Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 2281 - 2304 of 2975 results
Jun 19, 2025 6:00 PM
— Interest Rates
China keeps key lending rates steady after May cut as trade deal with U.S. eases growth worries
China kept its benchmark lending rates unchanged after recent monetary easing measures and a trade deal with the U.S. eased growth concerns. The 1-year LPR stayed at 3.0% and 5-year LPR at 3.5%. The trade truce has allowed Beijing to support its currency and reduce pressure on foreign exchange. Chinese policymakers are satisfied with current monetary policy outcomes.
Jun 19, 2025 1:00 PM
— Mortgage Finance
Cenlar Launching Warehouse Lending and Conduit
The article discusses the latest trends and developments in the mortgage industry as of 2025.
Jun 19, 2025 11:00 AM
— Mortgage Lenders
How to Finance a Mobile or Manufactured Home
The article discusses various options for financing the purchase of mobile homes, as traditional mortgages may not be a viable choice due to lower sales prices and high depreciation rates. Options include FHA loans, MH Advantage mortgages, Freddie Mac Home Possible program, VA loans, chattel loans, and personal loans. The article also highlights the importance of credit scores, the stability of th... more
Jun 19, 2025 5:04 AM
— Housing Market
Baby boomer plans put others' homeownership goals on hold
Baby boomers are not selling homes as expected, with many saying they won't sell for at least another decade, leading to uncertainty in the housing market. Interest in condo units has dropped to a 10-year low due to insurance and fee increases. Major housing markets are experiencing annual home price declines amid high mortgage rates. Inventory of homes for sale is high, leading to a decrease in b... more
Jun 19, 2025 5:03 AM
— Tax Bills and their Impact on Taxpayers
Senate’s ‘big beautiful’ bill trims popular tax breaks — 4 ways it could impact your taxes
The article discusses the differences between the Senate and House versions of a tax bill, focusing on key tax measures such as state and local taxes deduction, child tax credit, and tax breaks for tips and overtime pay. The differences in the bills could delay the passing of the final bill, with the Senate proposing a lower cap on the state and local tax deduction and less generous boosts to the ... more
Jun 19, 2025 3:00 AM
— Housing Market
Why More Sellers Are Choosing To Move, Even with Today’s Rates
Many homeowners are hesitant to move despite low mortgage rates, but the data shows that more people are choosing to sell and take on higher rates in order to meet their real-life needs and reasons for moving. While experts expect mortgage rates to ease slowly, waiting for a significant drop may result in feeling stuck in a space that no longer fits. It's important to consider what type of home wi... more
Jun 19, 2025 3:00 AM
— Mortgage Rates
Homebuyers See Lower Mortgage Rates: Current Mortgage Rates for June 19, 2025
The article discusses how mortgage rates have slightly decreased, making it less expensive to buy a house. Economic uncertainty, trade wars, and global factors affect mortgage rates. The housing market remains unaffordable despite the slight decrease in rates, with experts warning of future volatility. Prospective homebuyers are advised to compare multiple offers and be prepared to take advantage ... more
Jun 19, 2025 3:00 AM
— Housing Market
Why the housing market is so stuck, in 4 charts
The US housing market is currently sluggish, with high home prices, high mortgage rates, and economic uncertainty driving more sellers to list their properties but prices remaining high. Mortgage rates have been stable at a relatively high level of 6.8% to 7%, leading to stability in the market but pricing potential buyers out of it. Home price growth has surpassed wage inflation, causing a stands... more
Jun 19, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 19, 2025: Rates fall to a 4-week low
Mortgage interest rates fell to a four-week low, with the average 30-year fixed mortgage rate at 6.81% and the 15-year fixed rate at 5.96%. Mortgage rates dropped due to more available inventory and should encourage potential homebuyers. The current national average mortgage rates are provided, and it explains the difference between fixed-rate and adjustable-rate mortgages.
Jun 19, 2025 2:00 AM
— Mortgage Rates
What Fed Decision Means for Mortgage Rates
The Federal Reserve held its key interest rate steady, leaving mortgage rates around 7 percent for the future. Tariffs are expected to impact inflation and slow down growth. Mortgage rates are likely to remain stable. High mortgage rates, together with rising costs, have made it difficult for many Americans to buy homes. Despite this, the housing market is stabilizing, with steady mortgage rates p... more
Jun 19, 2025 1:00 AM
— Mortgage Rates
The Federal Reserve’s Latest Dot Plot, Explained – And What It Says About Interest Rate Cuts
The Federal Reserve's dot plot shows projections for future interest rates, providing insight into the committee's reaction to economic data and predicted growth. However, these projections are not set in stone and can change as more information becomes available. The dot plot helps guide market expectations for Fed moves, impacting borrowing costs like mortgage rates.
