Mortgage News
The Most Comprehensive Source of Mortgage-Related News
Each article is summarized for your convenience. Click on the title to see the original.
Showing 1033 - 1056 of 3027 results
Oct 9, 2025 10:24 AM
— Housing Market
House foreclosures just spiked 17% last quarter as borrower distress rises
Foreclosure activity in the US housing market has spiked, with 101,513 foreclosure filings in the third quarter. This represents a slight increase from the last quarter and a 17% jump from the same quarter last year.
Oct 9, 2025 10:24 AM
— Mortgage Rates
What's a good mortgage interest rate now that the Fed's cutting rates again?
The article discusses the recent changes in the mortgage interest rate climate. It mentions how rates had surged in 2023 but are now expected to decline further due to rate cuts by the Federal Reserve. It provides insights into what is considered a good mortgage interest rate currently, suggesting rates in the low 6% range are favorable. The article also mentions alternative options like adjustabl... more
Oct 9, 2025 9:58 AM
— Mortgage Rates
How mortgage rate have been affected by federal shutdown
The federal government shutdown and delay in the monthly employment report caused a small movement in mortgage rates. President Trump requested help from Fannie Mae and Freddie Mac to restore the American Dream. Antitrust lawsuit alleges over two dozen mortgage companies shared sensitive loan origination information.
Oct 9, 2025 9:26 AM
— Mortgage Lending
Mortgage Rates in the US Decline for First Time in Three Weeks
Users are required to confirm they are not a robot by clicking a box, ensuring their browser supports JavaScript and cookies. Contact support for any related inquiries.
Oct 9, 2025 9:24 AM
— Mortgage Finance
Rep. Waters Urges Financial Trade Groups to Help Consumers Amid Shutdown
The article discusses the latest trends in the housing market and how mortgage lenders are adapting to the changing landscape. It highlights the importance of staying informed about mortgage rates and understanding the impact of interest rate fluctuations on the housing market.
Oct 9, 2025 9:17 AM
— Mortgage Finance
SEC Seeking Comments on MBS, ABS Disclosures
The article discusses the latest trends and developments in the mortgage industry. It provides insights into mortgage rates, market conditions, and lender activities.
Oct 9, 2025 9:10 AM
— Mortgage Rates
Mortgage and refinance interest rates today, October 9, 2025: Rates finally tick down
Mortgage rates have decreased, with the national average 30-year fixed rate dropping to 6.30%. Interest rates are not expected to change significantly by the end of the year. Various mortgage rates and terms are listed, including strategies for getting the lowest mortgage rate and details about buying vs. refinancing. Additionally, factors that control mortgage rates are discussed, as well as the ... more
Oct 9, 2025 9:09 AM
— Mortgage Rates
When will mortgage rates go down? Rates decreased this week — but just barely.
The article discusses the recent slight decrease in mortgage rates, but questions when rates will go down further.
Oct 9, 2025 9:09 AM
— Mortgage Rates
Average long-term US mortgage rate eases to 6.3%, back to its lowest level in about a year
The average rate on a 30-year U.S. mortgage dropped slightly this week to 6.3%, returning to its lowest level in about a year. Mortgage rates are influenced by various factors such as Federal Reserve's interest rate policy decisions and bond market expectations. Despite potential future interest rate cuts by the Fed, it does not guarantee further declines in mortgage rates.
Oct 9, 2025 8:26 AM
— Mortgage Lenders
DPA, eNote, Credit Tools; Fannie and Freddie Open for Business; Conv. Conforming Changes
A lawsuit alleging price collusion impacting millions of borrowers targeting Optimal Blue and nearly 30 originators indicates that lender spreads were 2.68bps higher than others. Mortgage payments rose by 54 percent from 2022 to 2025. Halloween in the mortgage world is referred to as 'Renewal Eve' for licensing purposes. Various updates and changes in Fannie Mae's policies and services are noted, ... more
Oct 9, 2025 6:26 AM
— Mortgage Lenders
Optimal Blue suit alleges cartel-style mortgage fixing
A new class action lawsuit accuses Optimal Blue and 26 lenders of price fixing and inflating mortgage costs for consumers. The lender is seeking to dismiss the lawsuit, claiming the scheme is implausible. Falling interest rates led to increased refinancing activity but a decline in overall lock volumes due to slowing purchase activity.
