fewer homes selling above asking price. Buyers may have more negotiating power. While there is speculation about the Fed potentially cutting interest rates, mortgage rates are currently not directly affected. Buyers are ... more
Jun 12, 2025 9:00 AM
— Mortgage Finance
Locks for Mortgages Decline in May, Including Purchase Loans
The article discusses the latest trends and developments in the mortgage industry. It provides insights on market conditions, interest rates, and key players in the mortgage lending sector.
Jun 12, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? The outlook as rates gradually inch lower.
Mortgage interest rates have decreased slightly according to Freddie Mac, but not significantly enough to make a big impact on potential home buyers. The 30-year fixed-rate mortgage is at 6.84% and the 15-year fixed-rate mortgage is at 5.97%. However, with various financial factors at play, including inflation and tariffs, waiting for significant rate drops may not be fruitful. It is advised to fo... more
Jun 12, 2025 9:00 AM
— Mortgage Lending
US Mortgage Rates Tick Down, Sending 30-Year Average to 6.84%
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Jun 12, 2025 9:00 AM
— Mortgage Rates
Mortgage rates hold steady for another week
Mortgage rates remained stable this week, with the average 30-year rate at 6.84% and the 15-year rate at 5.97%. Despite little movement in rates, an increase in inventory and slower house price growth are seen as positive signs. Traders are expecting a Fed rate cut later this year, which could influence mortgage rates. Mortgage applications for home purchases and refinancing have increased, partly... more
Jun 12, 2025 7:00 AM
— Bond Markets
Higher Bar For Additional Gains Despite Lower PPI
The PPI core monthly number came in at 0.1 vs the forecast of 0.3, leading to a small rally in bonds that was not as significant as the previous day's rally. The outcome may have been priced in to some extent, and the yield curve and Fed Funds Rate expectations are also factors to consider.
Jun 12, 2025 6:02 AM
— HELOC Rates
HELOC rates reverse course while home equity loans stay steady
The average rate on a $30,000 home equity line of credit (HELOC) fell slightly this week but remains close to its highest level of the year. Home equity loan rates are unchanged and near a low in 2025. Deciding between a HELOC and a fixed-rate home equity loan depends on financial goals and how funds will be used. Rates are driven by lender competition and the Federal Reserve's actions. Experts fo... more
Jun 12, 2025 5:03 AM
— Home Equity Line of Credit (HELOC) Market
Banks vs IMBs: who wins the HELOC war?
Non-bank lenders are expanding into the home equity line of credit market and are offering advantages compared to larger competitors. However, fraudulent activity is increasing in the industry, so lenders need to take steps to protect borrowers and their portfolios. Homeowners can currently borrow $50,000 and pay around $100 less per month than they did a year ago. Closed-end home equity volume in... more
Jun 12, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 12, 2025: Decreases following favorable inflation report
Mortgage interest rates have dropped following a positive inflation report, with the average 30-year fixed rate at 6.76% and the 15-year rate at 5.96%. The Federal Reserve may delay rate cuts until September due to inflation remaining low. Mortgage rates are waiting for a significant reason to move up or down. Different types of mortgage rates are outlined, such as fixed and adjustable rates, with... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.