Mortgage News
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Showing 1297 - 1320 of 3027 results
Sep 16, 2025 5:26 AM
— Housing Market
If you had invested $1,000 in the S&P 500 10 years ago, here’s how much you’d have now
The S&P 500 index has steadily grown over the past decade, delivering reliable returns for investors. While the index has experienced ups and downs, staying invested through market fluctuations is key to capturing long-term gains. Index funds like SPDR S&P 500 ETF Trust offer an easy way to invest in the index and benefit from diversification. Despite concerns about concentration in certain tech c... more
Sep 16, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025
National mortgage rates were mostly lower compared to a week ago, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM decreasing. This trend is attributed to growing odds of a Federal Reserve cut, a weaker August jobs report, and the latest inflation reading. The key influencer of mortgage rates is the 10-year Treasury yield. The average rates for various types of mortgages are provided, with... more
Sep 16, 2025 3:23 AM
— Interest Rates
Will credit card debtors catch a break with the expected Fed rate cut? Not really
The article discusses the potential upcoming interest rate decrease by the Federal Reserve, how credit card rates might be affected by this change, and offers advice on how to pay off credit card debt through methods such as balance transfers and debt management plans.
Sep 16, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, September 16, 2025: Falling before the Fed rate cut
Current mortgage rates are dropping ahead of an expected Fed rate cut. The national average for a 30-year fixed mortgage is 6.16%, with 15-year rates at 5.46%. Refinance rates are higher than purchase rates. Economists don't anticipate significant drops in mortgage rates through 2025, with rates expected to remain relatively steady.
Sep 16, 2025 2:32 AM
— Interest Rates
From crypto to DPA: 8 newest mortgage products, programs
There is an increased likelihood that the Fannie Mae and Freddie Mac conservatorships are coming to an end, leading to questions about expanding their conforming product boxes. Consumers are skipping insurance coverage due to rising costs. Mortgage rates are dropping, leading to a rise in cash-out refinances. The mortgage industry may see changes like eliminating mundane tasks and focusing on trai... more
Sep 16, 2025 2:23 AM
— Interest Rates
Will the Fed cut rates on Wednesday? See 5 economic charts that may determine its decision.
The Federal Reserve is expected to make its first rate cut of 2025, with President Trump pushing for it due to low inflation and economic uncertainties. The labor market is showing signs of distress, but inflation is rising due to tariffs. There is a debate over whether to prioritize lowering unemployment or inflation. Mortgage rates have been affected by various factors, including the strength of... more
Sep 15, 2025 5:24 PM
— Bond Markets
Uneventful Rally. Retail Sales on Deck
Bonds began the week with some strength, possibly due to positioning ahead of the Fed Day. The NY Fed Manufacturing data contributed to the rally narrative, but most gains were already in place. Volumes and volatility were low. MBS and 10yr notes saw modest gains throughout the week.
Sep 15, 2025 2:22 PM
— Mortgage Rates
Fed Meeting Preview: Rate Cuts Are Back, But Stagflation Risks Cloud Powell’s Path
The U.S. economy may see a rate cut due to a weak job market and rising inflation. Fed officials are concerned about the Fed's ability to stimulate the economy with inflation on the rise. A rate cut is expected, but it may not have a significant impact on consumers. The Fed's decision to cut rates has implications for borrowing costs, including mortgage rates.
Sep 15, 2025 1:23 PM
— Interest Rates
Trump Is Pushing for a Major Interest Rate Cut. The Fed Isn't Expected to Deliver
President Trump is pressuring the Federal Reserve to cut interest rates significantly. The Fed is expected to cut rates, but likely not by as much as Trump wants. Financial markets predict a quarter-point rate cut, but Trump is advocating for a larger reduction. He believes lower rates would lower government debt interest payments and mortgage rates. However, some experts caution that rapid rate c... more
Sep 15, 2025 1:23 PM
— Mortgage Lending
What Does a Fed Rate Cut Mean for Mortgage Rates?
The article discusses a processing error that occurred with a request related to real estate. The reader is directed to contact unblockrequest@realtor.com for assistance.
Sep 15, 2025 1:23 PM
— Interest Rates
How does the Fed influence mortgage rates? Here's what to know as policymakers consider trimming borrowing costs.
The Federal Reserve is expected to lower its benchmark interest rate, which could give relief on loans but might not necessarily bring down mortgage rates immediately. Mortgage rates have already fallen due to anticipation in financial markets. The Federal Reserve does not directly impact mortgage rates, but Fed rate cuts affect short-term rates and the lending environment. Fixed-rate mortgages ar... more
Sep 15, 2025 12:24 PM
— Mortgage Rates
Mortgage Rates Start Week at Another Long-Term Low
Mortgage rates have been consistently moving lower over the past 4 months, with significant drops occurring after weaker job reports in August and September. Rates have remained steady in a slightly lower range since the September 5th jobs report, resulting in multiple instances of hitting new lows. Today's rates are at an 11+ month low, with no significant change compared to last Friday. There is... more
Sep 15, 2025 11:35 AM
— Mortgage Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining throughout 2025, reaching an 11-month low in September. The Federal Reserve meeting in September could potentially lead to a rate cut, causing further declines in mortgage rates. Lenders may reduce rates preemptively to remain competitive, and buyers with good credit scores have the opportunity to take advantage of lower rates. However, the ... more
Sep 15, 2025 11:23 AM
— Interest Rates
Will mortgage interest rates drop again this week?
