Mortgage News
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Showing 1249 - 1272 of 3027 results
Sep 18, 2025 10:05 AM
— Mortgage Rates
Mortgage rates lower but full impact of FOMC not felt yet
After the Federal Open Market Committee's actions, mortgage rates did not decrease as expected. Housing finance firms anticipate a 25 basis point move and companies are making efforts to meet market needs. Lenders have priced in the decision to cut short-term rates for 30-year home loans.
Sep 18, 2025 9:27 AM
— Mortgage Rates
Mortgage rates fall again, refinances jump to highest level since 2022
Mortgage rates fell again this week, prompting many homeowners to refinance. The average rate on the benchmark 30-year fixed mortgage decreased to 6.26%. The share of mortgage applications that were refinances reached nearly 60%, the highest since January 2022.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Radian to Sell its Non-Agency Mortgage Conduit
The article discusses various aspects of mortgage lending, including trends in interest rates and the housing market. It highlights the importance of staying informed about market conditions to make informed decisions when obtaining a mortgage.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Lenders Anticipate Mortgage Demand Following Rate Cut
The article discusses the latest trends in the housing market, including an increase in mortgage rates and a slight slowdown in home sales. The rise in mortgage rates is attributed to the recent increase in treasury rates. Despite the slight slowdown, experts believe that the housing market remains strong overall.
Sep 18, 2025 9:25 AM
— Mortgage Finance
Fed’s Rate Cut Expected to Help Mortgage Originations
The article discusses recent trends in the housing market, highlighting a strong increase in home sales and a steep rise in home prices. Despite these positive indicators, concerns are raised about the impact of rising mortgage rates on affordability for potential homebuyers.
Sep 18, 2025 9:24 AM
— Mortgage Finance
Decline in Interest Rates Could Boost MSR Sales
The article discusses updates on the latest trends in the mortgage market, focusing on changes in interest rates and lender policies. It highlights the impact of these changes on potential homebuyers and current homeowners looking to refinance.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage fell to 6.26% from 6.35% last week, following a decline in long-term U.S. Treasury bond yields ahead of the Federal Reserve's first rate cut this year. Mortgage rates have been declining since late July in anticipation of rate cuts by the Fed, leading to an increase in mortgage applications, especially for refinancing loans.
Sep 18, 2025 9:23 AM
— Bond Markets
Mortgage rates haven’t been this low in nearly a year. Thank the Fed — but not entirely
The Fear & Greed Index provides a snapshot of investor sentiment in the market, measuring whether investors are feeling fearful or greedy. It takes into account various factors such as stock price momentum, market volatility, and survey data. This index can be used as a tool to gauge the overall mood of the market and potentially make investment decisions.
Sep 18, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage falls again, dips to lowest level since early October
The average rate on a 30-year U.S. mortgage decreased to 6.26% from 6.35%. Mortgage rates have been declining due to the expectations of the Federal Reserve cutting rates, which they did by a quarter-point. This has led to an increase in mortgage applications, with a significant portion being for refinancing loans.
Sep 18, 2025 8:29 AM
— Mortgage Lenders
Internal Audit, Servicing Risk, Rate Reset, Market Analysis Products; Rate's Spanish Program; Fed Cut, Now What?
JPMorgan Chase, Citigroup, Wells Fargo, Bank of America, PNC Bank, and others have decreased their prime lending rate to 7.25 percent following a .250 cut in the U.S. Federal Reserve overnight Fed Funds rate. The Federal Open Market Committee participants favoring a 50-basis-point reduction, echoing President Trump's call for cheaper borrowing rates. Mortgage market research shows that minority ho... more
Sep 18, 2025 8:25 AM
— Mortgage Rates
What to know about the Fed’s rate cut and mortgage rates
The Federal Reserve recently cut interest rates by a quarter-point, with projections for two more cuts this year due to concerns over the job market. Mortgage rates have been falling since late July on expectations of the rate cut, but there is uncertainty whether rates will continue to decline. Factors influencing mortgage rates include the Fed's interest rate policy decisions, bond market invest... more
Sep 18, 2025 7:23 AM
— Mortgage Rates
The Fed cut interest rates. How quickly will you notice changes?
