Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1993 - 2016 of 3027 results
Jul 18, 2025 9:02 AM
— Mortgage Finance
Agency MSR Transfers Slow as High-Coupon Sales Drop
The article discusses the latest trends in the housing market, including an increase in mortgage rates and the impact on homebuyers. It also touches on the role of mortgage lenders in helping buyers navigate the changing market conditions.
Jul 18, 2025 9:02 AM
— Mortgage Finance
Agency MBS Delinquency Rates Rise in Second Quarter
The article discusses copyright information for Inside Mortgage Finance Publications, specifying the year 2025. It also mentions design, CMS, hosting, and web development by ePublishing.
Jul 18, 2025 9:02 AM
— Mortgage Finance
Consumers Allege loanDepot Pushed Employees to Write Higher-Interest Loans
The article discusses mortgage-related information available on Inside Mortgage Finance Publications, including topics such as design, CMS, hosting, and web development.
Jul 18, 2025 9:00 AM
— Mortgage Rates
US mortgage rates are once again on the rise
The average rate on a 30-year U.S. mortgage increased for the second consecutive week, posing challenges for the U.S. housing market, which is currently experiencing a sales slump due to affordability issues.
Jul 18, 2025 9:00 AM
— Housing Market
Map Shows Where Homeowners Are Behind on Mortgage Payments
Serious mortgage delinquencies in the United States have been increasing due to rising property taxes, surging home insurance premiums, and other factors. States like Louisiana, Florida, and Georgia saw significant increases in delinquency rates. Homeowners are at risk of losing their properties if they fall behind on payments. The increase in delinquencies is partly attributed to the higher cost ... more
Jul 18, 2025 9:00 AM
— Mortgage Rates
It Will Take More than Low Interest Rates to Make Houses Affordable
The article discusses how rising bond yields due to inflation data affect mortgage rates, making homes unaffordable for many buyers. It also examines the misconception that lower interest rates can solve the affordability problem, highlighting that rising home prices lead to higher down payments and property taxes. The article argues against the idea that the Fed can force down mortgage rates to i... more
Jul 18, 2025 5:00 AM
— Mortgage Rates
Will mortgage rates fall after the July Fed meeting? Here's what experts expect
Prospective homebuyers and homeowners are eagerly awaiting the Federal Reserve's July meeting to see if it will have any impact on mortgage rates, which have remained high. Experts suggest that a 25-basis-point Fed cut might only lower 30-year fixed rates by 10 to 15 basis points. While immediate rate relief is unlikely, it is advised to prepare for homebuying now to take advantage of the current ... more
Jul 18, 2025 4:00 AM
— Privacy Policy and Data Security
Donald Trump Fires Housing Market Accusation at Powell's Fed
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Jul 18, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 18, 2025: Mortgage rates are slightly lower than last summer
The article discusses the recent increase in mortgage rates, providing information on current rates and the differences between fixed and adjustable-rate mortgages. It emphasizes the unpredictability of rates and advises prospective home buyers to consider their financial situation rather than solely focusing on rates. Forecasts suggest that mortgage rates will remain relatively high for the near ... more
Jul 17, 2025 3:01 PM
— Mortgage Finance
MBS Trades Hit Annual Low
The article discusses the latest trends in the mortgage lending industry, focusing on how mortgage lenders are adapting to changing market conditions and customer needs. It also mentions the importance of digital technology and online platforms in streamlining the mortgage application process.
Jul 17, 2025 2:01 PM
— Bond Markets
Bonds Unfazed by Econ Data
After the release of economic data in the morning, the bond market initially showed some selling/weakness but quickly turned to bond buying due to a downtrend in discretionary consumer spending. This led to bonds staying in positive territory for most of the day, despite a slight afternoon correction back to unchanged levels.
Jul 17, 2025 1:23 PM
— Mortgage Lenders
What Are Mortgage Points?