Mortgage interest rates have been consistently declining in 2025, reaching an 11-month low and potentially dropping even further due to an expected rate cut by the Federal Reserve. Lenders are already offering lower rates preemptively to remain competitive. However, the exact extent of the rate cut is uncertain, and it is important for buyers to monitor the market closely as rates can fluctuate. I... more
Sep 15, 2025 11:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest levels in nearly a year, with a 30-year fixed rate at 6.35%. Economists predict rates may drop below 6% by the second quarter of next year. More people are considering refinancing options, but there may be a lag for new buyers to take advantage of the improved rates. It is recommended to meet with a loan officer before looking for homes, understand the ... more
Sep 15, 2025 10:23 AM
— Interest Rates
Fed rate cut: How it might affect your bank accounts, loans, credit cards, and investments
The Federal Reserve is expected to deliver a quarter-point rate cut, impacting deposits, credit, and debt. Interest rates on deposits have remained low with savings accounts paying around 0.40% and high-yield savings accounts paying nearly 4%. Money market accounts have national average payouts of 0.59%, while high-yield money market accounts offer rates near 4%. CD rates have slightly increased, ... more
Sep 15, 2025 9:24 AM
— Mortgage Lenders
Insurance Co. Investor, UAD 3.6, RON, Personal Branding Tools; TPO Product; Disaster News
The article discusses various topics related to mortgages, including the Federal Reserve's interest rate decision, the importance of building relationships with Hispanic homebuyers, and strategies for mortgage originators to think and operate like a CEO. It also mentions tools and platforms available to lenders for simplifying mortgage closings and transitioning to UAD 3.6 standards.
Sep 15, 2025 8:24 AM
— Interest Rates
Slow, Slightly Stronger Start to a Potentially Volatile Week
The article discusses how the Fed Funds Rate expectations have a direct correlation with longer-term rates, and how changes in these expectations can be due to economic data or the Fed's reaction function. The quarterly dot plot, which summarizes each Fed member's rate expectations, can be a significant market mover and cause volatility as investors try to anticipate the Fed's next moves.
Sep 15, 2025 8:24 AM
— Mortgage Rates
Mortgage Rate Scenarios To Watch Following A Likely Fed Rate Cut
The article discusses the anticipation of a Federal Reserve interest rate cut and how it has resulted in falling mortgage rates. It also examines the historical relationship between Fed rate cuts and mortgage rates, suggesting that mortgage rates may not necessarily decline further if the Fed cuts rates. Various scenarios are explored, including the possibility of mortgage rates settling around 6.... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
When will mortgage rates go down? They're edging down now, and buyers are noticing.
Mortgage rates have recently dropped by 15 basis points, leading to potential buyers wondering if it's a good time to purchase a house. Despite the drop, rates are still above where they were last year, and it's unlikely they will substantially decrease in 2025 based on Federal Reserve data and other economic factors. The housing market currently faces high demand and low supply, with home prices ... more
Sep 15, 2025 8:23 AM
— Mortgage Rates
Federal Reserve may cut rates for the first time since 2024 — here are four key money moves to consider now
The Federal Reserve is expected to lower its benchmark rate despite inflation data. The market predicts a 25 basis-point rate cut. This could provide relief for those with high-interest debt and lead to lower interest rates on credit cards and savings accounts. Mortgage rates are already down but could benefit from further rate cuts. Having good credit can help secure the best loan terms, even mor... more
Sep 15, 2025 4:24 AM
— Mortgage Rates
What a Fed Rate Cut Could Mean for Mortgage Rates
The Federal Reserve is expected to cut the Federal Funds Rate, with markets already anticipating a small cut. Mortgage rates tend to respond to what the financial markets predict the Fed will do before the Fed officially acts. If the Fed cuts by 25 basis points, it may already be factored into current mortgage rates. Multiple rate cuts could lead to further easing of mortgage rates in the future, ... more
Sep 15, 2025 4:23 AM
— Interest Rates
Why a potential Bank of Canada interest rate cut is no silver bullet for mortgages and housing
Variable mortgage rates in Canada could drop below fixed rates if the Bank of Canada cuts its overnight rate as expected. However, scars from past rate swings and broader economic concerns may hinder significant growth in the housing market even if borrowing costs decrease further. The appeal of variable rates has diminished since the pandemic, and despite reductions in fixed rates, demand remains... more
Sep 15, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates
The article discusses the current mortgage rates, which are 6.28% for a 30-year fixed mortgage and 5.49% for a 15-year fixed mortgage. It also covers the rates for different types of loans, such as the 5/1 ARM and 30-year VA loans, and explains the differences between fixed and adjustable-rate mortgages. The article offers advice on getting lower rates through down payments, credit scores, and deb... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.