Mortgage News
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Showing 2089 - 2112 of 3027 results
Jul 11, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 11, 2025: Rates are still down since last July
The article discusses the current mortgage rates, including the national average rates for 30-year fixed mortgages and 15-year fixed mortgages. It also provides information on the difference between fixed-rate and adjustable-rate mortgages, as well as tips on choosing the right mortgage term based on financial goals. The article also touches on the forecast for mortgage rates, indicating that they... more
Jul 10, 2025 3:01 PM
— Bond Markets
Fed Speakers and Auction Help Bonds Hold Steady
Bonds lost a small amount of ground today but are holding steady on the week. Fed speakers reiterated dovish messages, and the Treasury auction wasn't especially strong. MBS and 10yr yields saw some fluctuations throughout the day, with modest changes at the close.
Jul 10, 2025 2:05 PM
— Mortgage Finance
The Trump Tax Bill and the Fear of Higher Rates
The article discusses updates on the mortgage market, focusing on current trends and developments. It highlights key industry players and provides insights into recent shifts in mortgage lending practices.
Jul 10, 2025 2:03 PM
— Mortgage Rates
Mortgage Rates Broadly Sideways
This week's mortgage rate movement has been influenced by last week's jobs report, with rates initially rising before gradually fading. Yesterday saw a slight improvement, but today rates are mostly unchanged. Overall, rates have been mostly flat since Monday due to the lack of significant economic news this week.
Jul 10, 2025 1:02 PM
— Mortgage Rates
Mortgage rates are on a knife edge and will follow bond yields one way or the other
Mortgage rates remain mostly unchanged with very little movement among national lenders. The article mentions that the five-year bond yield could impact fixed mortgage rates in the near future. There are still good deals available for fixed rates near or below 4 percent from certain lenders.
Jul 10, 2025 10:00 AM
— Mortgage Rates
Mortgage rates move higher, ending six straight weeks of declines
Mortgage rates have increased, ending a six-week decline. Rates are now on the rise after weeks of decreases.
Jul 10, 2025 9:48 AM
— Mortgage Rates
Mortgage rates turn upward on strong jobs data
The article discusses how a stronger-than-expected employment report has caused an end to a streak of declining mortgage rates. The 30-year fixed rate mortgage has moved one basis point lower, remaining in the same range since mid-April. Additionally, it mentions a team of 16 joining Union Home Mortgage's Cincinnati branch with impressive closing and funding numbers, as well as the use of AI by cr... more
Jul 10, 2025 9:05 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 10, 2025: Rates increase for the first time in weeks
After five straight weeks of decreases, mortgage interest rates have slightly increased this week, with the average 30-year fixed rate rising to 6.72% and the 15-year fixed rate going up to 5.86%. Rates are fluctuating daily, and there is little momentum for a consistent move in either direction. Factors affecting mortgage rates include the state of the economy and housing market. The article also... more
Jul 10, 2025 9:02 AM
— Mortgage Rates
Mortgage rates tick higher for first time in weeks
Freddie Mac's latest report showed a slight increase in mortgage rates, with the average rate for a 30-year fixed mortgage rising to 6.72%. This change was attributed to a stronger than expected jobs report, leading to an increase in home purchase and refinance applications compared to the previous year. The housing market continues to face affordability challenges, with some major metro areas now... more
Jul 10, 2025 9:01 AM
— Housing Market
Tax Law Might Not Spell Instant Relief For Homebuyers
Despite a new tax law being in effect, it may take time for its effects to reach the housing market. Factors such as stubbornly high mortgage rates and home prices are currently affecting homebuyers. The law makes provisions from the 2017 tax law permanent, which could have some positive impacts on the economy. The bill is expected to increase interest rates on credit, potentially impacting mortga... more
Jul 10, 2025 7:02 AM
— Personal Loans
Personal Loan Calculator
The article discusses the use of a personal loan calculator to estimate payments for personal loans ranging from two to seven years. It provides guidance on selecting the right loan amount, term length, and interest rate for the best results. The calculator helps in determining the total interest paid over the loan's life and the monthly payments. It also compares payment options for different loa... more
Jul 10, 2025 3:01 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, July 10, 2025: The home equity line of credit interest rate remains basically unchanged
The article discusses how HELOC rates are currently remaining steady at a tempting level, providing homeowners with a valuable opportunity to tap into the equity in their homes. It also highlights key details about second mortgages, including interest rates, fees, and repayment terms. Overall, it emphasizes the benefits of using a HELOC to access home equity for various purposes without jeopardizi... more
Jul 10, 2025 12:02 AM
— Mortgage Finance
Originations
The article discusses the current trends in the housing market, highlighting the increasing mortgage rates due to a rise in Treasury rates. It also mentions the impact of these higher rates on mortgage lenders and potential borrowers.
