Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1321 - 1344 of 2209 results
Jul 7, 2025 9:45 AM
— Mortgage Finance
Popular Stock Trading App Offers Mortgage Discounts to 'Gold' Members
The article discusses various updates and trends in the mortgage industry as of 2025. It likely covers topics such as mortgage rates, housing market trends, mortgage lender activities, and other related developments.
Jul 7, 2025 9:41 AM
— Mortgage Rates
Mortgage and refinance interest rates today for July 7, 2025: How to handle a high-rate housing market
Today's mortgage interest rates have increased slightly, with the 30-year fixed rate at 6.59% and the 15-year fixed rate at 5.81%. To secure the lowest possible rate in a high-rate environment, consider shopping around for lenders, exploring different loan programs, and looking into VA loans or interest rate buydown options.
Jul 7, 2025 9:00 AM
— Tax Legislation and Its Impact on Economic Growth
"Big Beautiful Bill" Senate GOP Tax Plan: Details and Analysis
The Senate Finance Committee introduced a new tax bill called the One Big Beautiful Bill (OBBB) which was passed by the House of Representatives and signed into law by President Trump. The bill is estimated to increase GDP by 1.2 percent but also increase federal budget deficits. The bill would lower marginal tax rates and boost economic output, but also increase federal borrowing and deficits. Th... more
Jul 7, 2025 7:42 AM
— Mortgage Rates
Are Rates Low Enough to Consider Refinancing? Today's Mortgage Refi Rates, July 7, 2025
Current average mortgage rates are elevated, with little financial incentive for most homeowners to refinance in 2025. Experts predict a modest decline in rates with potential rate reductions by the Federal Reserve, but not immediately translating to lower mortgage rates. Refinancing can be beneficial, especially if you can reduce your interest rate by 1% or more, but it's essential to consider co... more
Jul 6, 2025 2:42 PM
— Home Equity Line of Credit (HELOC)
HELOC rates today, July 6, 2025: The interest rate on a home equity line of credit stays the same
HELOC interest rates have remained steady during the holiday, with rates starting at 8.90%. This article explains how homeowners can tap into the value of their homes using a HELOC, considering the significant amount of home equity in the country. It also emphasizes that accessing this equity through a HELOC allows homeowners to keep their current low mortgage rate. The article provides informatio... more
Jul 6, 2025 2:42 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 6, 2025: Refinance rates decrease
Mortgage rates on home purchases have increased, while refinance rates have decreased according to Zillow data. The 30-year fixed refinance rate is down by five basis points, and the 15-year fixed refinance rate has fallen by seven basis points. It may make sense to refinance if today's rates are significantly lower than what you currently have. Mortgage rates for home purchases have not changed m... more
Jul 5, 2025 3:24 PM
— Housing Market
FHA borrowers face mounting mortgage pressure
Americans are generally keeping up with their mortgage payments, but there are concerns about cracks forming beneath the surface. Consumer distress in auto and personal loans is also increasing, but mortgage growth is atypical, raising red flags for borrowers and lenders. There is uncertainty in Sunbelt markets, with property values softening, while the Northeast continues to see growth. Credit av... more
Jul 5, 2025 2:45 PM
— Tax Legislation Impact on Taxpayers
Trump signs massive megabill into law — here’s what it means for your money
Republicans in the House and Senate passed a tax and spending bill that President Trump signed into law on July 4. The law extends existing federal income tax rates and provisions of the Tax Cuts and Jobs Act, introducing new tax benefits. The law will lead to mixed results for taxpayers, with the wealthy seeing income growth and lower-income Americans experiencing cuts. Many tax provisions will s... more
Jul 5, 2025 2:45 PM
— Housing Market
3% mortgage rates aren't dead: Housing market sees 127% increase in buyers taking over old loans
The article discusses how in the current housing market, mortgage rates are not dead as originally predicted. Instead, there is an increase in buyers taking over old loans through assumptions.
Jul 5, 2025 2:43 PM
— Mortgage Lenders
HELOC rates today, July 5, 2025: The home equity line of credit rate remains unchanged
The article discusses the best home equity line of credit (HELOC) lenders of July 2025 according to Yahoo Finance. It highlights some of the benefits and considerations for each lender, such as credit lines offered, payment flexibility, and fees. It also provides insights into the process of obtaining a HELOC and how to manage the debt effectively.
Jul 5, 2025 2:43 PM
— Mortgage Rates
Mortgage and refinance interest rates today, July 5, 2025: Rates hold steady
Today's mortgage rates have increased slightly, with the average 30-year fixed mortgage rate rising to 6.59%. Steady mortgage rates are seen as beneficial for buyers looking to secure a rate, as they provide stability. The article discusses the rates for different types of mortgages, the pros and cons of 30-year fixed and 15-year fixed mortgages, as well as adjustable-rate mortgages. It also menti... more
Jul 4, 2025 2:45 PM
— Mortgage Rates
Rates decrease on mixed jobs report - Mortgage and refinance rates for today, July 4, 2025
Mortgage rates have decreased across all terms compared to a week ago. The latest jobs report suggests the Federal Reserve won't issue a rate cut this month. The rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans have all moved lower. The average rates for different mortgage options are provided, along with insights on refinancing and buying a home.
