Mortgage News
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Showing 1681 - 1704 of 3027 results
Aug 13, 2025 4:23 AM
— Mortgage Rates
US 30-year mortgage rate dropped last week, refi applications surged
The interest rate for the most popular U.S. home loan dropped to 6.67%, the lowest rate since early April. Refinance applications jumped, but purchase applications only rose slightly, indicating that high mortgage rates and rising home prices are discouraging homebuyers. The Federal Reserve has left short-term borrowing costs unchanged, but some central bankers are open to lowering interest rates ... more
Aug 13, 2025 4:23 AM
— Mortgage Lenders
US 30-Year Mortgage Rate Declines by Most Since February
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Aug 13, 2025 3:24 AM
— Interest Rates
Economists now leaning towards September Fed cut
Economists surveyed by Wolters Kluwer expect the Federal Open Market Committee to cut short-term rates at its September meeting, but a share still believes action won't come until December or later. The 30-year fixed rate stayed within a narrow range in July. The surprising jobs report in July helped drive Treasury yields and corresponding rates lower, providing a window of opportunity for borrowe... more
Aug 13, 2025 3:23 AM
— Mortgage Rates
Mortgage rates below 5% for first time since Truss budget
The average two-year mortgage rate in the UK has dropped below 5% for the first time since September 2022. Despite five rate cuts since last August, mortgage rates are still above pre-mini-budget levels. Hundreds of thousands of borrowers are due to re-mortgage this year, with 900,000 fixed rate deals expiring in the second half of 2025. Interest rates are expected to hold steady around 4% due to ... more
Aug 13, 2025 2:24 AM
— Mortgage Lenders
Average UK Mortgage Rate Is Below 5% for First Time Since Truss
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Aug 13, 2025 12:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 13, 2025: Rates drop again
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan, which is around 6.599% in the U.S. It reflects on the historical trends of mortgage rates, factors affecting mortgage rates, and tips for obtaining the best mortgage. The state of the U.S. economy, inflation, national debt, demand for home loans, and Federal Reserve's decisions all play a role in de... more
Aug 12, 2025 2:26 PM
— Bond Markets
Bonds Eventually Pass on Decisive Reaction to Tuesday's Data
Bonds rallied after core CPI data was released at 8:30am, with the annual headline number showing improvement. However, there were concerns about rising inflation in categories like core services and goods, partly offset by declining housing related inflation. The market reaction was mixed, underscoring the importance of the next jobs report in determining the direction of rates.
Aug 12, 2025 1:26 PM
— Interest Rates
Mortgage Rates Hold Steady After Key Inflation Report
Mortgage rates are not solely influenced by changes in the Fed Funds Rate, but are also affected by economic reports such as the monthly jobs report and the Consumer Price Index. The CPI release indicated a possibility of a rate cut by the Fed in September due to mixed inflation data. While shorter-term bonds improved in response to this news, longer-term bonds that dictate mortgage rates remained... more
Aug 12, 2025 9:26 AM
— Mortgage Finance
Chase Eyes More ARM Originations Amid Elevated Interest Rates
The article discusses the current state of the mortgage industry and trends related to mortgage rates, housing market, and mortgage lenders.
Aug 12, 2025 8:23 AM
— Mortgage Lenders
Variable Rate HELOC, Fraud, Marketing Tools; Educate Your Borrowers; Inflation Data as Expected
The article discusses the impact of short-term rates on adjustable-rate mortgages, the increase in ARM volume, anticipated IPOs of Fannie Mae and Freddie Mac, and potential changes at the Federal Reserve. It also touches on the importance of the September Fed meeting, Bill Ackman's plans for Fannie & Freddie, and the resolution of the 2008 financial crisis. Additionally, the article promotes vario... more
Aug 12, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? Predictions about mortgage rates in 2025 and 2026.
The article discusses the recent drop in mortgage interest rates, providing data on rates for 30-year and 15-year fixed-rate mortgages. It mentions that while rates have decreased slightly, they are still higher compared to last year. It explains how the fed funds rate influences mortgage rates and predicts that rates will likely remain above 6% into 2026.
Aug 12, 2025 7:23 AM
— Housing Market
Trump's tireless self-promotion could raise your mortgage rate
President Donald Trump has a plan to destabilize the housing market by turning mortgage behemoths Fannie Mae and Freddie Mac into publicly traded stocks. This plan involves launching an initial public offering for both entities, which could potentially raise $30 billion. However, the implications of removing the implicit guarantee they provide may lead to higher mortgage rates. Certain individuals... more
Aug 12, 2025 6:25 AM
— Housing Market
The price premium on new-construction homes is dissolving. New home prices dropped in 30% of large U.S. cities last quarter
Home prices have increased by over 50% since the pandemic, with mortgage rates near 7%. New-construction home prices dropped in 30 of the largest U.S. metros last quarter. Builders are offering incentives like mortgage-rate buydowns and design upgrades to make new homes more affordable.
