Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1225 - 1248 of 3027 results
Sep 19, 2025 12:24 PM
— Bond Markets
Uneventfully Sideways At Modestly Weaker Levels
Friday was a relatively uneventful day in the bond market, with opening levels similar to the previous day's weakest levels. Bonds were slightly weaker overnight but found support at opening levels, leading to some bounces throughout the day. The market may be stabilizing after two days of selling, but larger moves will still depend on economic data. Next week's light economic calendar could be ba... more
Sep 19, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Finally Level Off After 2-Day Rout
Overall, daily mortgage rates are slightly lower today compared to yesterday, although individual lenders may vary. It is considered a 'sideways' day, indicating a pause in the 2-day losing streak that previously raised rates by 0.25%. Despite recent increases, today's rates are still the best in 11 months. The direction of mortgage rates will depend on upcoming economic data in early October and ... more
Sep 19, 2025 11:24 AM
— Mortgage Finance
FHA Chases Affordability Through Deregulation
The article discusses the latest trends in the mortgage industry, including changes in mortgage rates and the impact on the housing market. It also covers updates on mortgage lenders and lending practices.
Sep 19, 2025 10:23 AM
— Housing Market
Builders Counting on Lower Rates to Break the Traffic Jam
Builder confidence levels remained below the key 50 mark, with the September NAHB/Wells Fargo HMI at 32 for the 17th consecutive month. However, the component index focusing on sales expectations for the next 6 months saw improvement, helping to prevent further decline in overall confidence. Affordability concerns persist, but recent drops in mortgage rates may help increase buyer traffic. Pricing... more
Sep 19, 2025 10:23 AM
— Mortgage Rates
What are the monthly payments on a $750,000 mortgage now that the Fed has cut rates?
The article discusses the Federal Reserve's recent interest rate cut and how it has impacted mortgage rates, specifically the 30-year fixed rate. It highlights the significant decrease in monthly payments for a $750,000 mortgage due to the recent rate cut, emphasizing the potential savings for borrowers and the opportunities it creates for both homebuyers and existing homeowners looking to refinan... more
Sep 19, 2025 9:33 AM
— Mortgage Rates
Biggest Jump in Mortgage Applications Since 2021
Mortgage application demand has significantly increased, especially for refinances which saw a 58% jump compared to the previous week and a 70% increase from the same time last year. Purchase applications also rose by 3%. However, rates started moving higher in response to the Fed announcement and economic data, reaching the highest levels since before the September 5th jobs report. Refinances are... more
Sep 19, 2025 9:23 AM
— Mortgage Rates
Here's what mortgage interest rates could look like by the end of 2025
Mortgage rates have dropped to their lowest point in three years at 6.13%, offering potential homebuyers more affordability and energizing existing homeowners. There is anticipation for further rate drops with the likelihood of additional Fed rate cuts ahead, potentially bringing the 30-year fixed mortgage rate to the high 5% range by the end of 2025. Even modest rate cuts can result in significan... more
Sep 19, 2025 8:24 AM
— Housing Market
Appraisal, Borrower Mining, Reverse Mortgage Tools; Conv. Conforming News; Rates Creeping Up
The article discusses various topics related to mortgage lending and the housing market, including issues surrounding fraud, credit challenges, improving loan approval rates, technology innovations in the industry, and updates from Freddie Mac and Fannie Mae. It also touches on investor sentiment in relation to the Federal Reserve's policies.
Sep 19, 2025 8:23 AM
— Mortgage Rates
Here’s what the Fed rate cut means for your mortgage and the housing market
The Federal Reserve cut its benchmark rate, but this does not guarantee a further drop in mortgage rates. Mortgage rates have fluctuated in response to a variety of economic factors, including inflation, the job market, and bond market yields. While lower rates benefit home buyers, prices remain high and more drops are needed for significant affordability improvements.
Sep 19, 2025 8:23 AM
— Mortgage Rates
It's Not as Bad as it Seems
Despite some recent fluctuations, 10yr yields are currently at their lowest since April and mortgage rates are the lowest since October. The market is waiting for early October economic data to see if there is cause for concern. Overall, the reaction to recent events seems logical, although it feels quick compared to previous bond and rate trends.
