Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1825 - 1848 of 2177 results
May 22, 2025 11:00 AM
— Mortgage Rates
Mortgage rates rise to highest level since mid-February
Mortgage rates have increased to the highest level since mid-February, with the average rate on the benchmark 30-year fixed mortgage rising. Home sales slipped last month, signaling a weak start to the spring selling season. The increase in mortgage rates is attributed to the rise in the yield on the benchmark 10-year U.S. Treasury note due to concerns about the nation's fiscal outlook after Moody... more
May 22, 2025 10:00 AM
— Mortgage Rates
Mortgage rates climb to highest level in more than three months amid bond market unrest
Mortgage rates are rising back towards 7%, reaching the highest level since mid-February. The increase is due to growing concern about the national debt, which has impacted home borrowing rates as they track the 10-year Treasury yield. These elevated rates, combined with increasing home prices, have slowed down the spring home buying season. However, national home prices continue to rise, reaching... more
May 22, 2025 9:00 AM
— Mortgage Finance
House Passes Massive Tax Bill With Housing Provisions
The article discusses the latest trends and developments in the mortgage industry as of 2025.
May 22, 2025 9:00 AM
— Mortgage Lending
Non-QM, QC Trends, Past Borrower Mining Tools; House Passes Spending Bill; Webinars Through Month-End
The article discusses the impact of the 'Sell America' trade in financial markets on rates and borrowers, highlighting concerns over rising government debt and interest payments in the U.S. The IMF lowered its US growth forecast due to trade tensions, and political decisions are influencing lending practices. The article also mentions the importance of reducing tech costs for mortgage lenders thro... more
May 22, 2025 9:00 AM
— Online Mortgage Technology
Mortgage Rates in US Rise for Second Week, Climbing to 6.86%
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May 22, 2025 7:00 AM
— Bond Markets
Conspicuous Absence of Volatility After Data and Spending Bill Vote
The passage of the spending bill in the House led to only a modest extension of losses in stocks and bonds, as they had already been pricing it in throughout the week. Yields recovered into positive territory before the morning economic data release and have not changed much since then. Overall, there was surprisingly low volatility considering the news and lack of economic data for the week.
May 22, 2025 6:01 AM
— Mortgage Rates
The bond market is breaking. Washington just made it worse
The U.S. bond market is experiencing a significant sell-off, leading to long-term Treasury yields spiking to their highest levels in decades. This has caused mortgage rates to climb, stock markets to drop, and a shift in safe-haven assets like gold and Bitcoin. The sell-off is due to a supply-demand imbalance in Treasuries and a Trump-backed tax bill. Mortgage rates have surged to 7.08%, making ho... more
May 22, 2025 5:00 AM
— Mortgage Rates
Mortgage rates will go below 6% next year, Fannie says
Fannie Mae is predicting mortgage rates to fall below 6% by the second quarter of 2026. The interest rate environment is expected to result in higher refinance mortgage volume in 2025 and 2026. The top five lenders have had a high mortgage origination volume, and there have been discussions around GSE reform and tax bill debates affecting yields on the 10-year Treasury.
May 22, 2025 3:02 AM
— Tax Deduction on Auto Loan Interest
Who Benefits From The Potential Auto Tax Deduction?
There is a proposal to introduce a tax deduction on auto loan interest paid toward American-made cars, with estimates suggesting that the average car owner could save $400 annually. However, experts are skeptical about the deduction's impact on consumer choice and the broader goal of increasing vehicle sales in the U.S.
May 22, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 22, 2025: Sharply higher on national debt concerns
Mortgage interest rates experienced a significant increase, with the average 30-year fixed rate rising to 6.93%. The 15-year fixed rate remained stable. Bond yields have also surged, suggesting higher mortgage rates. Various factors impact mortgage rates, such as the economy, which determines whether rates increase or decrease. Two common mortgage terms are discussed: the 30-year mortgage with low... more
May 21, 2025 9:00 PM
— Mortgage Rates
Trump Floats ‘Very Serious’ Plan That Could Hike Mortgage Rates
President Donald Trump is considering bringing Fannie Mae and Freddie Mac public, two government-sponsored enterprises that back around 70% of the U.S. mortgage market. The idea of privatizing them has been discussed before, but concerns about potential consequences, like increasing mortgage rates, have been raised.
May 21, 2025 7:00 PM
— Mortgage Lenders
Trump floats taking Fannie Mae and Freddie Mac public as deficit fears grow
The article discusses a special introductory offer for a subscription service that provides unlimited access and possibilities. There are two options available - a monthly subscription for $1 for the first month, renewing at $12.95 per month, and an annual subscription for $49, saving $100, renewing at $149 per year. Subscribers get access to various benefits, including going ad-free.
