Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2785 - 2808 of 2890 results
May 2, 2025 4:24 AM
— Mortgage Lending
Americans will pay $11 billion more than they need to on mortgages this year
The article discusses the importance of verifying human identity in online transactions to prevent fraud. It mentions the use of biometric technology such as fingerprint and facial recognition to verify identity.
May 2, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 2, 2025: Rates are notably lower than last year
The article discusses how mortgage interest rates have decreased, with the national average 30-year fixed mortgage rate at 6.76% and the 15-year fixed rate at 5.92%. The rates have dropped significantly since the same time last year, making it a better time for hopeful home buyers. The article also provides current mortgage rates and refinance rates, along with information on fixed-rate and adjust... more
May 2, 2025 3:00 AM
— Housing Market
Home ownership further out of reach a rising prices, high mortgage rates widen affordability gap
The article discusses how home ownership is becoming increasingly out of reach for many Americans due to elevated mortgage rates and rising home prices. The analysis shows that a homebuyer now needs to earn at least $114,000 a year to afford the national median listing price of $431,250. Mortgage rates have increased significantly, with the average rate on a 30-year mortgage now at 6.76%. This hig... more
May 1, 2025 3:00 PM
— Mortgage Rates
Will Mortgage Rates Go Down In May?
Mortgage rates are not expected to move much in the near future due to inflation and the Federal Reserve's benchmark rate remaining steady. However, some experts predict that rates may decrease slightly in May due to a slowing economy and post-election uncertainty. Mortgage rates have been kept high by a strong economy, inflation concerns, and worries about the federal deficit. Despite hopes of ra... more
May 1, 2025 2:24 PM
— Bond Markets
Bonds Brace For More Data-Driven Volatility
Today's ISM Manufacturing data had an impact on bonds, with the market reacting to the uncertainty in economic data. MBS and 10yr yields fluctuated throughout the day in response to the data.
May 1, 2025 1:00 PM
— Mortgage Rates
Normalcy Returns to the Non-QM Secondary
The article discusses current trends in mortgage rates and their impact on home buyers. It notes that mortgage rates have recently increased, causing concern among potential home buyers. Higher rates can make purchasing a home more expensive and can impact the overall affordability of buying a house. This can lead to fewer people being able to afford a home, which may slow down the housing market.... more
May 1, 2025 12:25 PM
— Mortgage Finance
Volatility Making MBS Hedging Particularly Difficult
The article discusses the latest trends and updates in the mortgage industry as of 2025, focusing on factors such as mortgage rates, housing market conditions, and the role of mortgage lenders.
May 1, 2025 12:24 PM
— Mortgage Rates
Rates Pull Back Slightly After Stronger Economic Data
Mortgage rates, after a steady winning streak, saw a slight increase following a report on the manufacturing sector suggesting contraction. Stronger data typically leads to higher rates as it causes weakness in the bond market. Despite the increase, the average borrower would barely notice a change. Volatility remains a risk with the upcoming release of the Employment Situation report, which has a... more
May 1, 2025 10:33 AM
— Housing Market
Mortgage rates move lower, but is it enough to help the housing market?
Rates for 30-year fixed-rate mortgages dipped slightly to 6.76%. Mortgage rates are difficult to predict as they follow the U.S. 10-year Treasury note. Concerns about the trade war and the economy have caused Treasury yields to surge, despite the typical pattern of yields falling during economic weakness. Lower mortgage rates are not enticing buyers as economic uncertainty continues to impact deci... more
May 1, 2025 10:01 AM
— Mortgage Rates
Mortgage rates down as tariff tantrum ends: Freddie Mac
Mortgage rates declined this week with the 30-year fixed rate mortgage averaging 6.76%. The movements are in line with the 10-year Treasury yield. The 15-year FRM also saw a small drop, indicating potential stabilization in the mortgage market. While the broader economic landscape remains uncertain, mortgage borrowers have received some respite from recent economic news.
May 1, 2025 10:01 AM
— Mortgage Rates
Mortgage rates fall for 2nd straight week, Freddie Mac says
Mortgage rates fell for the second week in a row, with the average rate on a 30-year fixed mortgage dropping to 6.76% from last week's 6.81%. The rates for the 15-year fixed mortgage also decreased slightly. There is a supply gap of 3.8 million homes in the market, causing affordability issues for potential homebuyers. Realtor.com CEO is hopeful that all moving parts of the economy will align to e... more
May 1, 2025 9:33 AM
— Mortgage Rates
Mortgage rates ticked down this week as the bond market stabilized from recent turbulence.
Mortgage rates fell this week as the bond market stabilized, with the average 30-year rate at 6.76% and 15-year rate at 5.92%. Treasury yields are also declining, influencing mortgage rates. The Federal Reserve is expected to keep interest rates unchanged next week. Current rates are still higher than earlier this year, impacting homebuying activity.
