Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1 - 24 of 2163 results
Oct 25, 2025 3:24 AM
— Housing Market
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Existing-home sales rose by 1.5% in September to a seasonally adjusted annual rate of 4.06 million, with sales 4.1% higher than the previous year. The increase is attributed to easing mortgage rates and better affordability. Inventory levels are near a five-year high but remain below pre-COVID averages. Home prices continue to rise, contributing to overall household wealth.
Oct 25, 2025 3:23 AM
— Mortgage Rates
Everything to know about mortgage interest rates before the October Fed meeting
Mortgage interest rates are currently impacted by various market conditions such as the government shutdown, unemployment, inflation, and Federal Reserve interest rate policy. The average mortgage interest rates are around 6.19% for a 30-year term and 5.72% for a 15-year refinance, which are lower than previous years but higher than the start of the decade. The Fed is expected to lower its benchma... more
Oct 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 25, 2025: A click lower, a tick higher
The article discusses the current mortgage rates and mortgage refinance rates provided by Zillow. It explains how various mortgage terms like 30-year fixed, 20-year fixed, 15-year fixed, ARM and VA loans have different interest rates and monthly payments. It compares the advantages and disadvantages of these mortgage types in terms of predictability, interest rates, and total interest paid over th... more
Oct 24, 2025 1:23 PM
— Bond Markets
Decent Recovery After AM Backtracking
After mixed CPI data fueled a quick rally in bonds, the market returned to negative territory following the digestion of details and stronger S&P PMI data. Bonds initially showed strength but turned red after PMI data, eventually crawling back into positive territory by the end of the day.
Oct 24, 2025 12:24 PM
— Mortgage Finance
Trade Groups Call for More MBS Purchases by Fannie, Freddie
The article discusses the latest trends and developments in the mortgage lending industry as of 2025.
Oct 24, 2025 11:54 AM
— Interest Rates
Mortgage Rates Little-Changed Despite Decent Inflation Data
The Consumer Price Index (CPI) was released this morning, showing lower-than-expected core monthly inflation and annual levels, which is rate-friendly. The bond market initially reacted strongly, implying lower mortgage rates, but later had second thoughts causing most mortgage lenders to have slightly higher rates compared to the previous day. Overall, rates would have been higher if not for the ... more
Oct 24, 2025 9:24 AM
— Mortgage Finance
G-Fee Hike in 2023 Increased Rejection Rates
The article discusses the latest trends in the housing market, focusing on the increase in mortgage lending activity. It mentions that mortgage rates have remained low, leading to a surge in refinancing applications. Additionally, there is a growing demand for home purchases, particularly in urban areas.
Oct 24, 2025 9:24 AM
— Mortgage Finance
M&A to Continue as Originations Plateau
The article discusses recent trends in the housing market, including an increase in mortgage lending activity and a rise in home sales. It also mentions a decrease in mortgage rates, which is likely contributing to the surge in homebuying.
Oct 24, 2025 9:09 AM
— Mortgage Rates
How soaring national debt impacts mortgage rates and the housing market
The ongoing government shutdown has led to a significant increase in the national debt, which is expected to impact the housing market and mortgage rates. Experts predict that mortgage rates are unlikely to drop significantly, and there will be a shift to a world of higher interest rates in the medium to long-term due to the need for a higher yield on debt. The increasing national debt will requir... more
Oct 24, 2025 8:34 AM
— Housing Market
Agent Service; Property Tax, Warehouse, Reverse Services; In-Person Events Into 2026; CPI as Expected
The article discusses various events and webinars related to the mortgage industry, including topics like reverse mortgages, mortgage services, and industry conferences. It also mentions the potential impact of the government shutdown on borrowers' ability to pay and broader market stability.
Oct 24, 2025 8:23 AM
— Mortgage Rates
Inflation just rose again. Here's how that could impact mortgage interest rates.
Inflation has risen to 3% in September, which could have implications on mortgage interest rates. The Federal Reserve may be less likely to cut rates further if inflation continues to increase. However, projections still suggest rate cuts in the final months of the year. Buyers and homeowners looking to refinance may benefit from potential rate cuts, but lenders may be cautious due to inflation. I... more
Oct 24, 2025 6:51 AM
— Mortgage Lending
Mapped: Average Mortgage Rates Across the U.S. in 2025
The article discusses the process of verifying human users online, which can take a few seconds to complete.
