Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 385 - 408 of 3067 results
Dec 3, 2025 2:30 AM
— Housing Market
Home prices are poised to dip in 22 U.S. cities next year, a new analysis says. See where.
The housing market is expected to become more balanced in 2026, with property prices forecasted to drop in 22 of the largest U.S. cities and mortgage rates expected to slightly decrease. Mortgage rates are predicted to average around 6.3%, encouraging more buyers to enter the market. Existing-home sales are projected to increase slightly. Cities in the Southeast and West are expected to see the mo... more
Dec 3, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 3, 2025: Forecast says rates to be slightly lower in 2026
The article discusses the current mortgage rates, forecasts for the future rates, how mortgage rates are determined, and the pros and cons of different types of mortgages. It also provides information on where to find the lowest mortgage rates and tips on securing low rates.
Dec 2, 2025 4:33 PM
— Economic Indicators
Wednesday: ADP Employment, Industrial Production, ISM Services
On Wednesday, various economic reports are scheduled to be released, including the Mortgage Bankers Association's results for the mortgage purchase applications index, the ADP Employment Report for November, Industrial Production and Capacity Utilization data from the Fed for October, and the ISM Services Index for November.
Dec 2, 2025 4:30 PM
— Mortgage Rates
30-year mortgage rates decline - How often do rates change? | Today's mortgage and refinance rates, December 2, 2025
Average mortgage rates showed mixed movement with some loan products increasing and others decreasing. The decrease in bond yields, driven by a declining jobs report and consumer confidence in the economy, resulted in fluctuations in mortgage rates. The upcoming Federal Open Market Committee announcement may further impact mortgage rates. Currently, the average rates for various mortgage products ... more
Dec 2, 2025 3:31 PM
— Mortgage Lenders
Matt Linscott | Mortgage Rates, Mortgage News and Strategy
The article discusses how to determine how much you can afford for a home by considering factors like home price, monthly payment, income, and down payment requirements. It also mentions reduced costs and rates for former or current military members, as well as zero-down loan options provided by the USDA for homes outside major cities.
Dec 2, 2025 2:30 PM
— Bond Markets
Steady Gains Throughout The Day
Bonds started the day weaker but MBS quickly rebounded to unchanged levels. The gains were slow and steady with no clear catalysts. 10yr Treasuries also improved in the afternoon. There are upcoming economic reports that could impact the bond market.
Dec 2, 2025 1:30 PM
— Mortgage Rates
Falling Mortgage Rates Are Near a 2025 Low—Should You Lock In Now or Wait for the Fed?
30-year new-purchase mortgage rates have fallen to almost their lowest level since October 2024, currently standing at 6.39%. The Federal Reserve is expected to announce another rate cut next week, but it's important to note that mortgage rates are influenced by various factors such as inflation trends, housing demand, and the bond market, and may not necessarily drop after a Fed cut.
Dec 2, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Move Slightly Lower
On Tuesday, mortgage rates barely changed and actually slightly decreased compared to the previous day. However, starting tomorrow, there is expected to be higher volatility due to upcoming economic reports that could impact rates.
Dec 2, 2025 11:30 AM
— Housing Market
These 6 things will shape the US housing market in 2026
Redfin economists predict a new chapter for the US housing market in 2026, with a 'Great Housing Reset' characterized by improved affordability, marginal decreases in borrowing costs, a surge in refinancing activity, slower home price growth, slightly increased home sales, and household makeup shifts. They expect mortgage rates to average around 6.3% with occasional minor dips below 6%, and they f... more
Dec 2, 2025 10:27 AM
— Mortgage Lenders
Mortgage lender profits rise, but so do production costs
In 2025, the average income per origination increased for mortgage lenders, but so did the costs to produce each loan. Mortgage loan production costs were around $11,800 in the second quarter, showing improvement from previous quarters. Despite rising production expenses, lenders saw per-unit revenue increase as well. The Mortgage Bankers Association reported that average loan production costs rem... more
Dec 2, 2025 9:32 AM
— Mortgage Lending
Mortgage rates unchanged ahead of expected Fed rate cut
The article discusses the process of verifying a person's identity as a human before allowing access to a certain platform or service.
Dec 2, 2025 9:32 AM
— Housing Market
HousingWire - Industry News for Housing Professionals
HousingWire provides newsletters with data, analysis, and insights on mortgage origination, market news, housing trends, executive housing insights, and success strategies for real estate professionals. The newsletters are sent on Mondays through Thursdays, Wednesdays, and every business day.
