Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 73 - 96 of 2890 results
Dec 10, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 10, 2025: A bump higher before the Fed
Mortgage rates have slightly increased with the 30-year fixed rate at 6.14% and 15-year fixed rate at 5.53%. Refinance rates are higher, with the 30-year fixed rate at 6.22%. There are advantages and disadvantages to both 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages (ARMs). Rates are expected to remain stable, and refinancing is similar to the initial home buying proce... more
Dec 10, 2025 2:30 AM
— Bond Markets
There's no guarantee the Fed's rate cuts will lower the rates that matter
Bond yields are rising as the Fed cuts rates, which is a puzzling inconsistency. Factors such as shifts in trade policy and the prospects of an ever-widening national debt are keeping yields from dropping further. Higher yields set the cost of borrowing, impacting mortgage rates and economic activity.
Dec 9, 2025 4:33 PM
— Interest Rates
Wednesday: FOMC Announcement
On Wednesday, the Mortgage Bankers Association will release the results for the mortgage purchase applications index. Additionally, the Federal Open Market Committee (FOMC) is expected to cut rates by 25 basis points at their meeting, which will also include forecasts and a press briefing by Fed Chair Jerome Powell.
Dec 9, 2025 4:30 PM
— Interest Rates
Federal Reserve live coverage: Fed set to cut rates for third time this year, 2026 forecast in focus
The Federal Reserve is expected to cut rates by 0.25% at its final meeting of the year. Investors are closely watching the Fed's monetary policy decision, economic projections, and Fed officials' forecasts for future interest rates. The rate cut is expected to impact consumer accounts, credit cards, investments, and stock prices. President Trump signaled that reducing interest rates quickly would ... more
Dec 9, 2025 3:32 PM
— Mortgage Lenders
Mortgage Credit Availability Increased 0.7 Percent in November
In November, mortgage credit availability increased by 0.7% compared to October, reaching a score of 107.5 on the Mortgage Bankers Association's index. The increase was driven by a growing supply of ARM and cash-out refinance loan programs, with most programs requiring lower LTV and higher credit scores to qualify. Conventional loan credit increased by 1.1%, jumbo loans by 1.6%, and conforming loa... more
Dec 9, 2025 2:30 PM
— Bond Markets
Wednesday is All About Dot Plot and Powell
Bonds lost ground due to JOLTS data, with focus shifting to the upcoming Fed meeting. Fed Funds Futures indicate a high probability of a rate cut announcement, but attention is on the release of the dot plot and Powell's press conference. Rates have been bearish recently, indicating uncertainty in the market.
Dec 9, 2025 1:30 PM
— Housing Market
President Trump Delivers Progress on Lowering Costs — With Much More Relief on the Way
President Trump has made progress in reversing the inflation and cost-of-living disaster inherited from the Biden Administration. Inflation has been cut by more than half, gas prices have fallen, real wages are growing, household expenses are heading in the right direction, and housing affordability is improving. The Trump Administration is committed to driving prices down further, boosting take-h... more
Dec 9, 2025 12:32 PM
— Legal
CrossCountry challenges court order in Gallo mortgage fraud case
CrossCountry Mortgage is trying to intervene in Christopher Gallo's criminal case to vacate a court order blocking its arbitration claim for a $2.1 million sign-on bonus. They argue that the dispute is separate from Gallo's criminal charges and aim to move forward with arbitration.
Dec 9, 2025 12:32 PM
— Interest Rates
Falling interest rates spark surge in mortgage refinance retention
U.S. mortgage servicers are experiencing a high rate of retaining refinancing borrowers due to a recent decrease in interest rates, with non-bank servicers outperforming traditional banks. The market is currently seeing a surge in rate-and-term refinances, allowing borrowers to reduce their rates and save money, while second-lien home equity withdrawals have also increased. Home affordability has ... more
Dec 9, 2025 12:30 PM
— Mortgage Rates
Can The Fed Pull Mortgage Rates Off The Ceiling?
Mortgage rates remained steady despite a weaker bond market on Tuesday. Bond market movement happened after the 10am release of Job Openings data, which is why rates stayed the same. The upcoming Fed announcement is not expected to result in a mortgage rate cut, as recent cuts have actually led to higher rates. The most significant market movements will likely come from the release of the Fed's ec... more
Dec 9, 2025 9:32 AM
— Mortgage Rates
Fed rate cut unlikely to drive mortgage rates lower
Mortgage rates are holding steady near three-month highs despite the Federal Reserve signaling another interest rate cut. Spreads have narrowed but remain wide, with homebuyer affordability seeing modest gains. Rates for different types of loans vary, with some decreasing slightly and others increasing.
