Mortgage News
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Aug 8, 2025 11:23 AM
— Mortgage Finance
D.R. Horton Grows FHA Lending With Buydowns
The article discusses the different factors affecting mortgage rates and how they can fluctuate over time. It highlights the importance of understanding these factors and keeping track of market trends to make informed decisions when obtaining a mortgage.
Aug 8, 2025 11:23 AM
— Mortgage Rates
Mortgage Rates Flat Ahead of Next Week’s High-Stakes Data
Mortgage rates saw a slight increase today, going up by 0.02% to 6.57%. This change is minimal compared to recent stability in rates. The slight increase follows a week of low rates after bond yields dropped due to last Friday's jobs report. Next week holds potential for more significant rate movement with the Consumer Price Index release and Federal Reserve officials speaking about potential rate... more
Aug 8, 2025 10:23 AM
— Mortgage Rates
Falling Rates Spark Modest Rebound in Mortgage Applications
Mortgage application activity increased last week due to falling rates, leading to higher demand for both purchase and refinance. Rates decreased for the third consecutive week, with the 30-year fixed rate dropping to 6.77%. The Refinance Index rose 5% week-over-week, while the Purchase Index increased by 2%.
Aug 8, 2025 9:23 AM
— Mortgage Lenders
Two-year UK mortgage rates fall below five-year rates for first time since 2022
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Aug 8, 2025 9:23 AM
— Mortgage Lenders
Chase Home Lending is offering a 'mortgage rate sale' until August 18
Chase Home Lending is offering a limited-time 'mortgage rate sale' with personalized, lockable interest rate discounts for buyers looking to save on their mortgage. The discount can be as much as 0.25%, saving borrowers thousands of dollars over the life of the loan. The offer is available on fixed-rate mortgages for the life of the loan and during the initial fixed-rate period for adjustable-rate... more
Aug 8, 2025 9:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 8, 2025: It could be a good day to lock in a rate
Mortgage rates have dropped this week, with the 30-year rate at 6.63% and the 15-year fixed rate at 5.75%. It is a good time to lock in a mortgage due to the low rates. Refinance rates are higher than buying rates. An adjustable-rate mortgage may be suitable if selling before the introductory period ends. Rates are expected to stay above 6% until at least 2026.
Aug 8, 2025 7:23 AM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $439,450 Home at a 6.63% Rate
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Aug 8, 2025 6:27 AM
— Mortgage Lenders
Loandepot, Onity, Cenlar announce leadership moves
Various mortgage-related companies have been making strategic moves, such as partnerships and new appointments, in response to market changes and challenges. Some companies are experiencing losses and seeking to develop new technologies, while others are expanding their reach and touting construction lending experience.
Aug 8, 2025 6:26 AM
— Interest Rates
Best high-yield savings rates today – August 7, 2025
High-yield savings accounts are currently offering up to 4.35% APY, with online-only banks and credit unions being sources of competitive rates. These rates may change based on Federal Reserve interest rate changes. It is important to choose a bank insured by FDIC or a credit union insured by NCUA. Factors to consider when choosing a savings account include APY, excessive transaction fees, minimum... more
Aug 8, 2025 6:18 AM
— Mortgage Finance
Hard to Predict Outlook for Mortgage Hiring (IMF)
Mortgage hiring increased slightly in June, although there is uncertainty surrounding the future of interest rates.
Aug 8, 2025 6:17 AM
— Mortgage Finance
Lenders See Chance to Prop Up Purchase-Mortgage Lending (IMF)
Big lenders believe the spring homebuying season will continue through the summer due to the shift to a buyers' market. However, real estate companies are less optimistic, noting the impact of 'punishing' interest rates.
Aug 8, 2025 3:23 AM
— Mortgage Lenders
Loan Delivery, Warehouse, Compliance Webinar, Workflow Tools; Correspondent News
The article discusses various updates, launches, and expansions in the mortgage industry, including earnings announcements, new loan programs, and proprietary reverse mortgage solutions. It also mentions digital solutions that are reshaping the settlement and closing process for mortgage professionals.
Aug 8, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 8, 2025: It could be a good time to lock in a rate
This article discusses the recent drop in mortgage rates, providing the current national average rates for different types of mortgage loans, as well as information on fixed-rate mortgages and adjustable-rate mortgages. It also mentions that while the rates have decreased recently, they are still expected to stay relatively high through 2026, based on forecasts from industry experts.
