Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1609 - 1632 of 3027 results
Aug 19, 2025 11:23 AM
— Mortgage Lenders
'Upside down economically': Here's why the housing market probably won't get more affordable if the Fed cuts rates
The article discusses a special introductory offer for a subscription service that provides unlimited access to content. The offer includes a 14-day free trial and then renews every 4 weeks at $12.95. There is also an annual subscription option at $49, which renews annually at $149. Subscribers get unlimited access to content and the option to go ad-free.
Aug 19, 2025 9:24 AM
— Bond Markets
Incidental Resilience
After experiencing weakness the day before, bond yields and MBS prices are now back in line with Friday's levels, moving lower in early trading. The market is quiet overall, with the upcoming Jackson Hole speech by Fed Chair Powell being one of the few potential volatility events. Investors are waiting for the next jobs report in almost 2 weeks, and movements within a 10-year yield range of 4.2 - ... more
Aug 19, 2025 8:24 AM
— Mortgage Finance
Short Takes: New Details on The Great American Mortgage Corp. / Mortgage Applications for New Homes Up / Annaly’s Expanded-Credit MBS Issuance Humming
The article discusses the latest trends and updates in the mortgage industry, including changes in mortgage rates, housing market conditions, and mortgage lender activities.
Aug 19, 2025 8:23 AM
— Mortgage Lending
AI, SOC, Credit Union, Home Equity Tools; LOs and The HELPER Act; STRATMOR and Verification Trends
ARM applications increased 25 percent due to the attractiveness of ARM rates compared to fixed rate loans. Chase's pipeline last month consisted of 70 percent adjustable-rate mortgages, totaling about a trillion in its residential servicing portfolio. Servicing is a touchpoint for regulators, and a Mortgage Law Today podcast will discuss regulatory and legislative developments in the industry. Var... more
Aug 19, 2025 3:25 AM
— Housing Market
Fannie, Freddie's stress test losses ease from 2024
Fannie Mae and Freddie Mac are predicted to hold up well in a severe downturn due to expense cuts and revenue gains. Economists predict fewer home sales and less mortgage origination volume in the near future. A potential plan could value the mortgage giants at $500 billion, involving selling 5-15% of their stock. Bill Ackman and President Trump are discussing a public offering for a single mortga... more
Aug 19, 2025 3:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today, August 19, 2025: A notch higher and a notch lower
The article discusses current mortgage rates provided by Zillow for various types of mortgages such as fixed-rate, ARM, and VA loans. It also explains the differences between 15-year and 30-year mortgages, the benefits of each, as well as the impact of making extra mortgage payments. Additionally, it touches on the differences between fixed-rate and adjustable-rate mortgages, along with the expect... more
Aug 18, 2025 4:23 PM
— Housing Market
Mortgage rates drop to lowest level in nearly a year
Mortgage rates are currently at their lowest level in nearly a year, with the average rate for a 30-year fixed mortgage just above 6.5%. M & M Mortgage in Roseville advises clients to buy now before rates potentially drop further, leading to increased prices and competition for homes. Despite falling interest rates benefiting buyers, home prices nationwide have continued to rise, with the national... more
Aug 18, 2025 3:23 PM
— Interest Rates
You can earn up to 5.00% APY in a high-yield savings account on Aug. 18, 2025
The article discusses high-yield savings accounts offering APYs well above average rates, with some banks still offering around 5.00%. It explains how the Fed's decisions on interest rates impact savings rates, with banks tending to follow the lead of the federal funds rate. The article also highlights the benefits of high-yield savings accounts, which typically have higher rates, no minimum balan... more
Aug 18, 2025 2:24 PM
— Bond Markets
Incidental Weakness or a New Trend?
Trading levels in the bond market today broke to slightly worse levels than last week, potentially indicating a trend toward progressively weaker levels. However, other factors like volume, time of year, and the economic calendar suggest it could just be incidental movement within a narrow range. August's trading remains within the range set by a post-jobs report rally.
Aug 18, 2025 1:23 PM
— Mortgage Rates
Mortgage rate predictions for the next 5 years
The article discusses the correlation between 10-year Treasury yields and mortgage rates, predicting that 10-year Treasury yields will slowly decline over the next five years. The spread between Treasury yields and mortgage rates is also examined to forecast future mortgage rates. The estimates suggest that mortgage rates will not see a significant drop in the next five years, although unexpected ... more
Aug 18, 2025 12:24 PM
— Mortgage Rates
Rates Trickle to Another Higher Low
Mortgage rates are currently higher compared to most days this month, but still lower than the past 10 months. There has been a slight upward drift in rates over the past few days, but overall rates have been holding near 10 month lows in August. The upcoming week is expected to be light in terms of potential volatility in the market.
