Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2809 - 2832 of 2890 results
Apr 30, 2025 8:50 AM
— Mortgage Lenders
Buy Before You Sell, Jumbo, CRM Tools; Climate and Catastrophes; Fannie Earnings
The article discusses various updates and partnerships in the mortgage industry, including the impact of the Trump administration's dismissal of climate panel members on climate research. It also mentions new jumbo loan options and guideline enhancements at different mortgage companies. Furthermore, the article highlights partnerships such as FirstHome IQ partnering with Crib Equity to expand home... more
Apr 30, 2025 8:50 AM
— Mortgage Rates
Mortgage demand drops to lowest in two months as would-be homebuyers wary of US economy
Despite stable mortgage rates, homebuyers are retreating due to concerns about the economy and labor market. Mortgage applications to purchase a home fell, with the slowest pace of activity since February. Elevated home prices and economic anxiety may be holding back buyers more than interest rates. The average contract interest rate for 30-year fixed-rate mortgages dipped slightly, but this has n... more
Apr 30, 2025 6:50 AM
— Housing Market
Pending Home Sales Jumped 6.1% in March
The article discusses the increase in pending home sales in March, with the greatest month-to-month increase since December 2023. The Northeast experienced losses in transactions while the Midwest, South, and West saw gains, with the South experiencing the most substantial increase. Mortgage rates fell in March, which led to a rise in potential home buyers. The article emphasizes that home buyers ... more
Apr 30, 2025 4:39 AM
— Mortgage Lending
What Trump has changed in mortgage in his first 100 days
The Trump administration has made significant changes to the mortgage industry in its first 100 days in office, including deregulation that could lead to lower housing costs. However, some of these changes have raised concerns about the government's ability to protect consumers. Mortgage rates have remained high, putting pressure on home builders and impacting home buyers. The administration has a... more
Apr 30, 2025 3:50 AM
— Bond Markets
Bonds Erase Overnight Weakness With Help From Tariff Talk and Data
The article discusses bond market activity, with bonds being slightly weaker overnight but reversing in early trading. The White House's comment about Amazon listing tariff impacts caused selling in stocks and buying in bonds, leading to gains for both. The 10am economic data did not have a significant impact on the market. The article suggests that mortgage rates may be affected by this activity,... more
Apr 30, 2025 3:37 AM
— Mortgage Rates
Homebuyer mortgage demand drops further, as economic uncertainty roils the housing market
Mortgage rates remained relatively stable last week, with the average rate for a 30-year fixed-rate mortgage decreasing slightly. However, homebuyers are pulling back due to concerns about the economy, leading to a 4% drop in mortgage applications for home purchases. Refinance applications also decreased, likely due to rates remaining around 7%. The impact of the broader economic uncertainty on th... more
Apr 30, 2025 2:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today, April 30, 2025: Rates drop almost 30 basis points this week
Mortgage rates have been steadily decreasing over the last week, with the average 30-year fixed mortgage rate dropping to 6.59% and the 15-year fixed rate falling to 5.91%. However, rates have been volatile in recent weeks and may go up depending on economic data. Home buyers should consider locking in a mortgage rate now. The article details various mortgage rates and the impact of different term... more
Apr 30, 2025 12:37 AM
— Mortgage Lending
The backdoor way to get a dirt-cheap mortgage rate on your next home
Mortgage rates have spiked in recent years, with the average rate more than doubling to around 6.5%. Buyers are facing higher monthly payments as a result. Assumable mortgages, where buyers can take over the seller's existing mortgage at the same rate, are becoming more popular as a way to secure lower rates in a high-rate environment. Companies like Roam are helping facilitate these transactions.... more
Apr 29, 2025 2:38 PM
— Bond Markets
Trading Range Restored. Big Data on Deck
The article discusses the trading range of mortgage rates, which have been gradually improving and returning to a lower boundary. White House comments on Amazon impacted stocks early on but markets bounced back. Economic data helped bonds maintain or increase gains. The article suggests that data over the next few days will be important and volatility may increase. Mortgage rates have been modestl... more
Apr 29, 2025 12:38 PM
— Mortgage Rates
Friendly, Stable Trend Continues For Mortgage Rates
The article discusses how mortgage rates have been impacted by recent tariff announcements. The initial rate spike was due to panic in the bond market, but a more measured approach towards trading relationships has led to a recovery in rates. Traders are expecting a near-term economic toll due to the re-working of trade relationships, which is putting downward pressure on rates. There is concern t... more
Apr 29, 2025 11:37 AM
— Housing Market
Five ways a Liberal election win will influence mortgage rates, housing, retirement and investing
The article discusses the impact of the recent Liberal government win on various financial issues, including mortgage rates and housing affordability. It explains that the new government's decisions will affect interest rates and the stock market, with potential implications for home buyers. The article mentions that the Bank of Canada has already made two rate cuts this year and could make more i... more
Apr 29, 2025 9:38 AM
— Bond Markets
No Whammies in Treasury Borrowing Estimate
The article discusses the Treasury borrowing estimates and how they have impacted bonds and mortgage rates. Despite potentially alarming numbers, the increase is due to accounting and not reflective of a significant change in spending or revenue. The bond market reacted favorably to the news, with yields moving lower. This could mean good news for home buyers as mortgage rates may decrease as well... more
