Mortgage News
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Showing 2257 - 2280 of 3026 results
Jun 26, 2025 7:00 AM
— Bond Markets
Tons of Data, But Not a Ton of Movement
Despite a busy economic calendar with significant reports such as Durable Goods and GDP, trading volume fell short compared to past sessions. Mixed signals in the data have led to a neutral stance for the day.
Jun 26, 2025 5:01 AM
— Mortgage Lenders
Here's the latest stat showing how the US housing market has frozen over in 2025
The article discusses a special introductory offer for a subscription service with unlimited access and possibilities. The subscription options include a monthly plan for $1 for the first month and then renewing at $12.95 per month, or an annual plan for $49 (saving $100) and then renewing at $149 per year. Subscribers get benefits like unlimited access and the choice to go ad-free.
Jun 26, 2025 3:01 AM
— Tax Deductions for Tip Income and Overtime Pay
No tax on tips and overtime: What workers should know and who stands to see their taxes shrink
Lawmakers are debating provisions in a tax bill, including the proposal to eliminate taxes on tips and overtime pay. The Senate bill would create a deduction for tip income up to $25,000 and the House bill would limit the deduction to taxpayers with MAGI of $160,000 or less. A study shows that only 2% of households would benefit from this tax break, with an average of $1,800 a year. The proposed o... more
Jun 26, 2025 1:00 AM
— Mortgage Rates
Mortgage Rates Dip Down: Mortgage Interest Rates Today for June 26, 2025
The article discusses how key mortgage rates have slightly decreased, potentially bringing positive news to the housing market in 2025. Despite the decrease in rates, buying a home is still unaffordable for many due to high prices and monthly payments. Various factors such as inflation, global trade war threats, and policy turbulence have caused uncertainty in the economic outlook. Mortgage rates ... more
Jun 25, 2025 2:00 PM
— Bond Markets
Mid Day Reversal Leaves Bonds Slightly Stronger
Bond market experienced light selling pressure initially but bond buyers were able to regain control in the afternoon. The Fed's announcement of changes to banking rules also provided some support to the market. Yields closed at their lowest levels since May 7th.
Jun 25, 2025 2:00 PM
— Mortgage Lending
TBA Trading, Servicing Compliance, Digital Marketing, DPA Products; Bank M&A Continues
The article discusses various topics such as AI, mortgage lending, down payment assistance programs, and space exploration. It highlights the importance of AI in the lending industry, the benefits of HELOCs for borrowers, the evolution of the housing market with automation and AI, and the development of new programs to help borrowers. Additionally, it mentions improvements in pricing for non-agenc... more
Jun 25, 2025 1:00 PM
— Mortgage Rates
Mortgage rates big banks advertise are higher than what most people can actually get
The article emphasizes the importance of asking a specific question before signing a mortgage. It also mentions the complexity of navigating credit scores when shopping for mortgages. Additionally, it discusses the potential unsustainability of 7 per cent mortgage rates.
Jun 25, 2025 12:01 PM
— Mortgage Rates
Uptick in refinancing leads to higher mortgage applications
Mortgage rates rose slightly last week, but refinancing demand continued to drive overall applications up. Both purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. The average 30-year fixed-rate mortgage increased slightly to 6.86%, calming economic volatility after the Federal Reserve's recent inaction. Howe... more
Jun 25, 2025 12:00 PM
— Mortgage Rates
Lowest Rates in Over 2 Months
The average top tier 30yr fixed mortgage rate has dropped to the lowest levels since April 4th due to two days of modest improvement. April 4th marked a significant point as rates had sharply increased after that date due to a strong jobs report and tariff concerns. Yesterday's bond market strength led to further improvement in mortgage rates, with lenders issuing mid-day reprices in response.
Jun 25, 2025 12:00 PM
— Housing Market
US housing construction is dead with current mortgage rates
The article discusses why housing permits and housing starts are at recessionary levels despite new home sales staying within a range for many years. Homebuilders' profit margins are dwindling, impacting housing construction. Builder confidence is low, with optimism based on expectations of decreasing mortgage rates and reduced regulations. The article emphasizes the negative impact of high mortga... more
Jun 25, 2025 9:01 AM
— Mortgage Finance
Short Takes: Powell Firm on Interest Rates / Public Land Sales Hit Roadblock in Senate / Bayview Boosts Issuance of Non-Agency MBS With GSE-Eligible Mortgages / Cerberus CES Securitization
The article discusses a generic topic related to mortgages that is not specified. It seems to focus on the overall mortgage industry and its current trends.
