Terms & Conditions

Effective Date: July 1st, 2025

Welcome to mortgage-rates.ai (“Website”). By accessing or using this Website, you agree to comply with the following Terms and Conditions. If you do not agree, please do not use this Website.

1. Personal Use Only

This Website is provided solely for your personal, non-commercial use. You may not use the Website for any commercial purpose, including but not limited to resale, redistribution, or market research.

2. Prohibited Activities

You may not engage in any of the following:

• Automated scraping, crawling, or harvesting of data from the Website.

• Use of bots or data-mining tools.

• Reproduction, duplication, or modification of any content for commercial use.

3. Informational Purposes Only

All content on this Website is provided for general informational purposes only. It should not be considered professional financial, legal, or mortgage advice.

4. No Liability

mortgage-rates.ai assumes no responsibility for any errors or omissions in the content. We make no guarantees regarding the accuracy, timeliness, or completeness of any information. Your use of the Website is at your own risk.

5. Not a Lender or Financial Institution

mortgage-rates.ai is not:

• A mortgage lender

• A mortgage broker

• A mortgage loan officer

• A federally regulated financial institution

We do not originate, fund, or underwrite any loans. The Website does not constitute an offer to lend money or enter into any loan agreement.

6. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of those changes.

7. Contact

If you have any questions about these Terms, please contact us at: contact@mortgage-rates.ai.com