Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 961 - 984 of 2244 results
Aug 7, 2025 9:23 AM
— Mortgage Lenders
US Mortgage Rates Fall for a Third Week, Hitting Lowest Since April
This article is prompting the reader to confirm they are not a robot by clicking a box. It also mentions the importance of JavaScript, cookies, Terms of Service, Cookie Policy, and contacting support for inquiries.
Aug 7, 2025 9:23 AM
— Mortgage Rates
Mortgage rates dip near 2025 lows after weak jobs data
Mortgage rates dropped sharply this week following a weak jobs report and downward revisions to prior months, leading to concerns about the economy. The 30-year fixed rate was 6.63%, down from 6.72% the previous week. 10-year Treasury yields also dropped, indicating a potential Federal Reserve rate cut in September. Mortgage activity increased in response to the lower rates, with purchase and refi... more
Aug 7, 2025 8:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since April
The average rate on a 30-year U.S. mortgage has dropped to its lowest level in four months, providing relief to prospective homebuyers. The rate fell to 6.63% from 6.72% last week, while the rate for 15-year fixed-rate mortgages also decreased. High mortgage rates have contributed to a sales slump in the U.S. housing market, with home sales hitting their lowest level in nearly 30 years last year.
Aug 7, 2025 6:27 AM
— Mortgage Finance
Short Takes: Florida Faces Pressure on Home Prices / Pulled Listings of Homes at Record Levels / Agency MBS REIT Raising Funds / FHFA Increases Cap on GSE LIHTC Investments
The article discusses the latest trends and developments in the mortgage market, including changes in interest rates and mortgage lending practices. It also highlights the impact of economic factors on the housing market and mortgage rates.
Aug 7, 2025 6:23 AM
— Job Market Impact on Bond Markets
Another Sideways Start Amid Uninspiring Data
The jobless claims data showed signs of weakness in the labor market as more and more people remained unemployed for longer periods, despite no increase in new job losses. Despite another cycle high in continued claims, the data was not significantly different from forecasts, leading to a flat reaction in both MBS and Treasuries.
Aug 7, 2025 5:24 AM
— Mortgage Rates
Mortgage Rates Decline To Lowest Level In Nine Months
The article discusses the current state of mortgage rates, affordability, and the factors that influence them. It mentions that mortgage rates are currently low but have been stable for the past nine months. It also highlights the impact of investor appetite for Treasury bonds on mortgage rates, as well as the recent economic growth and inflation rates in the US.
Aug 7, 2025 5:23 AM
— Mortgage Lenders
Buyers, Take Note: Mortgage Rates Are Falling, Home-Price Growth Is Cooling and Supply Is Outpacing Demand
The article discusses the importance of using Redfin.com in compliance with their terms of usage to ensure a positive user experience. It emphasizes the need for users to be aware of and adhere to the guidelines set by Redfin.com to avoid any issues or disruptions in accessing the platform.
Aug 7, 2025 4:24 AM
— Interest Rates
Interest rates live: Boost for mortgage holders as Bank of England cuts rate for third time this year
The Bank of England has cut interest rates to 4%, marking the third cut this year. This is expected to benefit homeowners but negatively impact savers. The cut is aimed at boosting the mortgage market and comes despite concerns over high inflation and Trump tariffs. Experts suggest that households may not immediately see spending benefits from the rate cut due to economic uncertainty.
Aug 7, 2025 4:23 AM
— Privacy Policies and Personal Data Protection
Bank of England cuts interest rate to two-year low
Yahoo provides options for users to manage their privacy settings regarding the use of cookies and personal data by Yahoo and its partners.