May 21, 2025 7:00 PM
— Mortgage Lending
Trump ‘giving very serious consideration’ to spinning off mortgage giants Fannie and Freddie
President Donald Trump is considering privatizing Fannie Mae and Freddie Mac, government-sponsored entities that play a crucial role in the home mortgage market. Some experts warn that privatization could lead to higher mortgage rates and make it more expensive for Americans to borrow money to purchase a home. Trump's attempt to privatize Fannie and Freddie in 2019 was unsuccessful. Privatizing co... more
May 21, 2025 6:01 PM
— Housing Market
Trump considers taking mortgage giants Fannie Mae and Freddie Mac public
President Donald Trump is considering bringing government-sponsored mortgage giants Fannie Mae and Freddie Mac public, a move that would have a significant impact on the housing market. The government currently controls Fannie Mae and Freddie Mac, but privatizing them could potentially lead to higher mortgage rates if not done carefully.
May 21, 2025 3:01 PM
— Bond Markets
Treasury Auction Blamed as Bond Vigilantes' Smoking Gun
The bond market experienced some volatility due to the 20-year auction, resulting in selling in both stocks and bonds. However, the auction was not as significant as the market reaction suggested.
May 21, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Move Up to 3 Month Highs
Mortgage rates started the day at 7.05%, worsened throughout the day due to weak bond market performance after a 20yr Treasury bond auction with lower demand than expected. Updates on the budget debate in congress also contributed to negative sentiment. As a result, mortgage rates increased to 7.08%, the highest closing level in over 3 months.
May 21, 2025 12:01 PM
— Mortgage Lenders
‘Marry the house, date the rate’: Smart strategy or outdated advice?
As mortgage rates rise, the housing industry is encouraging buyers to focus on finding a house they love and commit to it, while being flexible with mortgage rates. Refinancing is seen as a way to 'break up' with the old mortgage in favor of a better one in the future.
May 21, 2025 12:00 PM
— Housing Market
Study: Top vacation spots where short-term rental prices jump the most in the high season
The article discusses the rise in popularity of short-term rentals in tourist hotspots during peak seasons, leading to significant price increases in vacation rentals. These price spikes are often driven by major events like the Masters golf tournament. The pandemic and economic concerns are prompting more travelers to consider alternative, less expensive vacation destinations. Both Gen Zers and f... more
May 21, 2025 8:01 AM
— Bond Markets
Nothing For Bonds to Trade But Fiscal Disillusionment
Despite a lack of relevant economic data and the impending holiday weekend affecting participation and increasing potential volatility, bonds are feeling disillusioned with the fiscal outlook as congress debates spending. Yields have been in a short-term range since the US/China tariff pause but are now being pushed towards the top of that range due to fiscal disillusionment.
May 21, 2025 4:00 AM
— Mortgage Lenders
US Mortgage Rates Rise to Three-Month High, Slowing Home Demand
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May 21, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops after interest rates jump to the highest level since February
Mortgage rates increased last week leading to a 5.1% drop in mortgage applications according to the Mortgage Bankers Association. This rise in rates is attributed to concerns about inflation and increasing deficits and debt. Applications for both home purchases and refinances decreased, with homebuyers facing more listings but also higher interest rates.
May 21, 2025 3:01 AM
— Interest Rates
Majority of rates increase on U.S. debt downgrade - Current mortgage and refinance rates for May 20, 2025
Average mortgage rates have increased for 30-year fixed, 15-year fixed, and jumbo mortgages, while 5/1 ARM rates have fallen. The Federal Reserve decided to hold its benchmark rate steady, but there are indications that a rate cut may be imminent due to calming inflation. Experts predict that rates will remain within a narrow range for most of 2025, with a slight downward trend. Mortgage rates are... more
May 21, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 21, 2025: Rates ease lower even as Fed signals delay in rate cuts
The article discusses how mortgage interest rates moved, with some decreasing and one increasing. It also touches on different mortgage types, such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages, as well as the advantages and disadvantages of each. Additionally, it mentions the factors that affect mortgage rates and offers advice on refinancing mortgages.
May 20, 2025 3:00 PM
— Mortgage Finance
Builder Buydowns (Including the Rate Variety) Distorting Home Values?
The article discusses updates in mortgage lending regulations and practices, emphasizing the importance of compliance in the industry.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.