Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1345 - 1368 of 2209 results
Jul 3, 2025 11:01 AM
— Mortgage Finance
Robinhood Partners With Lender for Mortgage Perk
The article discusses recent trends in the mortgage market, focusing on how mortgage rates have been steadily increasing over the past few months. This increase in rates is causing concern among potential homebuyers who fear they may miss out on favorable rates if they wait to purchase a home.
Jul 3, 2025 11:00 AM
— Mortgage Rates
Refinance applications surge as mortgage interest rates tick down
Americans are taking advantage of the opportunity to refinance their mortgages as rates fell to the lowest since April. Refinance applications increased by 7% compared to the previous week and were 40% higher than a year ago. Homeowners are eager to save money on housing costs, despite mortgage rates remaining in the 6-7% range for the past year.
Jul 3, 2025 10:02 AM
— Mortgage Finance
Pulte Declares War on Fed Chair Powell
The article discusses the current trends in the housing market, focusing on the increasing demand for homes and low inventory levels. Despite rising mortgage rates, buyers are still eager to purchase homes due to the competitive market. Sellers are benefiting from multiple offers and quick sales, leading to a strong seller's market.
Jul 3, 2025 10:01 AM
— Mortgage Finance
BPC Offers Requirements for GSE Reform
The article discusses the copyright of Inside Mortgage Finance Publications in 2025, along with their design, CMS, hosting, and web development. It highlights the importance of protecting intellectual property in the mortgage industry.
Jul 3, 2025 10:00 AM
— Mortgage Rates
Average mortgage rate falls to lowest level since early April
The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, providing potential buyers with lower borrowing costs. High mortgage rates have previously contributed to a sales slump in the housing market, but recent data suggests that sales could pick up in the coming months due to the decline in mortgage rates. Mortgage rates are influenced by... more
Jul 3, 2025 10:00 AM
— Mortgage Lenders
UPS to offer voluntary buyout packages to its US drivers
UPS is offering voluntary buyouts to its full-time U.S. drivers as part of a network reconfiguration that includes cutting 20,000 jobs and closing 73 facilities. The Teamsters union is opposed to these buyout plans, calling them a violation of their national contract with UPS.
Jul 3, 2025 9:47 AM
— Mortgage Rates
Mortgage rates drop again but chance of Fed cut also falls
Mortgage rates have fallen below 6.7% for the first time since mid-April. Despite a slight drop, the rates remain at levels last seen in February. The 30-year fixed rate mortgage is still lower than it was for the same week last year.
Jul 3, 2025 9:01 AM
— Housing Market
HELOC Products; Bank Builder JV; Customer Service and Compliance; Employment Data
The article discusses various topics related to mortgages, including the impact of inflation on hot dog prices, the strength of the economy affecting Fed rate cuts, new mortgage divisions launched by banks and builders, the importance of customer service in compliance strategy, developments in the capital markets, and the role of MISMO standards for mortgage loan officers.
Jul 3, 2025 9:01 AM
— Mortgage Rates
Mortgage rates fall for fifth straight week, lowest since mid-April
Mortgage rates have decreased for the fifth consecutive week, with the average rate on the benchmark 30-year fixed mortgage reaching its lowest level since mid-April. This decline is seen as encouraging by Freddie Mac's chief economist, as it may help improve affordability challenges in the housing market.
Jul 3, 2025 9:00 AM
— Mortgage Rates
When will mortgage rates go down? The outlook for the second half of 2025.
Freddie Mac reported a fifth consecutive week of decreasing mortgage interest rates, with current rates for 30-year fixed-rate mortgages at 6.67%. Despite the decreases, rates are still relatively high, and there is little indication that rates will drop significantly in the near future. Mortgage rates are influenced by the Federal Reserve's decisions and the 10-year Treasury yield, and buyers are... more
Jul 3, 2025 9:00 AM
— Mortgage Rates
Average long-term US mortgage rate falls to 6.67%, the lowest level since early April
The average rate on a 30-year U.S. mortgage fell for the fifth straight week to its lowest level since early April, providing optimism for potential home buyers. High mortgage rates have contributed to a sales slump in the U.S. housing market, with sales of new homes declining as well. However, recent data suggests a potential increase in sales in the coming months due to the recent decline in mor... more
Jul 3, 2025 9:00 AM
— Mortgage Rates
Mortgage rates drop for fifth straight week
Mortgage rates have dropped for the fifth consecutive week. The average 30-year fixed rate was 6.67% and the average 15-year rate was 5.80%. The decline in rates has led to more sellers entering the market and an increase in mortgage applications. Pending home sales have also seen a slight uptick. Federal Reserve is not expected to cut rates at its next meeting, after a resilient jobs report for J... more
Jul 3, 2025 8:06 AM
— Mortgage Finance
Piper’s Mid-Year Take on Mortgages: No Normalcy Yet
The article focuses on developments in the mortgage industry in 2025.
