Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1321 - 1344 of 3027 results
Sep 15, 2025 3:23 AM
— Interest Rates
Will Fed rate cuts mean better deals for Indianapolis homebuyers? It's not that simple
Markets are anticipating interest rate cuts after Federal Reserve Chair Jerome Powell mentioned the possibility of reducing rates. Prospective homebuyer Jade Spencer, 26, is already under contract to buy a home but hopes for lower rates to potentially refinance or move homes in the future.
Sep 14, 2025 8:23 PM
— Housing Market
Metro Detroit homebuyers face higher prices but more inventory, lower mortgage rates
Eric Vance, a 54-year-old contractor from Southfield who flips homes, recently visited a property in Redford Township that stood out to him because of the fireplace and kitchen, which made him feel at home.
Sep 14, 2025 9:23 AM
— Mortgage Rates
Have Fed rate cuts already been priced into mortgage rates?
Mortgage rates hit a new low for 2025 last week due to the labor market's impact on the bond market. The article questions if rates will rise again after the Fed cuts rates, citing a similar situation from the previous year.
Sep 14, 2025 5:24 AM
— Mortgage Lenders
Desperate sellers are slashing prices and offering perks. Here are 4 deals home buyers can ask for.
The article discusses a special introductory offer for unlimited access to a subscription service. Subscribers can have a 14-day free trial and then pay $12.95 every 4 weeks or opt for an annual subscription for $49, saving $100. Subscribers get unlimited access to content and can cancel anytime.
Sep 14, 2025 5:24 AM
— Home Equity Line of Credit (HELOC)
HELOC rates today, September 14, 2025: Don't wait on the Fed for a lower interest rate
HELOC interest rates today are under 9% and lenders are offering introductory rates as low as 3.99% to 5.99%. Homeowners have a large amount of equity in their homes, making a HELOC a good option to access that value without giving up a low primary mortgage rate. Rates for HELOCs vary by lender and depend on factors like credit score and debt amount. It is important to shop around for the best rat... more
Sep 14, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 14, 2025: Waiting on a Fed move Wednesday
The article provides information on current mortgage interest rates, emphasizing the importance of shopping around with multiple lenders to find the best deal. It compares the rates for different types of mortgages and provides an overview of the difference between fixed-rate and adjustable-rate mortgages. It also highlights the impact of mortgage term length on monthly payments and total interest... more
Sep 13, 2025 2:23 AM
— Mortgage Rates
Mortgage rates are falling fast. Is it a good time to buy a home?
The average interest rate on a 30-year fixed mortgage stands at 6.35%, which dropped from 6.5% in a week, marking the largest one-week drop in mortgage rates this year. The decline in mortgage rates is attributed to a significant decline in hiring, fueling expectations of an interest rate cut by the Federal Reserve. However, experts caution that trying to time the market or predict future rate mov... more
Sep 12, 2025 2:24 PM
— Bond Markets
Incidental, Inconsequential Weakness Ahead of Fed Week
Bonds started the day weaker, but ended with yields at the same level as Monday. The market seems to be waiting for the next big event after the recent jobs report. This week provided an opportunity to book profits and adjust positions, possibly in preparation for the upcoming Fed day.
Sep 12, 2025 12:23 PM
— Interest Rates
Mortgage Rates Were Flat All Week No Matter What Other News Suggests
The underlying bond market weakened, leading to higher rates from mortgage lenders. Freddie Mac's weekly rate survey can cause misleading information due to its methodology. Daily rates had actually risen after Freddie's news was released. Today's increase in rates was not due to specific events, but rather traders closing positions for the week. Mortgage-specific bonds were less volatile, resulti... more
Sep 12, 2025 10:23 AM
— Mortgage Rates
What's next? Mortgage rate predictions for the next 5 years
The article discusses how mortgage interest rates are determined by various factors, with a major one being the 10-year Treasury yield. It provides insights from various economists on the expected movement of Treasury yields over the next five years and how it relates to mortgage rates. The article also highlights the historical spread between Treasury and mortgage rates and uses this information ... more
Sep 12, 2025 9:25 AM
— Mortgage Finance
Rising Flood Insurance Costs Trouble Borrowers
The article discusses the latest trends in the mortgage lending industry, including changes in interest rates and housing market conditions.
Sep 12, 2025 9:25 AM
— Mortgage Finance
Nonbanks Boosting ARM Lending Via Agency MBS
The article discusses the latest trends and updates in the mortgage industry, focusing on various aspects such as mortgage rates, housing market conditions, and mortgage lenders. It provides readers with a comprehensive overview of the current state of the mortgage market.
