Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 361 - 384 of 3067 results
Dec 3, 2025 5:32 PM
— Housing Market
Thursday: Unemployment Claims
On Thursday, the initial weekly unemployment claims report is set to be released at 8:30 AM ET, with the consensus expecting 218,000 claims, up from 216,000 the previous week.
Dec 3, 2025 2:30 PM
— Bond Markets
Weaker Data Endorses the In-Progress Rally
The article discusses the fluctuations in bond markets throughout the day in response to economic data, ultimately showing moderate gains by the end of the day. The focus is on bond performance and potential upcoming data releases.
Dec 3, 2025 1:30 PM
— Mortgage Rates
Mortgage Rates Back Down Near Recent Lows
Mortgage rates improved today, although not as low as last week. Rates are influenced by bond market movement, which in turn responds to economic reports. Most bond market improvement occurred overnight before today's economic data release.
Dec 3, 2025 12:30 PM
— Home Equity Rates
Little change in home equity rates ahead of Fed decision
Home equity rates for a $30,000 line of credit remained unchanged at 7.81% while a five-year home equity loan fell to 7.99%, its lowest level in two years. These rates are influenced by the Federal Reserve's actions and lender competition. Using home equity can be cost-effective for renovations or debt consolidation, but it's important to consult with an advisor before making decisions.
Dec 3, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Fall Amid Hopes Of Fresh Fed Cut
The article discusses the current mortgage rates, housing market conditions, and the impact of the Federal Reserve's actions on mortgage rates. It mentions the average mortgage rate, national median family income, median home price, the effect of the Fed's rate cut, and the uncertainty in the market regarding future rate cuts. It also touches on factors influencing mortgage rates like inflation, T... more
Dec 3, 2025 10:51 AM
— Home Equity Loans
QA Scheduling Post
Experts recommend against using home equity for holiday spending, but suggest wise uses for home equity that can benefit your finances. One option is a debt consolidation refinance, which can be a smart financial choice.
Dec 3, 2025 9:30 AM
— Housing Market
Warren Warns CFPB on Its ‘Half-Baked Idea’ for Mortgage-Rate Data
Senate Democrats are warning the Trump administration not to cut the function of the Consumer Financial Protection Bureau that publishes Average Prime Offer Rate tables, which are vital for the smooth operation of the residential mortgage market. The APOR sets interest rate boundaries for 'qualified' mortgages and shields lenders from legal liability if those loans go bad. Democrats are concerned ... more
Dec 3, 2025 9:01 AM
— Housing Market
Realtor.com unveils 2026 home sales, mortgage rate predictions
Realtor.com predicts that fixed mortgage rates on 30-year home loans will reach 6.3% in 2026, with a modest increase in home sales and cooling home price appreciation. The company also forecasts improved affordability for homebuyers and renters due to inflation-adjusted home prices declining slightly and continued inventory gains.
Dec 3, 2025 8:31 AM
— Mortgage Finance
Delinquencies Expected to Increase in 2026, Low Losses
The article discusses the latest trends and developments in the mortgage finance industry as of 2025.
Dec 3, 2025 8:30 AM
— Mortgage Finance
Short Takes: Steady MBS Issuance From Pennymac, Redwood; Carrington’s Servicer Ratings Affirmed / Housing Market Expected to ‘Reset’ in 2026
The article discusses updates on various mortgage-related topics, highlighting changes in the housing market and mortgage lending industry. It touches on recent trends in mortgage rates and interest rates, as well as developments in mortgage lenders and mortgage lending practices.
Dec 3, 2025 8:30 AM
— Mortgage Lenders
DPA, DSCR Processing, Buy Before you Sell Products; FDM/AHM Partnership; LOs & MISMO
The article discusses various advancements and partnerships in the mortgage lending industry, including improvements in home-equity lending processes, product expansion for top-tier independent mortgage banks, benefits of using modern digital lending experiences, and tools for generating complete DSCR loan packages quickly and compliantly. The article also mentions upcoming webinars and events foc... more
Dec 3, 2025 8:30 AM
— Interest Rates
Lower rates would likely eliminate the need for 50-year mortgage, Treasury adviser says
Joseph Lavorgna, a counselor to U.S. Treasury Secretary Scott Bessent, stated that lower interest rates could eliminate the need for a 50-year mortgage proposed by the Federal Housing Finance Agency to lower monthly mortgage payments. Lavorgna mentioned that the housing market's main issue is high interest rates due to the Federal Reserve's cautious approach to lowering them.
