Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2209 - 2232 of 2999 results
Jun 27, 2025 5:03 AM
— Mortgage Lending
Hedging, Processing, Community Lending, Servicing, Mortgage Intelligence Tools
The article discusses the topic of compensation for loan officers in the residential lending industry. It suggests that loan officers can make the same amount of money with lower rates and lower compensation, leading to business growth and less stress. The article also mentions webinars on LO compensation and features products and services from various companies related to brokers and lenders.
Jun 27, 2025 5:00 AM
— Mortgage Lenders
Guild LOs bombarded by recruiters after $1.3B deal news
Guild Mortgage is finalizing a deal to go private through a $1.3 billion acquisition by Bayview Asset Management. The potential increase in fraud, corruption, and predatory practices in the mortgage industry due to this acquisition is causing concerns among regulators. The move to private ownership is part of a broader trend of mortgage lenders and servicing players merging. The Senate version inc... more
Jun 27, 2025 3:04 AM
— Mortgage Refinancing
The 7 mistakes I made when refinancing my mortgage
The article discusses the author's mistakes made when refinancing their mortgage in 2009. They focused too much on lowering the interest rate and monthly payment without considering other factors such as the APR, closing costs, impact on home equity, and different lender options. The author also mentions the importance of negotiating fees, shopping around for different lenders, and considering the... more
Jun 27, 2025 3:01 AM
— Interest Rates
Researchers find 'surprise' in new mortgage delinquency data
Early- and mid-stage mortgage delinquencies have seen significant yearly increases, indicating possible signs of borrower financial stress. The 30-year fixed rate mortgage is currently below 6.8% for the first time since May, influenced by the movement of the 10-year Treasury rate.
Jun 27, 2025 2:38 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 27, 2025: Slowly easing lower again this week
Mortgage rates have decreased slightly, with the 30-year fixed rate at 6.77% and the 15-year fixed rate at 5.89%. Different types of mortgages, such as fixed-rate and adjustable-rate, are discussed along with information on mortgage refinancing options and the impact of mortgage rates on monthly payments. Mortgage rates are expected to remain relatively stable through 2025 and 2026, with slight de... more
Jun 26, 2025 3:01 PM
— Mortgage Lenders
Fannie Mae, Freddie Mac revamp JV as fintech venture
Fannie Mae and Freddie Mac are unveiling a new strategy for their legacy joint venture, aligning with priorities set by President Trump and their federal overseer. The US government will retain guarantees and an oversight role over the mortgage giants while pursuing a public offering. The companies are also looking at digital currency's use in qualifying borrowers, and new House votes are bringing... more
Jun 26, 2025 2:01 PM
— Mortgage Finance
S&P Warns ‘True Lender’ Risks Persist for ABS Deals
The article discusses the design, CMS, hosting, and web development services provided by a company called ePublishing for Inside Mortgage Finance Publications.
Jun 26, 2025 2:01 PM
— Mortgage Finance
MBS Trading Slips in May as Rates Go Nowhere
The article discusses the latest trends in the mortgage lending industry, including changes in interest rates and the impact on the housing market. It also mentions how mortgage lenders are adapting to these changes to meet the demands of borrowers.
Jun 26, 2025 2:01 PM
— Mortgage Finance
FHFA Changes to CSS May Enable Public Utility Plans
The article discusses various updates on the mortgage industry, including changes in mortgage rates, trends in the housing market, and updates on mortgage lenders. It provides insights into the current state of the mortgage market and highlights key developments that may impact potential homebuyers and homeowners.
Jun 26, 2025 2:00 PM
— Bond Markets
The Trend is Friendly For Now
Bonds have shifted from range-bound to trending lower in yield over the past few days, with today being a confirmation of that shift. Despite yields being at the lowest levels in more than a month, there was solid 7yr Treasury auction today. The data wasn't a huge factor in today's improvement, but there are underlying reasons for the vigor in bonds.
Jun 26, 2025 2:00 PM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.77%, the lowest level since early May
The average rate on a 30-year U.S. mortgage fell to its lowest level since early May, offering hope for homebuyers as high borrowing costs and rising prices have impacted the housing market. Sales of both existing and new homes have been sluggish, but there is optimism that sales could pick up in the future due to rising for-sale inventory. Mortgage rates are influenced by factors such as the Fede... more
Jun 26, 2025 1:00 PM
— Mortgage Rates
What happens if mortgage rates go up to 8%?
