Mortgage News
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Showing 1225 - 1248 of 2219 results
Jul 16, 2025 6:01 AM
— Student Loan Repayment Plans
What to know about your evolving federal student loan repayment options
The article discusses changes to federal student loan repayment plans that will have a significant impact on students and families borrowing federal loans on or after July 1, 2026. It explains that while current borrowers will have an option to stay in their existing plans until mid-2028, new plans like RAP and the modified standard plan will differ in payment calculations and eligibility criteria... more
Jul 16, 2025 6:00 AM
— Mortgage Rates
Zacks Industry Outlook Highlights Annaly Capital Management, Dynex Capital and Ellington Financial
The Zacks REIT and Equity Trust industry is experiencing volatility in mortgage rates due to macroeconomic uncertainty, leading to earnings pressure for industry players. Despite affordability challenges in the housing market, purchase originations and refinancing activities are improving. Companies like Annaly Capital Management, Dynex Capital, Inc., and Ellington Financial LLC are well-poised to... more
Jul 16, 2025 6:00 AM
— Mortgage Lending
Mortgage Applications Today: Home Loan Demand Falls by 10% After Mortgage Interest Rates Rise
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Jul 16, 2025 6:00 AM
— Mortgage Rates
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Affordability has been a challenge for homebuyers due to rising home prices and mortgage rates, but recent months have seen a stabilization in mortgage rates, making planning for a move easier. Rates have stayed within a narrow range for several months, providing more predictability for potential buyers. Experts predict a slow downward trend in rates, but advise against trying to time the market. ... more
Jul 16, 2025 4:00 AM
— Mortgage Rates
Weekly mortgage demand plummets 10%, as rates and economic concerns rise
Renewed concerns over tariffs and the broader economy led to higher Treasury yields and subsequently higher mortgage rates. As a result, mortgage application volume dropped by 10% compared to the previous week. Rates for 30-year fixed-rate mortgages increased to 6.82% from 6.77%, with points remaining unchanged at 0.62. Purchase mortgage applications fell by 12% for the week, while applications fo... more
Jul 16, 2025 2:00 AM
— Mortgage Lending
I got a 3% mortgage rate when most people were getting 6%. Assumable mortgages aren't perfect, but it's still a great deal.
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Jul 15, 2025 2:02 PM
— Bond Markets
What's Up With The Paradoxical CPI Reaction?
Despite a smaller impact from tariffs than expected, both stocks and bonds sold off sharply at 9:30 am following the release of the top line CPI numbers. However, the weakness continued as MBS and 10yr yields fluctuated throughout the day.
Jul 15, 2025 1:45 PM
— Interest Rates
Tariffs, Inflation, Recession, Oh My: Top Personal Loan Questions
American consumers are worried about the economy with top financial concerns being inflation, a recession, and interest rates. Uncertainty about tariffs is influencing consumer credit decisions. It's advised to check loan options as national debt may impact personal loan interest rates. Lowering APR on existing debt is recommended, with competitive rates being determined by shopping around. Despit... more
Jul 15, 2025 12:02 PM
— Mortgage Lending
6 Signs You're Ready For A Student Credit Card
The article discusses the importance of being responsible and financially prepared before applying for a student credit card. It mentions the need for savings for unexpected expenses, the importance of paying bills on time, understanding how credit cards work, having a clear reason for getting a credit card, meeting income requirements, and evaluating personal financial habits before applying for ... more
Jul 15, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Move Higher Despite Decent Inflation Reading
Mortgage rates are typically influenced by inflation reports. Today's inflation numbers were lower than expected, causing bond trading to initially imply lower rates. However, the impact of tariffs on certain CPI categories led to a more muted reaction in terms of the Fed rate cut outlook.
Jul 15, 2025 9:00 AM
— Mortgage Lenders
Corresp. and Wholesale, Internal Audit, Verification Products, Redlining Webinar; When LOs Should Prospect
The article discusses the integration of AI in financial services, specifically at Goldman Sachs, where an autonomous software engineer named Devin is being piloted. The advancement in AI technology is a growing concern for financial services leaders, and there is a need for more knowledge and strategy at the board level. The article also mentions other services and programs for lenders, such as T... more
Jul 15, 2025 8:01 AM
— Housing Market
Jerome Powell has more housing problems now, including the Fed's
The article discusses the intense scrutiny the Fed's headquarters is under due to mismanagement of renovation projects. It also mentions fresh inflation figures for June, showing rising costs for consumers, particularly in housing. Home prices have outstripped earnings growth for decades, exacerbated by low interest rates during the pandemic years.
Jul 15, 2025 7:00 AM
— Mortgage Rates
What homebuyers should do before rate cuts, according to mortgage experts
The article discusses the impact of the Federal Reserve's decisions on mortgage rates and advises potential borrowers to prepare for possible rate cuts later in the year. It emphasizes the importance of understanding the relationship between the Federal Reserve and mortgage rates, improving credit scores, and finding the right home and mortgage that fit one's budget.
