Mortgage News
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Showing 601 - 624 of 3061 results
Nov 18, 2025 1:30 PM
— Interest Rates
Mortgage Rates Hold Steady Yet Again as Data Returns
With the reopening of the government, economic data is back to motivating rates. High-profile reports have been rescheduled, but most release dates remain TBD. Jobless Claims data was released unexpectedly, and while it can impact rates moderately, it wasn't impactful this time. The release of the minutes from the Fed's late October meeting on Wednesday could provide insights into the possibility ... more
Nov 18, 2025 8:30 AM
— Mortgage Finance
Short Takes: New Home Sales Increase / New MBS From Annaly, Chase / Redwood Prices $100 Million Debt Offering / Many Renters Planning to Buy
The article discusses the latest trends in the mortgage industry, focusing on changes in mortgage rates and how they are impacting borrowing costs for homebuyers. It also mentions the current competitive landscape among mortgage lenders and the challenges they are facing in a evolving market.
Nov 18, 2025 8:30 AM
— Mortgage Technology
High mortgage rates halve number of working-class homebuyers in the Twin Cities
The article discusses a security checkpoint error message on Vercel's platform with code 29, indicating a failure to verify the user's browser.
Nov 18, 2025 7:31 AM
— Bond Markets
Bonds Buy The Dip Regardless of AM Data
Various economic reports were released this morning, with some being rescheduled without prior announcement. The most important report was ADP's new weekly job count showing a decline, which caused bonds to rally overnight. Traders were eager to buy the dip in prices, pushing yields to the top of the recent range. The Cleveland Fed WARN notices may have also contributed to the market movement.
Nov 18, 2025 7:30 AM
— Housing Market
Rents Are Falling. Will Home Prices Follow?
Rents in the US have been falling for the past 27 months, with a median asking rent of $1,969 for a 0-2 bedroom property in the 50 largest metros. While declining rent prices could potentially lead to declining home prices, the effects may not be immediate due to various factors affecting the housing market such as supply issues. Renters can take advantage of lower rents to save for a future home ... more
Nov 18, 2025 7:30 AM
— Mortgage Rates
30-year mortgage rates rise - When will they fall? | Today's mortgage and refinance rates, November 18, 2025
Mortgage interest rates showed mixed movement, reflecting uncertainty in the market. The Fed's rate cut, delayed economic reports, stock market fluctuations, and upcoming meetings could further impact rates. Current average rates for 30-year fixed, 15-year fixed, ARMs, jumbo mortgages, and refinance rates are provided. Mortgage rates are lower than historical averages and down from last year, but ... more
Nov 18, 2025 7:30 AM
— Mortgage Rates
What are today's mortgage interest rates: November 18, 2025?
Mortgage interest rates steadily increased after reaching near record lows during the pandemic, but have recently softened due to rate cuts by the Federal Reserve. As of November 18, 2025, the average mortgage interest rate for a 30-year mortgage is 6.12% and 5.50% for a 15-year mortgage, offering potential savings opportunities for buyers. Refinancing rates are slightly higher than purchase rates... more
Nov 18, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates increase - When should you lock? | Today's mortgage and refinance rates, November 17, 2025
National mortgage rates were mostly higher compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates increasing, while jumbo loan rates declined. The Federal Reserve Board cut their benchmark rate by a quarter of a percentage point. Uncertainty around future rate cuts remains, with implications for mortgage rates. Recent fluctuations in the stock market suggest a potential opport... more
Nov 18, 2025 3:30 AM
— Mortgage Lending
Is a 50-year mortgage really that much crazier than a 30-year one? : Planet Money
President Trump raised the idea of backing a 50-year fixed mortgage, causing mixed reactions. Some saw it as a potential benefit due to lower monthly payments, while others criticized it for increasing interest payments and prolonging the period of paying off the principal. Most Americans do not keep their mortgages for the full term, preferring to refinance or move. The 30-year mortgage system in... more
Nov 18, 2025 2:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 18, 2025: Drifting, lacking a defined trend
The article provides information on current mortgage rates, both for home purchases and refinances, as well as details on different types of mortgages such as fixed-rate and adjustable-rate mortgages. It also discusses the differences between 15-year and 30-year mortgages, along with the impact of extra mortgage payments. The Federal Reserve's interest rate decisions and their effects on mortgage ... more
Nov 18, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Nov. 18, 2025
The article discusses the current average refinance rate for a 30-year, fixed-rate home loan, provides tips on mortgage refinancing, mentions trends in interest rates, and explains the costs associated with refinancing. It also covers options for using a cash-out refinance, changing loan terms, and switching loan types. The article emphasizes the importance of shopping around for the best refinanc... more
Nov 17, 2025 7:30 PM
— Mortgage Rates
When will mortgage rates go down? Rates are barely moving.
