Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1009 - 1032 of 2242 results
Aug 4, 2025 3:23 AM
— Home Equity Lines of Credit (HELOC)
HELOC rates today, August 4, 2025: Holding steady to begin the week
The article discusses the benefits of a Home Equity Line of Credit (HELOC) for homeowners with low primary mortgage rates. It explains that HELOC rates are currently under 9%, and homeowners can access the equity in their homes without giving up their low mortgage rates. The article also provides information on average HELOC rates and recommends shopping around for the best rates and terms. It emp... more
Aug 3, 2025 3:23 PM
— Mortgage Rates
How much lower can mortgage rates go after Friday’s jobs report?
Mortgage rates fell below 6.64% last week, raising hopes for improved housing demand. Despite potential interest rate cuts by the Federal Reserve, mortgage professionals do not expect a significant impact on the industry. The mortgage industry is facing a critical juncture in adapting to evolving technology.
Aug 3, 2025 10:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 3, 2025: Rates remain high
The article discusses current mortgage rate movements, indicating an increase compared to 2024. It provides data on various types of mortgages, differences between them, and factors influencing rates. It also advises on optimizing personal finances to secure better rates when buying a house. Additionally, it highlights the importance of comparing APR when choosing a lender.
Aug 3, 2025 7:24 AM
— Housing Market
Why Mortgage Lenders Are Ignoring Trump’s Rollback on Home Appraisal Reviews
A midsized US mortgage lender found that almost a quarter of customers who dispute property appraisals discover that the value of their home had been miscalculated. President Trump has scrapped guidelines that made it easier for homeowners to challenge appraisals, which historically penalize minority groups. Despite Trump's changes, many lenders, including big names like JPMorgan Chase and Bank of... more
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
Housing affordability in the U.S. remains at crisis levels due to high mortgage rates and home prices. Even if rates dropped, high prices, especially in major metro areas, are the core issue. Zillow reported that it would take a significant rate drop to make homes affordable for buyers, but even then, some major metro areas would still be unaffordable due to high prices.
Aug 3, 2025 4:23 AM
— Housing Market
Not even a 0% mortgage rate would make buying a house affordable in these 6 U.S. cities
High mortgage rates, combined with soaring home prices, are making it difficult for new home buyers to enter the market and for current homeowners to sell. The Case-Shiller Home Price Index has jumped over 51% between 2020 and 2025, making affordability a major issue. Lack of lower-priced inventory and tight competition in major metro areas are also contributing to the housing crisis.
Aug 2, 2025 3:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 2, 2025: Fixed rates waver
The article discusses the fluctuation of mortgage interest rates, providing current rates for 30-year fixed, 20-year fixed, 15-year fixed, 5/1 ARM, 7/1 ARM, 30-year VA, and 15-year VA loans. It explains the difference between 30-year and 15-year fixed rates in terms of monthly payments, interest, and advantages. The article also touches on adjustable-rate mortgages (ARMs) and offers advice for tho... more
Aug 2, 2025 3:25 AM
— Mortgage Lenders
Who will be the next Warren Buffett of investing? 5 contenders to fill Buffett’s big shoes
The article discusses potential candidates who could be the next Warren Buffett in the investing world, including Greg Abel, Bill Ackman, Seth Klarman, Ted Weschler, Todd Combs, and Li Lu. These individuals have impressive track records in investing and some have similarities in their investment philosophies with Buffett. It also mentions how these investors are unique in their approaches and back... more
Aug 2, 2025 3:25 AM
— Capital Markets
Tradeshow Strategy, Verification Tools; AI Legal Case; Job Data Drops Rates
The government of Singapore owns approximately 5% of the land in Michigan's Upper Peninsula, with their sovereign wealth fund, the Government of Singapore Investment Corporation, owning 540,000 acres of forestland. RCN Capital has a strategy for maximizing trade shows to win more broker business, while Vista Point Mortgage has closed a $295 million securitization of non-QM Closed-End Second loans.... more
Aug 2, 2025 3:24 AM
— Housing Market
Fresh tariffs from Trump target homebuilding costs
President Trump's latest tariff announcements, including a 35% levy on goods from Canada, are impacting the housing market. New residential construction has increased, but US purchases of new homes fell. Consumers are uncertain due to potential job loss. Great success in loan originators who kept deals flowing last year.
Aug 1, 2025 9:23 PM
— Mortgage Lending
Bank of England Rate Cuts Deliver £11 Billion Hit to Households
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Aug 1, 2025 2:54 PM
— Interest Rates
Bond Traders Quickly Revise Their Bullishness
There were significant revisions to the Non-Farm Payrolls (NFP) numbers, leading to a massive rally in the markets. Yields on various bonds decreased significantly, including 2yr yields, which fell almost 30bps. Mortgage rates also dropped back to mid-October levels as a result.
