Mortgage News
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Showing 913 - 936 of 2247 results
Aug 12, 2025 6:25 AM
— Housing Market
The price premium on new-construction homes is dissolving. New home prices dropped in 30% of large U.S. cities last quarter
Home prices have increased by over 50% since the pandemic, with mortgage rates near 7%. New-construction home prices dropped in 30 of the largest U.S. metros last quarter. Builders are offering incentives like mortgage-rate buydowns and design upgrades to make new homes more affordable.
Aug 12, 2025 6:24 AM
— Bond Markets
Mixed Reaction Thanks to Messy Internal CPI Components
The CPI data released this morning met expectations, with the monthly headline at 0.2 and the core at 0.3. Bonds are slightly stronger, but there are arguments for them to be selling off based on other factors. Despite being green on the day, bonds may see gains erode as markets process the implications.
Aug 12, 2025 6:23 AM
— Mortgage Lenders
Fed Rate Cut Grows More Likely as Inflation Holds Steady at 2.7%
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Aug 12, 2025 5:48 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 12, 2025: Inflation heats up, rates could follow
After a week of decreases, mortgage rates are high, with the 30-year fixed rate at 6.57% and the 15-year rate at 5.71%. Inflation is running high, indicating that rates may stay stagnant or increase. Mortgage refinance rates are also high but are generally higher than purchase rates. Economists forecast minimal mortgage rate drops before the end of 2025, with a potential fed funds rate cut in Sept... more
Aug 12, 2025 5:24 AM
— Mortgage Rates
Most rates decline: Is it time to buy? | Mortgage and refinance rates for today, August 12, 2025
Mortgage rates were mostly lower compared to a week ago, with 30-year fixed, 15-year fixed, and jumbo mortgage rates decreasing, while rates for ARM loans rose. The Federal Reserve held off changing its key interest rate in July due to persistent inflation, but new job numbers showing slowing employment could lead to a rate cut in September. Rates are currently lower than the 40-year average, prov... more
Aug 11, 2025 2:25 PM
— Home Equity Loans
Homeowners tap record equity as rates ease
Homeowners are seeing record levels of equity in their homes and are eager to use it. Due to high interest rates, many homeowners are turning to HELOCs and home equity loans for cash. As the housing market cools, there is a rise in delinquency rates and underwater mortgages. Sunbelt markets are seeing softening property values while the Northeast continues to see growth. Americans now hold $34.5T ... more
Aug 11, 2025 2:23 PM
— N/A
Warren Buffett’s Berkshire Hathaway Shares Mortgage Rate Forecast for the Rest of the Year and Into 2026
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Aug 11, 2025 1:24 PM
— Bond Markets
Bonds Mostly Steady Ahead of CPI
Treasuries slightly outperformed MBS today, with both remaining close to unchanged overall. The bond market has been mostly sideways since the last major cue from the jobs report earlier in the month. The upcoming CPI report on Tuesday is expected to be the most significant data release of the week, potentially impacting volatility. Traders are particularly interested in sorting out tariff-impacte... more
Aug 11, 2025 12:24 PM
— Interest Rates
Mortgage Rates Steady Ahead of High Stakes Inflation Report
Top tier 30yr fixed mortgage rates remained steady last week after slightly dropping over the weekend. Rates are currently near the lowest levels since October 2024. The upcoming Consumer Price Index report is expected to impact rates, with traders on the lookout for potential tariff-driven inflation that could lead to an increase in rates. However, the expectations for higher inflation are alread... more
Aug 11, 2025 11:23 AM
— Mortgage Rates
Rates decline: Is it time to buy? | Today's mortgage and refinance rates, August 11, 2025
National mortgage rates have trended lower across all terms, including 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. This reduction is attributed to the weaker-than-expected employment report leading to a drop in the 10-year Treasury, which in turn brought down mortgage rates. The article advises on the advantages of choosing a fixed-rate mortgage for predictable payments and discusses ... more
Aug 11, 2025 10:24 AM
— Housing Market
President Trump envisions November launch for mortgage IPO
The oversight agency for government-sponsored enterprises is considering a public offering for some of their shares, which could value the mortgage giants at $500 billion or more. President Trump is meeting with bank leaders, potentially resulting in a big payday for their firms. Economists are divided on the timing of a rate reduction, and sales of previously owned homes in the US fell to a nine-... more
Aug 11, 2025 8:24 AM
— Mortgage Lenders
Non-Del, Compliance, 5/1 ARM, Digital Asset Regulation; FHA, VA, USDA News
The article discusses various topics related to the mortgage industry, such as the use of AI in capital markets, state fair lending enforcement, new products and services for lenders and brokers, the evolving landscape of digital asset regulation, compliance risks for pre-approval letters, and government program changes such as FHA and VA announcements.