May 1, 2025 9:24 AM
— Mortgage Lending
Mortgage Rates in the US Inch Lower for a Second Straight Week
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May 1, 2025 9:00 AM
— Mortgage Websites
Mortgage Interest Rates Today: Mortgage Rates Drop as Markets Steady
The article is experiencing technical difficulties on the website. It instructs the reader to contact unblockrequest@realtor.com for further assistance.
May 1, 2025 9:00 AM
— Bond Markets
ISM Manufacturing Data Surprises Bonds (Not in a Good Way)
The article discusses recent economic data and its impact on bond and mortgage rates. The S&P Manufacturing PMI data hinted at a market response to economic data after weeks of tariff headlines dominating. The ISM PMI data release was hotly anticipated but did not show the same jump as the S&P version. However, all other components moved higher and beat expectations, causing bonds to react negativ... more
May 1, 2025 8:00 AM
— Mortgage Lending
New Cryptocurrency ETFs Are On The Way: Here’s What Traders Can Expect
This article does not provide any specific information about mortgage rates or their impact on home buyers. Instead, it focuses on providing guidance and comparisons for various financial products such as savings accounts, credit cards, and loans. It also contains disclaimers about the information provided and how the company generates revenue through advertisements and partnerships.
May 1, 2025 7:24 AM
— Mortgage Rates
Majority of rates decrease: Should you refi now? | Today's mortgage and refinance rates for May 1, 2025
Mortgage rates have mostly decreased compared to a week ago, with average rates for 30-year fixed, 15-year fixed, and jumbo mortgages declining, while rates for ARM loans increased. Existing-home sales dropped in March, but prices continued to rise year-over-year. The NAR Chief Economist highlighted high mortgage rates as a challenge affecting homebuying and selling, potentially impacting economic... more
May 1, 2025 6:25 AM
— Mortgage Lenders
The Top Producers of 2025: The complete list
The mortgage industry is lacking the next generation of loan officers, with the majority of respondents being between 41 and 50 years old. Experience levels among loan officers range from as little as six to over 30 years, with tenure at their current firm varying greatly. Various loan officers are investing in artificial intelligence to streamline workflow and enhance efficiency. The Top Producer... more
May 1, 2025 3:00 AM
— Mortgage Lenders
Fannie Mae earnings fall as Pulte pledges turnaround
Fannie Mae reported a decrease in earnings due to a credit-loss provision and economic uncertainty. The GSE's net worth rose, driven by guarantee fee income. Mortgage rates and housing affordability constraints impacted Fannie's loan acquisitions. Fannie Mae emphasized underwriting standards to prevent poor mortgage quality. The FHFA director focused on fraud prevention. Mortgage bankers supported... more
May 1, 2025 2:01 AM
— Mortgage Lenders
Trump's VA strands thousands of veterans by ending a key mortgage program
The U.S. Department of Veterans Affairs ended a mortgage-rescue program that helped 20,000 veterans avoid foreclosure, which has left millions of military veterans with limited options if they struggle to pay their home loans. This move was criticized by industry groups, advocates, and veterans' organizations. The VA has now left veterans behind on their mortgages with fewer options compared to ot... more
Apr 30, 2025 1:50 PM
— Bond Markets
Action Packed Calendar But No Major Action in Bonds
The article discusses the economic calendar for the day, focusing on GDP, inflation, Treasury issuance, and pending home sales. It notes that while there was a surge in imports affecting GDP, domestic consumption remained normal. Despite some volatility in trading, bonds ended the day almost unchanged. Mortgage-backed securities (MBS) and the 10-year Treasury yield saw some fluctuations throughout... more
Apr 30, 2025 1:50 PM
— Mortgage Rates
Another Small Victory For Mortgage Rates
Mortgage rates have been relatively stable and low in recent weeks, with minimal movement in rates on a day-to-day basis. The average top tier 30yr fixed rate is around 6.81%, with individual rates typically ranging between 6.625% and 6.875%. Home buyers should focus on the day-to-day changes in rates rather than the overall index value to understand how rates may impact their individual scenario.
Apr 30, 2025 1:33 PM
— Home Equity Loans
Home equity rates barely budge, as the U.S. economy slows
The article discusses money market accounts, banking rewards, real estate agents, financial advisors, credit card options, and home equity loans. It also mentions that home equity rates remained flat for the week and provides expert advice on borrowing against your home with a HELOC or home equity loan.
Apr 30, 2025 9:50 AM
— Economic Indicators
Lots of Econ Data and Mixed Messages, But Not Much Change in Bonds
The article discusses the economic reports released on Wednesday morning, including GDP and inflation data. Despite some initial selling off of bonds, mortgage-backed securities remained unchanged overall. The article mentions that GDP was slightly better than expected due to a pre-tariff import surge, and Q1 inflation data was higher than expected. This led to bonds weakening at first, but a flat... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.