Mortgage News
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Showing 337 - 360 of 3067 results
Dec 4, 2025 11:15 AM
— Mortgage Lenders
Homebuying Strategies for Gig Workers: Expert Q&A
Over a quarter of Americans had a side job in 2025, typically in the gig economy without a W-2. Most lenders have adapted to this trend, as long as borrowers claim their income correctly. Curtis Knuth, an expert in credit reporting and income verification, shared insights on how gig workers can navigate the competitive housing market, emphasizing the importance of proper income documentation and c... more
Dec 4, 2025 11:14 AM
— Mortgage Lenders
Reverse Mortgages Could Get Cheaper & Easier With New Proposals
The Mortgage Bankers Association (MBA) is pushing for changes to the current reverse mortgage system, citing high costs, complexity, and discouraging upfront fees as barriers for potential borrowers. Some proposed changes include adjusting upfront mortgage insurance premiums based on the amount borrowed, raising principal limit factors for borrowers to access more funds, and modernizing the apprai... more
Dec 4, 2025 10:47 AM
— Housing Market
Fair market rents spiked 40% in the past five years
The average fair market rent (FMR) for one and two-bedroom residential units in the 50 largest U.S. metros has increased significantly in the past five years due to rising rental demand. This increase is putting pressure on renters, making it harder to save for a down payment on a home. While rent growth across the U.S. has softened in 2025, the impact of past rent hikes continues to affect househ... more
Dec 4, 2025 10:31 AM
— Mortgage Rates
Mortgage rates dip to 6.19% in second week of easing
Mortgage rates in the US have decreased, with the 30-year fixed-rate mortgage averaging 6.19% as of Dec. 4, 2025. This is a 0.04% decrease from the previous week. The rates for shorter-term loans also saw a decline. Industry experts point to a more favorable borrowing environment compared to the previous year, with rates being half a percent lower.
Dec 4, 2025 10:30 AM
— Mortgage Rates
Mortgage rates dip, Amazon reportedly may drop USPS partnership
US mortgage rates decreased this week even with bond market volatility before the Federal Reserve's expected rate cut. Meta stock rose due to reports of budget cuts for its Metaverse project. Amazon is contemplating ending its partnership with the US Postal Service.
Dec 4, 2025 9:31 AM
— Housing Market
Northern California is home to the riskiest local real estate markets in the U.S.
The article discusses the riskiest housing markets in the U.S., with northern California having four of the five riskiest counties. Factors contributing to this risk include high rates of foreclosures and unemployment. The national median home price reached a record high in the third quarter, making it difficult for many residents to afford homes. Some areas, such as Kings County, N.Y., Santa Cruz... more
Dec 4, 2025 9:31 AM
— Mortgage Rates
Mortgage rates move lower in advance of FOMC meeting
Mortgage rates have been fluctuating but remained within a 13 basis point band since mid-September. Despite expectations of a federal rate cut, other economic trends may be influencing mortgage lending. A mortgage lender in Michigan is facing lawsuits over a hack. The 30-year fixed-rate mortgage rose, but then dropped after three consecutive weeks of increases.
Dec 4, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.19%, near its low for the year
The average rate on a 30-year U.S. mortgage fell to 6.19% from 6.23% last week, the second weekly decline after three straight increases. Borrowing costs for 15-year fixed-rate mortgages also fell to 5.44% from 5.51%. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate policy, bond market expectations, and the trajectory of the 10-year Treasury yield. Dec... more
Dec 4, 2025 9:30 AM
— Mortgage Rates
Mortgage rates dip back toward year-to-date lows
Mortgage rates slightly dropped this week despite volatility in Treasury yields. Global bond yields spiked but then moderated due to mixed signals about the US job market. The Federal Reserve is expected to cut interest rates, potentially keeping mortgage rates low. Economists expect rates to remain around 6.2-6.3% next year. Mortgage applications remain slow at the end of the year due to affordab... more
Dec 4, 2025 9:30 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Drop to 6.19% as Likelihood of Another Fed Cut Rises
The article discusses a technical issue preventing the processing of a request, providing a reference ID for further assistance.
Dec 4, 2025 9:30 AM
— Mortgage Rates
Average US long-term mortgage rate falls to 6.19%, near its low for the year
The average rate on a 30-year U.S. mortgage fell to 6.19%, close to the lowest point so far this year. Borrowing costs on 15-year fixed-rate mortgages also decreased. Mortgage rates are influenced by various factors including the Federal Reserve's interest rate decisions and bond market investors' expectations. Declining mortgage rates have boosted homebuyers' purchasing power and helped increase ... more
Dec 4, 2025 8:31 AM
— Mortgage Finance
Jumbo Servicing Volume Shrinks in Third Quarter
The article discusses the latest trends and developments in the mortgage industry, focusing on the impact of interest rates on mortgage rates. It highlights the importance of monitoring Treasury rates and bond markets to understand how they influence mortgage rates.
