Mortgage News
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Showing 2137 - 2160 of 2163 results
Apr 22, 2025 5:00 AM
— Housing Market
Study: Renting is increasingly more affordable than buying in most large U.S. metros
Mortgage broker Paul Leara, who has been renting for the past decade, believes renting offers more flexibility and lower upfront costs compared to buying a home. He prefers to invest his money in the stock market rather than in a home. Leara is among the increasing number of young Americans choosing to rent due to the unaffordable housing market. This trend is influenced in part by mortgage rates,... more
Apr 21, 2025 7:00 AM
— Mortgage Lenders
Total Expert launches two-way integration with Dark Matter
Total Expert has launched a two-way integration with Dark Matter's Empower loan origination system, allowing for personalized customer journeys and high-quality data for loan officers. Interest rate movements have been volatile, leading to refinance boomlets. Mortgage rates are expected to continue to fluctuate throughout the year. This integration aims to help lenders stay ahead of consumer expec... more
Apr 21, 2025 5:00 AM
— Mortgage Lenders
Tax Brackets And Federal Income Tax Rates For 2024-2025
The article discusses tax brackets and federal income tax rates for 2024 and 2025. It explains how tax rates are determined based on taxable income and filing status. However, there is no mention of mortgage rates or impact on home buyers.
Apr 17, 2025 3:51 AM
— Mortgage Rates
Mortgage rates at highest since February, Freddie Mac says
Mortgage rates increased over 20 basis points, but stayed below 7%. The increase impacts home buyers, as the 30-year fixed-rate mortgage averaged 6.83%, up from the previous week. However, the spring home buying season is stronger this year compared to last year. The mortgage market has been volatile due to factors such as rising Treasury yields and credit spreads. The 7% threshold is important fo... more
Apr 16, 2025 9:39 AM
— Mortgage Rates
Mortgage rates to average 7% in 2Q, MBA says
The Mortgage Bankers Association is predicting mortgage rates to average 7% in the current quarter, with volatility in rates due to President Trump's tariff announcements. Refinance opportunities are expected to increase, but purchase volume is expected to decrease slightly. The forecast also includes expectations of stagflation and a reduction in economic growth. The Federal Reserve is expected t... more
Apr 16, 2025 9:39 AM
— Mortgage Finance
Company Owners Consider Leaving Business
The article discusses current trends in mortgage rates and their impact on home buyers. It highlights that mortgage rates are currently at historically low levels, making it a favorable time for home buyers to secure loans. Low mortgage rates are attributed to various economic factors, including low inflation and interest rates set by the Federal Reserve. The article suggests that these low rates ... more
Apr 16, 2025 9:39 AM
— Mortgage Finance
Home Prices Cool as More Inventory Hits the Market
The article discusses a recent increase in mortgage rates and its impact on home buyers. It notes that rising rates could make it more difficult for buyers to afford a home, as higher rates lead to higher monthly mortgage payments. This could potentially price some buyers out of the market or force them to settle for a more affordable home. The article highlights the importance of closely monitori... more
Apr 16, 2025 8:00 AM
— Mortgage Lenders
Lender Profiles 4Q24: Top 25 (PDF)
The article provides profiles of United Wholesale Mortgage and 24 other top lenders in the mortgage business, containing statistics and data. It also offers a subscription option to receive quarterly updates on this information. The article does not provide specific information on mortgage rates or their impact on home buyers.
Apr 15, 2025 7:00 AM
— Bankrate Financial Tools and Comparison Services
Study: The Easiest and Hardest States to Save Money in 2025
The article discusses how moving to a new state can help individuals save money. It mentions a study conducted by Bankrate that ranks all 50 U.S. states based on how easy or difficult it is for residents to grow their savings. It also discusses incentives offered by some cities for remote workers to move there. The article does not provide specific information about mortgage rates or the impact on... more
Apr 10, 2025 3:51 AM
— Housing Market
Tariff shock: Where smart money is going in mortgage, housing
The article discusses how recent policy moves have introduced volatility into the market, making it challenging for home buyers to make home-finance investments. Mortgage rates are a key factor impacting home buyers, with experts suggesting various strategies such as investing in mortgage REITs like AGNC Investment Corp. and Two Harbors when rates fall. Warren Buffett's selective sales of housing ... more
Apr 10, 2025 3:50 AM
— Mortgage Finance
MSR Sales Slow in 1Q, Onslow Bay Tops Buyers
The article discusses the factors influencing mortgage rates in the current market. It notes that mortgage rates are on the rise due to economic indicators such as inflation and unemployment. This increase in rates can impact home buyers by making homes less affordable and potentially affecting their ability to secure a mortgage. Additionally, rising mortgage rates may also lead to a slowdown in t... more
Apr 10, 2025 3:50 AM
— Mortgage Finance
With a Giant on the Horizon, Agency MSR Leans Higher
The article discusses current trends in mortgage rates, stating that rates are expected to rise in the near future. This increase in rates may impact home buyers by making it more expensive to borrow money for a mortgage. As a result, home buyers may need to adjust their budget or consider purchasing a less expensive home to accommodate the higher rates. Additionally, the article notes that rising... more
Apr 10, 2025 3:50 AM
— Student Loans
