Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 73 - 96 of 2163 results
Oct 20, 2025 4:26 AM
— Mortgage Rates
30-year mortgage rates decrease - To buy or wait? | Today's mortgage and refinance rates, October 20, 2025
Mortgage interest rates have been mostly lower compared to the previous week, with fluctuations due to factors such as the Fed's rate cut, rising Treasury yields, government shutdown, and tariffs. The current average rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have all decreased. The government shutdown has led to increased uncertainty in the economy, affecting decisions made by ... more
Oct 20, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 20, 2025: Weekly rates drop
Mortgage rates have decreased this week, with the average 30-year fixed rate dropping to 6.18% and the 15-year fixed rate decreasing to 5.51%. Current rates present a good opportunity for potential homebuyers, and refinancing rates are slightly higher. Different mortgage terms and strategies for getting the lowest rates are discussed.
Oct 20, 2025 3:23 AM
— Mortgage Lending
Mortgage Rates Won’t Fall Below 6% Anytime Soon, Top Economist Says in Grim Forecast
The article states that the request could not be processed and provides a reference ID for further assistance. It advises contacting unblockrequest@realtor.com if the issue persists.
Oct 20, 2025 3:23 AM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Mortgage rates have decreased, hitting their lowest levels since the start of the year. However, they remain higher than pre-pandemic levels. Rising home prices have also contributed to increased monthly mortgage costs. Counties in Idaho experienced the largest increases, with Canyon County seeing costs rise to $2,381 in 2025 from $840.71 in 2015. The most expensive housing prices are found in Mas... more
Oct 20, 2025 2:33 AM
— Home Equity Lines of Credit (HELOCs)
HELOC rates today, October 20, 2025: Rates have been falling since mid-September
The average HELOC interest rate is currently 7.75%, down from earlier in the year. Homeowners have significant equity in their homes. HELOC interest rates are different from primary mortgage rates, and lenders offer flexible pricing on second mortgage products. The best time to get a HELOC is when you have a low primary mortgage rate and equity in your home.
Oct 19, 2025 5:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 19, 2025: Lowest 30-year rate in over 12 months
The current 30-year fixed mortgage rate has decreased to 6.18%, marking its lowest point since early October 2024. The government shutdown is contributing to lower mortgage rates, making it a good time to buy a home if you qualify for favorable terms on a conventional loan. Mortgage rates for various terms like 15-year fixed and 5/1 ARM are also provided. The article highlights the importance of c... more
Oct 19, 2025 12:24 AM
— Interest Rates
Federal Reserve
The article discusses the Federal Reserve's plans to address the federal deficit, the possibility of cutting interest rates, and the impact on the economy. Various experts have provided insights on inflation, interest rates, central bank policies, and the mortgage lending market.
Oct 18, 2025 8:23 AM
— Mortgage Rates
Weekly mortgage rates fall as hiring stalls
Mortgage rates fell for the third week in a row due to businesses being reluctant to hire. The average rate on a 30-year fixed-rate mortgage fell to 6.11% APR, influenced by factors such as inflation and job creation. The expectation of more Fed rate cuts could lead to lower mortgage rates in the future.
Oct 18, 2025 4:23 AM
— Housing Market
Lower rates were supposed to bring homebuyers back this fall. Here’s why it hasn’t happened.
Despite low mortgage rates at 11-month lows, the housing market has not shown signs of improvement. Inventory is increasing, but rates and prices are still too high for most buyers. There is a stalemate between buyers and sellers, with buyers waiting for lower rates and sellers holding out for higher prices. Contract cancellations and pulled listings remain high, indicating a struggle in the real ... more
Oct 18, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 18, 2025: Rates hit their lowest point of 2025
Mortgage rates have fluctuated, with the 30-year fixed mortgage rate dropping to the lowest point of the year at 6.18%. Refinancing rates are slightly higher than purchase rates. The 30-year fixed-rate mortgage offers lower and predictable monthly payments, while the 15-year fixed-rate comes with lower interest rates and the ability to save on interest over the life of the loan. Adjustable-rate mo... more
Oct 17, 2025 4:23 PM
— Interest Rates
Mortgage payments have nearly doubled in the past decade. These counties saw the biggest rise
Recent data shows that mortgage rates have decreased but remain higher than pre-pandemic levels. Monthly mortgage payments have nearly doubled in the last 10 years due to both higher interest rates and rising home prices. The top five counties with the largest mortgage increases are all in Idaho, with Canyon County experiencing the largest rise. Housing prices in Idaho are attributed to a decline ... more
Oct 17, 2025 3:24 PM
— Mortgage Rates
Logical Pull-Back on Tamer Tariff Talk, But Mortgages Outperform
A Trump comment regarding tariffs on China caused immediate spikes in stocks, bond yields, and volumes, but the impact was short-lived. Mortgage rates remained steady on average after a bond rally on Thursday. Rates are close to September's lows, which are some of the lowest in over 3 years.