Aug 12, 2025 6:24 AM
— Bond Markets
Mixed Reaction Thanks to Messy Internal CPI Components
The CPI data released this morning met expectations, with the monthly headline at 0.2 and the core at 0.3. Bonds are slightly stronger, but there are arguments for them to be selling off based on other factors. Despite being green on the day, bonds may see gains erode as markets process the implications.
Aug 12, 2025 6:23 AM
— Mortgage Lenders
Fed Rate Cut Grows More Likely as Inflation Holds Steady at 2.7%
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Aug 12, 2025 5:48 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 12, 2025: Inflation heats up, rates could follow
After a week of decreases, mortgage rates are high, with the 30-year fixed rate at 6.57% and the 15-year rate at 5.71%. Inflation is running high, indicating that rates may stay stagnant or increase. Mortgage refinance rates are also high but are generally higher than purchase rates. Economists forecast minimal mortgage rate drops before the end of 2025, with a potential fed funds rate cut in Sept... more
Aug 12, 2025 5:24 AM
— Mortgage Rates
Most rates decline: Is it time to buy? | Mortgage and refinance rates for today, August 12, 2025
Mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and jumbo mortgage rates decreasing, while rates for ARM loans rose. The Federal Reserve held off changing its key interest rate in July due to persistent inflation, but new job numbers showing slowing employment could lead to a rate cut in September. Rates are currently lower than the 40-year average, prov... more
Aug 11, 2025 2:25 PM
— Home Equity Loans
Homeowners tap record equity as rates ease
Homeowners are seeing record levels of equity in their homes and are eager to use it. Due to high interest rates, many homeowners are turning to HELOCs and home equity loans for cash. As the housing market cools, there is a rise in delinquency rates and underwater mortgages. Sunbelt markets are seeing softening property values while the Northeast continues to see growth. Americans now hold $34.5T ... more
Aug 11, 2025 2:23 PM
— N/A
Warren Buffett’s Berkshire Hathaway Shares Mortgage Rate Forecast for the Rest of the Year and Into 2026
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Aug 11, 2025 1:24 PM
— Bond Markets
Bonds Mostly Steady Ahead of CPI
Treasuries slightly outperformed MBS today, with both remaining close to unchanged overall. The bond market has been mostly sideways since the last major cue from the jobs report earlier in the month. The upcoming CPI report on Tuesday is expected to be the most significant data release of the week, potentially impacting volatility. Traders are particularly interested in sorting out tariff-impacte... more
Aug 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Steady Ahead of High Stakes Inflation Report
Top tier 30yr fixed mortgage rates remained steady last week after slightly dropping over the weekend. Rates are currently near the lowest levels since October 2024. The upcoming Consumer Price Index report is expected to impact rates, with traders on the lookout for potential tariff-driven inflation that could lead to an increase in rates. However, the expectations for higher inflation are alread... more
Aug 11, 2025 11:23 AM
— Mortgage Rates
Rates decline: Is it time to buy? | Today's mortgage and refinance rates, August 11, 2025
National mortgage rates have trended lower across all terms, including 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. This reduction is attributed to the weaker-than-expected employment report leading to a drop in the 10-year Treasury, which in turn brought down mortgage rates. The article advises on the advantages of choosing a fixed-rate mortgage for predictable payments and discusses ... more
Aug 11, 2025 10:24 AM
— Housing Market
President Trump envisions November launch for mortgage IPO
The oversight agency for government-sponsored enterprises is considering a public offering for some of their shares, which could value the mortgage giants at $500 billion or more. President Trump is meeting with bank leaders, potentially resulting in a big payday for their firms. Economists are divided on the timing of a rate reduction, and sales of previously owned homes in the US fell to a nine-... more
Aug 11, 2025 8:24 AM
— Mortgage Lenders
Non-Del, Compliance, 5/1 ARM, Digital Asset Regulation; FHA, VA, USDA News
The article discusses various topics related to the mortgage industry, such as the use of AI in capital markets, state fair lending enforcement, new products and services for lenders and brokers, the evolving landscape of digital asset regulation, compliance risks for pre-approval letters, and government program changes such as FHA and VA announcements.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.