Jul 15, 2025 7:00 AM
— Housing Market
Economist Issues 'Red Flare' Warning for US Housing Market
Moody's Chief Economist Mark Zandi has issued a warning about major instability in the U.S. housing market, citing issues in construction and sales. He believes these issues could negatively impact the wider economy and lead to a recession unless mortgage rates decline from their current high levels. New home sales have already dropped, and homebuilders are giving up on incentives to lower mortgag... more
Jul 15, 2025 7:00 AM
— Mortgage Rates
Current mortgage rates report for July 15, 2025
The average interest rate for a 30-year fixed-rate conforming mortgage loan in the U.S. is currently 6.717%, up slightly from the prior day. Rates have been hovering around 7% for a while, despite anticipation of a decline with the Federal Reserve reducing the federal funds rate. Experts believe rates around 6% are likely if inflation is controlled and lenders are optimistic about the economy. Fac... more
Jul 15, 2025 6:00 AM
— Bond Markets
Tariffs Show Up in CPI, But Not Enough to Hurt
Tariffs did not have a significant impact on this month's inflation, as housing, medical care, and professional services were the main drivers of higher inflation. Bonds rallied initially due to CPI coming in below forecast, but the persistence of non-tariff-driven inflation caused uncertainty, resulting in a modest rally that did not push yields significantly lower.
Jul 15, 2025 4:00 AM
— Interest Rates
High-yield savings rates today: July 14, 2025 | Stellar APYs are still on the market, surpassing 4%
President Trump's tariffs have been delayed again, leading to speculation about their impact on the U.S. economy. The Federal Reserve is likely to hold interest rates steady until the tariffs take effect on August 1. High-yield savings accounts are offering attractive APYs, with some banks still offering rates above 4%. The Fed's decision on interest rates is influenced by economic uncertainty cau... more
Jul 15, 2025 3:00 AM
— Mortgage Rates
‘US housing market is in a strange place’: Survey finds more Americans are reluctant to sell their homes
Many American homeowners are not willing to sell their homes due to the rising mortgage rates, with over half saying they would need a mortgage rate lower than 5% to feel comfortable buying a new home. The recent increase in mortgage rates is attributed to the strong economic recovery following the pandemic.
Jul 15, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 15, 2025: A little higher or lower based on your loan term
The article discusses the current mortgage interest rates, the difference between various loan terms, and the factors influencing mortgage rates such as bond yields, currency rates, and Federal Reserve decisions. It also provides information on mortgage calculators, the effects of different loan terms on monthly payments and total interest paid, and the differences between fixed-rate and adjustabl... more
Jul 14, 2025 2:01 PM
— Bond Markets
All Eyes on CPI
Bonds have been slightly weaker in July but have remained relatively stable since last Tuesday. There is anticipation for the release of the Consumer Price Index (CPI) data for June, which is expected to show tariff impacts. Depending on the results, rates may be affected, and potential volatility is to be expected.
Jul 14, 2025 1:00 PM
— Housing Market
No Fed cut in July, nearly all economists surveyed say
Economists do not predict the Federal Reserve will cut rates at upcoming meetings, despite speculation. A Wells Fargo customer received compensation for float fees from over a decade ago, leading to a lawsuit. Additionally, an Indiana loan officer was sued for fraudulent originations estimated to cost over $1 million to repurchase.
Jul 14, 2025 12:00 PM
— Interest Rates
Mortgage Rates Just a Hair Higher Ahead of Important Inflation Report
Mortgage rates have remained steady, with slight increases, after a period of overall rising rates. The upcoming release of the Consumer Price Index (CPI) is anticipated to have a significant impact on interest rates, especially considering the potential effects of tariffs on inflation. Depending on the CPI results, rates could either increase further or recover slightly.
Jul 14, 2025 9:01 AM
— Mortgage Lenders
HELOC, Servicing, AI Fee Research Tools; Webinars and Training; Anti-Poaching Interview
UWM Holdings Corp CEO and SFS Holding Corp sold shares of UWM Class A Common Stock, netting $5 million. UWM has invested $100 million in Bilt, a company offering rewards for housing payments. Bilt raised $250 million in new funding, introducing Bilt Card 2.0. Various companies are offering services, products, and programs for lenders and brokers in the mortgage industry. LoanCare offers subservici... more
Jul 14, 2025 9:00 AM
— Mortgage Rates
Rates remain elevated - Mortgage and refinance rates for today, July 16, 2025
Average rates for 30-year and 15-year fixed mortgages rose, while jumbo and ARM rates declined. Borrower demand increased after rates reached three-month lows. Current rates for a 30-year fixed mortgage is 6.75%, 15-year fixed mortgage is 6.00%, 5/1 ARM is 5.89%, and jumbo mortgage is 6.81%. Federal Reserve may cut rates, affecting mortgage rates, and locking in rates can provide certainty in unce... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.