Dec 4, 2025 8:30 AM
— Mortgage Lenders
US Mortgage Rates Fall for Second Week to Lowest Since October
The article is about a website or platform that requires users to confirm they are not a robot by clicking a box. It also mentions ensuring that browsers support JavaScript and cookies and not blocking them. The article prompts users to subscribe to Bloomberg.com for access to important global markets news.
Dec 4, 2025 8:30 AM
— Mortgage Lenders
Home Value, Due Diligence, AVM, Refi Products; Extensive HELOC, DSCR, Non-QM Product Changes
Some mortgage lenders see builders and their lending arms as adversaries due to their adjustments in seller credits, par rates, and buy down programs. Builders are offering big concessions to buyers such as discounted mortgages and incentives worth thousands of dollars on average home sales.
Dec 4, 2025 8:22 AM
— Mortgage Rates
Mortgage Rates Inch Up | Today, December 4, 2025
Mortgage rates rose a few basis points in the morning, erasing previous declines. Economic indicators suggest upward pressure on interest rates in the short term. The article advises on refinancing, tapping into home equity, negotiating rates, and exploring financial assistance programs to lower barriers to entry. Various mortgage rates for 30-year fixed, 15-year fixed, and 5/1 adjustable-rate mor... more
Dec 4, 2025 6:15 AM
— Mortgage Lenders
Mortgage Applications Decrease in Latest MBA Weekly Survey
The article provides contact information for Falen Pitts at the Mortgage Bankers Association.
Dec 4, 2025 5:30 AM
— Bond Markets
Lowest Initial Jobless Claims Reading Since 2022
Jobless Claims fell to 191k, the lowest since 2022 and one of the lowest since the 1960s, indicating a strong labor market. However, the Revelio payroll count of -9k came out shortly after, creating some uncertainty. Despite this, there was minimal impact on bond yields.
Dec 4, 2025 4:35 AM
— Mortgage Security
Mat Ishbia predicts 2026 housing market surge
The article discusses the importance of verifying one's humanity through CAPTCHA tests to prevent spam and bot interference on websites. It mentions how these tests can sometimes be frustrating but are necessary to ensure the security and functionality of online platforms.
Dec 4, 2025 4:35 AM
— Housing Market
Fannie Mae, Freddie Mac limit public housing data releases
Fannie Mae and Freddie Mac have reduced public access to economic and housing data, leading to concerns about its impact on the mortgage market. This includes missed publications like the National Housing Survey by Fannie Mae and potential risks in fair lending.
Dec 4, 2025 2:59 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 4, 2025: An outlook for rates to remain stable through 2026
The article discusses the current average mortgage rates, expected trends, and the types of mortgages available, such as fixed-rate and adjustable-rate mortgages. It also provides tips on finding the best mortgage lenders and ways to secure lower rates. The impact of the economy on mortgage rates is highlighted, along with advice on refinancing and choosing between different mortgage terms.
Dec 4, 2025 2:31 AM
— Mortgage Lenders
How Fannie, Freddie product mix could shift with a stock offering
Fannie Mae and Freddie Mac continue to remain stable despite new product ideas floated by the regulator. There are potential shifts ahead as they move closer to a public offering, with some experts expecting changes in loan level price adjustments. Several legal issues, such as a servicer fee violation of state debt collection law and lawsuits over a hack, impact the mortgage industry. The FHFA di... more
Dec 4, 2025 1:59 AM
— Error Handling in Mortgage Processing
Fed Rate Cut Is Likely Next Week, but Don’t Expect Mortgage Rates To Budge
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Dec 3, 2025 7:02 PM
— Mortgage Rates
Mortgage Applications Fell 1.4 Percent as 30-Year Dipped
Mortgage application volume decreased 1.4% as mortgage rates fell. Refinance applications decreased 4% compared to the previous week but were up 109% compared to the previous year. Purchase applications increased 3% compared to the previous week and were up 17% compared to the previous year. The 30-year fixed mortgage rate declined to 6.32% after steadily increasing over the past month.
Dec 3, 2025 5:32 PM
— Mortgage Lenders
Absolute Home Mortgage acquires assets of Fidelity Direct Mortgage
Absolute Home Mortgage Corporation has acquired the assets of Fidelity Direct Mortgage (FDM), adding FDM's team of 55 loan officers. FDM primarily serves the Northeast and aims to enhance operational scale and broaden product access. The acquisition will strengthen the competitive position for both companies.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.