Student Loan Calculator
The article explains how using a student loan calculator can help create a repayment strategy. It discusses the importance of understanding loan amounts, repayment terms, and interest rates for both federal and private student loans. It also provides tips for comparing loan options and offers advice on paying off student loan debt quickly. The article emphasizes the need for borrowers to carefully... more
Apr 9, 2025 9:39 AM
— Mortgage Rates
Freddie Mac survey: mortgage rates edge lower
The Freddie Mac Primary Mortgage Market Survey showed a small decrease in mortgage rates, with the 30-year fixed rate mortgage averaging 6.62%. While rates have remained under 7% for several weeks, there have been fluctuations due to economic uncertainties and tariff policies. The Mortgage Bankers Association reported a rate of 6.61% in its latest survey, but rates have since increased. Borrowing ... more
Apr 9, 2025 9:39 AM
— Mortgage Lenders
Refi boomlet likely as mortgage rates start to fall: ICE
The article discusses how falling Treasury yields and steady mortgage rates are creating a potential mini refinance boom for high-rate homeowners. It mentions that 5.4 million mortgages have rates starting at 6.5% and above, with a large number of borrowers likely to benefit from refinancing. The article also touches on the impact of the Trump administration's tariff announcement on the stock mark... more
Apr 9, 2025 9:39 AM
— Mortgage Rates
Tariff twist boosts mortgage stocks, interest rates still up
Following Pres. Trump's announcement on Truth Social pausing most tariffs, most mortgage and housing stocks were up, except for China where tariffs were increased to 125%. Initially, the housing sector stocks were unaffected by the tariff announcement as the market expected lower mortgage rates. However, the 10-year Treasury yield closed higher on Tuesday, causing mortgage rates to remain elevated... more
Apr 9, 2025 9:39 AM
— Mortgage Finance
Republicans Target Biden-Era Loss-Mitigation Options
The article discusses the current state of mortgage rates and their impact on home buyers. Mortgage rates have been steadily increasing, which could make it more expensive for home buyers to finance their purchases. This could potentially slow down the housing market and make it more difficult for some buyers to afford a home. The article highlights the importance of monitoring mortgage rates and ... more
Apr 9, 2025 9:39 AM
— Mortgage Finance
Pressure on Mortgage Lenders Mounts With Tariff Volatility
The article discusses current trends in mortgage rates and their impact on home buyers. It notes that mortgage rates have been steadily increasing, reaching a level not seen in several years. This increase in rates has made buying a home more expensive for potential buyers, as it raises the overall cost of borrowing. As a result, some buyers may be priced out of the market or forced to settle for ... more
Apr 9, 2025 9:39 AM
— Mortgage Finance
Trump’s Tariff Pause Provides Some Relief
The article discusses the current trends in mortgage rates and their impact on home buyers. It highlights that mortgage rates have been steadily increasing, reaching their highest levels in several years. This increase in rates has led to higher monthly payments for home buyers, making it more challenging for them to afford a home. The article also mentions that the rising rates have slowed down t... more
Apr 9, 2025 9:39 AM
— Mortgage Finance
Delinquency Rate on Agency MBS Down in First Quarter
The article discusses how mortgage rates have been steadily rising, reaching a level that may impact home buyers. As rates increase, homes become less affordable for potential buyers, leading to a decrease in demand and a potential slowdown in the housing market. The rising rates may also result in higher monthly payments for those with adjustable-rate mortgages. This could make it more challengin... more
Apr 9, 2025 9:38 AM
— Mortgage Lending
World’s 10 Richest People: List Of The Wealthiest Billionaires
This article does not provide a summary as it mainly discusses different banking and financial products such as money market accounts, HELOCs, home equity loans, and credit cards. It emphasizes the importance of comparing rates and getting guidance when making financial decisions. There is no specific information about mortgage rates or the impact on home buyers in this article.
Apr 7, 2025 7:02 AM
— Mortgage Credit Availability
Mortgage credit loosens with jumbos at 5-year high
The Mortgage Bankers Association reported that mortgage credit availability is at its loosest in over two years, with an increase in cash-out refinance products being offered. This has resulted in the Mortgage Credit Availability Index rising to 102.5 in March. Mortgage rates remained relatively stable during the month, with the 30-year fixed rate ranging between 6.6% and 6.7%. The increase in mor... more
Apr 7, 2025 5:01 AM
— Interest Rates
How Trump's wild tariff ride has changed mortgages
President Trump's tariff decisions are causing uncertainty in the mortgage industry, with mortgage rates increasing as a result. This has a direct impact on home buyers, as they have seen fluctuations in mortgage rates based on the president's tariff strategy. The article also discusses various legal battles and budget cuts within the industry, as well as initiatives to attract and support top tal... more
Apr 2, 2025 9:39 AM
— Mortgage Rates
Mortgage rates move lower on tariff uncertainty
Mortgage rates saw a slight drop this week as investors reacted to President Trump's tariff announcement, causing anxiety in the market. Rates for 30-year fixed rate mortgages have been stable, with slight decreases in recent weeks. The market uncertainty is creating opportunities for some, but not everyone is optimistic. However, some experts believe the dip in mortgage rates could lead to an ear... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.