Mortgage points are a fee paid to a lender upfront to lower the interest rate on a loan, resulting in lower monthly payments and less interest paid overall. Points can be bought to permanently lower the rate, and there are also temporary buydowns available. Points are different from origination points, as origination points are a fee to create the loan and do not affect the interest rate. It is im... more
Jul 17, 2025 1:09 PM
— Housing Market
June sees uptick in new-home loan demand
Homebuyers were focused on purchasing newly constructed homes last month despite high mortgage rates, which is a positive sign in the housing market.
Jul 17, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Staying Broadly Sideways
Mortgage rates have remained relatively stable despite recent economic data and news headlines. The Retail Sales report suggested a slowdown in discretionary spending, which is generally good for rates, but it wasn't significant enough to cause a major change. The bond market improved slightly after the data, but mortgage rates only shifted by a minimal amount. The economic calendar for the next t... more
Jul 17, 2025 11:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second week in a row to 6.75%, impacting the housing market that has been struggling with sales slump due to affordability constraints. Mortgage rates influence borrowing costs for homebuyers and their purchasing power. Yields on 10-year Treasury bonds influence mortgage rates, and economists expect rates to remain in the range of 6% to 7% f... more
Jul 17, 2025 10:10 AM
— Mortgage Rates
Mortgage rates rise as investors react to inflation news
Mortgage rates rose this week following the latest Consumer Price Index report which decreased hopes for a Federal Open Market Committee reduction in short-term rates at its upcoming meeting. The 30-year fixed mortgage rate increased for the first time in six weeks driven by a strong jobs report and renewed tariff uncertainty. Loan originators who continued making deals last year shared their secr... more
Jul 17, 2025 9:37 AM
— Mortgage Rates
Mortgage rates move higher again
Mortgage rates increased for the second straight week, with the average rate on a 30-year fixed mortgage reaching 6.75%. The rise in rates was influenced by a climb in 10-year Treasury yields due to uncertainty about tariffs. This led to a 10% decrease in mortgage applications compared to the previous week.
Jul 17, 2025 9:02 AM
— Mortgage Finance
NAR Economist Forecasts Growth in Home Sales in 2026
The article discusses the current state of mortgage lending and market trends in the housing industry.
Jul 17, 2025 9:00 AM
— Mortgage Finance
Mortgage Bellwethers Report Lending Gains in 2Q, But GOS Down
The article discusses various ways to improve credit scores in order to qualify for a mortgage, such as paying bills on time, keeping credit card balances low, checking credit reports for errors, and avoiding opening multiple new accounts. It emphasizes the importance of a good credit score when applying for a mortgage.
Jul 17, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate rises to 6.75%, second straight uptick
The average rate on a 30-year U.S. mortgage rose for the second consecutive week, along with borrowing costs on 15-year fixed-rate mortgages. Higher mortgage rates have contributed to a sales slump in the U.S. housing market since 2022. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market expectations. The rise in rates has discouraged some ho... more
Jul 17, 2025 9:00 AM
— Bond Markets
Decent Start Despite Stronger Retail Sales Headline
The Retail Sales report came out stronger than expected, even when excluding certain categories like autos, gas, and building materials. This would typically pressure bonds, but revisions and lower inflation-adjusted spending helped push bond yields lower today.
Jul 17, 2025 9:00 AM
— Mortgage Finance
Agency Servicing Shifts to Nonbanks, Higher Coupons
The article discusses the latest trends in the mortgage market in 2025.
Jul 17, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? Predictions after 2 weeks of increases.
The article discusses the current mortgage interest rates, which have increased slightly in recent weeks. It explains that waiting for rates to drop significantly may not be a good strategy, as current financial data indicate little interest rate relief in the near future. The article also discusses the impact of the Federal Reserve's decisions on mortgage rates and the relationship between mortga... more
Jul 17, 2025 9:00 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Climb Again After Inflation Uptick
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.