Apr 29, 2025 9:38 AM
— Mortgage Rates
Mortgage Rates Start New Week Slightly Lower
Mortgage rates are currently at their lowest levels since April 7th, with some lenders offering modest improvements. While rates remained relatively stable at the start of the day, there were mid-day adjustments towards slightly lower levels. The average borrower may not notice much difference compared to Friday's rate quotes. The trend in mortgage rates appears to be flat at the moment, after exp... more
Apr 29, 2025 9:38 AM
— Housing Market
The 5 states where homeowners spend the most on their mortgages — and the 5 where they spend the least
The article discusses the soaring housing prices in the U.S., with the median home price increasing from $289,000 in 2020 to $418,000 now. Mortgage rates remain high, making homeownership seem out of reach for many. WalletHub analyzed the cost of mortgage and utility bills in all 50 states to determine where people spend the most and least on housing. Housing costs can take up around 50% of the me... more
Apr 29, 2025 9:38 AM
— Mortgage Rates
Fannie Mae lowers mortgage rate outlook for 2025, 2026
Fannie Mae's Economic and Strategic Research Group has adjusted its projections for the housing market, mortgage rates, and economic conditions for 2025. The forecast anticipates a modest decline in mortgage rates, with rates expected to end at 6.2% by the end of 2025. However, some experts do not anticipate immediate movement in rates in the short term due to inflationary pressures and economic v... more
Apr 29, 2025 9:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today, April 29, 2025: Rates continue falling
The article discusses current mortgage rates, focusing on a decrease in rates over the past week. It mentions the impact of inflation data on mortgage rates and provides examples of different mortgage rates for various terms. It explains the differences between fixed-rate and adjustable-rate mortgages and predicts that mortgage rates will trend slightly lower by the end of 2025, but not drasticall... more
Apr 29, 2025 8:00 AM
— Mortgage Rates
Mortgage Rate Predictions for Week of April 28-May 4, 2025
Mortgage rates have been fluctuating between 6.5% and 7% for 30-year fixed loans due to economic uncertainty caused by trade policies and austerity measures under the Trump administration. The Federal Reserve is not planning to cut rates at its meeting this week, despite concerns over a potential recession and pressure from the White House to lower rates. The Fed's decisions have a ripple effect o... more
Apr 29, 2025 6:24 AM
— Mortgage Rates
Most rates decline: Is now the best time to buy? | Today's mortgage and refinance rates for April 29, 2025
Average mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM loans decreasing, while rates for jumbo mortgages remained flat. Existing-home sales dropped in March, but prices increased year-over-year for the 21st consecutive month. The affordability challenges associated with high mortgage rates contributed to sluggish homebuying and sel... more
Apr 28, 2025 10:01 AM
— Mortgage Rates
Lender Response to Mortgage Seasonality
The article discusses a rise in mortgage rates and its impact on home buyers. It points out that increasing mortgage rates can make it more challenging for home buyers to afford a home, potentially leading to a decrease in home sales. Additionally, higher mortgage rates can impact refinancing activity and overall housing market activity. The article suggests that home buyers should carefully consi... more
Apr 28, 2025 9:38 AM
— Interest Rates
High-Yield Savings Rates Today: April 28, 2025 | APYs Are Expected To Stay Elevated
The article discusses the impact of President Trump's urging of the Federal Reserve Chair to lower interest rates on the stock market. However, the Chair indicated that rates will only be lowered when the economy is ready. This is good news for high-yield savings accounts, as yields may stay high for a while longer. The top yields on savings accounts currently exceed 4 percent APY. BrioDirect's hi... more
Apr 28, 2025 9:38 AM
— Bond Markets
Bonds Starting New Week at Last Week's Best Levels
The article discusses the stability in the bond market, specifically focusing on the performance of yields and mortgage-backed securities (MBS). It mentions that there was some improvement in MBS after the Dallas Fed Survey. It also notes that there are no major data or events scheduled for the morning, with market focus remaining on equities and earnings season. The article highlights the impact ... more
Apr 28, 2025 9:00 AM
— Mortgage Lenders
World’s 10 Richest Women: List Of The Wealthiest Female Billionaires
The article discusses various financial products and services, including money market accounts, banking, credit cards, mortgages, and home equity loans. It emphasizes the importance of comparing rates and options to make informed financial decisions. Specifically, it mentions that mortgage rates can impact home buyers, highlighting the need to research and compare lenders to find the best rates. T... more
Apr 28, 2025 6:24 AM
— Mortgage Lenders
Rising Insurance Costs Impact Homeowners And Buyers
The article provides information on various financial products and services such as money market accounts, banking, credit cards, loans, and home equity lines of credit. It also highlights Bankrate's commitment to providing readers with objective and trustworthy financial advice and information. The article mentions Rick, the Founder and CEO of CJ Patrick Company, as an expert in the real estate a... more
Apr 28, 2025 6:00 AM
— Mortgage Rates
Rates decline: Will they keep falling? - Current mortgage and refinance rates for April 28, 2025
erage rate was 6.89 percent. For a 15-year fixed mortgage, the average rate is 6.15 percent, down 5 basis points from last week and up from 6.11 percent a month ago. The average rate for a 5/1 ARM is 6.88 percent, down 7 basis points from last week and up from 6.74 percent a month ago. Jumbo loan rates are at an average of 6.69 percent, down 1 basis point from last week and up from 6.68 percent a ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.