Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 673 - 696 of 3060 results
Nov 13, 2025 8:30 AM
— Mortgage Lenders
Data Intelligence, CTP Products; Compliance Warning About Thanksgiving; Another Fed President to Leave
Banks and underwriters are considering requiring applicants' grandkids to co-sign on a 50-year mortgage as a security measure. The October Market Advantage report shows a strong mortgage market with total lock volume decreasing slightly from September, but increasing year over year, driven by improving affordability and tighter rate spreads. Lenders are focusing on rate-and-term refis and agency M... more
Nov 13, 2025 8:30 AM
— Mortgage Rates
Mortgage Rates: 30-Year Up, 15-Year Down
The average rate on a 30-year mortgage increased slightly to 6.24% from 6.22%, while the rate on 15-year mortgages decreased to 5.49% from 5.5%. Mortgage rates are influenced by factors like the Federal Reserve's decisions and bond market expectations. Sales of homes have been sluggish, with rates staying above 6% since September.
Nov 13, 2025 8:30 AM
— Online Security and Verification Process
US Mortgage Rates Rise Slightly, Sending 30-Year Loans to 6.24%
The article is a brief message requesting the reader to confirm they are not a robot by clicking a box below. It also mentions requirements for web browser support and cookies, as well as providing contact information for support.
Nov 13, 2025 7:31 AM
— Dealing with Government Shutdown Impact on Personal Finances
This TikToker paid off thousands in credit card debt. Then the government shutdown happened
The article discusses the financial struggles of a 25-year-old federal worker in South Carolina who found herself in $4,000 of credit card debt after the government shutdown. It highlights the impact of events beyond one's control on financial situations and provides tips for individuals facing increasing debt, advising them to prioritize essential expenses, contact lenders for potential help, con... more
Nov 13, 2025 7:30 AM
— Interest Rates
What is a mortgage rate float down and is it worth it?
Recent Federal Reserve rate cuts have lowered 30-year fixed mortgage interest rates to the low-6% range, offering some relief to homebuyers. Mortgage rate float down options allow homebuyers to secure today's rates while leaving room to benefit from future decreases. The decision to pursue a mortgage rate float down depends on costs, closing timeline, and potential rate fluctuations. Shopping arou... more
Nov 13, 2025 6:30 AM
— Housing Market
The Job Hunt Feels Broken. These 6 Charts Show It’s Not Just You
The job market has split into two worlds - one for the employed where the risk of losing a job remains low, and one for the unemployed where job searches are dragging on. Hiring is sharply falling compared to the increase in unemployment. Workers are facing longer job searches with small business owners struggling. The current economic environment is described as a 'jobless boom' where companies a... more
Nov 13, 2025 5:31 AM
— Housing Market
Car Repossessions Are Up 43%. Here’s What To Do if It Happens to You |
The article discusses the emotions following a car repossession, the rise in repossessions leading up to the current economy, steps to take after a repossession, and considerations for insurance, license plates, tax requirements, and rebuilding financially and emotionally. It emphasizes the importance of taking swift action, working with a credit counselor, and carefully considering financial deci... more
Nov 13, 2025 5:30 AM
— Bond Markets
Shutdown is Over. Don't Get Excited
The market was expecting a resolution to the shutdown by mid-November, so today's news wasn't a surprise. The data released today is not significant in the short term except for the possibility of the September jobs report being released this week. Bonds have had a modestly weaker initial reaction, as expected, but not enough to offset gains from the previous day.
Nov 13, 2025 4:30 AM
— Bond Markets
Bonds Look Past 10yr Auction to Maintain Focus on Jobs
Bonds reacted positively to the weekly ADP payrolls data showing an 11k decline in payrolls in November. Treasury yields opened lower as a result and remained lower throughout the session. The market was more focused on stock market volatility rather than the slightly soft results in the 10yr Treasury auction.
Nov 13, 2025 2:30 AM
— Housing Market
The Trump administration is ‘actively evaluating’ portable mortgages. What you need to know
The Fear & Greed Index is a tool used by investors to gauge the sentiment in the market. It calculates a score based on various indicators like stock price strength, market momentum, and market volatility to determine whether investors are feeling more fearful or greedy.
Nov 12, 2025 7:31 PM
— Mortgage Lenders
Citi tops J.D. Power mortgage satisfaction rankings
A shift towards building relationships over transactions has increased customer satisfaction and brand loyalty in the mortgage industry. There has been a rise in application error findings for the second consecutive quarter. While Rocket Mortgage's satisfaction score improved, the industry as a whole saw a slight drop. Mortgage companies are looking towards artificial intelligence for the future o... more
Nov 12, 2025 5:32 PM
— Housing Market
Thursday: Existing Home Sales
On Thursday, there will be the release of the Chicago Fed National Activity Index for September. Additionally, the National Association of Realtors will release Existing Home Sales data for September, with an expected 4.06 million seasonally adjusted annual rate (SAAR).
