Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 601 - 624 of 2268 results
Sep 11, 2025 9:23 AM
— Mortgage Rates
Mortgage rates tumble, marking largest weekly drop in a year
Mortgage rates saw a significant drop, with the average rate on the benchmark 30-year fixed mortgage falling to 6.35%. Purchase applications have increased, and refinance applications reached the highest level in nearly a year. The housing market, previously impacted by high borrowing costs and limited supply, is showing signs of improvement.
Sep 11, 2025 7:23 AM
— Mortgage Rates
Mortgage Rates Fall to Lowest Point in Nearly a Year: What to Know
Mortgage rates are currently at their lowest point in nearly a year, which could lead to significant savings for homebuyers. The potential interest rate cuts from the Federal Reserve are also impacting mortgages. The article discusses whether now is a good time for buyers to enter the market and whether it is advisable to refinance an existing loan.
Sep 11, 2025 7:08 AM
— Interest Rates
Best high-yield savings rates today – September 11, 2025
The article discusses high-yield savings accounts with top rates offered by ZYNLO Bank and Peak Bank, along with other institutions. It mentions how Federal Reserve rate changes can impact APYs on these accounts, as well as the importance of choosing a bank insured by the FDIC or NCUA. It also explains variables like APY, excessive transaction fees, minimum deposits, and the difference between onl... more
Sep 11, 2025 6:23 AM
— Mortgage Rates
Mortgage Rate Trends And Predictions For June 26 - July 2, 2025
Experts predict that mortgage rates will drop in the upcoming week due to negative factors in the economy such as a weak labor market and poor consumer spending. Various experts anticipate a decline in rates, with some expecting them to stay flat. This trend is driven by factors like cooling inflation, softening consumer confidence, and expected Federal Reserve policy changes.
Sep 11, 2025 5:23 AM
— Mortgage Rates
A Michigan credit union offers a 4.99% mortgage to turn heads but what will Fed do next?
Michigan Legacy Credit Union is offering a low 4.99% interest rate for new 30-year, fixed mortgages in order to increase loan demand and lending activity. This rate is significantly lower than the average mortgage rates being promoted by other lenders. The credit union hopes to make more money on its cash reserves while offering members a lower-cost loan option. The offer includes caveats like sub... more
Sep 11, 2025 3:07 AM
— Housing Market
Monthly mortgage payments are highest in decades, Census Bureau says
The webpage about mortgage and rent costs from the Census may be temporarily down or have moved to a new address.
Sep 10, 2025 4:24 PM
— Mortgage Rates
August CPI, Adobe earnings, mortgage rates: What to Watch
The article discusses upcoming events and headlines expected tomorrow, including August's Consumer Price Index (CPI) data, earnings results from companies like Kroger and Adobe, and the latest reading on US mortgage rates.
Sep 10, 2025 2:24 PM
— Bond Markets
Helpful Data and Treasury Auction Set High Bar For CPI
The bond market had a fairly straightforward day with positive economic data and a strong 10yr Treasury auction pushing yields lower. Despite some volatility in the PPI data, the news was good enough for bonds to push back against overnight weakness. The afternoon's 10yr auction helped bring yields to new lows for the day. MBS and 10yr yields were both down, with a strong 10yr auction prompting mo... more
Sep 10, 2025 2:24 PM
— Mortgage Lending
FICO isn't the problem. A premature two-score system Is
The Federal Housing Finance Agency has approved the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac. VantageScore claims it is better at scoring borrowers, but analysis shows that the differences between VantageScore 4 and Classic FICO disappear when using a consistent methodology. The article discusses the potential impact of introdu... more
Sep 10, 2025 1:24 PM
— Interest Rates
With Fed expected to cut, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have fallen to their lowest level in nearly a year, currently at 6.38 percent, as investors anticipate the Federal Reserve will cut interest rates. This drop comes despite the Fed leaving the federal funds rate untouched at its last meeting. The U.S. economy saw a 3 percent growth in the second quarter, but inflation remains at 2.7 percent, not meeting the Fed's target. The market o... more
Sep 10, 2025 1:23 PM
— Interest Rates
Mortgage Rates Hold Steady With Help From Econ Data
The Producer Price Index (PPI) report came in below expectations, leading to an improvement in the underlying bond market. This helped mortgage rates to hold steady instead of drifting higher.
Sep 10, 2025 12:24 PM
— Mortgage Lenders
Non-QM, Post-Closing, QC, Warehouse Products; Pulte vs. Bessent; Conventional Conforming Updates; Nice Jump in Apps
The article discusses various issues related to mortgages and housing finance, including potential fraud by FHFA Director Pulte's relatives, a limited-time mortgage rate refinance sale by Chase, and various tools and services offered by different companies in the mortgage industry to combat occupancy fraud, improve efficiency, and streamline post-closing processes.
