Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1 - 24 of 3726 results
Jan 27, 2026 12:31 PM
— Mortgage Lenders
Class action lawsuit accuses Rocket of ‘illegal steering’ scheme
Rocket Companies and its subsidiaries are facing a nationwide class action lawsuit alleging that they engage in a 'pay-to-play' referral scheme, violating federal regulations by coercing real estate agents to steer clients towards Rocket Mortgage loans. Rocket denies any wrongdoing and the lawsuit seeks treble damages for affected consumers. The lawsuit also cites a 2019 agreement requiring partne... more
Jan 27, 2026 12:30 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates decreased for the 5th consecutive day with no clear underlying reasons or significant news affecting the market. The movement was minimal and not worth investigating further.
Jan 27, 2026 10:04 AM
— Housing Market
U.S. home prices flatten as regional splits deepen
In November, U.S. home prices experienced a slight increase nationally, but there was a significant imbalance in the market with more sellers than buyers. Meanwhile, the 30-year mortgage rate has remained steady for weeks, with some experts predicting it could reach 6% in 2026.
Jan 27, 2026 9:32 AM
— Mortgage Companies
CoStar faces renewed activist pressure over Homes.com strategy
Third Point is pressuring CoStar Group to reform its board and reconsider its strategy regarding Homes.com, citing $3 billion in residential losses over five years and a 27% stock drop. The activist investor calls for a focus on commercial real estate instead of residential. They argue that CoStar misallocated billions into Homes.com and urge the company to replace majority of the board with quali... more
Jan 27, 2026 9:00 AM
— Home Equity Lines of Credit (HELOCs)
Is a Variable Rate HELOC Too Risky in Today’s Market?
The article discusses the risks and benefits of a variable-rate Home Equity Line of Credit (HELOC). It explains how HELOC rates change, factors to consider before getting a HELOC, potential risks of rate increases, and strategies to mitigate those risks, including paying down the principal, locking in a fixed rate, and using a home equity loan instead.
Jan 27, 2026 7:30 AM
— Mortgage Rates
Follow these 8 strategies for getting the lowest mortgage rates
The article discusses how to secure the lowest mortgage rate possible in the 2026 housing market. It provides tips such as improving credit score, reducing debt-to-income ratio, making a larger down payment, prepaying interest, and negotiating special financing or interest rate buydown with the lender. It also mentions the option of adjustable-rate mortgages and shorter-term loans for lower intere... more
Jan 27, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 27, 2026: Under 6% again
The average 30-year fixed mortgage rate is 5.97% while the 15-year fixed rate is 5.47%. Mortgage rates have remained below 6% since mid-November. Different types of mortgage rates and refinance rates are listed, along with a comparison between 15-year and 30-year mortgages. The article also discusses adjustable-rate mortgages and provides insights into how to get the lowest mortgage rates.
Jan 27, 2026 6:33 AM
— Housing Market
House-Buying Power Jumps Nearly 10 Percent Annually
Housing affordability has improved for the ninth consecutive month in November 2025, reaching its strongest level since 2022. Factors contributing to this improvement include increased household incomes, lower mortgage rates, and minimal house price growth. Affordability is broad-based across major metro areas. The outlook for affordability depends on factors like wage growth, mortgage rates, and ... more
Jan 27, 2026 6:31 AM
— Home Equity Line of Credit (HELOC)
HELOC Draw Limits: Daily and Monthly Withdrawal Rules Explained
The article discusses how HELOC draw limits are set by lenders to determine how much a borrower can withdraw per day or per transaction, regardless of their available balance. It explains the differences between daily and monthly limits, as well as the various access methods like convenience checks, electronic transfers, wire transfers, and access cards. Additionally, it talks about HELOC draw per... more
Jan 27, 2026 5:30 AM
— Bond Markets
Gap Filled. Time to Sell?
The article discusses the technical analysis in the bond market, specifically focusing on the gap created between yields on 2 consecutive days at the time of the breakout. The recent altitude achieved above the 4.20% technical ceiling in 10yr yields is considered the 'gap' in this case, with Monday's yields filling it down to 4.203. Traders often see this as a cleansing of positional imbalances th... more
Jan 27, 2026 2:31 AM
— Housing Market
Home-sale cancellations hit record as buyers walk away
Home-sale cancellations have reached a record high due to high prices and more options in the market. Despite properties selling below asking prices, some sellers are choosing to remove their listings altogether. However, a modest improvement in prices and mortgage rates has encouraged buyers to sign more contracts in recent months.
Jan 27, 2026 2:31 AM
— Mortgage Legislation
Maine bill targets MIP costs, lower rates for homebuyers
A Maine real estate agent is proposing a bill that would give homeowners a state tax deduction on mortgage insurance premiums as well as offer grants to help lower loan payments. The bill is part of the bipartisan Housing for the 21st Century Act, which recently passed the House Financial Services Committee.