Aug 7, 2025 3:23 PM
— Mortgage Rates
Mortgage and refinance interest rates today, August 7, 2025: Lowest 30-year rate since spring
Fixed mortgage rates are currently at relatively low levels. In the past week, 30-year rates fell to 6.63%, while 15-year rates decreased to 5.75%. More home buyers are applying for mortgage loans with these lower rates. Additionally, a variety of mortgage products and terms are available, such as fixed-rate and adjustable-rate mortgages. The economy plays a significant role in determining mortgag... more
Aug 7, 2025 2:24 PM
— Bond Markets
Fairly Resilient Despite Bumpy Auction
Morning economic data was limited to Jobless Claims, which came in higher than expected but not enough to cause a significant rally in bonds. Despite losing ground after a 30yr bond auction, bonds did a decent job of holding their ground in the last few hours of the day.
Aug 7, 2025 1:23 PM
— Mortgage Rates
Mortgage Rates Hit Another New Longer-Term Low
Mortgage rates have remained relatively stable with only small changes each day, but today saw the average 30yr fixed rate drop to a 10-month low. Economic data affects these rates, with today's jobless claims data slightly higher than expected but not enough to have a significant impact. Today's improvement is attributed to gains in the bond market from the previous day.
Aug 7, 2025 12:44 PM
— Housing Market
Buyers are gloomy. Here's what they might be missing
Consumer housing confidence improved slightly in July, with Americans feeling more confident about the economy. However, many worry about their ability to buy a house themselves due to potential job loss. The housing market is experiencing a mix of rising home prices and softening sales, indicating a shift that may favor buyers. Sales of new and previously owned homes have seen a decline, suggesti... more
Aug 7, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Slide: Best Tips For A Low Rate
Mortgage rates have dropped to their lowest levels of the year at 6.63 percent, but some Americans feel they are still high compared to sub-4 percent rates. It is advised to compare quotes from multiple lenders to save money. Mortgage rates can vary among lenders even though they are based on the 10-year Treasury yield. Factors like credit scores and loan-to-value ratios also impact mortgage rates... more
Aug 7, 2025 11:23 AM
— Mortgage Rates
Instant Reaction: Mortgage Rates, August 7, 2025
The average 30-year fixed mortgage rate decreased to 6.63% from 6.72% last week, leading to increased mortgage applications. Buyers are benefiting from more housing inventory and slightly better rates, but some homeowners may not find the current rate low enough to list their homes.
Aug 7, 2025 10:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in four months, which is good news for prospective homebuyers. Mortgage rates influence the housing market and are impacted by factors like the Federal Reserve's interest rate policy, bond market expectations, and the 10-year Treasury yield.
Aug 7, 2025 9:51 AM
— Mortgage Rates
Mortgage rates drop to lowest level this summer
The July jobs report, which included downward revisions to early 2025 data, led to mortgage rates dropping to their lowest levels in months. The 30-year fixed rate stayed consistent throughout most of July, with a noticeable decline below 6.7%. This decrease was the most significant since March, fueled by a drop in the 10-year Treasury rate. Groups such as the Mortgage Bankers Association and Nati... more
Aug 7, 2025 9:24 AM
— Mortgage Finance
Lenders See Chance to Prop Up Purchase-Mortgage Lending
Despite a subdued spring homebuying season, officials at major residential lenders believe there are still plenty of opportunities to originate purchase mortgages. The market is shifting in favor of buyers, with slowing home price appreciation and declining prices in major cities. Some leaders express optimism about the current purchase season, noting various programs and options available to help... more
Aug 7, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has dropped to its lowest level in four months, providing relief for homebuyers. Rates for 15-year fixed-rate mortgages also decreased. Mortgage rates have been impacting the housing market, which has been experiencing a sales slump since early 2022. The Federal Reserve's interest rate policy decisions, bond market expectations, and the 10-year Treasury ... more
Aug 7, 2025 9:23 AM
— Mortgage Lending
Mortgage Interest Rates Today: Mortgage Rates Drop to Four-Month Low as Pressure Mounts on Fed
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DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.