This article discusses the potential for mortgage rates to rise to 8% or even higher in the future due to economic factors such as trade wars, rising international tensions, government spending, and the bond market. It also touches on the impact of rising rates on housing affordability and advises potential buyers to focus more on what they can afford now rather than waiting for lower rates. The a... more
Jun 26, 2025 12:01 PM
— Mortgage Rates
Mortgage Rate Winning Streak Continues
Mortgage rates have been dropping since June 6th, with the 30yr fixed index moving down almost 0.25%. Today's gains further contributed to the drop of 0.07%. The market is shifting to expect a lower path for the Fed Funds Rate, benefiting both rates and stocks. The winning streak for mortgage rates is currently at 5 days, with potential for a bounce in the future.
Jun 26, 2025 10:01 AM
— Mortgage Rates
Mortgage rates slide after FOMC meeting, Iran attack
Investor reaction to recent events has caused mortgage rates to drop below 6.8% for the first time in over a month, with the 30-year fixed rate mortgage remaining steady. Yields on the 10-year Treasury are climbing due to various factors, and regulatory changes post the Surfside collapse are affecting mortgage access.
Jun 26, 2025 10:00 AM
— Mortgage Rates
Mortgage rates fall for 4th straight week, lowest since early May
Mortgage rates have fallen steadily for the past four weeks, reaching their lowest level since early May. Freddie Mac's report showed that the average rate on a 30-year fixed mortgage is now at 6.77%, down from 6.81% the previous week. Despite low home sales, the stable mortgage rates are providing potential homebuyers with more options in the market. Affordability is a concern, with only three ma... more
Jun 26, 2025 9:01 AM
— Mortgage Finance
The Mortgage M&A Game: Who’s Next?
The article discusses the importance of staying informed about current mortgage rates in order to ensure borrowers are getting the best possible deal. It emphasizes that even small differences in interest rates can have a significant impact on the total cost of a mortgage over time.
Jun 26, 2025 9:01 AM
— Mortgage Finance
Home Equity Loan Originations Steady in First Quarter
The article discusses current trends in the housing market and the impact of low mortgage rates on homebuyers. It mentions that low mortgage rates have been driving increased demand for homes, leading to a competitive housing market with escalating prices.
Jun 26, 2025 9:00 AM
— Mortgage Finance
Grapevine: House Approves Trigger Leads Bill; Rate Outlook
The article discusses the latest trends in the housing market, including an increase in mortgage rates and its impact on homebuyers. It also touches on the role of mortgage lenders in helping buyers navigate the changing market conditions.
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 26, 2025: Lower for the week and remaining in a narrow range
Mortgage rates decreased this week, with the average 30-year fixed rate falling to 6.81%. The stability of mortgage rates is highlighted, allowing homebuyers a wider range of options. Various national average rates for different mortgage types are provided by Zillow, along with insights on fixed and adjustable-rate mortgages. Factors affecting rates, such as the economy, are discussed. The article... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Mortgage rates fall below 6.8% for first time since May
Mortgage rates have dropped for the fourth consecutive week as geopolitical tensions eased and Treasury yields fell. The rates for a 30-year fixed mortgage decreased to 6.77%, and a 15-year mortgage fell to 5.89%. Despite expectations of interest rate cuts by the Federal Reserve, mortgage rates remain in the high 6% range, affecting home buying activity. The housing market is showing some improvem... more
Jun 26, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate drops to 6.77%, the lowest level since early May
The average rate on a 30-year mortgage in the U.S. fell to its lowest level since early May, which is encouraging for homebuyers as the housing market has been struggling due to high borrowing costs and rising prices. Elevated mortgage rates have kept the market in a slump since 2022, leading to low sales of existing and new homes. However, pending home sales have increased, suggesting potential i... more
Jun 26, 2025 7:00 AM
— Bond Markets
Tons of Data, But Not a Ton of Movement
Despite a busy economic calendar with significant reports such as Durable Goods and GDP, trading volume fell short compared to past sessions. Mixed signals in the data have led to a neutral stance for the day.
Jun 26, 2025 5:01 AM
— Mortgage Lenders
Here's the latest stat showing how the US housing market has frozen over in 2025
The article discusses a special introductory offer for a subscription service with unlimited access and possibilities. The subscription options include a monthly plan for $1 for the first month and then renewing at $12.95 per month, or an annual plan for $49 (saving $100) and then renewing at $149 per year. Subscribers get benefits like unlimited access and the choice to go ad-free.
Jun 26, 2025 3:01 AM
— Tax Deductions for Tip Income and Overtime Pay
No tax on tips and overtime: What workers should know and who stands to see their taxes shrink
Lawmakers are debating provisions in a tax bill, including the proposal to eliminate taxes on tips and overtime pay. The Senate bill would create a deduction for tip income up to $25,000 and the House bill would limit the deduction to taxpayers with MAGI of $160,000 or less. A study shows that only 2% of households would benefit from this tax break, with an average of $1,800 a year. The proposed o... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.