Aug 11, 2025 8:24 AM
— Interest Rates
Another Slow Start, But Probably Not a Slow Week
July is typically a slow period in financial markets, with June and August also being quiet unless there are signs of a shift in Fed policy. Yields have been hovering around 4.34% in a narrow range. The upcoming CPI release could potentially shake up the stagnant summertime momentum.
Aug 11, 2025 8:23 AM
— Mortgage Rates
Current mortgage rates report for Aug. 11, 2025: Rates dip lower
The article discusses the average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S., which is currently 6.575%. It also explains how economic factors, historical context, and actions by the Federal Reserve impact mortgage rates.
Aug 11, 2025 3:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 11, 2025: The rate today likely won't be the rate you'll pay; here's why
Home equity line of credit (HELOC) interest rates are currently around 8.72% for a 10-year draw period after an introductory rate. Homeowners can tap into this equity without giving up their low-rate mortgages. Rates vary among lenders, ranging from 7% to 18%. HELOCs are a good option for homeowners with equity in their homes looking to access cash for home improvements or other needs while keepin... more
Aug 11, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 11, 2025: The 30-year rate stays under 6.5%
The article discusses current mortgage rates according to Zillow data, mentioning that rates have increased since the previous year and experts predict they will remain above 6% through the next few quarters. It also explains that borrowers can try to negotiate lower mortgage rates by meeting certain criteria such as higher down payments, excellent credit scores, and low debt-to-income ratios.
Aug 10, 2025 3:23 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 10, 2025: Is this the time to lock your HELOC rate?
The article discusses how homeowners with low primary mortgage rates and considerable equity can benefit from getting a home equity line of credit (HELOC) to access cash without touching their low mortgage rates. It explains how HELOC rates work and provides advice on finding the best rates and terms for a HELOC.
Aug 10, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 10, 2025: Don't try to time the real estate market
The article discusses the current mortgage rates provided by Zillow, indicating that the 30-year fixed mortgage rate decreased by six basis points to 6.44% while the 15-year fixed rate increased by three basis points to 5.73%. The article explains that mortgage rates have increased since last August. It also compares 30-year and 15-year mortgage terms, provides information on refinancing rates, an... more
Aug 10, 2025 3:23 AM
— Mortgage Lending
Did lower mortgage rates already lower housing inventory?
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Aug 9, 2025 4:23 PM
— Home Equity Line of Credit (HELOC)
HELOC rates today, August 9, 2025: The answer to high rates for homeowners
HELOC rates remain favorable as lenders base them on local demand and a national interest rate benchmark. Second mortgages, like HELOCs, provide a way for homeowners to access value without impacting their primary mortgage rates. Homeowners have a large amount of equity tied up in their homes, making HELOCs an excellent option for renovations, repairs, or other expenses.
Aug 9, 2025 12:24 PM
— Retirement Accounts
Trump’s executive order on 401(k) alternative assets – here are the biggest winners and losers
President Donald Trump signed an executive order directing the Department of Labor to revisit its guidance on including alternative assets like private equity, real estate, and cryptocurrency in 401(k) plans. This order could allow for more sophisticated investment options in retirement accounts, potentially benefiting private asset managers and opening new opportunities for growth and diversifica... more
Aug 9, 2025 8:23 AM
— Mortgage Rates
Weekly mortgage rates plunge after bad jobs report
Mortgage rates have dropped to their lowest levels since March due to weaker job growth. Investors anticipate a Federal Reserve rate cut in September following a disappointing jobs report. Lower mortgage rates may not significantly impact the home buying season unless there is a recession, which could lead to lower home prices as well.
Aug 9, 2025 3:24 AM
— Home Equity Loans and HELOCs
Home Equity News: This Week's Roundup
HELOC rates have become more affordable while the 30-year fixed-rate loan has dropped to 6.63 percent. Homeowners are warned of potential capital gains taxes due to increasing equity stakes. Mortgage denials are on the rise due to various factors. U.S. home prices continue to increase nationally, reaching a record median in June. Borrowing against home equity with a HELOC or home equity loan is re... more
Aug 9, 2025 3:23 AM
— Bond Markets
Empty Calendar and Summertime Drift
The bond market in early August is experiencing limited movement and narrower ranges. Yields have crept up slightly after dropping last Friday. The only major technical level overhead is 4.28. Bond market momentum will be clearer after next Tuesday's CPI.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.