Dec 3, 2025 8:21 AM
— Mortgage Rates
Mortgage Rates Drop, Employment Craters | Today, December 3, 2025
Mortgage rates have decreased due to a big decline in private sector jobs, possibly leading to more downward pressure on interest rates. The article discusses the current average rates for 30-year fixed mortgages, 15-year fixed mortgages, and 5/1 adjustable-rate mortgages. It also mentions the uncertainty in the market and how economic indicators impact mortgage rates.
Dec 3, 2025 6:30 AM
— Mortgage Rates
What are today's mortgage interest rates: December 3, 2025?
Mortgage rates have been steadily declining with a possibility of further drop if the Federal Reserve cuts interest rates. It is advised for homebuyers and owners looking to refinance to start shopping around now to find the most affordable options. The average mortgage interest rate on a 30-year term is 5.99% and 5.37% for a 15-year option as of December 3, 2025. The refinance rates are 6.70% for... more
Dec 3, 2025 5:30 AM
— Bond Markets
Stronger Start, Mostly Before ADP Data
Despite the ADP employment report coming in lower than expected, there was only a slight rally in 10yr yields with minimal volume and volatility. Yields returned to pre-report levels by 8:30am. The next big report is ISM Services at 10am ET.
Dec 3, 2025 5:30 AM
— Mortgage Rates
Mortgage Rates Hold Steady in December: Will 2026 Finally Bring Relief?
Mortgage rates are stable at the beginning of December, with the average 30-year fixed rate at 6.11%. Realtor.com predicts rates to hover around 6.3% in 2026, lower than 2025's average of 6.6%. The Federal Reserve's expected rate cuts may bring mortgage rates below 6% by late next year. Different loan types have varying rates, with jumbo rates at 6.421%, FHA loans at 5.992%, and VA loans at 5.825%... more
Dec 3, 2025 4:35 AM
— Housing Market
Home prices, a potential new Fed Chair, and a tribute
Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices and the potential new Fed chair. They also pay tribute to podcast producer Elissa Branch. The episode provides insight into the housing market and industry voices.
Dec 3, 2025 4:34 AM
— Mortgage Rates
Test Post
The article discusses the daily fluctuations in mortgage rates, indicating that they have both risen and fallen recently. It also mentions the impact of economic indicators on interest rates.
Dec 3, 2025 4:34 AM
— Credit Scoring Models
FICO to release 10T historical data after reaching deal with FHFA
FICO Score 10T is potentially being adopted by Fannie Mae and Freddie Mac, with the Federal Housing Finance Agency releasing historical data for market participants. This follows discussions by FHFA Director Bill Pulte to include FICO 10T as an approved credit scoring model. The competition between FICO and VantageScore has intensified, with both companies promoting the superiority of their models... more
Dec 3, 2025 4:30 AM
— Online Mortgage Services
US Mortgage Rates Slide to 6.32%, Boosting Purchase Activity
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Dec 3, 2025 3:32 AM
— Mortgage Applications
MBA: Mortgage Applications Decrease in Latest Weekly Survey
The Mortgage Bankers Association (MBA) reported a decrease in mortgage applications in their latest weekly survey.
Dec 3, 2025 3:30 AM
— Mortgage Processing
Housing Forecast 2026: Mortgage Rates Remain Above 6%, but Affordability Improves Modestly
The article states that the request could not be processed and provides a reference ID for further assistance.
Dec 3, 2025 3:30 AM
— Mortgage Rates
Mortgage rates finally moved lower last week, but that didn't do much for demand
Mortgage rates decreased slightly, but mortgage application volume fell overall. Applications to refinance dropped while applications to purchase a home increased. The adjustable-rate mortgage share of activity increased as consumers search for savings. Interest rates were mixed, with a slight rise followed by a pullback. Economic data could impact rates in the coming days.
Dec 3, 2025 2:31 AM
— Mortgage Rates
How GSE changes in LLPAs, MBS could shift rates
Bill Pulte, the director of the oversight agency for government-sponsored enterprises, is urging Federal Reserve Chair Jerome Powell to lower mortgage rates. There is also a push for GSEs to resume buying MBS to lower rates, but some experts warn against the plan. The FHFA director hinted at a partnership and criticized homebuilders and the Fed chair in a recent interview.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.