Mortgage News
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Showing 3289 - 3312 of 3744 results
May 31, 2025 3:00 AM
— Housing Market
Sellers outnumber homebuyers: High prices and mortgage rates continue to skew the housing market
The U.S. housing market currently has nearly 34% more sellers than buyers, leading to less competition for home listings and more pressure on sellers to lower prices. The increase in sellers and decrease in buyers has caused a decline in home sales, with prices expected to drop by about 1% by the end of the year. Some sellers have already started reducing prices and offering incentives to attract ... more
May 30, 2025 12:00 PM
— Mortgage Rates
Another Small Victory For Mortgage Rates
Mortgage rates have remained relatively stable this week, with a slight decrease in the average top tier 30yr fixed rate. Most movement occurred on Tuesday morning after the holiday weekend, with minimal changes since then. Economic data did not have a significant impact on rates, with inflation data being in line with expectations.
May 30, 2025 9:39 AM
— Mortgage Finance
Lenders, Borrowers Waiting for Interest Rates to Drop (IMF)
Elevated interest rates on mortgages are currently suppressing demand, but short periods of declines in rates have led to surges in loan applications. The uncertainty remains as to when interest rates will decrease.
May 30, 2025 9:39 AM
— Mortgage Finance
Mortgage Originations by Product: 2004-1Q25 (PDF)
The article provides market-level data on dollar volume by type of mortgage product, including government, conventional-conforming, nonconforming, adjustable-rate, jumbo, refinance, and purchase. The data is broken down quarterly starting from 2019.
May 30, 2025 9:01 AM
— Mortgage Finance
MBS Trading Drops in April
The article discusses recent trends in the housing market, noting an increase in mortgage rates and a decrease in home sales. It also mentions the impact of treasury rates on mortgage rates and how it is affecting potential homebuyers' ability to afford homes.
May 30, 2025 9:00 AM
— Mortgage Lenders
Correspondent DPA, Home Equity Products; Training and Webinars in June; STRATMOR on Navigating DC
The article discusses various products and services related to mortgages, such as Flyhomes Instant Equity, Aven Broker Program, Click n' Close Down Payment Assistance programs, and the launch of the Chrisman Marketplace. It also mentions upcoming events and webinars related to mortgage news and trends.
May 30, 2025 8:00 AM
— Housing Market
Sellers outnumber prospective homebuyers as high prices, mortgage rates skew market
The U.S. housing market currently has more sellers than buyers, leading to less competition for homes and pressure on sellers to lower prices. This shift in balance between buyers and sellers is causing home prices to decline, with some metro areas already experiencing price drops. However, despite this shift in favor of buyers, the housing market may remain unaffordable for many Americans due to ... more
May 30, 2025 6:00 AM
— Interest Rates
Ho-Hum PCE Inflation Data Leaves Focus on Month-End Trading
Today's PCE Price Index is a consumer inflation report that is bigger and broader than CPI, but tends to have a smaller reaction in the market due to its staleness and lower surprise potential. Traders are more interested in the inflation narrative over the next 6 months, particularly with tariff policy stabilization and price pressure passing through. Bonds may be influenced by month-end trading ... more
May 30, 2025 3:03 AM
— Interest Rates
Top CD Rates Today: May 29, 2025 | Best APYs Range 4.15%-4.49%
The article discusses the benefits of investing in a certificate of deposit (CD) as a tool for saving money. It highlights the current leading APY rates across different CD terms and the pros of CD investing, such as solid APYs, safety, guaranteed fixed returns, and limited access to funds. It also mentions the recent federal funds rate changes and how they can impact deposit accounts like CDs.
May 29, 2025 3:00 PM
— Online Mortgage Applications
FHFA’s Pulte on Fed Rates, Future of Fannie and Freddie
The article discusses the importance of confirming that the user is not a robot by clicking a box before accessing certain online content.
May 29, 2025 3:00 PM
— Mortgage Rates
Average rate on a US 30-year mortgage rises to 6.89%, its highest level since early February
The average rate on a 30-year mortgage in the U.S. rose to 6.89%, the highest level since early February, impacting borrowing costs for homebuyers. Mortgage rates are influenced by various factors such as the Federal Reserve's interest rate policy, bond market expectations, and the 10-year Treasury yield. Rising mortgage rates have reduced purchasing power for potential homebuyers, leading to a sa... more
May 29, 2025 2:01 PM
— Mortgage Finance
MBS Trading Slows in April
The article discusses updates in the mortgage industry, including changes in mortgage rates and trends in the housing market.
