Mortgage News
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Showing 769 - 792 of 2260 results
Aug 25, 2025 9:24 AM
— Mortgage Finance
Short Takes: More Debt Sales by NBs / Good News for LDI / The IPO Club / The Public Scorecard
The article discusses the latest trends in the mortgage market, including changes in interest rates and mortgage lending practices. It highlights the impact of these trends on both homebuyers and mortgage lenders.
Aug 25, 2025 8:24 AM
— Bond Markets
New Week, Same Struggles
Bonds rallied after Powell's speech, but overall trading range has been consistent since August 1st job report. Waiting for next job report to potentially challenge range. This week's key event is Friday's PCE inflation which could impact Fed's decision on a September rate cut.
Aug 25, 2025 5:25 AM
— Mortgage Rates
30-year mortgage rates decrease: Should homebuyers wait? | Today's mortgage and refinance rates, August 27, 2025
Mortgage rates were mostly lower compared to the previous week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. The Federal Reserve is expected to cut interest rates next month, but this might not lead to a significant drop in mortgage rates. Rates are projected to remain in the mid- to high-6 percent range for the rest of the year. The article provides current average rates f... more
Aug 25, 2025 4:23 AM
— Interest Rates
Ask an Advisor: As Interest Rates Fall, Is There a Better Way to Invest My $250K That's '100% Safe?’
A 66-year-old individual is looking for a 100% safe investment option as interest rates decline. The article suggests that interest-bearing investments are the safest option, but the tradeoff is lower returns tied to prevailing interest rates. It recommends working with a financial advisor to evaluate risk tolerance and align investment portfolios accordingly. It also discusses the tradeoff betwee... more
Aug 25, 2025 3:28 AM
— Housing Market
The True Cost of Home Insurance in 2025
The cost of home insurance is rising for many Americans due to extreme weather and increasing rebuilding costs. Factors like credit history, deductible level, and filed claims impact insurance premiums. The average annual cost of home insurance is $2,470, representing 3.18% of median household income. Home insurance costs have increased nationally by 9% since 2023, with the highest increases seen ... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Should I lock in a mortgage rate now — or wait for further falls?
The author has been on a tracker mortgage, which has resulted in decreasing payments as rates have fallen. However, they are unsure whether to fix the rate now or wait for further potential decreases. Market experts expect the base rate to settle at about 3.75% in 2026, but mortgage rates are not likely to fall much below the mid-4s due to lenders' margins. It is suggested to consider locking in c... more
Aug 25, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 25, 2025: Rates shouldn't move much in 2025
The article provides information on current mortgage rates, including the decrease in rates for the 30-year and 15-year fixed mortgages. It also discusses different mortgage options, such as ARM rates, VA rates, and refinancing rates. Additionally, the article highlights factors to consider when choosing between a 15-year and 30-year mortgage, as well as the benefits of adjustable-rate mortgages a... more
Aug 25, 2025 2:23 AM
— Stock Market Indicators
Here are 4 ways lower interest rates could affect your personal finances
The Fear & Greed Index measures investor sentiment based on various factors such as stock price momentum, market volatility, and put/call options. It helps investors gauge whether the market is driven by fear or greed, which can impact investment decisions.
Aug 24, 2025 1:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, August 24, 2025: Rates have dropped over the last month
Mortgage interest rates have fallen by a few basis points since last month. The rates provided by Zillow for today include a 30-year fixed rate of 6.53% and a 15-year fixed rate of 5.67%. Refinance rates are higher than rates when you buy a house. The difference in monthly payments and interest paid over the life of a loan can vary significantly between 15-year and 30-year mortgages. Fixed-rate mo... more
Aug 23, 2025 1:23 PM
— Mortgage Lending
No down payment, no closing costs, 5.5% interest rates; local event making it a reality
The 'Achieve the Dream' event organized by the Neighborhood Assistance Corporation of America in Clayton County, Georgia, aims to help people with low to moderate household incomes become homeowners by offering a below-market 5.5% mortgage rate with no down payment, closing costs, or mortgage insurance. The program does not consider credit scores, making homeownership more accessible. NACA agents ... more
Aug 23, 2025 11:23 AM
— Mortgage Lending
Where do mortgage rates go from here?
The article discusses the process of verifying human identity online, which can take a few seconds to complete.
Aug 23, 2025 9:24 AM
— Mortgage Finance
Non-QM Market Surges as Agency Originators Enter Space
The article is likely discussing recent trends or developments in the mortgage industry, possibly related to mortgage rates, lenders, or the housing market.