Jul 3, 2025 8:05 AM
— HELOC rates retreat, while home equity loans rise a bit
HELOCs And Home Equity Loan Rates Flat This Week
The average rate on a $30,000 home equity line of credit (HELOC) remained unchanged at 8.27 percent, while the average rate on a $30,000 home equity loan held steady at 8.26 percent. Rates for HELOCs and home equity loans are being impacted by lender competition and the Federal Reserve's actions. Both rates have declined from previous highs but are still higher than rates seen three years ago. Hom... more
Jul 3, 2025 8:00 AM
— Housing Market
Mortgage jobs, others inch up, as rate cut tensions grow
Mortgage bankers and brokers are proceeding with caution in their hiring practices due to uncertainties in the economy and the rate outlook. The Federal Reserve chairman faces political pressure regarding inflation levels, while the 30-year fixed-rate mortgage is expected to remain stable for the time being. HUD is making changes to manufactured housing programs, and the Mortgage Bankers Associati... more
Jul 3, 2025 7:01 AM
— Bond Markets
Jobs Report Comes in Stronger. Bonds React Logically
The jobs report for this morning showed stronger results than expected, leading to bond market weakness. The drop in unemployment also contributed to the sell-off. Despite some 'yeah buts' in the data, there was nothing significant enough to suggest lower yields. Revisions have been more aligned with the consensus, which could potentially benefit the bond market in the future.
Jul 3, 2025 7:00 AM
— Mortgage Lending
Chances of Fed Interest Rate Cut Plunge After Strong Jobs Report
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Jul 3, 2025 5:00 AM
— Mortgage Rates
Most rates fall: Is now the best time to buy? - Today's mortgage and refinance rates, July 3, 2025
Mortgage interest rates, including rates for 30-year fixed, 15-year fixed, and jumbo loans, decreased due to a drop in the 10-year Treasury yield after geopolitical conflict. There are projections of potential rate cuts by the Federal Reserve, with some positive signs for homebuyers in terms of more homes for sale and stable mortgage rates. Refinancing decisions depend on current rates, future rat... more
Jul 3, 2025 3:01 AM
— Mortgage Rates
Mortgage Rates Move Down Amid Uncertainty
The article discusses the current state of mortgage rates, particularly in response to factors such as the Federal Reserve's decisions, President Trump's tariff policies, inflation rates, and market volatility. It also mentions how mortgage rates are influenced by investor appetite for 10-year Treasury bonds and how they are likely to move gradually rather than dramatically.
Jul 3, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 3, 2025: Higher as the budget bill and jobs report worry traders
Mortgage rates increased recently, with the average 30-year fixed rate at 6.58% and the 15-year fixed rate at 5.77%. Various factors such as the U.S. House's failure to pass a budget bill contributed to the bond market's volatility. Mortgage rates are significantly impacted by the economy and various mortgage terms are available, such as the popular 30-year and 15-year fixed-rate mortgages.
Jul 2, 2025 2:00 PM
— Bond Markets
Bonds Circle The Wagons Ahead of High Risk NFP
The bond market is anticipating a lower NFP number despite the consensus of 110k. The ADP employment report showed a significant miss, causing initial bond market rally that was not sustained. Overall, there was minimal weakness with bonds holding steady on the eve of high-consequence data release.
Jul 2, 2025 12:00 PM
— Mortgage Rates
Rates Finally Rise Ahead of Jobs Report
Mortgage rates, after falling consistently for over two weeks, increased by 0.06% today. However, rates are still at their lowest since early April. There is an expectation for rates to bounce back after a winning streak of 5-8 days. The upcoming jobs report and Inflation data could impact the Fed's decision on cutting rates this month, which will, in turn, affect mortgage rates. The market is ant... more
Jul 2, 2025 10:00 AM
— Interest Rates
Refi applications soar as homeowners seize on lower rates
Last week, homeowners took advantage of low interest rates to refinance their mortgages. Mortgage applications have been rising, with borrowers showing interest in FHA loans and refinancing. A mortgage firm is offering a lower interest rate for one year to borrowers who use their services to refinance. Treasuries fell due to a selloff in the UK bond market, and the industry leader filed a rare the... more
Jul 2, 2025 10:00 AM
— Mortgage Rates
Rates go down: Will they keep falling? - Current mortgage and refinance rates for July 2, 2025
Mortgage interest rates have decreased across the board, including rates for 30-year fixed, 15-year fixed, 5/1 ARMs, and jumbo loans. The drop in rates is attributed to the 10-year Treasury yield declining due to recent geopolitical conflicts. There is uncertainty regarding the future impact of tariffs and the job market, with predictions of the Federal Reserve cutting rates later in the year. Des... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.