Mortgage News
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Showing 721 - 744 of 3056 results
Nov 10, 2025 5:32 AM
— Economic Indicators
Friday: No BLS Employment Report
On Friday, there will be the release of the Employment Report for October at 8:30 AM ET and the University of Michigan's Consumer sentiment index for November at 10:00 AM ET.
Nov 10, 2025 4:35 AM
— Mortgage Products
Trump, Pulte float 50-year mortgage use in U.S.
Government-sponsored enterprise reform could potentially lead to the creation of a 50-year mortgage product, which President Trump believes will help more Americans afford monthly payments on homes. However, analysts warn that while this type of mortgage could reduce monthly payments for borrowers, it would also double the amount of interest the owner pays over the life of the loan.
Nov 10, 2025 4:35 AM
— Mortgage Rates
Clear Capital: U.S. Home Prices Decreased in Q3
U.S. home prices decreased in the third quarter compared to the second quarter but were up compared to the third quarter of 2024. Regionally, home prices increased in the Northeast and Midwest but fell in the South and West. Factors shaping the housing market include mortgage interest rates, labor market conditions, and the fed ending its quantitative tightening regime, which should result in lowe... more
Nov 10, 2025 4:35 AM
— Mortgage Rates
Mortgage Applications Up Slightly Last Week Despite Rising Rates
Mortgage application volume increased slightly during the week ended November 7, with refinances decreasing but purchases increasing. Purchase applications were up 6% compared to the previous week and 31% higher than the same week one year ago. The average contract interest rate for a 30-year fixed-rate mortgage was 6.34%, up from 6.31%. Despite the increase in rates, purchase applications strengt... more
Nov 10, 2025 4:34 AM
— Mortgage Rates
Mortgage Rates Increased This Week But Affordability is Slowly Improving
Mortgage rates for both 30-year and 15-year fixed-rate mortgages increased slightly this week compared to last week, but are lower compared to a year ago. Despite the increase in rates, affordability is slowly improving for home buyers according to Freddie Mac's chief economist. Mortgage application volume decreased last week as rates went up slightly.
Nov 10, 2025 4:31 AM
— Mortgage Rates
Banner week for mortgage purchase applications
Borrowers submitted home purchase applications at a fast pace, with mortgage demand cooling slightly after a brief rebound. Mortgage rates have risen slightly after the Federal Reserve's rate reduction. Refinances still make up the largest share of total mortgage activity but saw a decrease due to higher rates. The FHA share of total applications increased, while the ARM share of activity decrease... more
Nov 10, 2025 4:31 AM
— Interest Rates
Rescue the job market or stop inflation? A rate cut from the Fed this week could hit your wallet — and your paycheck
The article discusses the dilemma faced by the Federal Reserve regarding the decision to cut interest rates due to a weakening job market and rising inflation. The central bank is trying to balance the need to protect jobs while also managing inflationary pressures. The ongoing government shutdown has complicated decision-making by delaying key economic data. The Fed's next moves could have signif... more
Nov 10, 2025 2:53 AM
— Mortgage Rates
Refi opportunities hit 3-year high as rates ease
The number of homeowners who can reduce their monthly payments by refinancing has hit a multi-year high due to weakening mortgage rates. Various markets for home equity products are emerging, and advancements in technology are making it easier for traditional offerings to reach consumers. President Trump and housing regulator Bill Pulte are considering introducing a 50-year fixed-rate mortgage. Re... more
Nov 9, 2025 11:19 AM
— Housing Market
Donald Trump's 50-year mortgage proposal. What to know about long-term loans.
President Trump proposed the idea of 50-year mortgages, which faced criticism from various leaders and researchers. While a longer mortgage term can lower monthly payments, it could lead to higher interest rates and less equity accrued. Research shows that having equity in a home is crucial to prevent defaults, especially during times of economic downturn. Ultimately, the housing affordability cri... more
Nov 9, 2025 7:31 AM
— Mortgage Lending
Rate Re-Launches Rate App to Help Reduce Home Buyer Anxiety
Rate has relaunched its Rate App to help reduce stress for homeowners and homebuyers. A national study by Rate revealed that homeownership is a leading source of stress in America. The Stress Gap Report shows that buying a home is considered more stressful than other major life events. Key causes of stress include fear of making a bad investment, timing the move or sale, dealing with paperwork, an... more
Nov 8, 2025 1:30 PM
— Mortgage Finance
MSR Demand Strong, Supply Could Increase
The article discusses the latest trends in the housing market, including a rise in mortgage rates and its impact on potential homebuyers. It highlights the importance of monitoring mortgage rates before deciding to purchase a home.
