Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1297 - 1320 of 2217 results
Jul 9, 2025 12:00 PM
— Mortgage Lenders
Auto Loan Calculator
The article discusses how an auto loan calculator can help estimate monthly payments and total interest paid on an auto loan. It highlights factors such as principal, down payment, loan term, new vs. used vehicles, interest rates, and APR. It also provides tips on comparing rates, avoiding common car loan mistakes, first-time car buyer programs, managing auto loan payments, and refinancing options... more
Jul 9, 2025 10:02 AM
— Home Insurance Rates
Home insurance rates soaring in Arizona with other costs
Arizona's home insurance rates have increased by more than 70% from 2019 to 2024, ranking fourth-highest in the country. Rising rates are reshaping the homebuying process, and it is recommended that shoppers get home insurance quotes early to know what to expect. Factors driving the rate increases include rising home values, higher repair and rebuilding costs, extreme weather risks such as heat, f... more
Jul 9, 2025 7:03 AM
— Mortgage Rates
First Time Home Buyers
More borrowers between 21 and 40 are taking advantage of historically low mortgage rates to buy their first homes or lower their monthly payments. Millennials continue to lock in the lowest average mortgage rates on record, driving lenders' business. Mortgage rates remained flat, with some areas, like Salt Lake City, experiencing increased competition in the housing market.
Jul 9, 2025 7:03 AM
— Interest Rates
Bonds Sticking to Predictable Script So Far This Week
The article discusses how the bond market is often unpredictable when it comes to interest rate movement, but there are certain conditions that can result in somewhat reliable patterns. After a sell-off due to a big data flash point, the market tends to undergo a correction before settling into a sideways range trade while waiting for more meaningful data or events to drive a breakout.
Jul 9, 2025 7:02 AM
— Housing Market
Roughly one in four American adults have a side hustle. Here’s why that number might change soon.
Bankrate conducted a survey that found that fewer Americans are side hustling this year compared to last year. Gen Z is leading the pack with side hustles, with 34% of them having an extra job. Many side hustlers are using the extra income for discretionary expenses, while others are using it for living expenses, savings, or debt repayment. Side hustle participation is down overall, but side hustl... more
Jul 9, 2025 6:02 AM
— Mortgage Lending
Pulte's Vantage Score Comments Leave Mortgage Market Guessing
Toms River schools in New Jersey are filing for Chapter 9 bankruptcy after significant property tax increases. New Jersey residents already face high property taxes. New legislation in New Jersey now imposes a tax on high-value home sales, known as the 'mansion tax'. Additionally, FHFA Director Bill Pulte's tweet announcing changes to credit policy has raised questions and concerns in the mortgage... more
Jul 9, 2025 6:02 AM
— Mortgage Rates
Big Jump in Mortgage Demand, But Rates Are Already Rising Again
Mortgage application activity increased by 9.4% following a drop in rates to the lowest levels in 3 months. Refinance applications were up 9% from the previous week and purchase applications rose 9% as well. The average 30-year fixed rate fell to 6.77%. Despite the recent surge in activity, there are concerns about rates bouncing back to previous levels.
Jul 9, 2025 4:01 AM
— Mortgage Rates
Rates remain elevated on mixed jobs report - Today's mortgage and refinance rates for July 8, 2025
Mortgage interest rates have fluctuated compared to last week, with the average rate for a 30-year fixed mortgage decreasing slightly. The job market is holding up well despite some signs of softening in the private sector. The Federal Reserve is not expected to issue a cut this month, but there may be two cuts forecasted for this year. Mortgage rates for various loan types are listed, including 1... more
Jul 9, 2025 4:00 AM
— Mortgage Rates
Homebuyers finally responded, after mortgage rates hit lowest level in three months
A drop in interest rates led to a significant increase in mortgage demand, with both refinance and purchase applications rising. The average loan size for purchase applications decreased, potentially due to increasing housing inventory and moderating home-price growth. Mortgage rates have started climbing again after hitting their lowest levels in several months.
Jul 9, 2025 3:02 AM
— Student Loan Changes
Major Changes Coming To Federal Student Loans After Reconciliation Bill
The budget reconciliation bill passed in July 3 will make it harder for students to finance their education and afford loan payments. The biggest impact will be on repayment programs and borrowing limits. New changes include discontinuing several repayment options, limiting total borrowing amounts, and eliminating the ability to defer student loans due to economic hardship or unemployment. Borrowe... more
Jul 9, 2025 3:01 AM
— Home Equity Lines of Credit (HELOC)
HELOC rates today, July 9, 2025: The home equity line of credit rate remains favorable
HELOC interest rates are currently in a favorable position, with expectations that they may decrease in the future. Rates and terms can vary significantly between lenders so it's important to shop around. HELOCs provide homeowners with the ability to tap into the equity in their homes for various purposes while still keeping their primary mortgage. It's advised to use a HELOC judiciously and pay b... more
Jul 9, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 9, 2025: Higher on longer-term loans, unchanged on shorter
Mortgage interest rates are mixed, with the average 30-year fixed rate rising while the 15-year rate remains steady. Bond traders have been adjusting positions following a positive jobs report, leading to higher yields on benchmark rates. Mortgage rates are expected to be choppy amidst mixed sentiment on possible future interest rate cuts. The article also discusses the advantages and disadvantage... more
Jul 8, 2025 4:04 PM
— Mortgage Lenders
Paying Rent on Time Could Now Help You Get a Mortgage After Key Change at Fannie and Freddie
The article states that the request could not be processed and provides a reference ID for further assistance. It suggests contacting unblockrequest@realtor.com with the reference ID if the issue persists.
