Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1 - 24 of 2881 results
Dec 12, 2025 8:30 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2026-2030
Mortgage rates have dropped by half a point over the last year according to Freddie Mac. Several factors determine mortgage interest rates, with the 10-year Treasury yield being a primary one. Forecasts suggest that the 10-year Treasury yield will remain above 4.1% through 2030. The difference between Treasury yields and mortgage rates has been significant in recent years. Long-range estimates sug... more
Dec 12, 2025 7:50 AM
— Mortgage Rates
Mortgage Rates Quiet Heading into Weekend | Today, December 12, 2025
The article discusses the movements in mortgage rates following the December Fed cut and how mix economic indicators could add upward pressure on interest rates. It also provides information on average mortgage rates, types of mortgages available, and factors influencing mortgage rates.
Dec 12, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 12, 2025?
The article discusses the final Federal Reserve meeting of 2025, where the final interest rate cut of the year was issued. Mortgage interest rates are gradually declining, with rates on 30-year and 15-year mortgages currently below 6%. Homeowners and buyers are encouraged to shop around for lower rates but should consider closing costs when refinancing.
Dec 12, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 12, 2025: Rates remain well below the 52-week average
Mortgage rates are just slightly above 2025 lows according to Freddie Mac and Zillow data. The 30-year fixed rates are around 6.22%, while the 15-year fixed rates are at 5.54%. Refinance rates are similar, but slightly higher. Fixed-rate mortgages ensure a set rate for the loan's life, while adjustable-rate mortgages have a changing rate after a designated period.
Dec 12, 2025 5:32 AM
— Housing Market
2nd Look at Local Housing Markets in November
The article discusses the 2nd look at local housing markets in November, as featured in the Calculated Risk Real Estate Newsletter.
Dec 12, 2025 5:32 AM
— Reverse Mortgages
HECM Loan Limits: What They Are and How They Work in 2025
A Home Equity Conversion Mortgage (HECM) allows homeowners 62 and older to borrow against their home equity without making monthly mortgage payments. Each year, the Federal Housing Administration (FHA) sets a maximum loan limit for these reverse mortgages. The 2026 HECM loan limit is $1,249,125, and it's tied to shifts in national home prices. A higher limit means more home value can be included i... more
Dec 11, 2025 6:32 PM
— Mortgage Technology
ACES Makes New Data Export Tool Generally Available
ACES Quality Management has released a new tool, ACES DATABRIDGE, which allows financial institutions to extract, manage, and report on their ACES data using their own tools and environments. This tool gives clients more control over their data and enables secure and configurable data exports into client-controlled data warehouses.
Dec 11, 2025 6:32 PM
— Mortgage Lenders
FirstClose Enhances its OMS With Home Equity Fulfillment Capabilities from Stewart
FirstClose has partnered with Stewart Lender Services to enhance its order management system, providing users with integrated access to home equity title, valuation, and closing solutions. This partnership aims to streamline ordering and fulfillment processes, reduce manual steps, accelerate decision-making, and improve borrower experiences.
Dec 11, 2025 5:32 PM
— Mortgage Rates
Friday: No major economic releases scheduled.
On Friday, there were no major economic releases scheduled. Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios.
Dec 11, 2025 2:32 PM
— Mortgage Rates
Mortgage Rates Increased Slightly This Week But Fed Rate Cut Helps
Mortgage rates slightly increased this week, with the average rate for a 30-year fixed-rate at 6.22%. The rate for a 15-year fixed-rate mortgage also rose, but both are below the year-to-date average. Despite minimal changes, rates have remained stable for over a month, providing predictability and confidence in the market. The recent rate cuts by the Fed have helped keep borrowing costs low, but ... more
Dec 11, 2025 2:31 PM
— Mortgage Rates
Mortgage rates tick higher but remain near 2025 lows
EV wiring, solar-ready roofs, and stricter insulation rules are contributing to higher home construction costs. Freddie Mac reported that the average rate on the benchmark 30-year fixed mortgage increased to 6.22% from the previous week. The average rate on a 30-year loan was 6.6% a year ago. The Federal Reserve recently lowered the benchmark interest rate, but mortgage rates are not directly affe... more
Dec 11, 2025 1:31 PM
— Mortgage Rates
Rate shopping could save borrowers over $1,100 a year
The article reports that 70% of U.S. home purchasers do not shop mortgage lenders for a lower rate, potentially costing them up to 50 basis points in higher payments. It also discusses changes in mortgage rates, mortgage debt-to-income ratios, high-risk markets, national median payments, and the potential drawbacks of a 50-year mortgage.
Dec 11, 2025 1:31 PM
— Mortgage Finance
Researchers See Predictive Power in MBS Prices
The article discusses the latest trends and insights in the mortgage market, focusing on factors such as interest rates, housing market conditions, and mortgage lender activity.
Dec 11, 2025 1:30 PM
— Bond Markets
Two-Way Trading But Not Much Day-Over-Day Movement
Bonds started the day strong but weakened after the NYSE open, ending the day relatively unchanged. The day did not witness any significant events, with December 16th expected to be the only other notable trading day of the year. Mortgage-backed securities (MBS) and 10-year yields fluctuated throughout the day.
Dec 11, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hit Lowest Levels of The Week
Following a Fed day, the bond market moved towards lower rates, a welcome change from previous days. The average lender is currently in the middle of the range over the past 3 months and experiencing the lowest levels since last Thursday.
Dec 11, 2025 11:32 AM
— Mortgage Rates
Mortgage Rates: The New Normal
The article discusses the current state of mortgage rates and refers to them as the 'New Normal.' It likely offers insights or analysis on the stability or trend of mortgage rates in the housing market.
Dec 11, 2025 10:32 AM
— Mortgage Rates
Mortgage rates higher after FOMC rate cut priced in
The article discusses the impact of the Federal Open Market Committee short-term rate reduction on the mortgage industry. Mortgage rates have been fluctuating, with some slight increases and decreases over the past few weeks. Refinancing has pushed mortgage originations higher, while rising delinquencies suggest mounting borrower stress.
Dec 11, 2025 10:30 AM
— Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Nonbanks Outpace Banks on Refi Retention
The article discusses the latest trends and developments in the mortgage industry. It provides insights into current mortgage rates, lender strategies, and market conditions.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Affordability Constrained Even as HPA Slows, Rates Decline
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors affecting mortgage rates and lending practices.
Dec 11, 2025 9:31 AM
— Mortgage Finance
CFPB to Let Mortgage Industry Calculate APOR
The article discusses changes in mortgage rates and how they are impacting the housing market. It covers recent trends in interest rates and the potential effects on mortgage lending and borrowers.
Dec 11, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate ticks up to 6.22%, but remains close to its low for the year
The average rate on a 30-year U.S. mortgage slightly increased this week but is still close to the low point for the year. Borrowing costs on 15-year fixed-rate mortgages also rose. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market expectations.
Dec 11, 2025 9:30 AM
— Mortgage Rates
Mortgage rates inched up last week but remain near year-to-date lows
Mortgage rates rose slightly after the Federal Reserve's rate cut was not enough to offset Treasury yields spike. The Fed's decision to cut rates drew dissents due to a weakening labor market and rising inflation. The direction of mortgage rates will be influenced by upcoming economic data. Refinancing activity increased, while home purchase applications fell slightly.
Dec 11, 2025 8:31 AM
— Mortgage Finance
Fed’s Rate Cut Not Expected to Help Mortgages Much
The article discusses the current state of the housing market and the impact of rising mortgage rates on homebuyers. It highlights the potential challenges buyers may face due to higher interest rates and advises them to carefully consider their financial situation before making a purchase.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.