Oct 17, 2025 12:25 PM
— Mortgage Finance
Angel Oak Seeing Strong Demand for ARMs
The article discusses an update on mortgage rates and how they have recently decreased, potentially leading to an increase in refinancing activity among homeowners.
Oct 17, 2025 11:24 AM
— Mortgage Rates
Rates Hold Steady Just Above 3 Year Lows
Despite a slightly weaker bond market, the average top tier 30yr fixed rate remained unchanged on Friday. Mortgage lenders had not fully adjusted to the bond market gains from the previous afternoon, keeping rates at the lowest levels seen in just over a month.
Oct 17, 2025 11:23 AM
— Interest Rates
Could mortgage interest rates fall before the Fed's October meeting? Here's what to consider.
The Federal Reserve is expected to issue another 25 basis point rate cut at the end of October, which could influence mortgage rates. However, there is a possibility that mortgage rates could fall even before the Fed's meeting based on historical trends. Lenders may start reducing offers before the official announcement, so borrowers should monitor rates, improve credit scores, and shop around for... more
Oct 17, 2025 10:30 AM
— Housing Market
How the government shutdown impacts the housing market: Loan availability, closing times, and more
The government shutdown impacts the housing market by causing delays in loan approvals, closures of loan programs, suspension of flood insurance, and financial uncertainty for federal workers. The shutdown may cause a slowdown in housing demand in government-heavy regions, while other regions with diversified economies may be more resilient.
Oct 17, 2025 9:25 AM
— Mortgage Finance
Short Takes: Home Price Appreciation Slows Again / Sales of New Homes Down / Homebuilder Confidence Improves
The article discusses the importance of understanding the current state of the housing market before applying for a mortgage. It highlights the impact of fluctuating interest rates on mortgage rates and advises potential homebuyers to stay informed about market trends.
Oct 17, 2025 9:25 AM
— Mortgage Finance
Agency Servicing Outstanding Shifting to Higher Rates
The article discusses the latest trends and news in the mortgage industry, focusing on updates related to mortgage rates, interest rates, and housing market conditions.
Oct 17, 2025 9:24 AM
— Mortgage Finance
Agency MBS Investors Grappling With High Prepayment Rates
The article discusses recent trends in the housing market, noting a significant increase in mortgage rates over the past month. Experts attribute this rise to inflation concerns and the Federal Reserve's monetary policy. Homebuyers are advised to act quickly to lock in lower rates before they continue to climb.
Oct 17, 2025 8:24 AM
— Mortgage Technology and Automation
TBA, Appraisal, Reverse Mortgage Tools; STRATMOR on AI and Competition; Can the CFPB be Willed Away?
The article discusses the impact of artificial intelligence on the legal and mortgage industries, including the use of AI in servicing mortgages, AI-powered automation for mortgage lending, and the integration of AI with LoanQuest LOS. Additionally, the article mentions events related to non-QM mortgages and reverse mortgages, a confidential industry survey for loan officers, and the launch of Reg... more
Oct 17, 2025 8:24 AM
— Interest Rates
Bonds Partially Unwinding Yesterday's Liquidity Panic
Yesterday's mystery rally in the short end of the yield curve was due to liquidity/reserve stress in short-term funding markets, not regional bank drama. Market concerns about reserves running thin and the Fed intervening to benefit short-term rates led to the rally. The situation has calmed down with news of Chinese tariffs.
Oct 17, 2025 8:04 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Annual rates are down
Mortgage rates have decreased slightly, making it a good time to consider buying a house. The national average 30-year fixed mortgage rate is 6.27%, down three basis points from last week. Various fixed and adjustable rate options are provided, as well as information on fixed vs. adjustable rate mortgages. Mortgage rates have been steady recently and are expected to remain stable for the rest of t... more
Oct 17, 2025 8:01 AM
— Mortgage Rates
Projected mortgage interest rates for the next 5 years
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on the correlation between the two rates. Various forecasts from economists and financial institutions are presented, with an emphasis on the spread between the 10-year Treasury and 30-year fixed mortgage rates. The forecast suggests that mortgage ra... more
Oct 17, 2025 5:26 AM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 17, 2025
Mortgage rates have been fluctuating since the Fed's rate cut in September. Rates have averaged 6.39 percent as of October 8th, with 30-year fixed, 15-year fixed, and 5/1 ARM rates moving lower. The government shutdown and tariff tension have contributed to uncertainty and sent yields dipping, affecting mortgage rates. The article also discusses the current average rates for various types of mortg... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.