Jun 18, 2025 3:00 PM
— Bond Markets
Fed Threads Needle of Apathy
The Federal Reserve's updated dot plot was released with minimal impact on the bond market initially. However, after Fed Chair Powell suggested waiting a couple of months to make a decision, there was a slight increase in bond yields. Overall, the Fed managed to maintain market apathy despite the dot plot release.
Jun 18, 2025 2:00 PM
— Mortgage Rates
Remarkable Absence of Mortgage Rate Volatility
Mortgage rates remained almost unchanged after a recent Fed 'dot plot' day, indicating indecision in the market and among Fed members. The dot plot shows where each Fed member sees the Fed Funds Rate in the next few years and can cause volatility in financial markets. Despite the Fed not cutting rates, the dots had no harmful effect on rates, and the bond market was flat to slightly stronger on th... more
Jun 18, 2025 1:32 PM
— Mortgage Lenders
Fannie, Freddie regulator: Powell should cut rates or quit
Fannie Mae's and Freddie Mac's regulator is calling for Federal Reserve Chairman Jerome Powell to step down if he doesn't cut short-term rates. The Trump administration seems less willing to give up control of the mortgage giants, and analysts are unsure if mortgage rates and guarantee fees could rise if the government doesn't privatize Fannie and Freddie.
Jun 18, 2025 11:00 AM
— Mortgage Rates
Fed holds interest rates steady: What that means for your credit cards, auto loans, mortgage and more
The Federal Reserve decided to keep interest rates unchanged despite pressure from President Trump to lower them. Consumer borrowing rates, including credit cards and auto loans, remain high. Mortgage rates are tied to Treasury yields and have stayed relatively steady. Federal student loan rates are set annually and are not directly impacted by Fed moves.
Jun 18, 2025 9:41 AM
— Mortgage Lenders
Mortgage rates move lower in front of Fed decision
Mortgage rate movements remained stable while investors awaited the conclusion of the Federal Open Market Committee meeting happening later in the day. The top five lenders had a significant mortgage origination volume at the end of Q1. There was a closed meeting between the Federal Housing Finance Agency, the Treasury, and the Securities and Exchange Commission, the first since 2017. The Mortgage... more
Jun 18, 2025 9:03 AM
— Mortgage Finance
Short Takes: No Changes at Guild? / Who’s Next? / ICE Launches APOR Calculation / Builder Blues / Freddie Interim Extends His Stay / Publishing Break
The article discusses various aspects related to mortgage finance publications and the importance of design, content management systems, hosting, and web development in creating engaging and informative websites for mortgage-related topics.
Jun 18, 2025 9:01 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage fell to 6.81% from 6.84% last week, with borrowing costs on 15-year fixed-rate mortgages also decreasing. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy and bond market yields. Higher mortgage rates have been affecting the housing market, keeping sales low and impacting both existing and new homes.
Jun 18, 2025 9:01 AM
— Mortgage Finance
Signs of Life in Warehouse Lending but No Boom
The article discusses the latest trends and developments in the mortgage industry, covering topics such as mortgage rates, housing market conditions, and mortgage lenders' activities.
Jun 18, 2025 9:00 AM
— Mortgage Products and Services
HELOC, Marketing, Down Payment Products; STRATMOR Tech Survey; Compliance Based on Customer Expectations
The article discusses the U.S. Federal Reserve's focus on inflation and its impact on interest rates. It also features various mortgage-related products and services such as a mortgage fintech platform, customer retention tools, and down payment assistance programs. Additionally, it highlights pricing enhancements for capturing valuable borrowers and the launch of a new technology insight study fo... more
Jun 18, 2025 9:00 AM
— Interest Rates
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
The article discusses how the central bank's interest rate decisions impact various financial products such as car loans, credit cards, mortgages, savings accounts, and student loans.
Jun 18, 2025 9:00 AM
— Mortgage Rates
Mortgage rates are still stuck north of 6.8%
Mortgage rates remained above 6.8% for another week, with the average 30-year rate at 6.81% and the 15-year rate at 5.96%. Despite being the lowest in four weeks, rates have stayed within a narrow range between 6.8% and 7% since April. Mortgage application activity declined, with refinancing applications down 2% and home purchase applications down 3%. The Federal Reserve is expected to keep benchm... more
Jun 18, 2025 9:00 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Ticks Down to Four-Week Low Ahead of Fed Meeting
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Jun 18, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline
The average rate on a 30-year U.S. mortgage has eased for the third week in a row, providing relief to prospective homebuyers. The long-term rate fell to 6.81% from 6.84%, while borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate decisions and bond market expectations. High mortgage rates have been a d... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.