Mortgage News
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Showing 25 - 48 of 2890 results
Dec 11, 2025 10:30 AM
— Mortgage Rates
Mortgage rates higher, Rivian to use in-house AI chip over Nvidia's
Mortgage rates have slightly increased this week, with the 30-year fixed rate at 6.22%. Other notable market stories include Disney's $1 billion investment in OpenAI and Rivian unveiling their own AI chips for autonomous driving.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Nonbanks Outpace Banks on Refi Retention
The article discusses the latest trends and developments in the mortgage industry. It provides insights into current mortgage rates, lender strategies, and market conditions.
Dec 11, 2025 9:32 AM
— Mortgage Finance
Affordability Constrained Even as HPA Slows, Rates Decline
The article discusses the latest trends and developments in the mortgage industry, focusing on important factors affecting mortgage rates and lending practices.
Dec 11, 2025 9:31 AM
— Mortgage Finance
CFPB to Let Mortgage Industry Calculate APOR
The article discusses changes in mortgage rates and how they are impacting the housing market. It covers recent trends in interest rates and the potential effects on mortgage lending and borrowers.
Dec 11, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate ticks up to 6.22%, but remains close to its low for the year
The average rate on a 30-year U.S. mortgage slightly increased this week but is still close to the low point for the year. Borrowing costs on 15-year fixed-rate mortgages also rose. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market expectations.
Dec 11, 2025 9:30 AM
— Mortgage Rates
Mortgage rates inched up last week but remain near year-to-date lows
Mortgage rates rose slightly after the Federal Reserve's rate cut was not enough to offset Treasury yields spike. The Fed's decision to cut rates drew dissents due to a weakening labor market and rising inflation. The direction of mortgage rates will be influenced by upcoming economic data. Refinancing activity increased, while home purchase applications fell slightly.
Dec 11, 2025 8:31 AM
— Mortgage Finance
Fed’s Rate Cut Not Expected to Help Mortgages Much
The article discusses the current state of the housing market and the impact of rising mortgage rates on homebuyers. It highlights the potential challenges buyers may face due to higher interest rates and advises them to carefully consider their financial situation before making a purchase.
Dec 11, 2025 8:30 AM
— Bond Markets
Follow-Through Rally. What's Up With Big Swings in Jobless Claims?
Bonds are experiencing moderate gains following jobless claims data, but the late Thanksgiving holiday has caused issues with seasonal adjustments. Last week's initial claims were distorted due to Thanksgiving, resulting in a big jump this week. Continued claims are also impacted, with non-adjusted claims at the highest levels in years.
Dec 11, 2025 8:30 AM
— Mortgage Lending
US Mortgage Rates Tick Higher, Sending 30-Year Loans to 6.22%
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Dec 11, 2025 8:30 AM
— Mortgage Rates
Why Jerome Powell’s latest rate cut still won’t help you get a lower mortgage rate
The Federal Reserve has cut interest rates by 0.25% in an effort to help the labor market, but experts warn that this will not affect mortgage rates significantly. Mortgage rates are primarily tied to yields on longer-term bonds and are not directly influenced by the Federal funds rate. Despite the small decrease in interest rates, the current mortgage rate is still much higher than during the pan... more
Dec 11, 2025 7:58 AM
— Interest Rates
Mortgage Rates Flat After Fed Cut | Today, December 11, 2025
Following the Federal Reserve rate cut decision, mortgage rates remained relatively steady. Economic indicators such as a drop in Treasury yields are expected to slightly lower interest rates in the short term. Refinancing and tapping into home equity are still viable options, while negotiating and seeking financial assistance can help lower rates for potential buyers. Various mortgage rates for 3... more
Dec 11, 2025 6:34 AM
— Mortgage Lending
Dec. 11: Exec available; correspondent & broker products, LOS, 10T, UAD 3.6 tools; the Fed cuts and mortgage rates shrug
The article discusses various trends and changes in the mortgage industry, such as the impact of demographics on lending practices, the importance of technology and customer experience in the mortgage sector, and the potential for growth through innovative strategies. It also highlights the collaboration between different companies to enhance credit intelligence and improve decision-making process... more
Dec 11, 2025 6:30 AM
— Mortgage Rates
Mortgage rates remain high as 10-year yield stays above 4 percent despite Fed cuts
David Malpass, former World Bank President, believes that the Federal Reserve's outdated models and delayed rate cuts are hindering economic growth. This has resulted in high mortgage rates and poses a threat to the U.S. economy's strength.
