Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 385 - 408 of 2270 results
Sep 26, 2025 4:23 AM
— CD Rates
Historical CD Interest Rates 1984-2025
Certificates of deposit (CDs) have fluctuated over the years, with rates reaching record highs in the 1980s and hitting historic lows in more recent times. CD rates started climbing in early 2000 and peaked in late 2023, only to decline slightly following rate cuts by the Federal Reserve in 2024. Despite the dips, CD rates are still well above national averages and inflation rates. The relationshi... more
Sep 26, 2025 3:23 AM
— Mortgage Rates
Mortgage rates and demand: A cycle-by-cycle analysis
The article discusses how the average 30-year fixed mortgage rate has hit a low in 2025 and mentions that if the rate fell to 5.5%, 3.6 million borrowers could benefit from a traditional refinance. Bank of America discusses what it would take to see a bigger drop in rates.
Sep 26, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 26, 2025: Application activity rises in the face of a rate bump higher
Mortgage rates have slightly increased this week. Refinance and purchase applications are higher compared to the previous year. Current national average mortgage rates include 30-year and 15-year fixed rates around 6%, 5/1 ARM at 6.76%, and 7/1 ARM at 6.67%. Predictions suggest these rates will remain relatively stable throughout 2026.
Sep 25, 2025 8:23 PM
— Bond Markets
Reasonably Resilient After AM Losses
Bonds responded logically to upbeat economic reports, with 10yr yields treating 4.19% as a support level. Despite additional selling after data and a 7yr auction, the bond market remained mostly sideways with slight weakening.
Sep 25, 2025 3:28 PM
— Mortgage Rates
Jim Cramer says to take a 'wait and see' approach to homebuilders as interest rate cuts fail to bring down mortgage rates
Jim Cramer reviewed recent earnings reports from major homebuilders Lennar and KB Home, expressing concern that the Federal Reserve's rate cuts won't bring down mortgage rates. The Fed's recent rate cut did not result in lower mortgage rates, and both companies mentioned that changing rates have not increased orders. Despite optimism from the companies that rates will come down and business will i... more
Sep 25, 2025 3:28 PM
— N/A
State-Level Mortgage Rates Fall Sharply, Offering Relief to Select Homebuyers
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Sep 25, 2025 3:23 PM
— Mortgage Rates
What are the monthly payments on a $400,000 mortgage after the Fed's rate cut?
The Federal Reserve has lowered its benchmark rate by 25 basis points, resulting in a decrease in mortgage rates to levels not seen since early 2022. This has sparked renewed activity in the housing market, especially for those looking to finance a $400,000 home purchase. The monthly savings on a $400,000 mortgage loan can be significant compared to earlier in the year, making homeownership more f... more
Sep 25, 2025 1:25 PM
— Mortgage Finance
PIMCO Proposes Fed Reinvest in Mortgage Market
The article discusses the latest news and trends in the mortgage industry, focusing on design, CMS, hosting, and web development. It seems to highlight the importance of digital presence and technology in the mortgage sector.
Sep 25, 2025 11:39 AM
— Mortgage Rates
Mortgage rates rise for first time since July
Jeff Sica warns that a small rate cut by the Fed will not ease the housing affordability crisis. Mortgage rates rose this week, with the average rate on the 30-year fixed mortgage increasing to 6.3%. Despite the increase, rates remain near 11-month lows, providing opportunities for buyers and homeowners considering a refinance. Sales of new U.S. single-family homes surged to the highest level in m... more
Sep 25, 2025 11:28 AM
— Mortgage Finance
Pending Home Sales Fall Below Level Seen a Year Ago
The article discusses various aspects related to mortgage finance publications, design, content management system, hosting, and web development in 2025.
Sep 25, 2025 11:25 AM
— Interest Rates
Mortgage Rates Slightly Higher After Upbeat Economic Reports
Thursday's economic reports included an upward revision of GDP data for Q2, lower weekly jobless claims, and stronger demand for big ticket manufactured goods. These reports led to the bond market moving to weaker levels resulting in slightly higher mortgage rates for the day.