Sep 19, 2025 7:25 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 19, 2025: Lowest rates since last October
Mortgage rates have decreased to new lows, with both the 30-year and 15-year fixed rates dropping. This has led to a surge in homeowners refinancing their mortgages. The national averages for various mortgage rates are provided, as well as the importance of mortgage rates in determining monthly payments, types of mortgage rates (fixed or adjustable), and the impact on interest over time. Different... more
Sep 19, 2025 7:24 AM
— Mortgage Finance
September 19, 2025
The article discusses the latest developments in the mortgage industry and highlights the importance of staying informed about changes in mortgage rates and lender offerings.
Sep 19, 2025 5:23 AM
— N/A
NASA Scientist Guilty of Fraud for Faking Pay Stubs To Buy $850K Home
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Sep 19, 2025 4:23 AM
— Mortgage Rates
Now that the Fed cut rates, should you refinance? Experts weigh in
The Federal Reserve announced a rate cut, potentially lowering consumer rates like mortgage rates. Refinancing may bring relief from budgetary pressures, but it may take a series of rate cuts for costs to significantly decrease. Refinancing makes sense with a 1% spread between current and refi rate. Refinancing a mortgage too frequently is discouraged due to added costs. Paying attention to APR on... more
Sep 19, 2025 3:23 AM
— Mortgage Rates
How much does a $500,000 mortgage cost monthly now that interest rates were cut?
The Federal Reserve cut its benchmark interest rate by 25 basis points, leading to a drop in mortgage rates. Specifically, the average 30-year fixed mortgage rate decreased to 6.13%, resulting in significant monthly savings for borrowers. This rate cut offers opportunities for both new buyers and existing homeowners to save money either on purchasing a new home or refinancing their current mortgag... more
Sep 18, 2025 8:23 PM
— Mortgage Lending
Fed Chair Powell’s ‘Risk Management’ Comment Puts Upward Pressure on Mortgage Rates
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Sep 18, 2025 3:24 PM
— Mortgage Lenders
CrossCountry to expand asset management arm
CrossCountry HoldCo, the parent company of a large retail mortgage company, is expanding its asset management arm through partnerships with Ares Alternative Credit fund and Hildene Capital Management. The increase in 10-year Treasury yield has caused mortgage rates to rise, leading to a higher tendency for borrowers to tap into home equity. Delinquencies within the mortgage segment have eased from... more
Sep 18, 2025 2:24 PM
— Interest Rates
Will September Deja Vu Continue?
Rates rallied before the Fed rate cut in September 2024 and then increased afterwards due to positive economic data. Lenders are now feeling defensive as rates have risen about a quarter point. The spike is driven by recent developments and could change depending on upcoming economic data.
Sep 18, 2025 1:23 PM
— Mortgage Lending
How Fed cuts will impact mortgage, credit card and auto interest rates
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Sep 18, 2025 12:24 PM
— Mortgage Rates
If You're One of Those People Asking How Much Lower Your Mortgage Rate Quote is After Fed Day, This is Required Reading
Mortgage rates have surged higher, reaching the highest levels in 2 weeks after the Fed rate cut. Some news articles may claim rates are lower, but this is misleading due to the way the data is calculated. In reality, rates have increased sharply in the past two days.
Sep 18, 2025 11:48 AM
— Mortgage Lenders
UWM first to raise its conforming limits for 2026
United Wholesale Mortgage has raised its conforming loan limits ahead of the official announcement by the Federal Housing Finance Agency. This move has led the New Jersey-based bank to lay off over 100 employees in its mortgage lending operations. Other lenders like Pennymac have followed suit by increasing their conforming loan limits as well.
Sep 18, 2025 11:23 AM
— Financial News and Market Data
Mortgage rates up after Fed rate cut
The article is a brief disclaimer about data being a real-time snapshot and delayed at least 15 minutes. It also mentions that it is from CNBC LLC, a division of NBCUniversal.
Sep 18, 2025 10:25 AM
— Interest Rates
Here are the 3 biggest ways the federal interest rate cut could impact your money
The Federal Reserve made the first rate cut since December, reducing its federal funds rate by a quarter point. This cut will affect various financial products, with home equity lines of credit and mortgage rates being among the most impacted. Consumers with a HELOC can expect to see a significant reduction in their interest rates, while mortgage rates are already declining. However, this rate cut... more
Sep 18, 2025 10:23 AM
— Mortgage Rates
Mortgage rates tick up following Fed move, though they’re still near 2025 lows
After the Federal Reserve cut benchmark interest rates, mortgage rates began to rise, with the average 30-year fixed rate reaching 6.37%. The Fed's decision impacts mortgage rates indirectly, and despite expectations of lower rates, they may not fall much further due to market anticipation. Refinancing demand has surged in response to the recent rate movements.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.