Dec 2, 2025 9:26 AM
— Mortgage Rates
Will Rates Get Cut at the December Fed Meeting?
The article discusses the possibility of a rate cut during the Federal Reserve's next Open Market Committee meeting in December and how it may impact mortgage rates. It mentions the history of rate adjustments by the Federal Reserve, the inflation rate, uncertainty due to political factors, the impact of the Fed's actions on mortgage rates, and strategies for borrowers to consider. It also highlig... more
Dec 2, 2025 8:31 AM
— Mortgage Finance
Large MSR Owners Considering Sales in Early 2026
The article discusses the copyright information for the Inside Mortgage Finance Publications website, mentioning design, content management system (CMS), hosting, and web development provider as ePublishing.
Dec 2, 2025 7:37 AM
— Mortgage Rates
Mortgage Rates Grow, Bowman Testifies | Today, December 2, 2025
Mortgage rates rose after recent lows, with the average 30-year fixed rate at 6.28%. Negotiating can help lower rates for buyers, and various assistance programs can ease entry barriers. Data from Freddie Mac shows historical highs and lows for different mortgage types. The market remains volatile, and experts caution on relying solely on market data for rate predictions. Various organizations pro... more
Dec 2, 2025 7:31 AM
— Bond Markets
MBS Outperforming Longer-Term Treasuries
Shorter-term Treasuries are performing better than longer-term Treasuries in the early days of the trading month, likely due to positioning ahead of next week's Fed announcement. This trend is positive for Mortgage-Backed Securities (MBS) as their implied duration is closer to 5 years than 10 years. As a result, MBS and 5 year Treasuries are slightly stronger while 10 year Treasuries are slightly ... more
Dec 2, 2025 7:30 AM
— Interest Rates
Why mortgage rates could drop before the December Fed meeting
Mortgage interest rates have been volatile in recent years, going from record lows to surging highs and then steadily declining. Anticipation is growing for an interest rate cut in December 2025, with mortgage rates potentially dropping even before the official announcement. Mortgage lenders may start lowering rates in advance of the Fed meeting, as has been seen in recent history. Homebuyers are ... more
Dec 2, 2025 7:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year
Mortgage rates have slightly increased, with average 30-year rates at 6.11%. The 15-year rate decreased to 5.48%. Refinance rates are typically higher than purchase rates. Economists don't anticipate significant mortgage rate drops before the end of 2025, with rates holding steady or possibly decreasing slightly in 2026.
Dec 2, 2025 7:30 AM
— Mortgage Lending
Redfin’s 2026 Predictions: Welcome to The Great Housing Reset
The article discusses the importance of ensuring compliance with Redfin.com's terms of usage when accessing the website. It emphasizes the need for users to familiarize themselves with the terms and conditions in order to avoid any violations.
Dec 2, 2025 4:33 AM
— Housing Market
The penny is out. Experts weigh in on what it means for consumers |
The U.S. has stopped producing pennies due to high costs, and some stores are already rounding prices to the nearest nickel. There are concerns about how this rounding will impact consumers financially, with some arguing that a 'rounding tax' will be imposed. While some retailers have started rounding down in the customers' favor, no official rounding rules exist in the U.S. Electronic payments wi... more
Dec 2, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate or even lower 15-year? We do the math
The article discusses current mortgage rates, refinance rates, the difference between 15-year and 30-year mortgages, the impact of fixed-rate versus adjustable-rate mortgages, and predictions for future mortgage rate trends. It also provides information on how the Federal Reserve's rate decisions can influence mortgage rates.
Dec 1, 2025 6:31 PM
— Loan Performance and Delinquency Rates
Mortgage Delinquencies Decreased in October But Foreclosure Activity Continued to Rise
The U.S. mortgage delinquency rate decreased to 3.34% in October compared to September and the previous year. Despite a slight increase in foreclosure starts, overall loan performance remains healthy. The foreclosure pre-sale inventory rate increased, and the number of active foreclosures hit the highest level since early 2023. The pre-payment rate increased significantly due to softening mortgage... more
Dec 1, 2025 5:32 PM
— Mortgage Lending
Rising credit report fees prompt upfront mortgage charges
Mortgage originators are shifting to charging upfront credit report fees as costs rise, with industry experts predicting a 50% increase in 2026. Different companies have different approaches, with some charging upfront and others at closing.
Dec 1, 2025 4:32 PM
— Mortgage Rates
Tuesday: Vehicle Sales
Mortgage rates have decreased, erasing the gains from the previous week.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.