Jan 26, 2026 10:31 PM
— Housing Market
HUD orders housing agencies to verify tenant eligibility
HUD has ordered housing authorities to verify tenant eligibility related to issues like immigration status within 30 days. Nearly 200,000 records need verification, including deceased and ineligible tenants. Noncompliant agencies may face sanctions and HUD plans to recover improper payments.
Jan 26, 2026 3:33 PM
— Mortgage Lenders
Rocket Companies faces lawsuit over mortgage steering
Rocket Companies, including Rocket Mortgage, faces a class-action lawsuit alleging they steered homebuyers to their mortgage products, which are deemed disadvantageous to clients. The lawsuit claims that Rocket violated RESPA by pressuring clients into bad loans and funneling leads to real estate agents who push clients to use Rocket's services. Rocket denies the allegations and defends their prac... more
Jan 26, 2026 3:31 PM
— Mortgage Finance
FHA Mortgages Push Agency MBS Delinquency Rate Higher
The article discusses recent trends in the mortgage market, including changes in interest rates and lender policies. It also touches on the impact of economic conditions on the housing market.
Jan 26, 2026 12:32 PM
— Mortgage Rates
Lowest Mortgage Rates in Just Over a Week
Mortgage rates decreased slightly for the 4th consecutive business day, with the average top-tier 30yr fixed rate reaching its lowest point since January 16th. However, rates were even lower 2 weeks ago. The week ahead is expected to have little volatility, including the Fed announcement on Wednesday, as the outcome is already fully expected by financial markets.
Jan 26, 2026 12:30 PM
— Housing Market
Ryan Serhant thinks the American Dream was just a 'slogan created by banks,' but it was really about FDR, the Great Depression, and an economic crisis
The article discusses the history of mortgages in the United States and how homeownership has become increasingly difficult to achieve in the current housing market due to factors such as high home prices, mortgage rates, and low supply. Despite the challenges, the American Dream of homeownership has deep roots in history and was not created by banks as a marketing ploy. A real estate CEO argues t... more
Jan 26, 2026 11:30 AM
— Mortgage Lenders
Trump’s Plan To Fix the Housing Market Has Problems, Morgan Stanley Warns
The article states that the request could not be processed and provides a reference ID for contacting support.
Jan 26, 2026 9:37 AM
— Mortgage Rates
Mortgage Rates Static on Monday | Today, January 26, 2026
Mortgage rates remained steady over the weekend, providing low rates for those looking to purchase a home or refinance. The economic indicators are neutral, keeping interest rate movements flat for now. The average 30-year fixed mortgage rate is at 6.20%. Experts are advising on whether to refinance or tap into home equity, while also discussing financial assistance programs. Freddie Mac reports r... more
Jan 26, 2026 8:42 AM
— Mortgage Finance
Investor Demand Helps Drive Down Rates on DSCRs
The article discusses the latest trends in the mortgage industry, including changes in interest rates and housing market conditions. It highlights the importance of staying informed about market developments for those looking to buy or refinance a home.
Jan 26, 2026 8:40 AM
— Mortgage Finance
Lower Interest Rates Boost Refis, Prepayments
The article discusses the latest trends in the mortgage market, including changes in interest rates and housing market conditions.
Jan 26, 2026 8:31 AM
— Interest Rates
Fed is likely to hold interest rates steady, resisting Trump pressure. Here’s what that means for borrowers
The Federal Reserve is expected to hold interest rates steady despite pressure from President Trump. Trump is critical of the Fed for not lowering rates. Mortgage rates have dipped below 6% due to geopolitical issues but can rise quickly. Most credit cards have a variable rate connected to the Fed's benchmark. Trump's proposal for a 10% cap on credit cards is controversial. Car loan interest rates... more
Jan 26, 2026 8:31 AM
— Mortgage Rates
Rates are still under 6%: Mortgage lenders with the best rates this week, Jan. 26, 2026
The article provides a list of the top 10 mortgage lenders with the best interest rates, most of which are offering rates just below 6%. It emphasizes the importance of shopping around for the lowest mortgage rate, as the savings could be significant. The article also explains the difference between interest rate and APR, which includes both interest rates and lender fees.
Jan 26, 2026 6:33 AM
— Interest Rates
Starting Fairly Flat After Spicy But Stale Durable Goods
This week's main focus is the Fed announcement on Wednesday, but it is uncertain how much of an impact it will have. The Producer Price Index on Friday may have more influence, but typically doesn't make a big splash. Durable Goods data released this morning exceeded forecasts, potentially leading to a small decrease in 10yr yields, but the impact was minimal.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.