Jun 25, 2025 9:00 AM
— Mortgage Finance
Researchers Raise Alarms on Housing Inventory, Affordability
The article discusses trends in the housing market, specifically focusing on the impact of rising interest rates on mortgage lending. It highlights the potential effect of higher rates on both homebuyers and mortgage lenders.
Jun 25, 2025 8:00 AM
— Bond Markets
Lighter Calendar and Light Selling
Bonds are pausing today after reaching the best levels in more than a month. The event calendar is not very impactful, with the main source of potential volatility being the afternoon's 5yr Treasury auction.
Jun 25, 2025 8:00 AM
— Housing Market
New home sales plummet more than expected as high mortgage rates sink demand
New US single-family home sales fell more than expected in May due to high mortgage rates, leading to an increase in unsold houses on the market. Mortgage rates remain elevated, contributing to the decline. The Federal Reserve has paused its interest rate cutting cycle in response to economic uncertainty from tariffs imposed by President Trump. Builder sentiment has also dropped to a 2-1/2-year lo... more
Jun 25, 2025 5:00 AM
— Mortgage Finance
Securitization
The article discusses the latest trends in the mortgage market and explores how various factors such as interest rates, housing market conditions, and mortgage lender practices are impacting the industry.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates today drop to 6.81% for 30-year loans
Mortgage rates decreased slightly this week, with the average 30-year fixed rate dropping to 6.81%. Rates have shifted slightly across different loan types. Borrowers with excellent credit and a 20% down payment are seeing these averages. Factors influencing rates include the current market conditions and the potential benefits of locking in a loan below 7%.
Jun 25, 2025 4:00 AM
— Mortgage Rates
Mortgage rates and demand are stuck in a holding pattern
Despite economic uncertainty and military conflicts, mortgage rates have not been significantly impacted. Rates for 30-year fixed-rate mortgages increased slightly, remaining in a narrow range just below 7%. Purchase applications for homes dropped, while applications to refinance rose. The average loan size for purchase applications decreased.
Jun 25, 2025 3:00 AM
— Mortgage Rates
When will mortgage rates go back down to 6%?
The article discusses how mortgage rates have been high recently, hovering between 6% and 7%. It explains the impact of these rates on home prices and provides predictions for future rates, with expectations that rates may not drop below 6% until 2026. Various factors such as inflation and Federal Reserve actions influence the direction of mortgage rates.
Jun 25, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 25, 2025: Dropping as deficit concerns grow
The article discusses how mortgage interest rates have dropped with the 30-year fixed rate at 6.62% and the 15-year rate at 5.85%. It mentions the impact of the 10-year Treasury yield on mortgage rates as well. It compares different types of mortgage rates like 30-year fixed, 15-year fixed, ARMs, and VA mortgages, and how they affect monthly payments. Pros and cons of each type of mortgage are exp... more
Jun 24, 2025 2:00 PM
— Bond Markets
Solid Response to Data and Dovishness
The morning commentary highlighted Jerome Powell's relatively dovish tone in congressional testimony, which provided hope for low rates. Another important development was the labor differential in the Consumer Confidence Index, indicating challenging labor market conditions post-covid lockdowns. Bonds rallied early and closed with incremental gains. MBS were up 9 ticks and 10yr down 5.3bps.
Jun 24, 2025 1:00 PM
— Government-Sponsored Enterprises (GSEs)
Making sense of the Fannie Mae and Freddie Mac privatization rumors
Speculation has arisen about what the process of potentially privatizing Fannie Mae and Freddie Mac could look like, after President Donald Trump expressed interest in 'bringing Fannie Mae and Freddie Mac public.' Many questions have been raised about how the mortgage market, interest rates, capitalization, and government compensation would be impacted by such a move. There is a need for a thought... more
Jun 24, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Lowest Since April
Mortgage rates fell to the best levels since early May, reaching even lower rates than the end of April. The improvement in rates was due to the weak labor market conditions highlighted by the Consumer Confidence Index and Fed Chair Powell's testimony indicating a softer tone on potential rate cuts.
Jun 24, 2025 12:00 PM
— Housing Market
Home Prices Fell More Than Expected in April
Both FHFA and Case-Shiller home price indices show a shift in the housing market, with prices rising if seasonality is ignored but down 0.4% from March when adjusted. Regional variations exist, with some divisions experiencing falls and others rises. Overall, home price growth is decelerating, with the smallest annual gain since mid-2023. The data suggests a continued cooling of the market.
Jun 24, 2025 9:01 AM
— Mortgage Finance
Fannie Economists Hike Projection for Interest Rates
The article discusses various aspects related to mortgage lending and its impact on the housing market. It covers trends in interest rates, mortgage rates, and the bond market, highlighting the current state of the industry.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.