Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 2017 - 2040 of 3027 results
Jul 17, 2025 8:01 AM
— Mortgage Finance
July 18, 2025
The article discusses various factors affecting the mortgage market, including mortgage rates, housing market trends, and the impact of bond markets on mortgage lending.
Jul 17, 2025 8:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 17, 2025: Rates inch up
The article discusses the recent increase in mortgage interest rates, provides data on the current rates for different types of mortgages, explains the difference between fixed-rate and adjustable-rate mortgages, and lists factors that can influence mortgage rates. It also offers insights on terms like 30-year and 15-year mortgages, which banks offer lower median mortgage rates, and when it may be... more
Jul 17, 2025 4:00 AM
— Privacy Policy
Mortgage rate war heats up with Barclays dropping to 3.75%
Yahoo is part of the Yahoo family of brands and offers options for users to manage their privacy settings regarding the use of cookies and personal data by Yahoo and its partners.
Jul 17, 2025 4:00 AM
— Mortgage Rates
They bought a house expecting rates to fall. They’re still waiting
Many Americans who locked in a home loan rate above 6% have been waiting for rates to drop and a chance to refinance, but relief has not come. Mortgage rates have remained high for nearly three years, with the average 30-year fixed mortgage rate stuck just under 7%. This has led to higher monthly payments and financial strain for homeowners. Some individuals who took out adjustable-rate mortgages ... more
Jul 17, 2025 3:01 AM
— Mortgage Lenders
Why FHFA may bet on CSP to reform Fannie, Freddie
Recent plans involve a jointly owned government-sponsored enterprise entity for Fannie Mae and Freddie Mac's bonds, aligning with the goals of the Trump administration. Privatizing Fannie Mae and Freddie Mac could pose risks without regulatory safeguards. Democratic senators are against efforts to privatize these mortgage finance companies.
Jul 16, 2025 2:00 PM
— Bond Markets
Bonds Give Free Preview of Post-Powell Momentum
Reports that Trump was considering firing Powell caused longer-term yields to rise in the bond market. Despite Trump later saying he's not considering firing Powell, traders remained skeptical and favored shorter-term debt. Overall, 10yr yields and MBS made gains during the day amidst the drama behind the scenes.
Jul 16, 2025 12:00 PM
— Mortgage Website Security
Homeowners won't sell even as mortgage rates dip
The website is using a security service to protect itself from online attacks, and certain actions may trigger a block, such as submitting a specific word or phrase, a SQL command, or malformed data. Users can email the site owner to inform them of being blocked and provide the Cloudflare Ray ID for reference.
Jul 16, 2025 12:00 PM
— Interest Rates
Mortgage Rates Mostly Sideways After Dodging Mid-Day Drama
Inflation data released this morning was more favorable for the bond market and interest rates compared to the previous day. Trump discussing firing Fed Chair Powell caused some mid-day drama leading to potential increases in mortgage rates. However, most lenders reversed course as the situation calmed down. The Fed Funds Rate does not directly dictate mortgage rates, and a potential replacement f... more
Jul 16, 2025 11:01 AM
— Mortgage Credit Scoring
FICO challenges FHFA's VantageScore decision
The FHFA's approval of VantageScore 4.0 over FICO's rival 10T model has sparked controversy in the mortgage credit scoring industry. The Consumer Financial Protection Bureau is reviewing five rules related to credit bureaus and creditworthiness assessments. Bill Pulte, the regulator, has introduced competition for credit metrics but continues to work with three credit bureaus. He also expressed di... more
Jul 16, 2025 11:00 AM
— Mortgage Rates
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Affordability has been a major challenge for homebuyers due to rising home prices and mortgage rates. However, recent months have shown signs of stabilization in mortgage rates, making planning a move easier. Rates have stayed within a half-percentage-point range since late last year, showing less volatility. Experts predict a slow downward trend in rates in the coming months, making timing the ma... more
Jul 16, 2025 9:01 AM
— Mortgage Finance
Short Takes
The article discusses the latest trends in the housing market, including a rise in mortgage rates and the impact it may have on potential homebuyers. It also mentions the increasing competition among mortgage lenders to attract borrowers.
Jul 16, 2025 9:00 AM
— Mortgage Finance
Federally Insured Credit Union Mortgage Originators: 3M25 (Spreadsheet)
The article provides rankings by dollar volume for 2,365 credit unions, including breakouts for fixed-rate and adjustable-rate mortgages.
Jul 16, 2025 9:00 AM
— Mortgage Lending
TBA Settlement, Processing, HELOC, Purchase Advice Mgt. Tools; JPMorgan to Charge For Info?