Sep 10, 2025 11:24 AM
— Mortgage Rates
Rate-and-term refi activity hits 2025 high mark
Homeowners showed a desire to refinance as mortgage rates fell in August, leading to a high number of rate-and-term transactions. However, the increase in purchase volume was not enough to offset the drop in refinance application submissions, and purchases declined year over year despite borrowers taking advantage of rate dips.
Sep 10, 2025 8:23 AM
— Mortgage Rates
Obvious Signs of Life in Mortgage Apps Thanks to Rate Rally
Mortgage applications increased by 9.2% last week following a decline in mortgage rates for the second consecutive week. The 30-year fixed rate decreased to 6.49%, leading to the strongest week of borrower demand since 2022. Purchase applications are at their highest level since July and running more than 20% ahead of last year's pace. Refinance applications increased by 12% compared to the previo... more
Sep 10, 2025 8:23 AM
— Bond Markets
Super Cool PPI Makes For a Stronger Start
The PPI inflation report came in below forecasts, prompting some bond buying. Wholesalers reduced passing along higher costs through margins. Previous month's big surge created a low bar for current data. Average monthly PPI over past two months would still be 0.3%.
Sep 10, 2025 8:23 AM
— Mortgage Website Security
Mortgage demand jumps as rates fall to lowest since 2024
The website mentioned in the article is utilizing a security service to safeguard itself from online attacks, which can be triggered by various actions like submitting specific words or phrases, SQL commands, or irregular data. Users who are blocked can contact the site owner by email, providing details of their activities when the block occurred, along with the Cloudflare Ray ID displayed on the ... more
Sep 10, 2025 7:23 AM
— Mortgage Lenders
Mortgage Applications Today: New Homeowner Loan Demand Climbs to 3-Year High as Interest Rates Fall
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Sep 10, 2025 7:23 AM
— Mortgage Lenders
The housing market just flashed a key signal that it's finally thawing
The article discusses a special introductory offer for unlimited access to a platform for a monthly fee of $12.95 or an annual fee of $49, saving $100. Subscribers will have access to various features and can cancel at any time.
Sep 10, 2025 5:23 AM
— Mortgage Rates
Mortgage Rates Just Saw Their Biggest Drop in a Year
Mortgage rates dropped to the lowest level since October 2024 due to a weaker-than-expected August jobs report. This drop in rates can save home buyers almost $200 per month compared to rates in May, resulting in potential savings of $2,400 a year. It is suggested to stay connected with a good agent and trusted lender to monitor inflation indicators, job market updates, and reactions to Fed policy... more
Sep 10, 2025 4:24 AM
— Mortgage Rates
30-year mortgage rates fall on jobs slowdown | Today's mortgage and refinance rates, September 10, 2025
Mortgage rates have mostly decreased compared to last week, with 30-year fixed, 15-year fixed, and 5/1 ARM rates going down. This trend is influenced by the Federal Reserve's potential rate cut and a weaker August jobs report. The Fed's decision impacts 10-year Treasury yields, which in turn affect mortgage rates. Current average rates for different types of mortgages are provided, along with tips... more
Sep 10, 2025 4:23 AM
— Mortgage Rates
Mortgage demand jumps to the highest level in three years, as interest rates drop sharply
Mortgage application volume increased significantly due to a drop in mortgage interest rates. Refinance applications jumped 12% and purchases rose 7% compared to the previous week. ARM applications also increased as rates were lower than fixed-rate loans.
Sep 10, 2025 4:23 AM
— Mortgage Lending
US Mortgage Rates at 11-Month Low Rekindle Home Finance Activity
The article discusses the need for users to confirm they are not a robot by clicking a box before proceeding on a website. It also mentions the importance of having a browser that supports JavaScript and cookies, as well as not blocking them from loading.
Sep 10, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 10, 2025: A bump slightly higher
The article discusses the current mortgage interest rates, including 30-year fixed, 15-year fixed, and ARM rates. It explains the advantages and disadvantages of different mortgage terms such as 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also mentions that mortgage rates are slightly higher than a year ago and provides tips for securing a low mortgage refinance rate.
Sep 9, 2025 2:24 PM
— Bond Markets
Post-NFP Rally Momentum Fades
Bonds experienced a corrective bounce after several days of improvement, but it was mild. Market watchers are puzzled by bonds losing ground despite a large preliminary NFP benchmark revision that is not relevant to present market movement. Overnight weakness persisted with MBS and Treasuries experiencing some fluctuations.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.