Mortgage News
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Showing 1201 - 1224 of 3027 results
Sep 22, 2025 1:24 PM
— Mortgage Finance
ARM Originations Soar in 2Q25
The article discusses the latest trends and developments in the mortgage industry as of 2025.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Summer clocks in strongest buyer's market in years
This summer saw a strong buyer's market in housing, but there was a drop in refinance application submissions due to increasing conventional rates. Mortgage rates fell significantly in the recent weeks, leading to an increase in refinancing activity. Contract closings fell slightly, and there is ongoing debate about the potential public offering tied to government-sponsored enterprises.
Sep 22, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Roughly Unchanged to Start New Week
Mortgage rates initially dropped to nearly the lowest levels in 3 years after the Fed's rate cut announcement but spiked sharply due to Powell's guidance and negative economic data. Rates eventually calmed down, with Friday's rates slightly lower and remaining steady today. The 30yr fixed rate is now around 6.375% after briefly hitting 6.125% last week. The market is now waiting for the next sourc... more
Sep 22, 2025 9:23 AM
— Interest Rates
Deluge of Fed Speakers as Market Waits For Next Week's Jobs Report
Despite the release of PCE inflation data for August, which is important for assessing progress towards the 2% target, the current week is not considered to have high-consequence data due to various reasons. PCE inflation is not as impactful as CPI since it comes out later and has less surprise potential. The focus is currently on the evolving employment landscape in guiding the next steps for rat... more
Sep 22, 2025 8:37 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: Rates are unsteady since Fed meeting
The article discusses current mortgage rates and compares the rates for different types of mortgages like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It also explains the factors affecting mortgage rates like inflation, tariffs, and recent decisions by the Federal Reserve. The article gives advice on how to choose between mortgage terms and mentions the importance of factors like ... more
Sep 22, 2025 8:30 AM
— Mortgage Rates
What are the monthly payments on a $1 million mortgage now that the Fed has cut rates?
The Federal Reserve cut its benchmark rate by a quarter-point to a range of 4.00% to 4.25%, the first rate cut since late last year. This led to a drop in 30-year fixed mortgage rates to 6.13%, resulting in significant savings for borrowers. Calculations show that borrowers could save about $600 per month and over $200,000 in total interest costs on a $1 million mortgage compared to rates earlier ... more
Sep 22, 2025 8:24 AM
— Mortgage Finance
The Rate Decline and MSR Sales...
The article discusses the latest trends and developments in the mortgage industry.
Sep 22, 2025 7:23 AM
— Mortgage Rates
When will mortgage rates go down? They’ve started decreasing, but it’s unclear if they will continue to do so.
Mortgage rates have been gradually decreasing, with the Federal Reserve cutting the federal funds rate by 25 basis points, driving anticipation for further decreases. However, rates are still higher than last year. While it is uncertain if mortgage rates will continue to trend downward, it is advised not to wait for significant drops to buy a home due to the current housing market imbalance. Buyer... more
Sep 22, 2025 6:29 AM
— Mortgage Rates
Will mortgage interest rates drop further this fall? Lending experts weigh in
Average mortgage interest rates have recently declined to a new three-year low, which is a positive sign for homebuyers. The Federal Reserve made its first rate cut of the year in September, leading to a possibility of further rate cuts in the future. Experts predict that mortgage rates may continue to go down slightly, potentially settling around 6.0-6.2% by the end of 2025. A drop in mortgage in... more
Sep 22, 2025 5:23 AM
— Mortgage Rates
🏠 Why rate cuts won’t fix your mortgage
The Federal Reserve recently cut interest rates, sparking hopes for cheaper mortgages. However, the article explains that Fed rate cuts do not directly control mortgage rates, as they are influenced by various factors like the 10-year Treasury yield and the mortgage spread. While mortgage rates have dropped slightly, they are still high and may not see a significant decrease due to current economi... more
Sep 22, 2025 4:25 AM
— Mortgage Rates
Rate gets mortgage benefit of Compass-Anywhere deal
Compass' purchase of Anywhere Real Estate has had a big impact on mortgage rates. The purchase was fueled in part by a $3.6 billion infusion to REITs. Additionally, Equifax is holding costs for scores from FICO rival Vantagescore through 2027 to drive adoption of alternative metrics. Some lenders have found workarounds for the Federal Housing Administration's suspension of reverse mortgage endorse... more
Sep 22, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 22, 2025: A gap between market and Fed expectations
The article discusses the current mortgage rates for various types of mortgages such as 30-year fixed, 20-year fixed, and 15-year fixed, as well as refinancing rates. It explains how different loan terms and interest rates can impact monthly payments and overall interest paid over the life of the loan. It also touches on adjustable-rate mortgages and factors that can influence mortgage rates, such... more
Sep 22, 2025 2:23 AM
— Housing Market
America's High Mortgage Rates Aren't Deterring Foreign Buyers
The housing market in the United States has seen a decrease in domestic buyers due to high mortgage rates and rising home prices, but an increase in foreign buyers taking advantage of the situation. Foreign buyers are able to pay in all cash, purchase more expensive properties, and even refinance their properties to adapt to changing interest rates. Foreign buyers are particularly interested in st... more
Sep 21, 2025 10:33 AM
— Mortgage Rates
Mortgage applications soar, led by refinancing spike
Mortgage applications have been increasing due to the lowest rates in almost a year. Washington, D.C. and Denver have the largest share of mortgaged households, leading to a potential shift in buyer demand. Refinances have increased, while purchases have slightly decreased in the run-up to Labor Day.
