Mortgage News
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Showing 97 - 120 of 2163 results
Oct 17, 2025 5:05 AM
— N/A
Mortgage Calculator: Here’s How Much You Need To Buy a $425,000 Home at a 6.27% Rate
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Oct 17, 2025 3:24 AM
— Interest Rates
Block Trades Setting The Tone After Mostly Data-Free Morning
Due to the government shutdown, several economic reports were not released, including jobless claims, Retail Sales, and PPI data. The only data released was the Philly Fed report, which had no impact. Block trades later in the morning caused 10yr yields to rise, leading to a modest increase in both yields and MBS.
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage Rates Decline Again, Nearing a 2025 Low
The average rate on 30-year mortgages decreased to 6.27% from 6.3%, and 15-year rates dropped to 5.52% from 5.53%. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policy decisions and bond market investors' expectations for the economy and inflation.
Oct 17, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 17, 2025: Rates have dropped since last October
Mortgage rates have decreased slightly this week, making it potentially a good time to buy a house. The rates for a 30-year fixed mortgage are around 6.2%, while a 15-year fixed mortgage is around 5.5%. Refinance rates are slightly higher. Fixed-rate mortgages lock in rates for the entire loan term, while adjustable-rate mortgages change rates periodically. Mortgage rates are expected to stay stea... more
Oct 16, 2025 3:24 PM
— Mortgage Finance
Tech Vendor, Lenders Sued Over Price-Fixing Scheme
The article discusses recent trends in the housing market. It highlights an increase in mortgage lending activity and a decrease in interest rates. The article also mentions a rise in housing prices, indicating a strong housing market overall.
Oct 16, 2025 2:27 PM
— Mortgage Finance
Self-Storage Facilities Performing Well in CMBS
The article discusses trends in the mortgage lending industry, including changes in interest rates and housing market activity. It highlights the impact of these trends on mortgage lenders and their strategies for adapting to market conditions.
Oct 16, 2025 2:27 PM
— Mortgage Finance
Agency MBS Investors Brace for Higher Prepayment Rates
The article discusses the current state of the housing market, highlighting an increase in mortgage lending activity. It mentions that mortgage rates have decreased slightly, leading to a rise in homebuying and refinancing. Overall, there is optimism for the housing market's growth in the near future.
Oct 16, 2025 2:26 PM
— Interest Rates
Seriously... No One Seems to Know
There was a large, rapid move in Fed Funds Futures and other short-term rate metrics, leading to a rally in longer-term rates as well. The catalyst for the movement was unclear, with possible factors being regional bank fears and comments from Fed's Waller.
Oct 16, 2025 12:57 PM
— Mortgage Rates
30-year mortgage rates decline - How long should buyers wait? | Today's mortgage and refinance rates, October 16, 2025
Bankrate data shows that national mortgage rates for 30-year fixed, 15-year fixed, and 5/1 ARM mortgages have decreased. The rates have been fluctuating due to factors like the Fed's rate cut, rising 10-year Treasury yields, and the government shutdown. The current average rate for a 30-year fixed mortgage is 6.31 percent. The article also discusses adjustable-rate mortgages, jumbo mortgage rates,... more
Oct 16, 2025 12:25 PM
— Interest Rates
Mortgage Rates Quickly Approaching Long-Term Lows
Interest rates have experienced significant movement without any clear catalyst. Bond market surged without specific reasons, leading to many mortgage lenders offering lower rates in the afternoon. Conventional 30yr fixed rates are moving from the 6.3's to the 6.1's, indicating potential larger changes. With rates nearing the 6.125% mark, there may be further movement in that direction or a possib... more
Oct 16, 2025 12:24 PM
— Mortgage Rates
Mortgage interest rates just dropped again. Here's what homebuyers should (and shouldn't) do next.
Mortgage rates on a 30-year mortgage have declined to around 6.27%, the lowest level in a month. Homebuyers are advised to get pre-approved for a mortgage, not wait for rates to fall further, start their home search early, and expect increased competition due to lower rates.
Oct 16, 2025 12:23 PM
— Mortgage Rates
Mortgage rates fall for second straight week as shutdown, economic uncertainty weigh
CEO Vishal Garg discusses leveraging AI to expedite the mortgage process. Freddie Mac's latest survey shows a decrease in mortgage rates for the second consecutive week. Lower rates have led to an increase in refinance activity and a more favorable environment for homebuyers. Concerns over the labor market and the government shutdown continue to impact prospective homebuyers.
