Mortgage News
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Showing 3505 - 3528 of 3738 results
May 14, 2025 12:00 AM
— Inflation and Consumer Prices
Latest Inflation Statistics: The Prices Rising And Falling Most
Inflation rose less than expected last month, with prices remaining relatively stable. The article highlights that consumer prices are still significantly higher than they were before the pandemic, with Americans needing more money to buy the same goods and services. While prices have not risen dramatically, tariffs have increased, leading to concerns about potential future price hikes. The impact... more
May 13, 2025 3:00 PM
— Bond Markets
Bonds End Almost Perfectly Flat
The article discusses how bond rates were almost perfectly flat for the day, with some mild volatility in the morning. Despite lower than expected inflation, bonds lost ground due to other factors like risk-on trading and tariff headlines from China. Mortgage-backed securities (MBS) were up slightly, while 10-year bond rates were slightly down. There was a decent late bounce, but overall rates rem... more
May 13, 2025 2:12 PM
— Housing Market
What rate lock activity means for the Spring purchase market
The article discusses April's increase in rate lock activity, which supports optimistic views on the Spring housing market. Purchase locks were up compared to the previous month, but down compared to the previous year. Refinance volume was lower compared to March, likely due to a volatile rate environment. Mortgage rates for FHA loans were at 6.44%, while jumbo loans were at 6.84%. Conforming mort... more
May 13, 2025 1:00 PM
— Interest Rates
Mortgage Rates Hold Fairly Steady After Inflation Data
The article discusses the release of the Consumer Price Index (CPI) and its impact on mortgage rates. Higher inflation generally leads to higher interest rates, but today's CPI data was affected by uncertainties surrounding tariffs and trade deals. The report came in lower than expected, which did not have much of an impact on rates. However, despite this, average mortgage rates have increased sli... more
May 13, 2025 11:00 AM
— Housing Market
Better Reduces Losses in First Quarter
The article discusses the current trend in mortgage rates and its impact on home buyers. It highlights that mortgage rates have been rising steadily, making it more expensive for buyers to borrow money for a home purchase. As a result, some potential home buyers may be discouraged from entering the market or have to settle for a smaller loan amount. The article suggests that buyers should shop aro... more
May 13, 2025 9:00 AM
— Housing Market
Tax Legislation in House Caps Mortgage Interest Deduction
The article discusses the current state of mortgage rates and their impact on home buyers. It notes that mortgage rates have been on the rise recently, which may make it more expensive for potential home buyers to finance their purchases. Higher mortgage rates could lead to increased monthly payments for home buyers, potentially making it harder for them to afford a home. The article suggests that... more
May 13, 2025 9:00 AM
— Housing Market
Compliance, Dashboard, Origination Tools; eNote News; New Econ Book; Conv. Conforming Changes
The article discusses a nationwide trend in which the number of people buying second homes has plunged to its lowest level since records began. This is due to a mix of high mortgage rates, soaring maintenance costs, and a return-to-office push. The impact of mortgage rates and the economy on home buyers is a significant concern. The article also mentions upcoming conferences that will address thes... more
May 13, 2025 8:00 AM
— Interest Rates
Best money market account rates today, May 13, 2025 (Earn up to 4.41% APY)
The article discusses money market account rates and how they have fluctuated over the years due to changes in the Federal Reserve's target interest rate. After the 2008 financial crisis, rates were kept low to stimulate the economy, but have since risen to historically high levels in 2022 and 2023. In 2024, rates began to decline following the Fed's rate cuts. Today, online banks and credit union... more
May 13, 2025 8:00 AM
— Bond Markets
Stock Gains Creating Bond Pain After Flat Response to CPI
The article discusses how the latest Consumer Price Index (CPI) data had a minimal impact on bond markets, as the results were close to consensus expectations. Despite a slight increase in core CPI, bond yields remained flat. The article also mentions that positive tariff headlines from China led to a "risk-on" trade in the market. Overall, the article suggests that mortgage rates may not see sign... more
May 13, 2025 8:00 AM
— Housing Market
Title underwriters stay profitable in difficult Q1
The housing market is showing signs of improvement in early April. First American Financial fired its CEO following an incident on a cruise ship. There is a mixed bag of results in the second quarter impacted by President Trump's tariff announcements. Title insurers have a strong connection to the mortgage originations market. Dream Finders Homes closed on the purchase of Alliant National Title. B... more
May 13, 2025 8:00 AM
— Interest Rates
Best high-yield savings interest rates today, May 13, 2025 (Earn up to 4.30% APY)
The article discusses how savings account interest rates have fluctuated over the past decade in response to actions taken by the Federal Reserve. Despite interest rates rising in recent years, the average savings account rate remains low compared to other investments. High-yield savings accounts are ideal for short-term goals, such as saving for a down payment on a home, as they provide competiti... more
May 13, 2025 8:00 AM
— Interest Rates
Best CD rates today, May 13, 2025 (Lock in up to 4.40% APY)
The article discusses the history of CD rates, noting that they have fluctuated over the years due to economic conditions and the Federal Reserve's actions. It mentions that CD rates are currently declining after the Fed's decision to cut the federal funds rate, although they remain relatively high compared to historical standards. The article emphasizes the importance of considering various facto... more