Sep 25, 2025 10:46 AM
— Housing Market
Mortgage payment levels see fourth straight monthly drop
Home buyers experienced some relief in affordability during the summer as mortgage payment levels dropped, but challenges remain with high prices and low inventory. Refinancing showed slight improvements, but home sales continue to be difficult. Fannie Mae predicts a decrease in home sales and mortgage origination volume. Mortgage rates increased with the rise in 10-year Treasury yield. Washington... more
Sep 25, 2025 10:25 AM
— Mortgage Rates
Youthful cities to benefit more by falling mortgage rates
Cities with younger, more mobile populations stand to benefit more from decreasing mortgage rates. Refinancing indicators showed limited improvements due to ongoing home sales challenges, with potential market outlook changes ahead.
Sep 25, 2025 9:57 AM
— Mortgage Rates
Mortgage rates rise after FOMC's decision
Mortgage rates have been fluctuating, with some decreases due to expectations of a cut in short-term rates by the Federal Open Market Committee. Different sources report various changes in rates throughout recent weeks.
Sep 25, 2025 9:44 AM
— Mortgage Rates
Why didn't mortgage rates fall after the Federal Reserve rate cut?
The article discusses how mortgage rates can increase even when the Federal Reserve lowers short-term interest rates. Mortgage rates are influenced by long-term bonds, not short-term rates that are controlled by the Fed. Mortgage rates are priced based on longer-term benchmarks like the 10-year Treasury, and their movement depends on various economic factors like inflation and employment data.
Sep 25, 2025 9:24 AM
— Mortgage Finance
Sierra Pacific Plans MSR Sale After Union Home Acquisition
The article discusses various aspects related to mortgages in the year 2025.
Sep 25, 2025 9:24 AM
— Mortgage Finance
Fannie, MBA Interest Rate Projections Vary Widely
The article discusses the latest developments in the mortgage market industry.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased this week after four consecutive weeks of decline.
Sep 25, 2025 9:23 AM
— Mortgage Rates
Mortgage rates move higher despite Fed rate cut
Mortgage rates increased slightly this week after the Federal Reserve cut the benchmark federal funds rate. Even though the Fed does not directly control mortgage rates, they rose following the rate cut. Refinancing activity is up, but home sales remain in a slump. Economists believe lower mortgage rates could improve home sales by the end of the year.
Sep 25, 2025 9:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 25, 2025: Rates inch up in spite of the Fed
Mortgage rates increased this week, with the 30-year fixed-rate home loan rising to 6.30% and the 15-year fixed-rate mortgage reaching 5.49%. Housing market activity remains strong, with high purchase and refinance applications compared to last year. Mortgage interest rates have remained generally high since the Fed's recent rate cut. Adjustable-rate mortgages keep rates the same for a few years b... more
Sep 25, 2025 8:44 AM
— Mortgage Rates
Average rate on a 30-year mortgage edges higher after declining four weeks in a row
The average rate on a 30-year U.S. mortgage increased after a four-week decline, rising to 6.3% from 6.26% last week. 15-year fixed-rate mortgages also rose in average rate. Mortgage rates are influenced by various factors, including the Federal Reserve's decisions and bond market investors' expectations. Treasury yields have increased as traders reduced bets for future rate cuts by the Fed, leadi... more
Sep 25, 2025 8:39 AM
— Mortgage Lenders
Loan Pricing, AI Marketing, Fee Collection, QC, Borrower Mining Tools; $2 Trillion in 2025? Non-Agency Marches On
U.S. homeowners hold a record $17.8 trillion in equity, with $11.6 trillion considered 'tappable'. The Mortgage Bankers Association (MBA) expects a 1 percent home price appreciation rate. Lenders are preparing for new quality control standards. Various companies are offering services and products related to mortgage lending, such as intelligent marketing solutions and warehouse lending. ACES Quali... more
Sep 25, 2025 8:26 AM
— Mortgage Rates
30-year mortgage rates increase after the Fed's rate cut | Today's mortgage and refinance rates, September 24, 2025
The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 ARM mortgages. It also mentions Bankrate.com as an independent publisher and comparison service.
Sep 25, 2025 8:24 AM
— Mortgage Rates
Mortgage applications' meager gains contrast previous spike
Mortgage applications slowed down last week after increasing due to declining fixed rates. Refinances increased, but purchases decreased for the first time in four weeks. New-home loan activity rose 1% year over year in August, but fell 6% from July. The 30-year fixed rate mortgage decreased by 9 basis points, but pricing changes occurred before the Federal Reserve meeting.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.