Mortgage News
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May 15, 2025 10:00 AM
— Mortgage Rates
Mortgage rates rise for 1st time in weeks, Freddie Mac says
Mortgage rates have increased for the first time in a month, with the average rate on a 30-year fixed mortgage rising to 6.81%. Despite the increase, rates remain below 7%, attracting homebuyers into the market. Housing affordability and supply continue to be challenges for many Americans looking to buy homes.
May 15, 2025 9:01 AM
— Mortgage Finance
Fears Homebuilder Buydowns Are Distorting Home Prices
The article discusses the latest trends and updates in the mortgage industry. It covers various aspects such as mortgage rates, housing market conditions, and mortgage lender activities.
May 15, 2025 9:00 AM
— Mortgage Lending
Workflow, 2nd, Portfolio, Bridge, LOS Products; Pulte Interview; Rocket and Prepayment Speeds
The article discusses various topics related to mortgage lending, including predictions regarding Freddie Mac and Fannie Mae, political influences on mortgage lending policies, the changing needs of modern mortgage customers, financial consulting services for mortgage lenders, technology solutions for mortgage processing efficiency, and innovative home equity lending products. It also mentions upc... more
May 15, 2025 9:00 AM
— Mortgage Finance
Delinquency Rates Decline in 1Q25; But Caution Remains
The article discusses the latest trends and developments in the mortgage finance industry. It highlights the impact of various factors like interest rates, housing market conditions, and changes in mortgage lending practices on the overall market. The article provides insights into the current state of the mortgage market and potential future scenarios.
May 15, 2025 9:00 AM
— Mortgage Rates
Mortgage rates move higher on positive economic news
Mortgage rates increased slightly this week as easing trade tensions between the US and China brought confidence to Wall Street that a recession could be avoided. The 30-year mortgage rate reached 6.81% from 6.76% the previous week. The rise in rates was influenced by positive economic news, a decrease in fears of a recession, and expectations that the Fed will not cut interest rates in the near f... more
May 15, 2025 9:00 AM
— Mortgage Websites/Online Services
Mortgage Rates in the US Rise, Sending 30-Year Average to 6.81%
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May 15, 2025 7:00 AM
— Bond Markets
A No Whammies Rally For Bonds After Data and Powell
Today's market action is helping to explain yesterday's sell-off, with retail sales' control group below expectations. Powell's speech at the policy framework conference led to bigger moves and higher volume, possibly due to concerns about a shift towards tolerating higher policy rates. The market has almost completely reversed yesterday's weakness, but yields are bouncing before completing the jo... more
May 15, 2025 6:01 AM
— Mortgage Websites
Another day, another climb in rates: The 30Y Note Yield is back at 5% and mortgage rates are back above 7%. Trade deals, weaker inflation data, and general economic uncertainty can’t even lower rates. The “trade deals are coming” headlines are no longer
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May 15, 2025 6:01 AM
— Mortgage Lenders
Middle-Income Homebuyers Are Facing the Biggest Shortfall of Affordable Homes
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May 15, 2025 5:00 AM
— Housing Market
Why Would I Move with a 3% Mortgage Rate?
The article discusses the importance of considering future house price increases when deciding whether to move from a home with a low mortgage rate. It highlights the potential significant cost difference in waiting a few years to move, as home prices are expected to rise gradually over the next five years.
May 15, 2025 4:00 AM
— Mortgage Rates
Majority of rates rise as inflation steadies | Current mortgage and refinance rates, May 14, 2025
Bankrate data shows that average mortgage rates for 30-year fixed, 15-year fixed, and jumbo mortgages increased, while 5/1 ARM rates decreased. The Fed decided to hold its benchmark rate steady, focusing on inflation concerns. Experts predict rates to stay in a narrow range in 2025 with a slight downward trend in mortgage rates. It is advised to monitor economic indicators like inflation and unemp... more
May 15, 2025 4:00 AM
— Mortgage Lenders
Loan defect share improved even as mortgage rates rose in 4Q
The article discusses the quality of closed mortgage applications in the fourth quarter of last year, with critical defects falling to the second lowest level on record. Mortgage rates were volatile during this time, with the 30-year fixed rate reaching 6.91% by the end of the year. The article mentions that typically, the number of defects in mortgage applications increases when rates rise. Howev... more
May 15, 2025 2:00 AM
— Mortgage Lending
Hong Kong’s Top Developer Sells Out Homes in Hours as Rates Fall
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May 14, 2025 3:00 PM
— Bond Markets
Another Just Because Sell Off
The article discusses recent sell-offs in the bond market with no clear catalysts, forcing market watchers to come up with narratives to explain the situation. One possible reason for the sell-off could be a broad rotation out of bonds and into stocks. Mortgage-backed securities (MBS) are down, and 10-year Treasury rates are up, indicating higher mortgage rates for consumers. The article suggests ... more
May 14, 2025 12:56 PM
— Mortgage Rates
Mortgage Rates Rising Closer to 7%
Mortgage rates saw a significant increase in early April, reaching over 7% for a single day, but gradually decreasing to just over 6.8% by the end of the month. However, in May, rates have been steadily rising, with the average lender now close to 7% for conventional 30yr fixed mortgage rates. This increase is due to a second wave of weakness in the bond market. Economic reports set to be released... more
May 14, 2025 12:00 PM
— Bond Markets
Where is The Next Move Coming From?
