Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 649 - 672 of 2266 results
Sep 8, 2025 4:23 AM
— Housing Market
Shortage of homebuyers forces many sellers to lower prices or walk away as sales slump drags on
The housing market is becoming more buyer-friendly as prices have started to decline in some areas. Sellers are facing pressure to offer better deals, including lower prices, funds to lower mortgage rates, and money for closing costs. More homes are going on sale and remaining unsold for longer periods of time due to reduced buyer interest. Some sellers have resorted to multiple price reductions, ... more
Sep 8, 2025 3:24 AM
— Mortgage Lenders
How a trigger leads crackdown could lift retention rates
Legislation known as the Homeowners Privacy Protection Act will prohibit credit companies from sharing consumer data with third-party lenders, a move seen as a win for consumer privacy in the mortgage industry. This legislation will go into effect in March of next year. Additionally, recent changes in policy by Fannie Mae and Freddie Mac aim to improve disclosures and retention rules for valuation... more
Sep 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 8, 2025: A big drop — but will it hold?
The article discusses the current mortgage rates provided by Zillow, which have seen a decrease, making it a good time for potential buyers to lock in a low rate. It explains the differences between fixed and adjustable-rate mortgages and provides examples of monthly payments based on different loan terms. The article also touches on considerations when deciding between a 15-year and 30-year mortg... more
Sep 7, 2025 6:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The weaker-than-expected jobs report led to a drop in bond yields, causing the average rate on the 30-year fixed mortgage to hit its lowest level since October 2024. This decrease in mortgage rates could potentially boost the housing market, which has been slow due to high home prices and borrowing costs.
Sep 7, 2025 5:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 7, 2025: The 30-year rate plunged Friday. Will it hold through next week?
Mortgage interest rates have recently dropped, with the 30-year fixed rate at 6.20% and the 15-year rate at 5.38%. When deciding between a 30-year and a 15-year mortgage, the trade-off is a longer term but lower monthly payments versus a shorter term but higher monthly payments. Mortgage rates can vary based on factors like credit score and down payment. It's recommended to shop around with multip... more
Sep 7, 2025 3:23 AM
— Mortgage Rates
Mortgage rates plunge to 11-month low on Fed rate cut hopes, and many lenders may quote in the high 5% range
The housing market is expected to improve with the decline in mortgage rates after a weaker-than-expected jobs report raised expectations for rate cuts from the Federal Reserve. Bond yields dropped, leading to a decrease in mortgage rates, which could spur more activity in the housing market.
Sep 6, 2025 4:25 PM
— Mortgage Finance
Non-QM Lenders See Strong Interest in Crypto Mortgages (INM)
The regulatory environment under the Trump administration has sparked interest in mortgages backed by cryptocurrency such as Bitcoin and Ethereum.
Sep 6, 2025 7:23 AM
— Mortgage Lenders
Bridge Loan, Investment Property, Default Tools; Training and Webinars; Job Data Solidifies Fed Rate Cut?
The article discusses various topics such as the Federal Reserve looking at Twitter to gauge financial sentiment, specific individuals in the mortgage industry, and events related to mortgage lending technology, conferences, and webinars.
Sep 6, 2025 5:25 AM
— Mortgage Finance
Nonconforming Mortgages Gain Originations Share in 2Q
The article discusses the latest trends and updates in the mortgage industry.
Sep 6, 2025 5:24 AM
— Mortgage Lenders
Lenders lift mortgage rates as worries mount over public finances
Readers can gain complete digital access to quality journalism from the Financial Times for a monthly fee of $75. The subscription can be canceled at any time during a trial period.
Sep 6, 2025 5:24 AM
— Mortgage Rates
What will mortgage rates do over the next 5 years?
The article discusses how mortgage interest rates are influenced by the 10-year Treasury yield, and provides a five-year mortgage rate forecast based on this correlation. The forecast indicates that rates are not expected to significantly drop in the next five years, with economists predicting mortgage rates to be around 6.2% to 6.4% by 2027. The spread between Treasurys and mortgage rates is also... more
Sep 6, 2025 5:23 AM
— Mortgage Rates
Can mortgage rates get below 6% with this Federal Reserve?
Mortgage rates hit a year-to-date low after poor job numbers, with speculation on whether rates can drop below 6% and remain low in 2025 or 2026. The focus is on the labor market over inflation data affecting mortgage rates.
Sep 6, 2025 3:25 AM
— Mortgage Legislation
Pres. Trump signs mortgage trigger leads ban into law
President Trump signed the Homebuyer Privacy Protection Act into law, which prohibits credit companies from sharing consumer data with third-party lenders. Fannie Mae and Freddie Mac have also made changes to their policy regarding disclosures and retention rules for valuation appeals. Despite these changes, collective earnings from both companies are expected to increase significantly.