Aug 7, 2025 4:23 AM
— Interest Rates
What the interest rates cut means for mortgages, pensions and savings
The Bank of England has cut the UK interest rate to 4%, the lowest level since March 2023. This move affects mortgage rates, savings rates, and inflation. Lower interest rates mean cheaper borrowing but also lower returns on savings. The Bank aims to balance inflation with economic growth and employment concerns. While inflation is expected to reach 4% in September, some pensioners could benefit f... more
Aug 7, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 7, 2025: Lowest rate since April
The article discusses the current 30-year fixed mortgage rate, which is at 6.48%, as well as other available rates for different mortgage types. It mentions that mortgage applications are up by 3.1%, indicating an increase in home buyers due to the dropping rates. The article also delves into fixed-rate and adjustable-rate mortgages, factors influencing mortgage rates, and the impact of the econom... more
Aug 7, 2025 2:23 AM
— Interest Rates
Bank of England expected to cut interest rates - live updates
The Bank of England has cut interest rates from 4.25% to 4%, leading to lower borrowing costs but reduced returns for savers. Mortgage rates may slightly decrease, particularly for those with tracker mortgages, while fixed deal holders won't see a change. The decision also impacts savings rates, with average rates dropping. The gradual rate cuts aim to balance inflation concerns with economic grow... more
Aug 6, 2025 11:23 PM
— Interest Rates
UK interest rates cut to 4% in tight decision
The Bank of England has cut interest rates to 4%, the lowest level in more than two years, to address concerns about the struggling economy and rising inflation. Some homeowners will benefit from lower mortgage costs, while savings returns may decrease. Policymakers are split on the decision to cut rates, with further cuts expected to be gradual and cautious. Businesses are reporting cost increase... more
Aug 6, 2025 2:31 PM
— Mortgage Rates
Why 6% mortgage rates will reignite the housing market
Mortgage rates have reached a year-to-date low of 6.57%, prompting a discussion on whether rates need to drop to 6% to attract more homebuyers. The significance of the 6% threshold is highlighted in relation to housing inventory growth, single-family construction, purchase apps, and new listings.
Aug 6, 2025 2:24 PM
— Treasury Rates
More Ground-Holding Despite Weird Intraday Spike
There was some unexpected movement in the bond market mid-day as yields shot up 3bps in minutes, but later, the market stabilized and erased the weakness. No solid explanations were provided for the sudden occurrence, which is common in the market. Overall, 10yr Treasury rates remained relatively unchanged throughout the day.
Aug 6, 2025 1:24 PM
— Home Equity Loans and HELOCs
HELOC rates plunge to lowest level since May; home equity loans hold steady
HELOC rates have dropped significantly, while home equity loan rates remain unchanged. Experts suggest now is a good time to tap into home equity for cost savings on interest. Rates for these loans are influenced by lender competition and Federal Reserve actions.
Aug 6, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Steadily Holding Longer-Term Lows
Mortgage rates remained stable today despite some potential volatility in the bond market. The rates stayed the same as yesterday, matching their lowest level since October 4th, 2024. More significant improvements in rates would require multiple negative economic reports and lower inflation readings over several weeks.
Aug 6, 2025 11:23 AM
— Interest Rates
Best high-yield savings rates today – August 6, 2025
Currently, the best high-yield savings accounts are offering rates as high as 4.35 percent APY, far surpassing the national average of 0.57 percent APY. The rates on savings accounts tend to fluctuate based on the Federal Reserve's benchmark rate changes. It's important to choose a bank insured by the FDIC or NCUA, and to regularly compare rates to ensure you're earning a competitive rate.
Aug 6, 2025 9:25 AM
— Mortgage Finance
Refi Business Perks Up With Brief Decline in Interest Rates
The article focuses on website design, content management systems, hosting, and web development in the mortgage industry.
Aug 6, 2025 9:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 6, 2025: Rates should stay flat this summer
The article discusses the current state of mortgage interest rates, providing information on rates for various types of mortgages and highlighting the pros and cons of 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also suggests that mortgage rates are unlikely to drastically decrease anytime soon and provides tips on securing low mortgage refinance rates.
Aug 6, 2025 9:23 AM
— Mortgage Lenders
DPA, HELOC, Document, Non-QM, Pooling Products; Conf. Conventional Changes
The mortgage industry is seeing an increase in refinancing applications, with Joel Kan reporting that the refinance share of mortgage activity is at 41.5% and the adjustable-rate mortgage (ARM) share is at 8.5%. Companies like Total Expert, PlainsCapital Bank National Warehouse Lending, Carrington Mortgage Services, Docutech, Homebridge, Symmetry Lending, and Down Payment Resource offer various se... more
Aug 6, 2025 8:23 AM
— Mortgage Finance
Market Share of Adjustable vs. Fixed Rate Mortgages
The article discusses the current trends in the housing market, highlighting a rise in mortgage rates. It mentions that the increase in rates is impacting the affordability of homes and may slow down the buying frenzy that has been seen in recent years.
Aug 6, 2025 8:23 AM
— Bond Markets
Super Calm Post-NFP Week Continues
This week has been unusually calm in trading following the release of the jobs report. The market hasn't seen much movement or relevant data, with the only possible event being the 10-year Treasury auction. The outcome of the auction could provide insight into the market's sentiment and intentions.
Aug 6, 2025 8:23 AM
— Mortgage Lending
Mortgage Applications Today: Home Loans Surge as Borrowers Take Advantage of Lower Rates
The article states that the request could not be processed and provides a reference ID for further assistance.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.