Mortgage News
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Showing 145 - 168 of 3729 results
Jan 17, 2026 4:31 AM
— Mortgage Rates
Mortgage and refinance interest rates today, January 17, 2026: Rates hold under 6%
The average 30-year fixed mortgage rate is currently 5.90%, according to Zillow, and has been under 6% for a week. There are various mortgage rates available such as 20-year fixed, 15-year fixed, and ARM options. The article also discusses the pros and cons of different mortgage types, including 30-year fixed, 15-year fixed, and adjustable-rate mortgages. Additionally, it advises that now may be a... more
Jan 17, 2026 4:30 AM
— Housing Market
Donald Trump to unveil home buying plan involving retirement funds
Donald Trump is expected to announce a plan that would allow Americans to use their retirement savings for down payments on homes. Details about how withdrawals from 401(k) accounts would work are vague, but the plan is set to be presented at the Davos World Economic Forum. The proposal is part of Trump's efforts to address housing affordability concerns, but some experts believe it may not be a s... more
Jan 17, 2026 4:30 AM
— Online Security in Mortgage Lending
How low will U.S. mortgage rates go?
The article discusses the importance of verifying that a user accessing a website or online service is a human and not a bot. It mentions how CAPTCHA tests are commonly used to ensure human verification and prevent automated bots from accessing websites.
Jan 16, 2026 7:31 PM
— Housing Market
Small landlords control the buy-for-rent market, not the mega-investors targeted by Trump
Despite the rising investor purchase share of single-family homes, the majority of investor-owned homes are held by small investors with fewer than 11 properties. Large investors owning 1,000 homes or more only represent 2.1% of all investor-owned stock. The elevated share of investor purchases is attributed to demand for DSCR loans commonly used to finance rental purchases. This trend has helped ... more
Jan 16, 2026 5:32 PM
— Mortgage Lenders
Megatel Homes will launch crypto rewards for renters and buyers
MegPrime's MP Token is set to launch in Texas with plans for a national rollout by the end of 2026. The digital currency offers up to $25,000 in down payment assistance, mortgage rate discounts, and spending rewards for renters and homeowners. The program received approval from the SEC and aims to drive mass adoption through incentives.
Jan 16, 2026 3:30 PM
— Mortgage Rates
Mortgage rates fall to lowest level since 2022
Mortgage rates fell to the lowest level in over three years, driving up purchase applications and refinance activity. President Trump ordered the Federal Housing Finance Agency to buy $200 billion in mortgage bonds and plans to ban large institutional investors from buying single-family homes. The average rate on the benchmark 30-year fixed mortgage decreased to 6.06% from last week's reading of 6... more
Jan 16, 2026 1:30 PM
— Housing Market
Builder Sentiment Survey Not Yet Reflecting Recent Rate Changes
Builder confidence decreased in January, with the NAHB/Wells Fargo Housing Market Index falling two points to 37. Components such as current sales conditions, prospective buyer traffic, and future sales expectations all weakened. Affordability challenges and rising construction costs continue to weigh on the sentiment of builders. While mortgage rates have declined to a three-year low, the impact ... more
Jan 16, 2026 1:30 PM
— Mortgage Rates
Mortgage Rates End Week at Highs
Despite slight increases from last week, current mortgage rates are still the lowest since early 2023 if we disregard the past 5 days. Fannie and Freddie's plans to purchase $200 billion of MBS led to a drop in average mortgage rates, but the market has since stabilized. Treasury yields and Fed rate expectations have been rising, with the 10yr yield recently breaking out of a 4-month range. Howeve... more
Jan 16, 2026 12:32 PM
— Housing Market
Gen X, millennials set to inherit trillions in real estate wealth
Coldwell Banker's Global Luxury Report projects Gen X and millennials to inherit $4.6 trillion in real estate wealth, with over half flowing to the U.S. Younger affluent buyers prioritize lifestyle, functionality, and long-term value. The U.S. is expected to capture 52% of the projected property wealth transfer as assets shift from baby boomers to younger generations.
Jan 16, 2026 12:31 PM
— Mortgage Finance
Proposal to Raise VA Mortgage Fees Surfaces in House
The article discusses the importance of staying updated on mortgage rates and trends in order to make informed decisions when buying a home or refinancing a mortgage. It emphasizes the impact of these rates on monthly payments and overall costs for homeowners.
Jan 16, 2026 11:31 AM
— Mortgage Lenders
Former UWM attorney sues for wrongful termination over title letter signing policy
A former corporate attorney is suing UWM for wrongful termination after refusing to sign attorney opinion letters in states where he lacked a license. UWM defends the program, stating it was designed to help borrowers save money on title costs.
Jan 16, 2026 11:31 AM
— Mortgage Finance
Non-Agency Market May See Boost From GSE MBS Move
The article discusses the latest trends and developments in the mortgage industry as of 2026, including changes in mortgage rates, housing market conditions, and the impact on mortgage lenders.
