Mortgage News
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Showing 73 - 96 of 3726 results
Jan 21, 2026 5:30 PM
— Mortgage Security
Here's what Trump said on housing in his Davos speech
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Jan 21, 2026 2:31 PM
— Housing Market
What D.R. Horton’s dominance means for every U.S. homebuilder
D.R. Horton's Q1 2026 earnings report shows the company's dominance in the U.S. homebuilding market. Despite high mortgage rates, Horton's volume engine remains strong, leading to increased starts and net sales orders. The company leverages its size to offer incentives, manage costs, and control land supply more efficiently than competitors. Horton's strategic model not only outperforms but redefi... more
Jan 21, 2026 2:31 PM
— Mortgage Lenders
What Trump might say about housing during Davos meeting
There is fresh speculation about the future of Fannie Mae and Freddie Mac due to President Trump's upcoming remarks on housing. The 30-year fixed rate mortgage increased slightly last week but remains lower compared to a year ago. Fannie Mae and Freddie Mac are seen adding mortgage-backed securities and home loans to their balance sheets.
Jan 21, 2026 1:48 PM
— Interest Rates
Refinance demand soars 20% after rates dropped last week
Mortgage applications increased by 14.1% for the week ending January 16, 2026, with a significant rise in refinance activity and lower interest rates driving the increase. Refinance activity was up by 20% from the previous week and significantly higher compared to the same time last year.
Jan 21, 2026 1:30 PM
— Bond Markets
Bonds Recovering a Bit After Framework of a Deal on Greenland
Geopolitical events such as tariff brinksmanship, trade deals, foreign wealth fund participation, and a potential deal regarding Greenland have been impacting financial markets. The announcement of a pause on new tariffs has led to stocks and bonds trading cautiously as a win for now but not back to previous levels. Bond markets are choppy and sideways, with MBS up slightly and 10yr yields slightl... more
Jan 21, 2026 12:30 PM
— Interest Rates
Mortgage Rates Sideways to Slightly Lower
Markets were mostly sideways overnight as traders awaited geopolitical developments regarding Greenland. Bonds and stocks initially lost ground due to the threat of additional tariffs and decreased participation in the bond market. However, both rallied in the afternoon after Trump announced the framework of a deal. Mortgage rates were holding steady but some lenders offered mid-day improvements.
Jan 21, 2026 12:30 PM
— Mortgage Rates
Trump touts policies aimed at promoting homeownership in Davos speech
President Trump spoke at the World Economic Forum in Davos, Switzerland, where he announced plans to promote homeownership in the U.S. by pushing for lower mortgage rates, restricting institutional investors from buying single-family homes, and capping credit card costs. However, experts believe these measures may not fully address the rising home prices driven by various factors like supply short... more
Jan 21, 2026 11:30 AM
— Mortgage Lenders
President Trump signs executive order to lower mortgage rates and bring less competition
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Jan 21, 2026 10:33 AM
— Mortgage Rates
Mortgage Applications Increase in Latest MBA Weekly Survey
Mortgage applications increased by 14.1% from the previous week. The Refinance Index increased by 20% from the previous week, and the Purchase Index increased by 5%. Mortgage rates declined, with the 30-year fixed rate averaging 6.16%, the lowest since September 2024. Refinance applications made up over 60% of total applications, while the average loan size increased.
Jan 21, 2026 10:30 AM
— Interest Rates
Trump pushes for lower rates and ban on investor home purchases in bid to make homes more affordable
President Donald Trump is pushing for lower interest rates on home loans and credit cards, as well as banning large institutional investors from buying single-family homes in order to make homeownership more affordable. The U.S. housing market has been struggling due to higher mortgage rates, skyrocketing home prices, and a shortage of homes. Trump has directed the federal government to buy $200 b... more
Jan 21, 2026 9:32 AM
— Housing Market
Senior home sellers take a hit on profits
Research shows that older homeowners, especially those over 70, earn significantly lower returns when selling their homes due to factors like poorer maintenance, off-MLS listings, and investor sales. Improved upkeep, broader marketing, and clearer listing rules could help seniors preserve more housing wealth.
Jan 21, 2026 9:31 AM
— Interest Rates
Trump, again, calls on Congress to cap credit card rates
President Trump is calling for Congress to cap credit card interest rates at 10% for one year. He is also exploring new ways to address housing affordability issues, potentially including opening up more savings accounts for home purchases and reducing borrowing costs with the help of new leadership at the Fed.