Dec 11, 2025 5:30 AM
— Interest Rates
Live coverage: Federal Reserve cuts interest rates by 0.25%, Powell warns there's 'no risk-free path'
The Federal Reserve cut interest rates by 25 basis points, marking the third cut of the year. Fed officials were split on the decision with some favoring holding rates steady. The Fed also published its final Summary of Economic Projections, predicting one interest rate cut in 2026. Stock markets rallied in response to the decision. The Fed acknowledged consumer struggles with higher inflation but... more
Dec 10, 2025 7:32 PM
— Interest Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. There is division within the committee regarding future rate cuts due to factors like elevated inflation and a softening job market. Mortgage rates have decreased by almost 1% since January, but there have been fluctuations following previous Fed rate cu... more
Dec 10, 2025 5:33 PM
— Mortgage Market Trends
November mortgage lock volume hits four-year high as refinances surge
In November 2025, the mortgage industry experienced a strong month with the highest lock activity in four years. Refinance activity drove the growth, particularly rate-and-term and cash-out refinances. Purchase market faced challenges due to high home costs and limited inventory. Lenders saw stable interest rates with a slight improvement over the previous year. Product mix shifted towards governm... more
Dec 10, 2025 5:32 PM
— Interest Rates
FOMC Trims Fed Funds Rate a Quarter Point
The Federal Open Market Committee voted to trim the fed funds rate by a quarter point, despite disagreement among committee members, with some favoring a larger cut or no change. The decision was made due to concerns about the job market and inflation remaining above the target goal. The split vote suggests uncertainty regarding future rate cuts.
Dec 10, 2025 5:31 PM
— Mortgage Rates
Fed moves won't move needle on housing — yet
The Federal Reserve cut its federal funds rate, but Chairman Jerome Powell's comments may have more influence on lenders and home buyers. Mortgage rates have fluctuated with some decreases after consecutive weeks of increases, while refinancing and home equity lending continue to grow despite rising delinquencies.
Dec 10, 2025 3:32 PM
— Interest Rates
Fed cuts rates, though three officials dissent
The Federal Reserve reduced the federal funds rate by 0.25% for the third time in a row, with concerns about labor outweighing inflation. The rate ends 2025 at 3.5% to 3.75%, in line with predictions. Job gains slowed while inflation remained somewhat elevated. There were three dissents in the rate decision. Fresh indicators hinted at a cooling job market. The dot plot showed a divergence in proje... more
Dec 10, 2025 3:20 PM
— Mortgage Applications
Mortgage Applications Increased Last Week Despite Higher Rates
Mortgage application volume increased by 4.8% despite a slight increase in rates, with refinances up 14% and purchases down 2%. Conventional refinance applications increased by almost 8% and government refinances by 24%. Overall, purchase applications continue to run ahead of 2024's pace.
Dec 10, 2025 2:36 PM
— Interest Rates
FOMC Cuts Rate 25 Basis Points; MBA Economist Weighs In
The Federal Reserve's Federal Open Market Committee cut the federal funds rate target by 25 basis points, marking the third rate cut of the year. The committee is divided with some members voting for a bigger rate cut while others voted for no change. Mortgage rates have decreased by almost 1% since January, but they rose after the September and October Fed cuts. The FOMC announced an end to quant... more
Dec 10, 2025 2:31 PM
— Interest Rates
Fed Cuts Rates Again in December. Will Mortgage Rates Fall?
The Federal Reserve made its third consecutive federal funds rate cut of 2025 in December due to weak employment and overall economic uncertainty. While mortgage rate movements varied after the cuts, interest rates trended downwards over the last three months. The central bank's decision signaled weakness in the labor market and an unstable economic forecast, with more cuts potentially on the hori... more
Dec 10, 2025 2:30 PM
— Federal Reserve
Powell Avoided Throwing Cold Water on Rate Outlook. Bonds Approved
The gains in the market were due to Powell's press conference, where he made potentially friendly comments regarding rates, job gains, January decision, and inflation. The day ended with bonds selling aggressively for 2 weeks but the market responding positively to Powell's avoidance of hawkish reminders.
Dec 10, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Improve After Fed Announcement
The Fed cut its policy rate by 0.25%, leading to lower mortgage rates, although they were not directly related. Mortgage rates did not move when the rate cut was announced, but in response to Fed Chair Powell's press conference. Key comments from Powell indicated that job gains may have been overstated, inflation is coming down, and rates are now in a high range of neutral, potentially allowing fo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.