There have been recent changes in bond market rules due to tariff policy, leading to more adjustments than usual. The trade war de-escalation has boosted stocks but hurt bonds. Market optimism/fear regarding trade policy is influencing the bond market. Data still matters, but its impact is being analyzed alongside trade policy developments.
May 14, 2025 9:55 AM
— Interest Rates
Trade war personal finance update: A ‘how much should you worry’ guide to stocks, mortgage rates, the dollar and more
The article discusses the impact of the trade war on various aspects of personal finance, including the stock market, interest rates, job market, and mortgage rates. It notes that while the stock market has recovered and interest rates are relatively stable, mortgage rates have been edging higher in recent weeks. This is due to uncertainty in the bond market, which is influenced by inflation, econ... more
May 14, 2025 9:00 AM
— Mortgage Rates
Conventional-Conforming Denial Rate Steady in 2024
The article discusses the current state of mortgage rates and their impact on home buyers. It notes that mortgage rates are currently on the rise, which is causing concern among potential home buyers who may be worried about the affordability of purchasing a new home. The increase in mortgage rates means that buyers will have to pay more in interest over the life of their loan, potentially making ... more
May 14, 2025 8:00 AM
— Mortgage Applications
Mortgage applications rise 1.1% as rates stabilize
Mortgage applications have increased slightly, with purchase applications up 2.3% and refinance activity 44% higher than last year. Mortgage rates for most types of mortgages have risen slightly, with the average 30-year fixed-rate mortgage at 6.86%. Borrowers are increasingly turning to government-backed loans, such as FHA and VA loans. Adjustable-rate mortgages also saw an increase in applicatio... more
May 14, 2025 6:00 AM
— Mortgage Lenders
High mortgage rates are sticking around — unless the economy crashes
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May 14, 2025 5:00 AM
— Mortgage Rates
Mortgage rates haven’t frozen the spring housing market
Mortgage rates have not significantly decreased, but lenders are seeing an increase in demand for home purchase loans. Factors impacting mortgage rates include President Trump's deal with China and inflation data. The Federal Reserve is unlikely to make any rate cuts in the near future. Mortgage activity has picked up, with increased demand for FHA loans and adjustable-rate mortgages. Homeowners s... more
May 14, 2025 4:00 AM
— Housing Market
Mortgage demand from homebuyers continues to recover, even with higher interest rates
Mortgage demand from homebuyers has increased for the second week in a row, despite recent economic uncertainty and concerns over tariffs. The average contract interest rate for 30-year fixed-rate mortgages has risen slightly compared to the previous week and is significantly higher than it was a year ago. The increase in home inventory is attracting more potential buyers, leading to a rise in pur... more
May 14, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 14, 2025: Rates are unstable after inflation report
The article explains that mortgage interest rates are currently fluctuating, with some rates increasing and others decreasing. This can be attributed to the April Consumer Price Index showing slower inflation, potentially leading to the Federal Reserve cutting rates. Housing costs have played a significant role in inflation. The article provides current average mortgage rates for various types of ... more
May 14, 2025 1:00 AM
— Mortgage Rates
Today's Refinance Rates for May 14, 2025: 30-Year Fixed Refi Rate Dips Slightly
Mortgage refinance rates are currently between 6.5% and 7%, making it difficult for homeowners to save money through refinancing. The Federal Reserve has not changed interest rates in 2025, but is expected to resume lowering rates in the summer. However, experts predict that a major refinancing boom is unlikely unless rates fall below 6%. Despite some brief dips, mortgage rates have remained high ... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.