Sep 21, 2025 3:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 21, 2025: Millions of dollars in debt paid off from just one lender's HELOCs
The article discusses the advantages of getting a Home Equity Line of Credit (HELOC) at a time when mortgage rates are high, allowing homeowners to access cash from the equity in their homes without giving up their low-rate primary mortgage. It highlights that HELOC interest rates are different from primary mortgage rates, with flexibility in pricing and variable rates depending on factors like cr... more
Sep 21, 2025 3:23 AM
— Interest Rates
Mortgage and refinance interest rates today, September 21, 2025: Mixed following the Fed rate cut
The mortgage interest rates are mixed post-Fed rate cut, with the 30-year fixed rate slightly down at 6.32% and the 15-year rate slightly up at 5.70%. Fixed-rate mortgages lock in your rate for the life of the loan, while adjustable-rate mortgages have a fixed rate for a certain period then change annually. Mortgage rates are expected to remain stable with minor fluctuations.
Sep 20, 2025 1:24 PM
— Mortgage Lending
Katie Sweeney denies accusations in AIME payment fight
Katie Sweeney is being accused of directing almost $1 million in payments to herself by her former organization, Village Capital. The lawsuit also involves accusations against Village Capital of failing to fully pay for servicing assets and not reimbursing a large Ginnie Mae payment. The article also mentions that MSR investment persists and some values have stabilized since a rate cut by policyma... more
Sep 20, 2025 11:23 AM
— Mortgage Rates
Fed cuts rates as mortgage rates fall to 2025 low
The Federal Reserve cut the federal funds rate by 25 basis points, causing mortgage rates to fall below 6.5% for the first time in 2025. Despite rising inflation and a weakening job market, analysts predict that rates could continue to ease through late fall and winter. The Fed may cut rates again in October and December, potentially leading to a 50 basis point drop in mortgage rates by the end of... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
Mortgage rates ticked up after the Fed cut, following a familiar path
After the Federal Reserve cut benchmark interest rates, mortgage rates inched higher, which is a common occurrence. The 30-year fixed mortgage rate increased from 6.13% to 6.35% following the rate cut. The Fed's interest rate decisions can influence mortgage rates, with recent data showing an uptick in rates following new data on unemployment claims. Despite expectations for more rate cuts by the ... more
Sep 20, 2025 6:23 AM
— Mortgage Rates
The Fed cut its interest rate, but long-term rates — including those on mortgages — went higher
Longer-term Treasury yields increased after the Federal Reserve's interest rate cut, disappointing bond investors. The rise in yields can impact mortgage loans and credit card costs. Despite the rate cut, mortgage rates rose this week. Investors are trying to assess the long-term impact of the rate cuts and economic conditions.
Sep 20, 2025 5:24 AM
— Mortgage Lending
Adjustable-rate mortgages are staging a comeback as buyers seek lower rates
Adjustable-rate mortgages (ARMs) have seen a surge in demand this year, making up 12.9% of all originations, a postcrisis high. ARMs offer lower rates compared to 30-year fixed-rate mortgages for the first five, seven, or ten years before adjusting to market levels. Many homebuyers are turning to ARMs due to high conventional mortgage rates and near record-high home prices, despite the added risks... more
Sep 20, 2025 3:24 AM
— Housing Market
Big Drop in Building Permits, But Construction Pace is Still Fairly Steady
The Census Bureau's report for August showed a decrease in total housing starts, led by a decline in single-family starts. Multifamily activity slightly decreased but continues to trend higher. The most significant shift was a sharp drop in building permits, bringing permits and starts into closer alignment.
Sep 19, 2025 2:24 PM
— Interest Rates
What the current Fed rate outlook means for servicing
The recent drop in long-term rates in anticipation of a 25 basis point cut by the Federal Open Market Committee has impacted servicing, but once the cut was confirmed, financing costs stabilized. Housing finance firms are more concerned with potential actions beyond the anticipated cut rather than the cut itself. Freddie Mac reported a 9 basis point drop in the 30-year fixed rate mortgage, with mu... more
Sep 19, 2025 12:25 PM
— Mortgage Finance
ARM Originations Soar in Second Quarter, Chase Leads
The article discusses industry trends and developments in the mortgage finance sector as of 2025.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.