Jul 8, 2025 3:00 PM
— Housing Market
3 Key Changes in The 'Big Beautiful Bill' That Could Affect Housing
The tax and spending bill signed by President Trump has provisions that could benefit the housing market. Some of these provisions include restoring the deduction for mortgage insurance, increasing the standard taxpayer deduction, expanding the low-income housing tax credit, making Opportunity Zones permanent, and increasing the state and local taxes (SALT) deduction. These changes are expected to... more
Jul 8, 2025 2:05 PM
— Bond Markets
Correction Starting to Level Off?
Bonds managed to stop the bleeding early and push back toward unchanged levels by the end of the day, showing a potential trend reversal. Despite some selling overnight and early in the day, there was a very slight recovery with very low volatility.
Jul 8, 2025 12:05 PM
— Mortgage Rates
Mortgage Rates Still Lower Than May/June Despite Drifting Higher
Mortgage rates have increased steadily in July, with the average top tier 30yr fixed scenario rising from 6.67% to 6.81% in just 4 days. Despite this, rates are still the lowest since late April.
Jul 8, 2025 12:01 PM
— Mortgage Lenders
MSR Exchange, DSCR, DPA/Energy, Automated Bank Statement Analysis; LO Comp Changes
The article discusses various updates and developments in the mortgage industry, including information on technology impacting lending, a platform for vendors and service providers, and new loan products from different companies.
Jul 8, 2025 10:02 AM
— Tax Deductions and Mortgage Interest
Have a mortgage? Trump’s tax law might give you new deductions.
The One Big Beautiful Bill Act permanently extends a $750,000 limit on mortgage interest deduction and allows mortgage insurance premiums to be deducted as interest. With the SALT cap quadrupled, more homeowners are considering itemizing. This change can benefit homeowners, especially in high-tax states with high mortgage rates.
Jul 8, 2025 9:07 AM
— Mortgage Finance
Prices for New Homes Declining at Accelerated Rate
The article discusses the latest trends and developments in the mortgage industry, focusing on key factors impacting mortgage rates and the overall housing market.
Jul 8, 2025 8:06 AM
— Bond Markets
Heads: They Win. Tails: You Lose
Stocks and bonds are responding to new developments on the tariff front, with letters sent to trade partners announcing new tariff rates effective August 1st. Despite general tariff fatigue, the market was paying attention due to the formal nature of the announcements. While stocks were falling, bonds were holding steady, and vice versa.
Jul 8, 2025 4:02 AM
— Bond Markets
Slow Start; Light Calendar This Week
After a rally reversal following last week's jobs report, the bond market is facing a data-free week with little movement from last Thursday's close. Thursday saw heavy selling, potentially ending the rally trend from late June. The most anticipated event on the horizon is next week's CPI data, which will likely determine the direction of trading levels and trends.
Jul 8, 2025 3:02 AM
— Housing Market
For The Housing Market This Year, It All Comes Down to Mortgage Rates
The housing market has remained frozen in 2025 with an affordability crisis, high mortgage rates, and low inventory contributing to the stagnation. However, there are signs of small improvements such as increased listings and slower price increases in certain areas. Economists predict that a real estate thaw may occur in 2026, especially if interest rates decrease.
Jul 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 8, 2025: A small move higher as Trump presses on tariffs
The article discusses the current fluctuation in mortgage interest rates, attributed to factors such as the stock market, Treasury yields, and Federal Reserve decisions. It provides information on current mortgage rates, refinancing rates, potential impacts of mortgage term lengths, and the differences between fixed-rate and adjustable-rate mortgages. It also touches on future trends in mortgage r... more
Jul 7, 2025 3:02 PM
— Investment Options for Retirement Income
Ask an Advisor: I’m 62 and Need ‘Reliable Income’ in Retirement. What Investments Do You Suggest?
A 62-year-old self-employed individual who is looking to invest in another property for retirement income seeks advice. The article emphasizes the importance of starting with a comprehensive financial plan before deciding on investments. It suggests considering various income-oriented investments such as rental properties, real estate investment trusts (REITs), bonds, cash equivalents, dividend st... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.