Aug 23, 2025 7:24 AM
— Tax Deductions
Rebecca Rosenberg
The article discusses 10 tax credits and deductions that can help individuals reduce their tax bill or increase their tax refund. It also mentions Bankrate.com as a source of financial information and services.
Aug 23, 2025 3:28 AM
— Mortgage Rates
Mortgage rates rise slightly, still near lowest levels in 10 months
Mortgage rates have reached their lowest levels in nearly a year, with a 30-year fixed mortgage rate at 6.61 percent. Despite this drop, affordability remains a challenge for many buyers due to the high median home prices. The Federal Reserve's decision to leave the federal funds rate unchanged has not necessarily impacted mortgage rates, as they are more influenced by investor appetite for 10-yea... more
Aug 23, 2025 3:25 AM
— Housing Market
Fannie Mae cuts outlook for 2025–26 home sales
Fannie Mae's August mortgage origination forecast predicts lower volume in 2025 and 2026 compared to July as rate expectations increase. There are forecasts for more home sales, an increase in new residential construction, and changes to policies by Fannie Mae and Freddie Mac. Americans are more confident in their finances, but expect home prices and mortgage rates to rise. Private mortgage insura... more
Aug 22, 2025 2:24 PM
— Interest Rates
Jackson Hole Speech Delivers
Powell's speech at Jackson Hole conference hinted at a potential rate cut in September due to concerns about full employment and transitory inflation. This led to a rally in bonds with MBS and 10yr yields decreasing.
Aug 22, 2025 2:23 PM
— Interest Rates
Federal Reserve set to cut interest rates – but still Trump won’t be happy
The Federal Reserve is considering cutting interest rates again in the fall, potentially not returning to pre-pandemic levels. Higher rates could lead to more expensive loans like mortgages, further impacting struggling Americans trying to purchase homes. The Fed is trying to find a balance between rates too high that could lead to unemployment and rates too low that could cause inflation. Trump's... more
Aug 22, 2025 12:23 PM
— Mortgage Rates
Mortgage rates hit year-to-date lows after Powell comments
Jerome Powell's speech at the Jackson Hole Economic Summit suggested that the labor market is more important than inflation, leading to fresh new year-to-date lows in mortgage rates. Despite bond yields increasing, mortgage spreads have kept rates low. Powell's prioritization of labor over inflation has stirred cautious optimism for the housing market.
Aug 22, 2025 12:23 PM
— Interest Rates
Lowest Rates of The Year (Barely) After Powell Speech
Fed Chair Powell's speech at the Jackson Hole Symposium suggested a potential rate cut in the near future due to weak jobs numbers, leading to a significant drop in mortgage rates - the biggest since August 1st.
Aug 22, 2025 11:24 AM
— Housing Market
Fannie, Freddie IPO awaits Trump's decision on timing
The government is considering a public offering of shares of Fannie Mae and Freddie Mac to potentially value them at $500 billion, involving selling between 5% and 15% of their stock. President Donald Trump has been meeting with bank leaders to discuss this plan, with a focus on maximizing profits for their firms. Despite an improvement in overall delinquency rates, FHA-backed mortgage borrowers a... more
Aug 22, 2025 11:23 AM
— Interest Rates
Mortgage rates fall, real estate stocks jump after Fed speech
Federal Reserve Chair Jerome Powell hinted at the possibility of cutting short-term interest rates, leading to a stock market rally and a decrease in mortgage rates. This potential rate cut could benefit the housing market by keeping mortgage rates low in the short term and reducing anxiety among buyers and sellers in the long term. The lower rates could revive buyer interest, improve affordabilit... more
Aug 22, 2025 9:24 AM
— Mortgage Finance
Purchase Mortgages Outpace Refis in Second Quarter
The article discusses the latest trends and updates in the mortgage industry as of 2025.
Aug 22, 2025 9:23 AM
— Mortgage Rates
Mortgage rate predictions for the next 5 years: 2025 to 2029
The article discusses how mortgage rates are influenced by the 10-year Treasury yield and provides a forecast of Treasury yields over the next five years, estimating that mortgage rates will remain in the mid- to upper-6% range. Various predictions from analysts and artificial intelligence systems are mentioned, indicating that mortgage rates are not expected to drop significantly in the coming ye... more
Aug 22, 2025 9:23 AM
— Mortgage Rates
Powell hints at potential interest rate cuts. What that means for homeowners hoping to refinance
Federal Reserve Chair Jerome Powell hinted at possible interest rate cuts in the near future, which could benefit homeowners looking to refinance with high rates. Lower mortgage rates could result in lower borrowing costs for home loans, helping homebuyers secure better loan terms and homeowners refinance. Experts recommend preparing for opportunities to refinance by monitoring interest rate movem... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.