Aug 1, 2025 1:24 PM
— Mortgage Finance
August 1, 2025
The article discusses recent changes in mortgage lending regulations and how they may impact borrowers. It touches on potential shifts in interest rates and how borrowers can prepare for possible fluctuations. The article emphasizes the importance of staying informed and working closely with mortgage lenders to navigate these changes.
Aug 1, 2025 1:23 PM
— Bond Markets
Big Old Rally After HUGE Downward NFP Revisions
The non-farm payrolls report showed significantly lower numbers than expected, with substantial revisions to the previous two months as well. This has led to a reevaluation of Fed rate cut odds, causing Fed Funds Rate expectations to drop. Treasury yields have decreased, particularly the 2yr yields, which are closely tied to the Fed Funds Rate. MBS have also seen an increase in value.
Aug 1, 2025 12:54 PM
— Mortgage Rates
Mortgage Applications Fall as Rates Held Near Highs
Mortgage application activity fell last week, with both purchase and refinance demand decreasing. The 30-year fixed rate remained high at 6.83%, deterring refinancing. Purchase applications dropped by almost 6% despite slowing home-price growth and rising inventory. The Refinance Index fell 1% week-over-week but is still higher than last year. The Purchase Index decreased by 6%, remaining above 20... more
Aug 1, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Instantly Drop to 4 Month Lows After Jobs Report
The article discusses how revisions to the jobs report, specifically removing 253k jobs from the initially reported numbers, caused rates to improve. The revisions are a normal part of the reporting process due to incomplete data initially received from employers. Traders reacted to the weaker labor market conditions indicated by the revisions by pushing rates lower.
Aug 1, 2025 10:54 AM
— Housing Market
Pending Home Sales Slip Again, Underscoring Market Stagnation
The National Association of Realtors' Pending Home Sales Index has been rangebound for over two years due to affordability pressures and elevated mortgage rates. Pending home sales fell by 0.8% in June, continuing a trend of small declines despite increasing inventory. The drop in June reflects a sluggish, rate-constrained housing market, with all regions except the Northeast posting declines mont... more
Aug 1, 2025 10:23 AM
— Housing Market
Home Prices Still Rising Year-Over-Year, But Momentum Is Fading
Both the FHFA and Case‑Shiller released data showing monthly declines in home price appreciation, indicating a deceleration in the housing market. The decline was most significant in the Middle Atlantic region, while other regions saw modest gains. Despite year-over-year price increases, the pace of growth is slowing down. Seasonally adjusted data reveals underlying weaknesses in the market.
Aug 1, 2025 9:53 AM
— Housing Market
The world’s largest stock exchanges: 10 biggest by market capitalization
The article discusses the world's largest stock exchanges, including the New York Stock Exchange (NYSE) and Nasdaq. It explains how exchanges are measured by market capitalization and the number of listings they offer. It also mentions how stocks may have primary listings on one exchange and secondary listings on others.
Aug 1, 2025 8:34 AM
— Mortgage Rates
Weak jobs data boosts odds of mortgage rate drop
Employment numbers fell below expectations, leading to speculation of a potential drop in mortgage rates and increased hiring in the industry. The 30-year fixed-rate mortgage is stable since a previous spike, and mortgage rates are expected to remain elevated yet stable for a longer period. Bond investors are preparing for a busy week with various economic events. The Mortgage Bankers Association ... more
Aug 1, 2025 8:24 AM
— Mortgage Finance
Grapevine: Rate Outlook; Slower Home Price Appreciation
The article discusses the current trends in the housing market, highlighting an increase in mortgage rates due to rising Treasury yields. This increase in rates is impacting the affordability of homes for potential buyers.
Aug 1, 2025 8:23 AM
— Mortgage Lending
Mortgage Calculator: Here’s How Much You Need To Buy a $440,950 Home at a 6.72% Rate
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Aug 1, 2025 8:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage eases again, offering modest relief for home shoppers
The average rate on a 30-year mortgage in the U.S. eased slightly, offering modest relief to homebuyers dealing with rising home prices and borrowing costs. Mortgage rates are influenced by factors like the Federal Reserve's interest rate policy decisions and bond market investors' expectations. Despite recent easing, economists still expect mortgage rates to remain above 6% this year, impacting h... more
Aug 1, 2025 4:23 AM
— Mortgage Rates
Mortgage rates average 6.72% following Fed’s continued rate pause
Mortgage rates decreased slightly after the Federal Reserve kept benchmark interest rates steady. The average rate on a 30-year fixed mortgage was 6.72%, down from 6.74%, while the 15-year fixed mortgage rate was 5.85%. Despite this, mortgage rates near 7% subdued the spring homebuying season, with home contract signings decreasing. Mortgage applications to purchase a home also declined, while ref... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.