Jan 21, 2026 9:04 AM
— Mortgage Rates
Mortgage Rates Grow Wednesday | Today, January 21, 2026
Mortgage rates increased for the second day in a row but remain low compared to recent levels. The market data suggests that interest rates might move higher in the near-term due to expanding Treasury yields and rebounding stocks. Experts suggest exploring refinancing or tapping into home equity for homeowners. The average 30-year fixed mortgage rate is at 6.19%, while the average 15-year fixed ra... more
Jan 21, 2026 8:03 AM
— Mortgage Rates
Mortgage applications gain momentum on easing rates
Mortgage refinance demand rose to its highest level since September, prompting a double-digit increase in home loan applications for the second consecutive week. The activity has been driven by lower mortgage rates, with the average contract interest rates dropping for both conventional and FHA loans. Refinance applications have surged compared to the same time last year, while purchase applicatio... more
Jan 21, 2026 7:30 AM
— Mortgage Rates
Calmer Day so Far, But No Relief From Recent Rout
Mortgage rates have remained consistent with where they were two weeks ago, but have risen 20bps from last week's lows. Recent volatility in the market was mainly driven by geopolitical issues and Japanese debt drama. As Japanese bonds recover and there are no new geopolitical escalations, bond bearishness has decreased and the market is now showing more sideways movement.
Jan 21, 2026 7:30 AM
— Housing Market
'The housing sector is not out of the woods': Contract signings sank in December
Home contract signings dropped 9.3% from November to December despite lower mortgage rates. This decline was seen in all regions of the country, with the Midwest experiencing a 14.9% drop. NAR's chief economist noted that the housing sector is still facing challenges, and December's figures dampened the short-term outlook. Inventory levels were low, possibly contributing to the decrease in contrac... more
Jan 21, 2026 7:30 AM
— Housing Market
Trump lays out his plans to make housing cheaper in Davos speech
President Trump discussed his plans to address the high cost of housing in the US during the World Economic Forum in Davos, proposing banning large investors from buying single-family homes, purchasing $200 billion of mortgage debt to reduce interest rates, introducing 50-year mortgages and portable home loans, and allowing homebuyers to use their 401(k)s for down payments. Industry watchers point... more
Jan 21, 2026 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 21, 2026: Rates spike as Trump pushes Greenland agenda
Mortgage rates increased due to President Trump's actions, resulting in a 15 basis point rise in the average 30-year fixed rate. Zillow data also shows changes in other mortgage rates, such as a 14 basis point rise for 15-year fixed rates. The article explains the details of different mortgage options, including advantages and disadvantages of 30-year and 15-year fixed-rate mortgages, adjustable-r... more
Jan 21, 2026 6:32 AM
— Housing Market
Florida-based modular builder launches expandable housing model
Mesocore Modular Homes in Florida is introducing an expandable modular housing model that starts as a small ADU and can later be expanded into a larger house, aiming to improve affordability and provide rapid disaster relief housing. CEO Joe Esposito Sr. stated that the homes are a great option for entry-level and first-time buyers, and the company is pushing to build on smaller lots to maximize a... more
Jan 21, 2026 6:30 AM
— Mortgage Lending
Mortgage Applications Today: Record-Low Mortgage Rates Spark Home Lending and Refinancing Surge
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Jan 21, 2026 5:32 AM
— Housing Market
Trump signs executive order targeting institutional investors
President Trump signed an executive order aimed at limiting federal financing and approvals for large institutional investors purchasing single-family homes. The order does not outright ban institutional homebuying but directs federal agencies to restrict support. The impact depends on how 'large institutional investor' is defined by the Treasury. The order focuses on federal leverage points, prom... more
Jan 21, 2026 5:24 AM
— HELOC Limits
How Lenders Decide Your HELOC Credit Limit
HELOC limits are not solely based on equity, but on internal risk calculations that take into account factors such as credit tier, income stability, existing debt, and appraisal value. Advertised CLTV limits may not be realistic for most borrowers, as lenders apply additional requirements and overlays. Lenders adjust HELOC limits based on changing risk conditions, such as declining home values or ... more
Jan 21, 2026 4:31 AM
— Treasury Rates
Treasury curve steepens after Danish pension retreat
News of Danish pension funds exiting the US Treasury markets led to dramatic curve steepening trades at the market openings. Treasury yields have climbed to their highest level in over two months due to losses in global government-bond markets.
Jan 21, 2026 3:30 AM
— Interest Rates
Mortgage refinances surged again, but rates are now suddenly jumping higher
Mortgage refinancing applications increased significantly for the second consecutive week due to a decrease in interest rates. Rates dropped to the lowest level since September 2024, prompting a surge in refinance activity. However, rates have now started to increase again. Home purchase applications also rose, but homebuyers are still facing high prices and economic uncertainty. Interest rates ro... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.