Mortgage News
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Showing 1081 - 1104 of 3027 results
Oct 6, 2025 11:28 AM
— Foreclosure Rates and Rising Homeownership Expenses
Foreclosures are surging as U.S. homeowners grapple with rising costs
Kimberly Draxler faced the possibility of foreclosure on her four-bedroom home in Hillview, Kentucky after falling behind on her mortgage payments due to financial struggles. The rise in foreclosure rates is attributed to increasing homeownership expenses, including rising home insurance costs, utilities, property taxes, repairs, and interest rates. Draxler managed to keep her home by filing for C... more
Oct 6, 2025 11:27 AM
— Mortgage Rates
Mortgage and refinance interest rates today for October 6, 2025: Down a half point since the end of May
The 30-year mortgage rate has dropped more than half a point since the end of May, with the current 30-year fixed rate sitting at 6.28%. Mortgage refinance rates are higher than rates when buying a house. The article discusses the impact of different mortgage terms and rates on monthly payments, emphasizing the importance of considering factors like property taxes and homeowners insurance.
Oct 6, 2025 11:26 AM
— Mortgage Rates
What's the mortgage interest rate forecast for October 2025?
Mortgage interest rates dropped to a three-year low before the Federal Reserve's rate cut, but have started to increase slightly. The Federal Reserve is expected to make further rate cuts, but there are uncertainties regarding economic factors like inflation and employment which could impact mortgage rates. Experts believe that mortgage rates will likely stay the same in October, with minimal fluc... more
Oct 6, 2025 11:26 AM
— Mortgage Rates
Does the president affect mortgage rates?
The president of the United States indirectly influences mortgage rates through appointees, policies, and public statements, impacting 10-year Treasury yields and investor sentiment. Economic policies, such as tax cuts, tariffs, and initiatives related to housing, can also affect mortgage rates. Homebuyer demand, housing prices, and inflation all play a role in determining mortgage rates. Despite ... more
Oct 6, 2025 11:25 AM
— Mortgage Rates
What are the monthly payments on a $550,000 mortgage now that rates have dropped?
The article discusses how recent rate cuts by the Federal Reserve have impacted mortgage rates, making homeownership more affordable for potential buyers. It highlights the difference in monthly payments for a $550,000 loan between January 2025 and now, emphasizing the importance of understanding payments in the current rate environment. The article also explains the trade-offs between a 15-year a... more
Oct 6, 2025 7:24 AM
— Mortgage Finance
MBS Investment by GSEs Could Improve Spreads
The article discusses the latest trends in the housing market, highlighting a surge in home prices and low inventory. As a result, potential homebuyers are facing difficulties finding affordable homes to purchase.
Oct 5, 2025 10:32 AM
— Mortgage Rates
30-year mortgage rates rise - How long will rates stay here? | Today's mortgage and refinance rates, October 2, 2025
Mortgage rates showed mixed movement last week, with some loan products increasing and others decreasing. The Federal Reserve lowered the federal funds rate by 0.25 percent, but 30-year mortgage rates still rose. Concerns around jobs, inflation, and the federal budget deal have contributed to rising rates. The average rates for different types of mortgages were provided, with tips for getting the ... more
Oct 4, 2025 11:32 AM
— Mortgage Finance
Delinquencies on Non-QMs Spike in August
The article discusses recent trends in the housing market, highlighting an increase in mortgage lending activity. The data shows a rise in the number of people applying for mortgages and an overall positive outlook for the industry.
Oct 4, 2025 11:31 AM
— Housing Market
4% Gain in Pending Home Sales Isn't Exactly What it Seems
The National Association of Realtors' Pending Home Sales Index increased by 4.0% in August, reaching its highest level since March and showing a 3.8% increase from the same month last year. However, the overall trend remains flat and unchanged over the past two years.
Oct 4, 2025 11:30 AM
— Housing Market
Home Price Growth May be The Lowest in Years, But Home Prices Remain Near All-Time Highs
Both the FHFA and the S&P CoreLogic Case-Shiller indices show that home prices are still higher than a year ago, but the pace of growth is slowing. The FHFA remains near the lowest growth since 2012, while Case-Shiller is at its weakest year-over-year level in more than 2 years. Despite the moderation in prices, they remain near all-time highs, with only slight declines recently. Both indices conf... more
Oct 4, 2025 11:30 AM
— Bond Markets
Weaker Day, Stronger Week
The bond market experienced some weakness on Friday, primarily due to the ISM Services data showing resilience in the employment index and persistence in the price index. Despite this, the damage was minimal overall and did not significantly impact the week's strength.
Oct 4, 2025 11:30 AM
— Mortgage Rates
Mortgage Rates Lowest Since Fed Day
Mortgage rates slightly decreased today, reaching the lowest average rate since Fed Day on September 17th. The drop in rates was primarily attributed to bond market gains from yesterday afternoon.