Sep 6, 2025 3:25 AM
— Mortgage Rates
Bad news for workers, good news for mortgage borrowers
The weak August jobs report has led to a decrease in mortgage rates, with the 10-year Treasury yield also dropping to its lowest level since April. The Federal Reserve is expected to cut rates in response to the slowing job growth. However, rising inflation could complicate their decision. The decline in mortgage rates is seen as good news for homebuyers looking to purchase, as it provides more op... more
Sep 6, 2025 3:24 AM
— Bond Markets
Textbook Reaction With Minimal Volatility
The bond market had a positive reaction to a weaker than expected jobs report, resulting in a rally that was not extreme. Mortgage-backed securities (MBS) were up .375-ish at today's highs compared to the full point of improvement seen after the last jobs report. Overall, there was a calm and refreshing lack of volatility after the initial move.
Sep 6, 2025 3:23 AM
— Interest Rates
Why Trump's Push To Lower Mortgage Rates Could Backfire
President Donald Trump pushing the Federal Reserve to lower its benchmark interest rate could result in higher borrowing costs for homebuyers and the federal government. Mortgage rates are not directly linked to the fed funds rate, but are tied to yields on 10-year Treasury notes, influenced by inflation expectations. Trump's pressure on the Fed to lower rates could reduce its independence and cre... more
Sep 5, 2025 1:23 PM
— Mortgage Rates
Shocking jobs report sends mortgage rates falling to new yearly lows
The Federal Reserve was wrong in attributing weak labor market data to population growth, leading to mortgage rates hitting new yearly lows.
Sep 5, 2025 1:23 PM
— Interest Rates
Why new unemployment data could cause mortgage rates to fall further
The article discusses how the recent increase in unemployment rate, combined with the possibility of an interest rate cut by the Federal Reserve, could lead to further decreases in mortgage rates. Lower mortgage rates may be on the horizon for buyers and homeowners due to potential actions by the central bank.
Sep 5, 2025 10:24 AM
— Mortgage Rates
A Quick Note on Why Rates Seem to Drop More Quickly as They Approach Certain Thresholds
The article discusses the recent improvement in mortgage rates and attributes it to changes in the mortgage-backed securities (MBS) market. Specifically, it explains how certain MBS coupons are more active and relevant than others based on the range of mortgage rates they can hold. Investors are now favoring the lower bucket holding rates up to 6.125% over the higher bucket with rates up to 6.625%... more
Sep 5, 2025 10:23 AM
— Mortgage Rates
Mortgage rates see biggest one-day drop in over a year
The average rate on the 30-year fixed mortgage dropped to 6.29% following a weaker-than-expected August employment report, marking the lowest rate since October and the biggest one-day drop. This is significant for homebuyers as it can make a big difference in monthly payments and qualifying for a mortgage. However, mortgage demand has not yet responded to the lower rates, with some analysts sugge... more
Sep 5, 2025 9:57 AM
— Mortgage Rates
Mortgage firms add staff as rate cuts look likely
Housing finance firms are adding staff due to falling mortgage rates, leading to stronger overall job growth and potential modest business gains in the industry. The bond market is expected to be influenced by below-estimate employment numbers even before the next Fed meeting. The 30-year fixed rate mortgage dropped by 5 basis points, influenced by muted inflation and job data. Treasury yields and... more
Sep 5, 2025 9:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
Bankrate's national survey of lenders shows that the average rate on a $30,000 home equity loan remains steady at 8.22%, while the average rate on a $30,000 home equity line of credit (HELOC) has increased to 8.90%. The 30-year fixed-rate loan has dropped to 6.54%, the lowest in almost a year. Chase has reentered the home equity lending market. Homeowners can use home equity to buy a second proper... more
Sep 5, 2025 8:23 AM
— Interest Rates
Mortgage Rates Plummet Back to Fall 2024 Levels
The monthly jobs report came in lower than expected, causing a reaction in the bond market and resulting in a drop in top tier 30yr fixed mortgage rates from 6.45% to 6.29%.
Sep 5, 2025 8:23 AM
— Mortgage Rates
Mortgage rates hit 11-month low, increasing optimism for buyers
Mortgage rates have decreased to an 11-month low, leading to optimism for new buyers and current owners. The market is waiting for the Department of Labor's jobs report, which could affect future rate changes. Affordability challenges and economic uncertainty continue to suppress demand in the housing market.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.