Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1777 - 1800 of 3027 results
Aug 5, 2025 11:24 AM
— Interest Rates
Mixed ISM Data Keeps Bonds In The Game
The ISM Services Index showed growth-related components coming in slightly weaker, but the 'prices paid' component reached another post-pandemic high, indicating inflation remains a concern. Despite this, the overall report was downbeat enough to offset the inflation implications, resulting in bonds ending the day unchanged.
Aug 5, 2025 7:17 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: The 30-year rate falls below 6.5%
Mortgage rates have decreased with the 30-year fixed rate at 6.46% and the 15-year rate at 5.68%. The Federal Reserve left the federal funds rate unchanged, but future rate cuts are expected, potentially leading to lower mortgage rates. Refinance rates are higher than purchase rates. A mortgage calculator can help determine monthly payments based on different rates and term lengths. Economists exp... more
Aug 5, 2025 4:24 AM
— Mortgage Finance
Ginnie MBS Delinquency Rates Rise in Second Quarter (IFHA)
Delinquencies on Ginnie Mae mortgage-backed securities rose during the second quarter of 2023, reversing the improvement from the previous quarter.
Aug 5, 2025 4:24 AM
— Treasury Rates
Holding Friday's Gains
The upcoming week has less significant events scheduled compared to the previous week, with Tuesday's ISM Non Manufacturing PMI being the only noteworthy data release. The Treasury auction cycle is expected to be slightly more interesting due to recent market movements. The market is currently in a range following a post-NFP rally, with attention being drawn to potential resistance at the 4.20 tec... more
Aug 5, 2025 3:24 AM
— Mortgage Lending
Non-Del, eVault, Bank Statement Programs; Trigger Lead & Credit News
The article discusses various topics related to the mortgage industry including the Federal Reserve, Homeowners Privacy Protection Act, new technologies for lenders, upcoming mortgage conferences, loan programs, eVault technology, and trigger leads. It also mentions the comparison between credit scoring systems like FICO, Vantage, and the impact on the FHFA.
Aug 5, 2025 3:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 5, 2025: Hovering with the prime rate
The HELOC interest rate has remained unchanged with an average national rate of 8.72% for a 10-year draw HELOC. Homeowners have a significant amount of equity in their homes, allowing them to leverage a HELOC to access that equity without refinancing their primary mortgage. HELOC rates depend on factors like credit score and lender flexibility, with rates ranging anywhere between 7% to 18%. It's a... more
Aug 5, 2025 2:53 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 5, 2025: Rates finally drop
The article discusses the current mortgage rates and the likelihood of a rate decrease in the upcoming months. It provides information on different types of mortgages, the importance of considering term lengths, the difference between adjustable-rate and fixed-rate mortgages, and how to calculate mortgage payments. Economists predict modest drops in mortgage rates by the end of 2025.
Aug 4, 2025 7:23 PM
— Interest Rates
Mortgage rates hit lowest levels of 2025
Following a weak jobs report, the 10-year yield dropped slightly, leading to a new low in mortgage rates for 2025 at 6.57%. There has been no Fed rate cuts this year, but speculation suggests that there could be one in September.
Aug 4, 2025 2:53 PM
— Bond Markets
Calmly Closing at Best Levels Since April
Following a calm post-NFP Monday, bonds closed slightly stronger, reaching the best levels since early April for MBS. Treasury yields are not doing quite as well as April's lows, reflecting lingering impacts of tariffs and fiscal policy. The day lacked actionable econ data, with the focus shifting to ISM Services on Tuesday.
Aug 4, 2025 1:23 PM
— Interest Rates
Best high-yield savings rate today – August 4, 2025
High-yield savings accounts are currently offering up to 4.35 percent APY, with Peak Bank leading the way. These accounts provide easy access to funds with yields well above the national average. Savings account rates are variable, so it's important to compare rates and be aware of Federal Reserve interest rate changes that can impact APYs. High-yield savings accounts can help grow money quickly f... more
Aug 4, 2025 1:23 PM
— Mortgage Rates
Lowest Mortgage Rates Since Early October
Mortgage rates are influenced by movement in the bond market, which is in turn affected by economic data. The monthly jobs report is a key indicator for bonds, and Friday's report led to significant bond buying, causing rates to go down. Mortgage lenders did not fully adjust their rate offerings to match the market movement, resulting in some of the lowest rates since early October.
Aug 4, 2025 11:23 AM
— Mortgage Lending
Mortgage Rates Drop to Lowest Level in 10 Months, Upping Purchasing Power in a Buyer-Friendly Market
The article discusses the importance of ensuring that users accessing Redfin.com are following the terms of usage set forth by the website. It emphasizes the need for all users to comply with the rules and regulations to maintain a fair and secure online environment.