Oct 4, 2025 3:24 AM
— Mortgage Lenders
UWM downgraded by Morgan Stanley on stock valuation risk
An analyst at Morgan Stanley downgraded UWM Holdings due to valuation risk. Default notices, scheduled auctions, and REOs are up double digits compared to last summer. Former Mr. Cooper CEO Jay Bray will become Rocket Mortgage's president and CEO. The company will now consider loans up to $819,000 as government-sponsored enterprise-eligible. President Trump wants government-sponsored loan buyers t... more
Oct 3, 2025 2:24 PM
— Mortgage Rates
Mortgages with rates at or above 6% hit 10-year high
The share of homeowners in the United States with mortgage rates of at least 6% hit a 10-year high. Additionally, there were more sellers than buyers in the market last month, with August's views on buying conditions and rates increasing over July. U.S. homeownership has slipped year-over-year, while contract rates on 30-year mortgages fell 15 basis points.
Oct 3, 2025 11:34 AM
— Mortgage Rates
Bond yields sank — so why aren't mortgage rates following?
The article discusses the mixed picture in mortgage rates emerging after the start of the U.S. government shutdown. The 30-year fixed rate mortgage experienced fluctuations, including declines and increases, influenced by factors such as the Federal Reserve meeting and movements in the 10-year Treasury yield. Various sources reported different changes in mortgage rates, with some predicting a redu... more
Oct 3, 2025 11:33 AM
— Mortgage Lenders
Homeowners sue D.R. Horton over hidden mortgage costs
A group of homeowners filed a class action lawsuit against the largest homebuilding company in the United States and its mortgage lending subsidiary over alleged deceptive mortgage schemes. The lawsuit accuses Village Capital of failing to pay full price for servicing assets and refusing to reimburse Change for a large Ginnie Mae payment.
Oct 3, 2025 11:32 AM
— Mortgage Finance
No Easy Way Out for VA Prepay Speeds at Ginnie
The article discusses the latest trends and developments in the mortgage market, including changes in interest rates and mortgage lending. It highlights how these factors are impacting borrowers and the overall housing market.
Oct 3, 2025 11:31 AM
— Mortgage Rates
30-year mortgage rates increase - How long will rates stay here? | Today's mortgage and refinance rates, October 3, 2025
National mortgage rates have increased, with average rates for 30-year fixed, 5/1 ARMs, and jumbo loans rising. The Federal Reserve lowered the federal funds rate, but mortgage rates still increased. Various factors such as the yield on 10-year Treasurys, jobs, inflation, and a federal budget deal deadline have contributed to the rise in rates. Current average rates for 30-year fixed, 15-year fixe... more
Oct 3, 2025 9:25 AM
— Credit Score Impact on Mortgage Rates
How to shop for a mortgage without hurting your credit score
Shopping around with multiple lenders for the best mortgage rate is important, but it can negatively impact your credit score due to hard credit inquiries. Preapprovals involve hard credit checks, while prequalifications involve soft credit inquiries. It's important to compare offers within a 45-day timeframe to minimize the impact on your credit score. It's also advised to wait until after closin... more
Oct 3, 2025 8:25 AM
— Mortgage Finance
MBS/ABS Issuance Gains in 3Q25, Agency 1F Slowing
The article discusses the latest trends in the housing market and how they are impacting mortgage lenders. It highlights the increasing demand for mortgages due to low interest rates and a competitive housing market. Mortgage lenders are experiencing a surge in loan applications, prompting them to expand their staff and streamline their processes to meet the high demand.
Oct 3, 2025 6:28 AM
— Mortgage Finance
Mixed Trends in Securitization Rate for Residential Mortgages
The article discusses recent changes in the housing market and how they are impacting mortgage lenders. It mentions an increase in demand for mortgages due to low interest rates and a surge in homebuying activity. However, it also highlights challenges faced by lenders such as rising competition and tightening lending standards.
Oct 3, 2025 3:26 AM
— Mortgage Lending
FICO's new pricing program met with cautious optimism
Fair Isaac Corp. is introducing a new program that allows mortgage resellers to deliver FICO credit scores directly to lenders, bypassing the major credit bureaus and potentially reducing costs. The government can potentially lower closing costs, offer tax incentives, and reduce interest rates in various ways. Industry trade groups are cautiously optimistic about this shift.
Oct 2, 2025 11:34 AM
— Interest Rates
How potential changes to the GSEs could affect mortgage rates
Some government-sponsored enterprise reform models could potentially increase monthly mortgage payments by three or four figures, while others may have a limited downward effect. Housing experts discussed government support for long-term fixed-rate mortgages at a Cato Institute event. The potential Fed rate cut is creating hopes for lower mortgage rates, which could impact the mortgage market sign... more
Oct 2, 2025 7:27 AM
— Housing Market
Agencies issue shutdown-related guidance for lenders
A government shutdown due to a partisan budget divide has prompted bond investor activity that could lower mortgage rates and challenge the housing market. Various legal actions, including lawsuits, against lenders and homebuilders are also mentioned.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.