Oct 9, 2025 6:25 AM
— Bond Markets
In-Range Weakness For No Particular Reason
Due to the shutdown, there are no Jobless Claims data available, making bonds wait for other events. The day's most significant event is the 1pm 30yr bond auction. Some selling is happening, but overall the yield remains in the range of 4.08 to 4.20.
Oct 9, 2025 5:27 AM
— Home Equity Rates
Home equity rates drop to two-year low
Home equity rates have dropped to levels not seen since 2023, making borrowing more attractive. The rates for both HELOCs and home equity loans are driven by the Federal Reserve's actions and lender competition. Home equity products offer lower rates compared to credit cards or personal loans, making them a cost-effective option for borrowing. It is recommended to shop around for the best rates an... more
Oct 8, 2025 4:23 PM
— Mortgage Rates
Delta earnings, Fed commentary, mortgage rates: What to Watch
The article previews several upcoming events for Thursday, October 9, including corporate earnings results from PepsiCo, Delta Air Lines, and Levi Strauss, commentary from Federal Reserve chair Jerome Powell and other officials, and weekly mortgage rate readings.
Oct 8, 2025 2:25 PM
— Mortgage Processing
Fed Officials Discussed Risk of Housing Market Collapse at Recent Meeting to Cut Interest Rates
The article states that the request could not be processed and provides a reference ID for further assistance.
Oct 8, 2025 1:27 PM
— Treasury Rates
Some Selling Pressure After Auction and Fed Minutes
The market was focused on the 10yr Treasury auction and the release of the Fed Minutes, with the auction being slightly weaker than expected and the Minutes revealing concerns about inflation among some members.
Oct 8, 2025 12:28 PM
— Mortgage Rates
Mortgage Rates Hold Steady For Third Straight Week
The article discusses the current state of mortgage rates, with expectations of further drops to improve housing affordability. It mentions the recent trends in mortgage rates following the Federal Reserve decisions, as well as the impact of the job market and inflation on the economy.
Oct 8, 2025 12:27 PM
— Mortgage Rates
Mortgage Rates Remain Steady
Mortgage rates were mostly unchanged today, with some lenders issuing slight rate increases in the afternoon due to weakness in the bond market. The bond market was influenced by a weaker than expected auction of 10yr Treasuries and slightly less rate-friendly minutes released by the Fed from their last meeting.
Oct 8, 2025 11:36 AM
— Mortgage Finance
Single-Family MBS Issuance Lags Other Sectors in 3Q
The article discusses the latest trends in the housing market, including decreasing mortgage rates and the impact on homebuyers. It also mentions the increasing competition among mortgage lenders to attract borrowers.
Oct 8, 2025 8:29 AM
— Mortgage Finance
Spike in Non-QM Delinquencies in August Pinned on Sunday
The article discusses the latest trends and updates in the mortgage industry as of 2025, including changes in mortgage rates, lending practices, and overall market conditions.
Oct 8, 2025 8:28 AM
— Mortgage Rates
30-year mortgage rates remain the same - Should you wait? | Today's mortgage and refinance rates, October 8, 2025
Mortgage rates remained stable after the Federal Reserve lowered the federal funds rate by 0.25 percent. The average rate for a 30-year fixed mortgage is 6.33 percent currently, with 15-year fixed and 5/1 ARM rates staying unchanged and increasing slightly, respectively. The article discusses how 10-year Treasury yields and mortgage rates may trend downward in the long term due to high demand for ... more
Oct 8, 2025 8:28 AM
— Mortgage Industry Events and Training
Trading, Non-QM, Fraud Detection Tools; Equifax's Price Cut; Webinars and Events
The article discusses various topics such as upcoming events, insights into the mortgage industry, new technology platforms, services offered by different companies, and upcoming webinars and training sessions in the mortgage industry.
Oct 8, 2025 8:25 AM
— Mortgage Finance
Kashkari Cautions Mortgage Rates Might Not Follow Fed
The article discusses the latest trends in the mortgage market, including changes in interest rates, housing market conditions, and the impact of bond markets. It provides insights into how these factors are influencing mortgage lending and mortgage rates.
Oct 8, 2025 7:24 AM
— Mortgage Rates
Here’s What To Know About Decreasing Mortgage Rates in 2025
Mortgage rates for 30-year fixed loans hit a three-year low in September and are expected to drop further by the end of the year if the Federal Reserve cuts interest rates. NBC's Vicky Nguyen shares tips on planning ahead for changing rates and finding a new home with the best rates from lenders.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.