Oct 16, 2025 9:28 AM
— Mortgage Rates
Mortgage rates move lower, driven by shutdown uncertainties
Mortgage rates decreased for the second consecutive week as the 10-year Treasury approached falling below 4%. The government is pushing for lower-cost home creation which could impact mortgage rates in the future. The Federal Reserve is expected to cut short-term rates which may further impact mortgage rates.
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 16, 2025: Rates continue to inch down
The article discusses current mortgage rates, including averages and fluctuations across different types of mortgages. It explains the difference between fixed-rate and adjustable-rate mortgages and how the economy impacts mortgage rates. The article also provides tips on getting the lowest mortgage rate possible and showcases a mortgage calculator to estimate monthly payments. It highlights the i... more
Oct 16, 2025 9:24 AM
— Online Mortgage Services
US Mortgage Rates Decline for a Second Week, Dropping to 6.27%
The article discusses the importance of verifying that a user is not a robot before accessing certain online content or services.
Oct 16, 2025 9:24 AM
— Mortgage Rates
Mortgage rates moved lower this week but remain stuck in a narrow range
Mortgage rates slightly decreased this week due to fresh trade tensions affecting global bond markets. The 30-year rate was at 6.27% and the 15-year rate at 5.52%. The 10-year Treasury yield, closely tracked with mortgage rates, has been volatile due to the US-China trade dispute. Economic data releases influencing mortgage rates have been delayed because of the government shutdown. Although rates... more
Oct 16, 2025 9:23 AM
— Mortgage Rates
Average long-term US mortgage rate slips to 6.27%, nearing a low for 2025
The average rate on a 30-year U.S. mortgage declined to 6.27% from 6.3% last week, just above its lowest level this year. Mortgage rates are influenced by factors such as the Federal Reserve's decisions and the bond market. Sales of previously occupied U.S. homes have been in a slump since mortgage rates began climbing from historic lows in 2022.
Oct 16, 2025 8:26 AM
— Mortgage Technology and Services
Rate Sheet, AI, Verification, Servicing, Flood Tools; Primer on What Builders Can and Can't Do
The article discusses various products, services, and software available to lenders and brokers in the mortgage industry. It highlights tools for flood determination reports, automation for originators, homeowner intelligence apps, mortgage technology, sub-servicing, wire and title fraud prevention, and credit verification products.
Oct 16, 2025 7:24 AM
— Bond Markets
Fairly Flat At Strongest Levels in Weeks
10yr yields ended the day slightly higher than the previous day but still at the best levels since September 17. MBS also slightly increased and reached 4 week highs. The mid-day bump in Treasury yields was not triggered by any obvious reasons, with speculation focusing on liquidity conditions and funding market stress. Overall, the movement was too small to warrant further investigation.
Oct 16, 2025 6:26 AM
— Mortgage Rates
Mortgage Apps Dip, But Demand Still Running Strong After September Surge
Mortgage application activity decreased slightly last week, with total volume falling 1.8% on a seasonally adjusted basis. Refinance activity remains high compared to the previous year, with the Refinance Index slipping 1%. Mortgage rates were mixed, with the 30-year fixed rate decreasing slightly to 6.42 percent. Purchase applications also declined but remained stronger than last year. Refinance ... more
Oct 16, 2025 6:26 AM
— Bond Markets
Everything Winning on Combo of Trade Tensions, Fed Speak, and Earnings
Stocks have rebounded this week after a sell-off sparked by Trump's tariff comments. Bonds initially benefited from the sell-off but have continued to rally due to expectations of a Fed rate cut and comments from Powell supporting another cut in October. Yields are nearing the lower end of the range boundary.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage Rates Slip to Another Multi-Week Low
Mortgage rates are currently at their lowest levels since September 17th, thanks to the improvement in bonds tied to mortgages. Even though the bond market was flat compared to yesterday, a rally in bonds late yesterday afternoon led to the lower rates today as mortgage lenders adjusted their offerings.
Oct 16, 2025 6:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 15, 2025: Lowest 30-year rate in more than a month
Mortgage rates have decreased today, with the 30-year fixed-rate mortgage dropping to 6.20%. The article provides information on average rates, refinance rates, advantages and disadvantages of different loan terms, such as 30-year and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also emphasizes the importance of credit score and debt-to-income ratio when securing low mortgage ... more
Oct 16, 2025 4:26 AM
— Home Equity Rates
Home equity loan rates extend two-year low, HELOCs hold steady
Home equity rates have seen minimal movement, with the benchmark 5-year $30,000 loan decreasing slightly. Experts advise against trying to time the market due to the unpredictability of rates. Factors such as Federal Reserve actions, government shutdown, lender competition, and promotional offers influence rates. Home equity products are generally cheaper than credit cards or personal loans. Secur... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.