May 13, 2025 6:00 AM
— N/A
FHFA Director Bill Pulte on the housing market, mortgage rates, future of Fannie Mae & Freddie Mac
The article discusses the impact of rising mortgage rates on home buyers. It mentions that mortgage rates have been increasing and may continue to rise in the future. This could make it more expensive for home buyers to borrow money to purchase a home. As a result, some potential buyers may be priced out of the market or may have to settle for a smaller or less expensive home. Overall, the article... more
May 13, 2025 5:02 AM
— Mortgage Lenders
20 lenders with the most VA loans in 2024
The article discusses the top five lenders with the most VA loans in 2024, their average loan amounts, and total loan amounts. It also mentions the combined HELOC volume, second-lien loan volume, and unpaid principal balance of the top five banks at the end of December 2024. Additionally, it highlights United Wholesale Mortgage's leadership in total origination volume compared to Rocket Mortgage a... more
May 13, 2025 4:00 AM
— Mortgage Lenders
Wells Fargo sued for denying borrower COVID-19 loss mit
The article discusses a lawsuit filed by a North Carolina resident against Wells Fargo for denying her COVID-19 loss mitigation options, resulting in the forced short sale of her home. The plaintiff claims the bank's negligence cost her the house, equity, and a worsened credit score. Wells Fargo has apologized and offered mediation, but declined to comment on the pending litigation. The article al... more
May 13, 2025 4:00 AM
— Mortgage Fraud
Feds accuse Trump adversary Letitia James of loan fraud
The article discusses a federal grand jury investigation into New York Attorney General Letitia James regarding allegations of mortgage fraud. The investigation, led by the Department of Justice and the FBI, focuses on accusations made by Federal Housing Finance Agency Director Bill Pulte, claiming that James falsified documents in Virginia and New York State. If proven true, James could face civi... more
May 13, 2025 4:00 AM
— Mortgage Industry Trends and Innovations
Coaching; Workflow, LO Mobile App, AI Products; Economist Selma Hepp Interview
The article discusses various updates and developments in the mortgage industry, including rental trends in New York City, legislation allowing landlords to discriminate against low-income renters in Missouri, and policy discussions on the future of lending. It also mentions the launch of BOK Financial's Mortgage Finance line of business, the Ncontracts 2025 Third-Party Risk Management Survey, and... more
May 13, 2025 4:00 AM
— Housing Market
All in the family: The rise in multigenerational homes
In the article, a couple, Tom and Merielle Lupfer, were unable to afford a starter home in Northern New Jersey due to high prices. Instead, they moved into Merielle's parents' home and found that the advantages outweighed the disadvantages. The article suggests that multigenerational homes are making a comeback due to rising home prices and mortgage rates, making it difficult for some home buyers ... more
May 13, 2025 3:00 AM
— Interest Rates
High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY
The article discusses how the Federal Reserve is keeping interest rates steady, which is benefiting savers by keeping high annual percentage yields on savings accounts well above 4 percent. This has been the case for over two years, with opportunities for high yields on savings accounts, money market accounts, and certificates of deposit. The highest savings account rate is 4.40 percent APY, offer... more
May 13, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 13, 2025: Rates inch up in response to tariff pause
The article discusses the current mortgage interest rates, which have increased slightly. The 30-year fixed mortgage rate is at 6.76% and the 15-year fixed rate is at 6.07%. The article attributes the increase to the uncertainty of President Trump's politics. It explains the difference between 15-year and 30-year mortgage rates in terms of total interest paid and monthly payments. The article also... more
May 12, 2025 3:00 PM
— Bond Markets
Is All News Bad News For Bonds? Will CPI Matter?
The article discusses how recent news, such as changes in tariffs, are impacting bond markets. The US/China tariff pause is causing uncertainty and potential upward pressure on mortgage rates. The lack of finality in the situation means that it will take time to understand the full impact on rates. The bounce in stocks suggests that there may be unwinding of previous risk-off trades. Overall, mort... more
May 12, 2025 2:27 PM
— Interest Rates
Most economists expect rate cuts after July: Wolters Kluwer
Economists predict that the Federal Open Market Committee will reduce short-term rates in 2025, with a consensus average of a 60 basis point reduction. The report found that mortgage rates have increased, with the 30-year fixed rate at 6.97%. The survey also showed concerns about the impact of tariffs on the economy and potential inflation. While short-term rates do not directly impact mortgage ra... more
May 12, 2025 2:00 PM
— Interest Rates
Mortgage Rates Jump to 2 Week Highs After US/China Trade Talks
The article explains that tariffs and trade policy have impacted the bond market, which in turn affects mortgage rates. The reaction of mortgage rates to trade policy can be complicated, as it can influence rates in opposite directions depending on factors such as economic growth and inflation. With the recent agreement between the US and China on a tariff pause, there is some relief in concerns a... more
May 12, 2025 11:00 AM
— Mortgage Rates
Most rates increase as Fed keeps rates unchanged - Mortgage and refinance rates for May 12, 2025
Average mortgage rates increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and jumbo loans going up while 5/1 ARM rates remained flat. The Federal Reserve's decision to keep its benchmark rate steady at the latest meeting on May 7 indicates concerns about inflation. Despite economic uncertainty due to trade wars and tariffs, consumer spending and employment data remain s... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.