Nov 12, 2025 3:30 PM
— Housing Market
3 questions about Trump's 50-year mortgage plan
The Trump administration is proposing a 50-year mortgage option to help prospective buyers get into a home, although there is skepticism about the idea due to concerns about higher interest payments and the prolonged time to build equity. Critics worry that the plan will benefit lenders more than buyers and question if it will gain traction among borrowers. There are concerns about the potential l... more
Nov 12, 2025 1:32 PM
— Mortgage Rates
Mortgage Rates Basically Flat This Past Week But Purchase Activity is On the Rise
Mortgage rates increased slightly this week, with the average rate for a 30-year fixed-rate mortgage at 6.24%. However, rates for the 15-year fixed-rate mortgage decreased to 5.49%. Despite the rate fluctuations, purchase activity is on the rise, indicating growing consumer confidence in the housing market.
Nov 12, 2025 12:34 PM
— Home Equity Loan Rates
Home Equity Rates Fall To Lowest Level In Two Years
Home equity rates for a $30,000 line of credit and loan have decreased, reaching their lowest levels in two years. Uncertainty in the market due to the government shutdown has made the future of home equity rates uncertain. Rates are influenced by the Federal Reserve's actions and lender competition. Shopping around for the best offer is recommended, as rates can vary based on creditworthiness and... more
Nov 12, 2025 12:32 PM
— Interest Rates
Mortgage Rates Only Modestly Lower Despite Bond Market Improvement
Mortgage rates are currently lower due to stronger bonds on the market, influenced by a decrease in the weekly payroll count according to ADP data. This decrease in jobs created is uncommon and tends to push interest rates lower. Despite this, the average lender only saw a slight decrease to their rates.
Nov 12, 2025 11:32 AM
— Mortgage Delinquencies
FHA loans drive mortgage delinquency increase in Q3 2025
Mortgage delinquencies increased to 3.99% in the third quarter of 2025, with FHA loans playing a significant role. Economic stressors like a weaker labor market and higher homeownership costs are affecting homeowners' ability to make monthly payments.
Nov 12, 2025 10:36 AM
— Interest Rates
December Fed rate cut still on the table for most economists
Economists are uncertain if the Federal Open Markets Committee will make a third interest rate cut in December. Carrington acquired Reliance, Rocket Companies suffered a loss but celebrated acquisitions, the 30-year rate dropped slightly due to Powell's comments, and traders are preparing for various Fed outcomes. Government-sponsored enterprises are considering expanding mortgage transfers and pr... more
Nov 12, 2025 8:46 AM
— Mortgage Lending
VA loan utilization rates low in key metros
VA loans for U.S. military veterans provide access to homeownership with no money down, helping first-time buyers attain homeownership faster than conventional alternatives. However, only 1 in 5 homes nationwide is affordable to veterans. The share of listings affordable to veterans using VA loans is at a record low, but they still have a distinct advantage with 0% downpayment. VA loans can shorte... more
Nov 12, 2025 8:46 AM
— Interest Rates
December rate cut is officially a toss-up
The article discusses the uncertainty around the Federal Reserve's potential interest rate cut in December, with odds currently at 50-50. Different Fed officials have varying views on the need for further monetary easing, with some advocating for holding rates steady and others favoring jumbo rate cuts.
Nov 12, 2025 8:34 AM
— Mortgage Rates
30-year mortgage rates increase - When will rates change? | Today's mortgage and refinance rates, November 12, 2025
Mortgage rates have risen slightly since the Federal Reserve's rate cut, due to the 10-year Treasury bond yield increasing. Joblessness, weakening dollar and economic uncertainty have influenced the rising rates. The government shutdown impacts key economic decisions. Mortgage rates vary for different types of loans, but overall remain lower than historical averages. It may be a good time to buy a... more
Nov 12, 2025 8:32 AM
— Mortgage Lenders
Non-QM, Broker, AMC, LO Survey Results; Warehouse Tools; Webinars and Training
The article discusses recent probes by Fannie Mae watchdogs into how Trump appointee Bill Pulte obtained mortgage records of key Democratic officials, including New York Attorney General Letitia James. The lack of affordability in the mortgage market is mentioned as a concern, along with the extension of loan amortization past QM guidelines. The article also includes information on OptiFunder's re... more
Nov 12, 2025 7:32 AM
— Bond Markets
Stronger Start Thanks to Weekly ADP Data
ADP's weekly report on payroll counts has quickly become a significant market mover, with traders incorporating it into their decision-making. The data has had a noticeable impact on TSY futures, leading to gains in the market. Bonds have remained steady following the release of the report.
Nov 12, 2025 5:30 AM
— Mortgage Lending
Trump's 50-year mortgage would save you about $119 a month while doubling the interest you pay over the long run, UBS estimates
The Trump administration proposed a 50-year mortgage product to improve housing affordability, offering immediate savings to homebuyers but doubling the interest payment burden in the long run. This prolonged loan term could slow equity accumulation and pass mortgage debt on to borrowers' children. Despite potential relief for consumers, experts warn of trapping borrowers in long-term debt and del... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.