May 29, 2025 2:01 PM
— Mortgage Rates
Bonds Hold Morning Gains; No Reaction to Tariff Headlines
The markets reacted to tariff headlines, with tariffs back in effect pending further review by the court. Traders expect the administration to find ways around any attempted block. Tepid economic data and a well-received 7-year Treasury auction added mildly to the gains. Mortgage-Backed Securities (MBS) and 10-year Treasury yields saw slight improvements.
May 29, 2025 2:00 PM
— Mortgage Rates
Mortgage rates rise for third straight week, hover near 7%
The article discusses the lack of housing supply being a significant problem, the increase in mortgage rates for the third straight week with the 30-year fixed mortgage rate at 6.89%, and the rise in home prices. The National Association of Realtors reported a drop in pending home sales and emphasized the importance of lower mortgage rates to boost home buyer activity.
May 29, 2025 1:01 PM
— Mortgage Rates
Monthly mortgage payments on the rise, but not for long
Homebuyers in the current Spring season are facing larger monthly payments, but relief may be on the way. Mortgage rates have increased since April and the Purchase Application Payment Index has dropped. Yields on the 10-year Treasury are climbing due to various factors, and pending sales of homes have increased thanks to a brief dip in mortgage rates.
May 29, 2025 1:00 PM
— Mortgage Rates
The market slump? It’s ‘all about mortgage rates’
Pending home sales dropped significantly in April due to economic uncertainties such as tariffs, federal job cuts, and high mortgage rates. The rise in mortgage rates is a major hurdle for potential buyers, with rates averaging around 6.89%. Despite lower prices and rising supply, lower mortgage rates are seen as essential to revive the housing market. Privatizing Freddie Mac and Fannie Mae could ... more
May 29, 2025 1:00 PM
— Bond Markets
Mortgage Rates Move Slightly Lower After Today's Data
There was behind-the-scenes volatility in the bond market today, but it had a minimal impact on mortgage lenders. The bond market initially weakened due to news on tariffs, but reversed after the release of weak economic data. The weaker data was good for bonds and rates, leading to a modest drop in the average conventional 30yr fixed rate.
May 29, 2025 11:00 AM
— Mortgage Rates
Mortgage rates keep rising. Home sales keep slowing.
Mortgage rates increased for the third consecutive week, reaching an average of 6.89% for 30-year fixed-rate mortgages. As a result, the housing market is being negatively impacted, with a decline in both refinance and purchase applications. Sales of previously-owned homes have been inconsistent this year, with April seeing the slowest pace since 2009. Home contract signings also dropped in April,... more
May 29, 2025 10:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 29, 2025: Rates higher for the third week in a row
Mortgage interest rates increased slightly this week, with the average 30-year fixed rate rising to 6.89%. The 10-year Treasury yield is up compared to the previous week, but rates are still lower than mid-month highs. The article discusses the impact of economic factors on mortgage rates, the difference between fixed and adjustable-rate mortgages, factors that affect mortgage rates, and refinanci... more
May 29, 2025 10:14 AM
— Mortgage Rates
Mortgage rates rise again to highest level since February
Mortgage rates have increased for the third week in a row, reaching their highest point since February. Despite some economic news and political developments affecting Treasury yields, the 30-year fixed rate mortgage saw some decrease in pricing.
May 29, 2025 9:01 AM
— Mortgage Finance
Trump Explicitly Endorses GSEs’ Implicit Guarantee
The article discusses Inside Mortgage Finance Publications and its services related to design, content management systems, hosting, and web development.
May 29, 2025 9:01 AM
— Mortgage Finance
Lenders, Borrowers Waiting for Interest Rates to Drop
The article discusses the latest trends in the mortgage market, including changes in interest rates and lending practices. It provides insights into how these factors are impacting both borrowers and lenders.
May 29, 2025 9:01 AM
— Housing Market
AI Hedging, Application, Processing Tools; Builder/Lender M&A; Freddie-Fannie Saga Continues
There is uncertainty surrounding the potential privatization of Freddie Mac and Fannie Mae, with differing opinions and potential plans coming from government officials. Additionally, there are discussions on retirement, tech solutions for lenders, and mergers and acquisitions in the industry.
May 29, 2025 9:00 AM
— Mortgage Lending
US Mortgage Rates Rise for a Third Time While Sticking Below 7%
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.