Aug 4, 2025 9:24 AM
— Mortgage Rates
Most rates decrease as Fed keeps rates unchanged - Current mortgage and refinance rates, August 4, 2025
Average mortgage rates showed a mixed trend, with decreases in 30-year fixed, 5/1 ARMs, and jumbo loans, and an increase in 15-year mortgages. The Federal Reserve held off changing its key interest rate due to inflation concerns, which have a broad impact on borrowing costs. The uncertainty regarding tariffs continues to add economic volatility.
Aug 4, 2025 8:25 AM
— Mortgage Lenders
Can you get a mortgage with bad credit?
The article discusses how individuals with bad credit can still get a mortgage to buy a house. It explains what bad credit scores are considered to be, provides tips on improving the chances of mortgage approval, such as reviewing credit reports for errors, making a larger down payment, and improving the debt-to-income ratio. The article also mentions various mortgage options for borrowers with lo... more
Aug 4, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? Outlooks after a year of unwavering rates.
The article discusses how mortgage interest rates have recently stalled, with the current rates for 30-year fixed-rate mortgages at 6.72%, slightly lower since last week. Despite potential home buyers hoping for a more significant drop in rates, the data suggests that they are unlikely to decrease much in the second half of 2025. The article explains how mortgage rates are influenced by factors su... more
Aug 4, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 4, 2025: Rates expected to stay high for months
The average mortgage rates for 30-year fixed, 15-year fixed, and VA loans are around 6.60%, 5.76%, and 6.22% respectively. Experts predict that rates will stay above 6% in the coming quarters with slight increases. Adjustable-rate mortgages (ARMs) can offer lower initial rates but carry the risk of rates rising after the initial period. Lower mortgage rates are offered to buyers with higher down p... more
Aug 4, 2025 3:23 AM
— Mortgage Rates
Warren Buffett Said Buying 'Distressed' Homes With 30-Year Mortgages And Renting Them Out Might Be The 'Most Attractive' Investment Available
The article discusses Warren Buffett's advice in 2012 about buying homes as a good investment opportunity, especially with low mortgage rates and distressed property prices. Buffett recommended financing with a 30-year mortgage for a leveraged way of owning a cheap asset. In 2025, mortgage rates have climbed past 6.7%, making monthly payments more expensive as home prices remain elevated.
Aug 4, 2025 3:23 AM
— Home Equity Lines of Credit (HELOC)
HELOC rates today, August 4, 2025: Holding steady to begin the week
The article discusses the benefits of a Home Equity Line of Credit (HELOC) for homeowners with low primary mortgage rates. It explains that HELOC rates are currently under 9%, and homeowners can access the equity in their homes without giving up their low mortgage rates. The article also provides information on average HELOC rates and recommends shopping around for the best rates and terms. It emp... more
Aug 3, 2025 3:23 PM
— Mortgage Rates
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell below 6.64% last week, raising hopes for improved housing demand. Despite potential interest rate cuts by the Federal Reserve, mortgage professionals do not expect a significant impact on the industry. The mortgage industry is facing a critical juncture in adapting to evolving technology.
Aug 3, 2025 10:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 3, 2025: Rates remain high
The article discusses current mortgage rate movements, indicating an increase compared to 2024. It provides data on various types of mortgages, differences between them, and factors influencing rates. It also advises on optimizing personal finances to secure better rates when buying a house. Additionally, it highlights the importance of comparing APR when choosing a lender.
Aug 3, 2025 7:24 AM
— Housing Market
Why Mortgage Lenders Are Ignoring Trump’s Rollback on Home Appraisal Reviews
A midsized US mortgage lender found that almost a quarter of customers who dispute property appraisals discover that the value of their home had been miscalculated. President Trump has scrapped guidelines that made it easier for homeowners to challenge appraisals, which historically penalize minority groups. Despite Trump's changes, many lenders, including big names like JPMorgan Chase and Bank of... more
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
Housing affordability in the U.S. remains at crisis levels due to high mortgage rates and home prices. Even if rates dropped, high prices, especially in major metro areas, are the core issue. Zillow reported that it would take a significant rate drop to make homes affordable for buyers, but even then, some major metro areas would still be unaffordable due to high prices.
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
High mortgage rates, combined with soaring home prices, are making it difficult for new home buyers to enter the market and for current homeowners to sell. The Case-Shiller Home Price Index has jumped over 51% between 2020 and 2025, making affordability a major issue. Lack of lower-priced inventory and tight competition in major metro areas are also contributing to the housing crisis.
Aug 2, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 2, 2025: Fixed rates waver
The article discusses the fluctuation of mortgage interest rates, providing current rates for 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, 30-year VA, and 15-year VA loans. It explains the difference between 30-year and 15-year fixed rates in terms of monthly payments, interest, and advantages. The article also touches on adjustable-rate mortgages (ARMs) and offers advice for tho... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.