Mortgage News
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Showing 1705 - 1728 of 3027 results
Aug 11, 2025 8:24 AM
— Interest Rates
Another Slow Start, But Probably Not a Slow Week
July is typically a slow period in financial markets, with June and August also being quiet unless there are signs of a shift in Fed policy. Yields have been hovering around 4.34% in a narrow range. The upcoming CPI release could potentially shake up the stagnant summertime momentum.
Aug 11, 2025 8:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 11, 2025: Rates dip lower
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.575%. It also explains how economic factors, historical context, and actions by the Federal Reserve impact mortgage rates.
Aug 11, 2025 3:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 11, 2025: The rate today likely won't be the rate you'll pay; here's why
Home equity line of credit (HELOC) interest rates are currently around 8.72% for a 10-year draw period after an introductory rate. Homeowners can tap into this equity without giving up their low-rate mortgages. Rates vary among lenders, ranging from 7% to 18%. HELOCs are a good option for homeowners with equity in their homes looking to access cash for home improvements or other needs while keepin... more
Aug 11, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 11, 2025: The 30-year rate stays under 6.5%
The article discusses current mortgage rates according to Zillow data, mentioning that rates have increased since the previous year and experts predict they will remain above 6% through the next few quarters. It also explains that borrowers can try to negotiate lower mortgage rates by meeting certain criteria such as higher down payments, excellent credit scores, and low debt-to-income ratios.
Aug 10, 2025 3:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 10, 2025: Is this the time to lock your HELOC rate?
The article discusses how homeowners with low primary mortgage rates and considerable equity can benefit from getting a home equity line of credit (HELOC) to access cash without touching their low mortgage rates. It explains how HELOC rates work and provides advice on finding the best rates and terms for a HELOC.
Aug 10, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 10, 2025: Don't try to time the real estate market
The article discusses the current mortgage rates provided by Zillow, indicating that the 30-year fixed mortgage rate decreased by six basis points to 6.44% while the 15-year fixed rate increased by three basis points to 5.73%. The article explains that mortgage rates have increased since last August. It also compares 30-year and 15-year mortgage terms, provides information on refinancing rates, an... more
Aug 10, 2025 3:23 AM
— Mortgage Lending
Did lower mortgage rates already lower housing inventory?
The article discusses the process of verifying one's identity as a human, which may take a few seconds.
Aug 9, 2025 4:23 PM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 9, 2025: The answer to high rates for homeowners
HELOC rates remain favorable as lenders base them on local demand and a national interest rate benchmark. Second mortgages, like HELOCs, provide a way for homeowners to access value without impacting their primary mortgage rates. Homeowners have a large amount of equity tied up in their homes, making HELOCs an excellent option for renovations, repairs, or other expenses.
Aug 9, 2025 12:24 PM
— Retirement Accounts
Trump’s executive order on 401(k) alternative assets – here are the biggest winners and losers
President Donald Trump signed an executive order directing the Department of Labor to revisit its guidance on including alternative assets like private equity, real estate, and cryptocurrency in 401(k) plans. This order could allow for more sophisticated investment options in retirement accounts, potentially benefiting private asset managers and opening new opportunities for growth and diversifica... more
Aug 9, 2025 8:23 AM
— Mortgage Rates
Weekly mortgage rates plunge after bad jobs report
Mortgage rates have dropped to their lowest levels since March due to weaker job growth. Investors anticipate a Federal Reserve rate cut in September following a disappointing jobs report. Lower mortgage rates may not significantly impact the home buying season unless there is a recession, which could lead to lower home prices as well.
Aug 9, 2025 3:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
HELOC rates have become more affordable while the 30-year fixed-rate loan has dropped to 6.63 percent. Homeowners are warned of potential capital gains taxes due to increasing equity stakes. Mortgage denials are on the rise due to various factors. U.S. home prices continue to increase nationally, reaching a record median in June. Borrowing against home equity with a HELOC or home equity loan is re... more
Aug 9, 2025 3:23 AM
— Bond Markets
Empty Calendar and Summertime Drift
The bond market in early August is experiencing limited movement and narrower ranges. Yields have crept up slightly after dropping last Friday. The only major technical level overhead is 4.28. Bond market momentum will be clearer after next Tuesday's CPI.