Jul 4, 2025 3:00 AM
— Mortgage Lending
10 Best Low-Risk Investments In 2025
The article provides information on various low-risk investment options such as savings accounts, money market funds, bank CDs, cash management accounts, U.S. Treasury securities, and bonds. It discusses the reasons to invest in each option as well as the risks associated with them. It emphasizes the importance of considering your long-term investment goals when choosing between low-risk and high-... more
Jul 4, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 4, 2025: Rates drop 28 basis points since last year
Mortgage interest rates have decreased for five straight weeks, with the 30-year fixed rate dropping by 10 basis points to 6.67% and the 15-year fixed rate falling by nine basis points to 5.80%. Economists do not expect rates to drop significantly by the year-end. Refinance rates are slightly higher than purchase rates. Various mortgage options, such as fixed-rate and adjustable-rate mortgages, ar... more
Jul 4, 2025 1:00 AM
— Mortgage Rates
Home Loan Rates Fall: Today's Mortgage Rates for July 4, 2025
The article discusses the current state of mortgage rates, predictions for future rate changes, and factors that influence mortgage rates such as inflation, labor market health, tariffs, and government borrowing. It highlights the importance of comparing offers to secure the lowest rate and preparing financially for potential rate fluctuations. The housing market remains unaffordable for many due ... more
Jul 3, 2025 9:00 PM
— Mortgage Rates
Assumable mortgages gain traction as Texas housing inventory spikes
With home inventory at a 14-year high and interest rates dissuading buyers, more North Texans are turning to assumable mortgages to take on sellers' lower rates. Real estate agents are reporting an increase in interest in assumable mortgages, where buyers can inherit the seller's lower rate. This trend allows buyers to lock in rates as low as 2.5%, resulting in significant monthly savings on mortg... more
Jul 3, 2025 3:02 PM
— Investing Strategies
Investing Advice That Reddit Got Very Wrong — Or Very Right
The article discusses advice on investing from Reddit, highlighting both good and bad suggestions. It warns against following poor advice such as not rebalancing portfolios, heavily investing in a single stock, or betting on meme coins. Instead, it promotes diversification, dollar-cost-averaging, and staying invested for the long haul. The efficient market hypothesis is mentioned to discourage mar... more
Jul 3, 2025 3:00 PM
— Mortgage Rates
Mortgage rates are heading in a new direction. Is that good or bad for homebuyers?
Mortgage rates in the US have been steadily decreasing for the past five weeks, reaching 6.67% in early July. However, there are signs that this trend may be reversing, with rates starting to climb again. Factors such as a strong jobs report and the potential expiration of President Trump's tariff pause are contributing to the uncertainty in the market.
Jul 3, 2025 2:45 PM
— Mortgage Rates
Refis Pick Up Steam as Rate Relief Returns
Mortgage application activity increased last week as rates decreased to the lowest levels since April. Refinance applications rose 7% from the previous week, with a 40% increase compared to the same week last year. Purchase applications remained relatively flat. The average 30-year fixed rate dropped to 6.79%, leading to higher refinance activity and a rise in ARM share.
Jul 3, 2025 1:00 PM
— Bond Markets
Big Market Reaction but Mortgages Outperform
The strong jobs report led to bond sellers pushing the yield curve higher, especially at the short end, but MBS didn't experience as much damage. The MBS market remained relatively stable despite uncertainties about Treasury auctions and the recent spending bill.
Jul 3, 2025 12:01 PM
— Mortgage Rates
Mortgage Rates Rose Less Than Expected After Employment Data
The hotly anticipated jobs report showed no rise in unemployment and a decline to 4.1%, along with a notable increase in the job count to 147k. This led to the bond market surging towards higher yields, indicating upward pressure on mortgage rates, although lenders were already getting in position for the data earlier in the week, which helped absorb most of the bond market movement without signif... more
Jul 3, 2025 12:00 PM
— Mortgage Rates
Mortgage rates just dropped for the fifth consecutive week. Here's what buyers should do now.
Mortgage interest rates have been declining for five consecutive weeks and are now at an average of 6.67% for a 30-year mortgage. There is a possibility of further rate reductions in the coming months, with expectations of a rate cut by the Federal Reserve. Homebuyers are advised to check their credit scores, research real estate agents, and get pre-approved for a mortgage loan in order to take ad... more
Jul 3, 2025 11:02 AM
— Housing Market
NAHB's top economist weighs tariffs, immigration, economics
Home builders are currently facing economic uncertainty due to tariff negotiations, high mortgage rates, labor shortages, and trade negotiations. However, there is a potential for stabilization in the industry with anticipated interest rate cuts and tariff certainty. The housing market is short around 1.5 million homes, creating opportunities for builders. The expansion of a low-income housing cre... more
Jul 3, 2025 11:01 AM
— Mortgage Finance
Housing Affordability Crisis Persists, Researchers Say
The article discusses the latest trends and updates in the mortgage finance industry.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.