Sep 12, 2025 9:24 AM
— Mortgage Finance
Rate-Cut Anticipation Helping Boost Agency MBS Demand
The article discusses various aspects of mortgage financing and the current trends in the housing market.
Sep 12, 2025 8:25 AM
— Mortgage Finance
Short Takes: Interest Rates Drop / Figure’s Stock Rises First Day of Trading / Annaly Brings Another Large Expanded-Credit MBS
The article discusses the latest trends and updates in the mortgage industry. It covers topics such as mortgage rates, housing market conditions, and important developments in mortgage lending.
Sep 12, 2025 8:24 AM
— Mortgage Lenders
2nd, Database Mining, Manufactured Housing Products; Weak Job Market Impacting Rates?
Lenders at the Mississippi Mortgage Banker’s Fall Conference are discussing expansion possibilities, early payoff penalties, and strategies to avoid them. They are also talking about demographics, income, government news on income inequality and fewer people moving, and the attributes of top loan originators. Additionally, there is a focus on servicing, technology solutions for lenders, the Innova... more
Sep 12, 2025 8:23 AM
— Bond Markets
Back in The Range After Failed Breakout Attempt
Bonds started the week at 4.07%, dropped to 4.04% by Monday, and are now at 4.06%. Not much fluctuation throughout the week, mostly staying close to 4.06%. Market technicians are noting the repeated bounces at the 4.0% floor. MBS performance is influenced by 'the roll' dynamics, with MBS appearing flat when comparing October delivery coupons to themselves.
Sep 12, 2025 7:23 AM
— Interest Rates
Mortgage rates are down with the Fed on deck. Will it help the struggling housing market?
In September 2025, it is expected that the Federal Reserve will deliver a rate cut, causing mortgage rates to drop to an 11-month low. There is pent-up demand in the housing market due to low rates, but skepticism exists about whether interest rates will go up if the Fed doesn't meet the market's high expectations. Despite low mortgage rates, affordability remains an issue for many Americans, lead... more
Sep 12, 2025 5:24 AM
— Housing Market
Can The Fed Save The Housing Market?
The U.S. housing market is currently experiencing low sales numbers due to the unaffordability of homes. Affordability is being impacted by the high median home price, rising mortgage payments, and lack of housing availability. The Federal Reserve's actions, such as driving real interest rates negative and purchasing mortgage-backed securities, have played a significant role in the housing market'... more
Sep 12, 2025 4:23 AM
— Mortgage Rates
Video Interest rate on housing mortgages drops
The article discusses how mortgage rates have recently increased, causing concern for potential homebuyers. Experts believe that this trend may continue as the economy improves and inflation rises.
Sep 12, 2025 3:26 AM
— Mortgage Finance
Short Takes: Homebuyer Demand Declining / Rocket Increases Financing / PIMCO Wins Fannie Auction for RPLs
The article is about Inside Mortgage Finance Publications discussing design, content management systems, hosting, and web development related to mortgage finance. It focuses on the technical aspects of creating and maintaining a mortgage finance publication.
Sep 12, 2025 3:25 AM
— Mortgage Finance
Warehouse Commitments Rise But Market Remains Quiet
The article discusses the latest trends and developments in the mortgage industry in 2025, showcasing new technologies and innovations that are shaping the market. It highlights the impact of digital transformation on mortgage lending processes and how lenders are adapting to meet the evolving needs of borrowers.
Sep 12, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 12, 2025: New low sparks big application demand
The article discusses the current trend of decreasing mortgage rates in the market, providing statistics from Freddie Mac and Zillow. It explains the difference between fixed-rate and adjustable-rate mortgages, as well as the impact of mortgage rates on monthly payments. Various mortgage rate options and forecasts for the future are also provided.
Sep 12, 2025 3:24 AM
— Mortgage Lenders
Recapture, Compliance, Marketing, Warehouse Mgt. Tools; Webinars and Training This Week; 10-Year Yield Hits 4.00
The article discusses various companies in the mortgage industry and their recent developments. It talks about Mutual of Omaha Mortgage investing in technology to streamline post-closing processes, Newrez Correspondent adding new features to their programs, and Total Expert helping credit unions modernize their mortgage strategies. It also mentions a recapture strategy for lenders to retain custom... more
Sep 11, 2025 3:23 PM
— Mortgage Rates
Average rate on a 30-year mortgage falls to lowest level in nearly a year
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly a year as Treasury yields pulled back ahead of an expected interest rate cut from the Federal Reserve. Mortgage rates are influenced by various factors, including the Fed's interest rate decisions and bond market expectations. The recent decline in rates has led to an increase in mortgage applications, with many homeown... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.