JPMorgan informed FinTechs that it will charge for access to customers' bank information, potentially leading to increased fees for lenders and other financial services. The gig economy is growing, with certain industries showing notable growth from 2018. JPMorgan reported an increase in mortgage origination volume but a decrease in production income offset by an increase in servicing income. Hous... more
Jul 16, 2025 8:45 AM
— Mortgage Finance
Top Credit Union Mortgage Originators: 3M25 (PDF)
The article provides rankings of the top 100 federally insured credit unions by dollar volume, with breakouts for fixed-rate and adjustable-rate mortgages.
Jul 16, 2025 8:00 AM
— Bond Markets
PPI Reaction Playing Out Better Than CPI So Far
The article discusses how the reaction to PPI data was different from the reaction to CPI data the previous day. PPI being lower than expected indicated a milder impact from tariffs compared to CPI categories affected by tariffs. The PPI data showed that the worst offenders were domestic, leading to a modest rally in response.
Jul 16, 2025 6:15 AM
— Mortgage Rates
The ‘lock-in effect’ is making it harder to buy a home—even if mortgage rates fall
A Bankrate survey shows that most homeowners are reluctant to buy or sell homes in 2025 due to the high mortgage rates compared to pre-2021 rates. The reluctance is contributing to historically low home sales volume, with first-time buyers struggling to afford high prices. Mortgage rates have more than doubled in the past four years, with 30-year fixed-rate loans hovering near 6.5% in 2025.
Jul 16, 2025 6:01 AM
— Student Loan Repayment Plans
What to know about your evolving federal student loan repayment options
The article discusses changes to federal student loan repayment plans that will have a significant impact on students and families borrowing federal loans on or after July 1, 2026. It explains that while current borrowers will have an option to stay in their existing plans until mid-2028, new plans like RAP and the modified standard plan will differ in payment calculations and eligibility criteria... more
Jul 16, 2025 6:00 AM
— Mortgage Rates
Zacks Industry Outlook Highlights Annaly Capital Management, Dynex Capital and Ellington Financial
The Zacks REIT and Equity Trust industry is experiencing volatility in mortgage rates due to macroeconomic uncertainty, leading to earnings pressure for industry players. Despite affordability challenges in the housing market, purchase originations and refinancing activities are improving. Companies like Annaly Capital Management, Dynex Capital, Inc., and Ellington Financial LLC are well-poised to... more
Jul 16, 2025 6:00 AM
— Mortgage Lending
Mortgage Applications Today: Home Loan Demand Falls by 10% After Mortgage Interest Rates Rise
The article states that the request made could not be processed and provides a reference ID for further assistance.
Jul 16, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Affordability has been a challenge for homebuyers due to rising home prices and mortgage rates, but recent months have seen a stabilization in mortgage rates, making planning for a move easier. Rates have stayed within a narrow range for several months, providing more predictability for potential buyers. Experts predict a slow downward trend in rates, but advise against trying to time the market. ... more
Jul 16, 2025 4:00 AM
— Mortgage Rates
Weekly mortgage demand plummets 10%, as rates and economic concerns rise
Renewed concerns over tariffs and the broader economy led to higher Treasury yields and subsequently higher mortgage rates. As a result, mortgage application volume dropped by 10% compared to the previous week. Rates for 30-year fixed-rate mortgages increased to 6.82% from 6.77%, with points remaining unchanged at 0.62. Purchase mortgage applications fell by 12% for the week, while applications fo... more
Jul 16, 2025 2:00 AM
— Mortgage Lending
I got a 3% mortgage rate when most people were getting 6%. Assumable mortgages aren't perfect, but it's still a great deal.
The article discusses subscription options for accessing unlimited content on a website. It offers a special introductory offer for both monthly and annual subscriptions with the ability to cancel anytime. Subscribers will have unlimited access to content and the option to go ad-free.
Jul 15, 2025 2:02 PM
— Bond Markets
What's Up With The Paradoxical CPI Reaction?
Despite a smaller impact from tariffs than expected, both stocks and bonds sold off sharply at 9:30 am following the release of the top line CPI numbers. However, the weakness continued as MBS and 10yr yields fluctuated throughout the day.
Jul 15, 2025 1:45 PM
— Interest Rates
Tariffs, Inflation, Recession, Oh My: Top Personal Loan Questions
American consumers are worried about the economy with top financial concerns being inflation, a recession, and interest rates. Uncertainty about tariffs is influencing consumer credit decisions. It's advised to check loan options as national debt may impact personal loan interest rates. Lowering APR on existing debt is recommended, with competitive rates being determined by shopping around. Despit... more
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.