Jan 16, 2026 11:30 AM
— Mortgage Rates
Mortgage rates hit 3-year low — what it means for spring sales
President Trump's directive for Fannie Mae and Freddie Mac to buy $200 billion in mortgage-backed securities led to a decrease in mortgage rates, with the 30-year fixed-rate mortgage averaging 6.06%. Mortgage applications increased significantly, especially on the refinance side. The hope is that these lower rates will lead to improved home sales in 2026, although affordability constraints remain ... more
Jan 16, 2026 10:32 AM
— Mortgage Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has narrowed recently due to lower rate volatility, clear monetary policy, and increased MBS purchases by the GSEs. This has led to a decrease in mortgage rates and a surge in refinance applications. The long-term impact of the MBS purchases is uncertain, as other investors in MBS may choose to sell, potentially widening the spread again.
Jan 16, 2026 10:32 AM
— Mortgage Rates
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates has been narrowing due to decreased rate volatility and increased purchases of MBS by the GSEs. This has led to lower mortgage rates, resulting in a surge in refinance applications and an increase in purchase applications. However, there is uncertainty about the longer-term impact of these MBS purchases on the market.
Jan 16, 2026 10:32 AM
— Housing Market
US foreclosure filings rise 14% in 2025 as FHA borrowers face greater risk
Foreclosure filings on U.S. properties rose 14% in 2025, totaling 367,460, although they are still below housing crisis-era levels. FHA borrowers are facing increased risks under new loss-mitigation rules.
Jan 16, 2026 10:31 AM
— Mortgage Lending
4 trends that will help mortgage lenders reach new borrowers in 2026
Lenders are seeking ways to attract creditworthy borrowers who do not fit traditional loan requirements. Non-QM loans are growing but come with concerns like 'shadow debt' and default rates. New credit scoring models will be used to identify creditworthy non-traditional borrowers. A proposed 50-year mortgage aims to allow more buyers to enter the market and build equity. Investors are using DSCR l... more
Jan 16, 2026 9:31 AM
— Housing Market
New-home sales slip in December despite annual gains
New-home sales decreased in December compared to previous months but remained higher than in 2024. Mortgage activity dropped in December compared to October, with refinance applications leading the decline. However, there were promising trends in the past year that could improve affordability in 2026, including adjustable-rate and cash-out refinance mortgage programs. The contract rate on a 30-yea... more
Jan 16, 2026 8:44 AM
— Mortgage Rates
Mortgage Rate Tumble Continues Friday | Today, January 16, 2026
Mortgage rates have reached their lowest point since 2022, with rates dropping to three-year lows for both 30-year and 15-year fixed mortgages. The current average 30-year fixed mortgage rate is at 6.11%. Adjustable-rate mortgages (ARMs) are also available, with an average rate of 5.50%. Economic indicators suggest that interest rates could trend upward in the short term, making it a good time to ... more
Jan 16, 2026 8:31 AM
— Mortgage Finance
MBA Economist Still Sees Interest Rates Staying Above 6.0%
The article discusses the copyright of Inside Mortgage Finance Publications in 2026 and mentions the design, CMS, hosting, and web development services provided by ePublishing.
Jan 16, 2026 8:30 AM
— Mortgage Rates
What are today's mortgage interest rates: January 16, 2026?
The article discusses how mortgage interest rates have declined in recent years, making it a more affordable time to buy or refinance a home. As of January 16, 2026, average mortgage interest rates for 30-year terms are at 5.87% for purchases and 6.58% for refinancing. Waiting for the perfect rate is not recommended, as rates are already comfortably under 6% for qualified borrowers. It is suggeste... more
Jan 16, 2026 6:32 AM
— Mortgage Lenders
Jan. 16: U/W, LO jobs; Compliance, servicing, mortgage reset tools; February & March in-person events… book flights
The housing market is experiencing changes with borrowers refinancing or selling houses with 'once-in-a-lifetime' rates. Several mortgage lenders have announced new brand initiatives, hiring opportunities, and strategic appointments. A speaker series is being offered to navigate the changing housing market conditions, and a company has reset over $1.33 billion in mortgages. Strategies for Independ... more
Jan 16, 2026 4:37 AM
— Mortgage Lending
California weighs single-stair multifamily to ignite housing supply
The article discusses the importance of human verification in online processes to prevent fraudulent activities by bots. It emphasizes the need for users to complete actions like CAPTCHA to ensure security and authenticity.
Jan 16, 2026 4:37 AM
— Mortgage Lending
REMAX adds two major Toronto brokerages from Royal LePage
The article discusses the importance of completing CAPTCHA tests to verify that the user is human. It explains how CAPTCHA tests help protect websites from being accessed by bots and other automated programs.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.