Aug 9, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 9, 2025: Fixed rates are unsteady
The article discusses the current mortgage rates, including a decrease in the 30-year fixed rate to 6.44% and an increase in the 15-year fixed rate to 5.73%. It also mentions the prediction that the federal funds rate will be cut in September, potentially leading to falling mortgage rates. The pros and cons of different mortgage types like 30-year fixed, 15-year fixed, and adjustable-rate mortgage... more
Aug 8, 2025 3:23 PM
— Mortgage Rates
Rates down as Fed keeps rates unchanged | Current mortgage and refinance rates for August 8, 2025
Average mortgage rates fell across all terms compared to a week ago, according to Bankrate data. The Federal Reserve held off changing its key interest rate due to persistent inflation, affecting borrowing costs. Rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans decreased. Mortgage lenders defer to the 30-year fixed-rate mortgage as the most popular choice for borrowers.
Aug 8, 2025 1:23 PM
— Bond Markets
Focus Shifts to Next Week's High Stakes CPI
Bonds lost ground at the fastest pace of the week on Friday, but overall trading helped solidify gains from the previous week's jobs report. Focus is now on the upcoming CPI report as it could impact the next big move for rates. Treasuries closed at their weakest levels with 10-year rates rising.
Aug 8, 2025 11:23 AM
— Mortgage Finance
D.R. Horton Grows FHA Lending With Buydowns
The article discusses the different factors affecting mortgage rates and how they can fluctuate over time. It highlights the importance of understanding these factors and keeping track of market trends to make informed decisions when obtaining a mortgage.
Aug 8, 2025 11:23 AM
— Mortgage Rates
Mortgage Rates Flat Ahead of Next Week’s High-Stakes Data
Mortgage rates saw a slight increase today, going up by 0.02% to 6.57%. This change is minimal compared to recent stability in rates. The slight increase follows a week of low rates after bond yields dropped due to last Friday's jobs report. Next week holds potential for more significant rate movement with the Consumer Price Index release and Federal Reserve officials speaking about potential rate... more
Aug 8, 2025 10:23 AM
— Mortgage Rates
Falling Rates Spark Modest Rebound in Mortgage Applications
Mortgage application activity increased last week due to falling rates, leading to higher demand for both purchase and refinance. Rates decreased for the third consecutive week, with the 30-year fixed rate dropping to 6.77%. The Refinance Index rose 5% week-over-week, while the Purchase Index increased by 2%.
Aug 8, 2025 9:23 AM
— Mortgage Lenders
Two-year UK mortgage rates fall below five-year rates for first time since 2022
The Financial Times offers complete digital access to their quality journalism on any device for $75 per month. Readers can cancel anytime during their trial period. Over a million readers pay to access the Financial Times.
Aug 8, 2025 9:23 AM
— Mortgage Lenders
Chase Home Lending is offering a 'mortgage rate sale' until August 18
Chase Home Lending is offering a limited-time 'mortgage rate sale' with personalized, lockable interest rate discounts for buyers looking to save on their mortgage. The discount can be as much as 0.25%, saving borrowers thousands of dollars over the life of the loan. The offer is available on fixed-rate mortgages for the life of the loan and during the initial fixed-rate period for adjustable-rate... more
Aug 8, 2025 9:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 8, 2025: It could be a good day to lock in a rate
Mortgage rates have dropped this week, with the 30-year rate at 6.63% and the 15-year fixed rate at 5.75%. It is a good time to lock in a mortgage due to the low rates. Refinance rates are higher than buying rates. An adjustable-rate mortgage may be suitable if selling before the introductory period ends. Rates are expected to stay above 6% until at least 2026.
Aug 8, 2025 7:23 AM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $439,450 Home at a 6.63% Rate
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Aug 8, 2025 6:27 AM
— Mortgage Lenders
Loandepot, Onity, Cenlar announce leadership moves
Various mortgage-related companies have been making strategic moves, such as partnerships and new appointments, in response to market changes and challenges. Some companies are experiencing losses and seeking to develop new technologies, while others are expanding their reach and touting construction lending experience.
Aug 8, 2025 6:26 AM
— Interest Rates
Best high-yield savings rates today – August 7, 2025
High-yield savings accounts are currently offering up to 4.35% APY, with online-only banks and credit unions being sources of competitive rates. These rates may change based on Federal Reserve interest rate changes. It is important to choose a bank insured by FDIC or a credit union insured by NCUA. Factors to consider when choosing a savings account include APY, excessive transaction fees, minimum... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.