After a quarter percentage point cut to the benchmark interest rate, the Federal Reserve is expected to continue reducing rates to make borrowing more accessible. The Fed's concerns over the labor market led to the rate cut, but projections on future cuts vary widely among officials. The impact of rate cuts on consumers includes a negligible effect on borrowing initially, with more significant ben... more
Sep 18, 2025 6:24 AM
— Interest Rates
Losing Ground After Stronger Econ Data
This morning's economic reports show jobless claims and Philly Fed results, with claims at low levels and Philly Fed stronger than expected. Bonds were slightly stronger before the data, but yields have started to rise since then. Fed Funds Futures had a surprisingly big reaction to the data.
Sep 18, 2025 5:27 AM
— Interest Rates
What the Fed’s first rate cut of the year means for your wallet
Peter Navarro praised President Trump's TikTok deal, called for deeper Fed cuts, and defended his imprisonment as political. The Fed's recent interest rate cut is expected to ease monthly payments on mortgages and credit card debt. The cut could save credit card users $1.92 billion in interest over the next year. Mortgage rates will continue to respond to economic data, potentially leading to more... more
Sep 18, 2025 4:37 AM
— Mortgage Rates
In some markets, even a 0% mortgage wouldn’t make homes affordable
The article discussing mortgage rates and the Federal Reserve on Zillow's website may no longer be available.
Sep 18, 2025 3:24 AM
— Home Equity Loan Rates
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
The Federal Reserve cut interest rates, affecting home equity rates. HELOC rates fell, while rates for 5-year home equity loans increased. Rates are influenced by lender competition and the Federal Reserve's actions. Home equity products offer lower rates compared to credit cards or personal loans, but are still considered high-cost debt. Lenders expect home equity debt to increase in the coming y... more
Sep 18, 2025 1:23 AM
— Mortgage Rates
How the Fed’s rate cut impacts mortgage rates
The Federal Reserve has cut rates, but this doesn't guarantee a continuous drop in mortgage rates. Mortgage rates are influenced by multiple factors, with the trajectory of the 10-year Treasury yield being a significant one. The housing market has been in a slump, and while lower rates help, they might not be enough to make homes more affordable. Predicting mortgage rate changes is challenging due... more
Sep 17, 2025 6:24 PM
— Interest Rates
What the Fed rate cut means for your home, car and credit card loans
The article discusses a Federal Reserve rate cut and its potential impact on mortgage and car loans.
Sep 17, 2025 4:23 PM
— Mortgage Rates
Could the Federal Reserve interest rate cut boost the US housing market?
Aileen Barrameda is planning to buy a house in Los Angeles despite high mortgage rates. The average rate on the 30-year mortgage fell to 6.35% last week, but may not come down much more. Fed's interest rate decisions influence mortgage rates indirectly, but banks had already cut rates in anticipation of the Fed rate cut. The risk of rising inflation could push mortgage rates up. Many homeowners wi... more
Sep 17, 2025 3:24 PM
— Mortgage Rates
Fed cuts, mortgage rates fall to lowest levels in nearly a year
Mortgage rates have dropped to their lowest level in nearly a year following expectations that the Federal Reserve would cut interest rates. However, experts believe that further drops in mortgage rates and slower home price growth are needed to improve affordability in the housing market.
Sep 17, 2025 2:27 PM
— Mortgage Rates
Fed cuts but only some mortgage rates are moving lower
The Federal Open Market Committee's decision to cut rates by 25 basis points may not have the expected impact on home loan rates. Housing finance firms were expecting the cut, and other factors beyond this decision may have a greater impact on mortgage rates.
Sep 17, 2025 2:25 PM
— Interest Rates
Fed Day Selling Spree as Press Conference Trumps The Dots
In response to today's Fed announcements, the bond market initially rallied, but later reversed course after Fed Chair Powell's press conference. Powell's comments about the dot plot not indicating two future rate cuts in 2024 led to concerns about the economy, causing yields to rise. Despite the short-term reversal, yields closed around the same levels as two days earlier.
Sep 17, 2025 2:24 PM
— Mortgage Lending
Fed Cuts Interest Rate: What Happens to Mortgage Rates Now as Markets React
The article is about a processing issue preventing a request from being completed on a realtor website. It provides a reference ID for further inquiries.
Sep 17, 2025 1:25 PM
— Interest Rates
Mortgage Rates HIGHER (Not Lower) After Fed Rate Cut
On Fed Day, the rate cut announcement is typically the least important aspect for mortgage rates. The dots released by the Fed showing rate forecasts and the press conference with the Fed Chair have a bigger impact on bonds that determine mortgage rates. Today, the dots signaled better odds for two additional cuts in 2025, leading to back and forth volatility in the bond market. Mortgage rates are... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.