Mortgage rates increased slightly last week, but have dropped compared to the previous year. Short-term rates are not moving significantly, but annual rates have seen a decline. Mortgage rates follow the 10-year Treasury yield rather than the federal funds rate. The housing market remains competitive, with buyers outnumbering available homes, leading to higher prices. Prospective buyers are encour... more
Nov 17, 2025 6:30 PM
— Economic Data Impact on Mortgage Rates
How Much Will This Week's Delayed Jobs Report Matter?
The jobs report for September will be released after the shutdown, making it the first major economic data to re-appear. This report, despite the time lag, can still have an impact on the market. The Fed Minutes release prior is also noteworthy due to recent hawkish messaging.
Nov 17, 2025 5:32 PM
— Mortgage Rates
Mortgage Applications Increased Slightly Last Week Driven by a Bump in Purchase Apps
Total mortgage application volume increased slightly by 0.2% as rates rose. Refinance applications decreased by 6% from the previous week, but were up significantly compared to a year ago. Purchase applications increased by 8% from the previous week and were up 20% compared to the same week last year. The increase in purchase applications is attributed to factors like lack of affordability, low in... more
Nov 17, 2025 4:30 PM
— Mortgage Rates
New-home sales pace hits 2025 high despite dip in apps
New-home mortgage applications fell in October, but the annual sales pace increased. Mortgage loan application volume fluctuated due to consecutive weeks of mortgage rate increases. While purchase volume increased from last year, there was a slight decrease from the previous week.
Nov 17, 2025 2:30 PM
— Bond Markets
Uneventful Monday; MBS Underperform
Bonds were relatively flat on Monday with longer-term Treasuries rallying modestly but MBS losing 1 tick by the 3pm close. This underperformance can be attributed to Treasuries' underperformance on Friday. The market is awaiting actionable information later in the week.
Nov 17, 2025 1:30 PM
— Housing Market
Home sales predicted to jump 14% in 2026
The National Association of Realtors predicts a 14% jump in home sales in 2026 due to falling mortgage rates, especially in cities like Houston. There has been a slowdown in the housing market in 2025 with high prices and low inventory, but mortgage applications have been increasing. Affordability remains a challenge, particularly for first-time buyers, while baby boomers are retiring and moving n... more
Nov 17, 2025 1:30 PM
— Housing Market
Despite economic uncertainty, weekly housing demand up double digits over 2024
Weekly pending home sales increased 15.36% year over year and purchase applications rose 31%, supported by mortgage rates under 6.64% for 15 weeks.
Nov 17, 2025 12:30 PM
— Interest Rates
Mortgage Rates Hold Steady to Begin New Week
Mortgage rates remained unchanged over the weekend as the bond market was steady. Rates are currently at the upper end of a range since September 4th, following a rate rally after the September 5th jobs report. With the government shutdown over, a new jobs report is scheduled for release this Thursday, which could bring some volatility to rates. In addition, the upcoming Fed meeting minutes on Wed... more
Nov 17, 2025 11:30 AM
— Down Payment Assistance
This map shows how long it takes Americans to save for a 20% vs. 5% down payment
Saving up for a 20% down payment can help homebuyers avoid paying for private mortgage insurance (PMI), but it may take years to reach this goal due to high housing prices. Lenders often accept down payments as low as 5%, although the lower the down payment, the higher the PMI fees. It may not make sense to wait to purchase a home until saving 20% down, especially if the monthly savings by avoidin... more
Nov 17, 2025 10:30 AM
— Housing Market
The Housing Market Is Turning a Corner Going into 2026
The housing market is showing signs of recovery, with sellers reappearing, buyers re-engaging, and mortgage rates trending down. Lower rates are allowing homebuyers to afford more, leading to increased buyer activity. The market is approaching more normal inventory levels, giving buyers more options. Economists forecast moderate sales growth in 2026.
Nov 17, 2025 9:32 AM
— Mortgage Fraud Risk
Cotality: Mortgage Application Fraud Risk Increased in Q3
Mortgage fraud risk increased by 8.2% year-over-year in the third quarter, with about 1 in 118 mortgage applications showing signs of fraud. Undisclosed real estate fraud, including hidden debt and credit events, was the only fraud category to see an increase. This rise in fraud may be due to more investors in the market and high home prices and mortgage rates.
Nov 17, 2025 8:31 AM
— Mortgage Finance
Loan Officers Hopeful for Higher Origination Volume in 2026
The article discusses the latest trends and updates in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender activity.
Nov 17, 2025 8:30 AM
— Mortgage Rates
What are the monthly payments on a $650,000 mortgage following the October Fed interest rate cut?
Mortgage rates have dropped significantly compared to earlier in the year, making homeownership more feasible. For a $650,000 mortgage, monthly payments are now lower than before, resulting in substantial annual savings for buyers. Refinancing may also be a good option for existing homeowners, though they should consider closing costs and extended repayment periods if opting for a longer-term loan... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.