Nov 8, 2025 6:18 AM
— Mortgage Lenders
Nov. 1: Thoughts on GSE privatization, owing their own securities, and watching lender/vendor collaboration; vendor updates – Daily Mortgage News & Commentary
The article discusses the potential for Freddie Mac and Fannie Mae to buy back their mortgage-backed securities to help the mortgage market. Some groups believe this could reduce mortgage rates, while others, like Alex Pollock, believe the government should not be buying MBS. There are concerns about the operational constraints and costs associated with the GSEs growing their balance sheets furthe... more
Nov 8, 2025 4:35 AM
— Housing Market
Pulte suggests new Fannie Mae, Freddie Mac business deals
Bill Pulte sees potential partnerships emerging with government-sponsored enterprises to increase profits. President Trump urges Fannie Mae and Freddie Mac to assist in lower-cost home creation and help with vacant lots. The head of the oversight agency is implementing changes and urging investors to review risk factors.
Nov 8, 2025 4:33 AM
— Mortgage Rates
Mortgage Rates Rise Gently, But Still Well Below This Week's Highs
Wednesday's mortgage rates were the highest in roughly a month and close to the highest levels in 2 months due to stronger economic data. Rates went down the next day after separate data showed a different story. On Friday, rates started slightly higher due to a weaker bond market, but improved as consumer sentiment data came in lower than expected. If the bond market holds steady over the weekend... more
Nov 7, 2025 4:35 AM
— Mortgage Finance
Newly Minted Conglomerate Rocket Mortgage Gears Up for Refi Surge
The article discusses recent trends in the housing market, highlighting an increase in mortgage lending activity. It mentions a rise in home purchases and refinancing applications, indicating a strong demand for mortgages. Overall, the housing market appears to be thriving due to favorable conditions for borrowers.
Nov 7, 2025 4:31 AM
— Mortgage Rates
30-year mortgage rates decrease - How often do rates change? | Today's mortgage and refinance rates, November 3, 2025
National mortgage rates have mostly decreased compared to last week. The Federal Reserve Board's decision to lower their benchmark rate by a quarter of a percentage point led to lower mortgage rates. This decrease has resulted in increased refinance activity, especially for borrowers with large loan balances. The Fed also projected an end to quantitative tightening soon. The average rates for 30-y... more
Nov 7, 2025 3:06 AM
— Mortgage Rates
Mortgage and refinance interest rates today, November 7, 2025: A half-point lower than last year
The national average 30-year fixed mortgage rate is currently at 6.22%, which is lower than last year at this time. The 15-year rate is currently 5.50%. Mortgage rates are expected to stay close to these levels for the rest of the year according to industry forecasts.
Nov 6, 2025 6:30 PM
— Interest Rates
Mortgage Rates Rise A Bit, Reversing Course
Mortgage rates are currently at some of their lowest levels of the year, with the Federal Reserve cutting rates for the second time in 2025. Despite this, lower rates have not had a significant impact on jumpstarting the housing market. The uncertainty in the economy could result in rising rates through the end of the year. The job market shows signs of weakness and the political climate, includin... more
Nov 6, 2025 3:07 PM
— Bond Markets
Have Bonds Found Their Post-Fed Footing?
Bonds have been experiencing a moderate selling trend since Fed day, with isolated surges toward higher yields after economic data releases. However, the inability to find a reason to rally significantly has been a common theme. Weak private label econ data followed by a sharp selling spree in stocks have led to a fairly sharp rally, with MBS up 9 ticks and 10yr down 7.3bps.
Nov 6, 2025 2:06 PM
— Mortgage Rates
Mortgage and refinance interest rates today, November 6, 2025: Weekly rates are up, annual rates are down
Mortgage rates rose slightly this week with the average 30-year fixed mortgage rate at 6.22%. Both mortgage terms moved in response to changes in 10-year Treasury notes. The article also provides current mortgage rates, refinance interest rates, and strategies for securing the lowest mortgage rate possible. It explains the difference between fixed and adjustable-rate mortgages, factors affecting m... more
Nov 6, 2025 2:06 PM
— Mortgage Rates
Nice Little Recovery For Mortgage Rates
Mortgage rates were at their highest levels in over a month due to recent economic reports, but today's negative economic data including a decline in payrolls and a surge in job cuts helped bonds and brought rates back down to last Friday's levels.
Nov 6, 2025 1:30 PM
— Mortgage Rates
30-year mortgage rates rise - To buy or wait? | Today's mortgage and refinance rates, November 6, 2025
Mortgage interest rates rose after the Federal Reserve Board voted to lower their benchmark rate, leading to lower mortgage rates before the announcement. Buyers are capitalizing on lower rates and more homeowners are refinancing. The Fed is expected to reduce rates again. Average rates for 30-year fixed, 15-year fixed, 5/1 ARM, jumbo loans, and refinancing are provided. Locking in a mortgage rate... more
Nov 6, 2025 1:13 PM
— Mortgage Finance
PIMCO Pushes for More MBS Purchases by Fed
The article discusses various aspects related to the mortgage industry, such as design, content management systems, hosting, and web development. It mentions Inside Mortgage Finance Publications as the source of the information.
Nov 6, 2025 10:15 AM
— Mortgage Rates
Mortgage rates bounce back up after month of drops
After a month of consecutive drops, mortgage rates increased this week following the rise of the 10-year Treasury yield by 0.2 percentage points. Observers attribute the government shutdown and lack of data as reasons for keeping mortgage rates stable within a narrow range.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.