Dec 9, 2025 9:30 AM
— Bond Markets
Job Openings Data Causing Weakness in Bonds
Despite a fairly straightforward session in the bond market on Tuesday, there was a sell-off due to higher job openings data. However, the 'quits' rate falling to its lowest levels helped to cushion the impact on rates.
Dec 9, 2025 9:30 AM
— Mortgage Rates
Mortgage Rates Hit Lowest Level in Over a Year
In November, the average mortgage rates trended lower, with the 30-year fixed-rate mortgage averaging 6.24% and the 15-year rate at 5.51%. Both rates were lower compared to a year ago. Falling mortgage rates have led to increased mortgage application activity and existing home sales rising to an eight-month high in October.
Dec 9, 2025 8:30 AM
— Mortgage Lenders
Home Equity, Borrower Mining, Flood Tools; Milliman/MorVest Deal; Credit Cost News; Prepayments Slowing
The article discusses various topics related to the mortgage industry, including fraud prevention, mortgage fraud cases, market trends, compliance solutions, retention strategies, customer intelligence tools, partnership opportunities, and product offerings.
Dec 9, 2025 7:32 AM
— Mortgage Lenders
Page 3 – Daily Mortgage News & Commentary
The article discusses various services, products, and software available for lenders and brokers in the mortgage industry. It covers topics such as flood determination reports, compliance solutions, retention strategies, data tools for borrower intent, partnership opportunities, and home equity products. Different companies like ICE Flood, MQMR, LoanCare, Total Expert, and Cenlar are mentioned, al... more
Dec 9, 2025 6:34 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, leading to an increase in rate-and-term refinances. Non-bank servicers retained borrowers at a higher rate than banks, with FHA and VA mortgages showing the highest retention rates. Second-lien home equity withdrawals also surged to an 18-year high as more homeowners tapped into equity... more
Dec 9, 2025 6:33 AM
— Mortgage Lending
Page 2 – Daily Mortgage News & Commentary
The article discusses the possible return of assumable mortgages as a potential solution to the housing affordability crisis. With locked-in mortgage rates and frozen inventory, policymakers, lenders, and consumers are debating the implications of assumable mortgages and other bold solutions to reshape the housing market.
Dec 9, 2025 4:33 AM
— Interest Rates
ICE: Mortgage Refinance Retention Reaches Multi-Year High
The Mortgage servicer refinance retention reached a 3.5-year high in the third quarter due to falling interest rates, with rate-and-term refinances dominating activity. Non-bank servicers retained borrowers at a higher rate than banks, and second-lien home equity withdrawals surged to an 18-year high. Home affordability has improved but remains stretched.
Dec 9, 2025 4:33 AM
— Mortgage Security
ROAD to Housing Act left out of NDAA
The article discusses the importance of verifying human identification to prevent fraud and ensure security online.
Dec 9, 2025 4:32 AM
— Housing Market
When will the judge to decide the Compass-Zillow listing policy suit?
Final arguments have been filed in the Compass-Zillow lawsuit over listing access, with the court's decision on the preliminary injunction expected soon. The lawsuit focuses on Zillow's listing access standards policy that bans listings publicly marketed for more than one business day before being displayed on Zillow.
Dec 9, 2025 4:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 9, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan and provides information on the refinancing process, considerations, and options. It also mentions the recent trends in mortgage interest rates, factors affecting refinancing decisions, and costs associated with refinancing.
Dec 9, 2025 3:30 AM
— Mortgage Lending
Homeowners Are Still Locked In by High Mortgage Rates—Especially in These 5 Top Markets
The article discusses an issue with processing a request on a real estate website, providing a reference ID for further assistance.
Dec 9, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 9, 2025: Will a Fed rate cut move rates lower?
Mortgage rates have remained stable in recent weeks, currently ranging from 5.53% to 6.30% for fixed and ARM options. Refinance rates are typically higher. Using a mortgage calculator can help determine the best option for different term lengths. Economists do not anticipate significant drops in mortgage rates through 2026, with factors such as the Federal Reserve's decisions and economic reports ... more
Dec 9, 2025 2:31 AM
— Mortgage Lenders
CrossCountry seeks $2.1 million from LO accused of fraud
CrossCountry Mortgage is seeking to reclaim $2.1 million from a former branch manager facing federal charges. A federal judge in Pennsylvania ruled against the debtor in a case related to Nationstar, WSFS, and A&D. Hildene is acquiring an annuity provider SILAC while partnering with CrossCountry Mortgage. There have been attempts to remove legitimate items from credit files to temporarily boost cr... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.