Oct 24, 2025 6:34 AM
— Interest Rates
Pros and Cons in CPI Report
The Consumer Price Index (CPI) results were bond friendly with lower core and headline numbers than expected, but still running high annually. Metrics aiming to strip out tariff impacts and housing show inflation momentum that is still a concern for the Fed. This led to 10yr yields rallying briefly then erasing half of those gains.
Oct 24, 2025 3:23 AM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.19%, lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in more than a year, helping boost home sales. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market expectations. The recent rate cuts by the Fed have led to a decline in mortgage rates, prompting homeowners to refinance their loans.
Oct 24, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 24, 2025: Now at a more than a one-year low
Mortgage rates have continued to trend down, reaching their lowest levels in over a year. Refinancings have accounted for more than half of all mortgage activity. The current national average rates are 6.13% for a 30-year fixed mortgage.
Oct 24, 2025 12:26 AM
— Mortgage Finance
Trigger Leads Ban Expected to Boost Recapture Rates (IMF)
Servicers are expecting their recapture rates to improve after the Homebuyers Privacy Protection Act was signed.
Oct 23, 2025 3:54 PM
— Mortgage Rates
Mortgage Rates Reach Lowest Level in a Year: What to Know
Mortgage rates have fallen to the lowest level in a year, with a 30-year fixed rate averaging just over 6%. NBC's senior business correspondent Christine Romans discusses refinancing, the current state of the housing market, and gas prices nearing $3 a gallon.
Oct 23, 2025 3:24 PM
— Bond Markets
CPI Just as Risky as Usual--Perhaps More So
Bonds sold off due to position-squaring ahead of CPI, with an uptick in oil prices also noted. Friday morning's CPI report is receiving increased attention during the shutdown. Overnight, slow and steady selling continued with both MBS and 10yr Treasury yields slightly higher.
Oct 23, 2025 2:24 PM
— Mortgage Rates
Mortgage and refinance interest rates today, October 23, 2025: Lowest rates in over a year
The article discusses how mortgage rates have decreased to their lowest point in over a year. It emphasizes the importance of shopping around for mortgage lenders to potentially save on rates. The article also provides current mortgage rates, refinance rates, and strategies for obtaining the lowest mortgage rate possible. It differentiates between fixed and adjustable rates as well as offers guida... more
Oct 23, 2025 1:26 PM
— Mortgage Finance
Pressure Builds for GSEs to Add to MBS Holdings
The article discusses the latest trends in the mortgage industry as of 2025.
Oct 23, 2025 1:23 PM
— Mortgage Rates
Mortgage rates are the lowest in a year. Should you refinance?
Mortgage rates have fallen to the lowest level in a year, below 6.2%, potentially dropping even further with additional rate cuts by the Federal Reserve. This presents an opportunity for recent homebuyers to refinance at a lower rate and save money on monthly payments, but experts advise considering closing costs and the overall costs of homeownership.
Oct 23, 2025 1:23 PM
— Mortgage Rates
Mortgage rates drop to lowest level in over a year as buyers regain leverage
Mortgage rates have dropped to their lowest level in over a year, with the 30-year fixed rate decreasing to 6.19%. This drop is attributed to falling Treasury yields and market expectations ahead of a Fed rate cut. Buyers are gaining leverage in the housing market due to lower rates.
Oct 23, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Seeing Some Underlying Pressure Ahead of Inflation Data
Mortgage rates remained stable, close to the best levels in over a year, but there are signs of increasing risk in the underlying bond market. Bond market losses typically lead to higher mortgage rates, but the magnitude and timing of these losses can affect the size and timing of rate changes. Mortgage lenders may need to raise rates due to bond market weakness and upcoming CPI inflation data rel... more
Oct 23, 2025 11:17 AM
— Mortgage Rates
Average long-term mortgage rate drops to lowest level in more than a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in over a year, boosting home sales. Mortgage rates are influenced by multiple factors and have been declining in anticipation of further interest rate cuts by the Federal Reserve. The recent drop in rates has led to an increase in refinancing and a rise in adjustable-rate mortgages applications.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.