Jul 9, 2025 8:01 PM
— Mortgage Finance
Originations
The article discusses various aspects of mortgage finance publications and the importance of design, content management systems, hosting, and web development in creating effective publications.
Jul 9, 2025 4:00 PM
— Mortgage Rates
Earnings, Fed talk, mortgage rates, jobless claims: What to Watch
On July 10, Delta, ConAgra, and Levi's are reporting earnings. Fed commentary from St. Louis Fed President Musalem and San Francisco Fed President Daly is expected. Freddie Mac is publishing weekly mortgage rate data for July 3. Initial jobless claims data for the week ending July 5 will also be released. The Treasury market rallied after an auction of 10-year notes, easing concerns about financin... more
Jul 9, 2025 3:03 PM
— Bond Markets
Correction to the Correction. Will it Last?
Bond traders demonstrated clear foresight by starting buying early in the week, leading to consistent buying and improvement in 10yr Treasury yields and MBS. The market saw a classic correction to June's rally followed by a correction of that correction, with events like the 10yr Treasury auction and Fed Minutes having varying impacts throughout the week.
Jul 9, 2025 1:02 PM
— Mortgage Rates
Mortgage Rate Losing Streak Ends With Moderate Victory
Mortgage rates have been consistently moving upward since last Wednesday, but the movement hasn't been too drastic. However, today the bond market showed signs of tiredness pushing rates higher. Bonds improved throughout the trading session, erasing the damage from yesterday and Monday. There's no guarantee for the future, but today's improvement could signal a positive trend if rate-friendly econ... more
Jul 9, 2025 12:04 PM
— Housing Market
ARMs tripled at banks over past decade
Adjustable-rate mortgages surged this decade, increasing their share of the market at the nation's largest banks. US purchases of new homes fell in May due to affordability constraints, but improved for-sale supply is providing more options for buyers. Pending sales of existing homes also fell due to high asking prices and borrowing costs.
Jul 9, 2025 12:00 PM
— Mortgage Lenders
Auto Loan Calculator
The article discusses how an auto loan calculator can help estimate monthly payments and total interest paid on an auto loan. It highlights factors such as principal, down payment, loan term, new vs. used vehicles, interest rates, and APR. It also provides tips on comparing rates, avoiding common car loan mistakes, first-time car buyer programs, managing auto loan payments, and refinancing options... more
Jul 9, 2025 10:02 AM
— Home Insurance Rates
Home insurance rates soaring in Arizona with other costs
Arizona's home insurance rates have increased by more than 70% from 2019 to 2024, ranking fourth-highest in the country. Rising rates are reshaping the homebuying process, and it is recommended that shoppers get home insurance quotes early to know what to expect. Factors driving the rate increases include rising home values, higher repair and rebuilding costs, extreme weather risks such as heat, f... more
Jul 9, 2025 7:03 AM
— Mortgage Rates
First Time Home Buyers
More borrowers between 21 and 40 are taking advantage of historically low mortgage rates to buy their first homes or lower their monthly payments. Millennials continue to lock in the lowest average mortgage rates on record, driving lenders' business. Mortgage rates remained flat, with some areas, like Salt Lake City, experiencing increased competition in the housing market.
Jul 9, 2025 7:03 AM
— Interest Rates
Bonds Sticking to Predictable Script So Far This Week
The article discusses how the bond market is often unpredictable when it comes to interest rate movement, but there are certain conditions that can result in somewhat reliable patterns. After a sell-off due to a big data flash point, the market tends to undergo a correction before settling into a sideways range trade while waiting for more meaningful data or events to drive a breakout.
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 9, 2025 6:02 AM
— Mortgage Lending
Pulte's Vantage Score Comments Leave Mortgage Market Guessing
Toms River schools in New Jersey are filing for Chapter 9 bankruptcy after significant property tax increases. New Jersey residents already face high property taxes. New legislation in New Jersey now imposes a tax on high-value home sales, known as the 'mansion tax'. Additionally, FHFA Director Bill Pulte's tweet announcing changes to credit policy has raised questions and concerns in the mortgage... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.