Aug 18, 2025 12:23 PM
— Interest Rates
Best High-Yield Savings Rates Today | Leading APYs Still Surpass 4%
The Federal Reserve has maintained its benchmark rate in a target range of 4.25-4.5 percent this year, resulting in high-yield savings account rates above 4 percent APY. Traders predict a rate cut in September, potentially lowering rates. Banks often adjust their rates in response to Fed changes. While CD rates remain high, there are early withdrawal penalties. It is recommended to have a healthy ... more
Aug 18, 2025 7:24 AM
— Bond Markets
Light Calendar; Early Selling
Summertime trading conditions have led to distinct phases of selling pressure in the bond market despite moderate overnight strength. The movement today is not being driven by economic data, as the only offering on the calendar is NAHB builder confidence.
Aug 18, 2025 7:24 AM
— Mortgage Lending
PPE, Credit, Compliance, QC Tools; Events, Webinars, and Training; ARMs Rising in Popularity?
The article discusses the current trends in non-agency lending, the impact of rates on adjustable-rate products, and the decreased volume in refinances and purchase applications. It also includes information about mortgage quality control, conventional lending offerings, pre-approval letter risks, and upcoming mortgage-related conferences and events.
Aug 18, 2025 5:26 AM
— Interest Rates
Federal Funds Rate History: 1980 Through The Present
Bankrate points out that the current U.S. central bank's key borrowing benchmark is in a target range of 4.25-4.5 percent, lower than during the pandemic but still high. Fed's historical rate moves and policies, including manufacturing a recession in the 1980s to combat inflation and Greenspan's management through the dot-com and housing bubbles, are discussed. Quantitative easing was introduced d... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage and refinance interest rates today for August 18, 2025: The 30-year rate stays in the 6.5% range
Current mortgage interest rates have seen slight changes, with experts predicting rates to stay above 6% through the next few quarters. It could be a good time to lock in a mortgage rate and look into rate float-down options. Mortgage refinance rates tend to be slightly higher than purchase rates, and adjustable-rate mortgages offer lower initial rates but come with the risk of increasing later on... more
Aug 18, 2025 5:23 AM
— Mortgage Rates
Mortgage rates drop to lowest level in nearly a year
Mortgage rates have dropped to their lowest levels in nearly a year, making it more affordable for prospective homebuyers. The average rate for a 30-year fixed mortgage is just above 6.5%, while the average for a 15-year fixed mortgage is around 5.7%. Despite lower rates, home prices nationwide continue to rise, with the national median home price reaching $396,000, a 2% increase compared to the p... more
Aug 18, 2025 3:23 AM
— Mortgage Lenders
Trump wants to take Fannie Mae and Freddie Mac public. The plan has some problems.
The Trump administration is considering a potential public offering for mortgage giants Fannie Mae and Freddie Mac, which would be the largest IPO in history. Plans involve selling 5% to 15% of shares at a combined valuation of $500 billion or more, but attracting investors poses challenges. President Trump is meeting with Wall Street CEOs to discuss the mortgage giants, and the timeline for the I... more
Aug 17, 2025 12:24 PM
— Mortgage Rates
Mortgage spreads cushion mortgage rates against warm inflation data
Despite warm inflation data, mortgage rates remain near their lowest levels in 2025 due to mortgage spreads outperforming. The stability in mortgage spreads has helped maintain lower rates even as the 10-year yield has increased. Mortgage spreads are seen as the unsung hero of housing in 2025.
Aug 17, 2025 6:24 AM
— Mortgage Lenders
Tomorrow is the final day for home buyers to qualify for Chase’s ‘mortgage rate sale’
Chase Home Lending is offering a limited-time mortgage rate sale on purchase applications, available until Monday, Aug. 18. The discount can be as much as 0.25% on fixed-rate mortgages, saving borrowers thousands of dollars in interest over the life of the loan. The program is stackable with other Chase discounts and is available on all home purchase mortgages, including FHA loans.
Aug 17, 2025 5:24 AM
— Mortgage Rates
What to know about Utah's housing market as mortgage rates dip
Mortgage rates have dropped to their lowest level in nearly a year, sparking an increase in mortgage applications. In Utah's difficult housing market, rates have fallen recently, leading to some relief for buyers but not significant impact yet. Some lenders have seen an uptick in activity, especially for refinancing. However, the high-priced market in Utah poses affordability issues for many new h... more
Aug 16, 2025 11:23 AM
— Mortgage Rates
Exclusive | Adam Schiff paying just 3% mortgage on homes at center of mortgage fraud probe
Senator Adam Schiff is accused of claiming two homes as primary residences in order to get lower mortgage rates and property taxes. Despite designating one property as a second home in 2020, he still received rock-bottom mortgage rates on both his Maryland and California homes. This has resulted in significant savings for Schiff and an increase in his bank assets, with his wealth soaring over the ... more
Aug 16, 2025 8:25 AM
— Mortgage Finance
Hsieh Plans Tech-Driven Market Share Growth for loanDepot
The article discusses the latest trends and developments in the mortgage industry, focusing on factors influencing interest rates and housing market conditions.
Aug 16, 2025 7:25 AM
— Mortgage Finance
Short Takes: Delinquencies Expected to Rise / Affordability Could Improve / Wells’ Servicer Rating Affirmed Amid Downsizing / Kiavi Boosts RTL Securitization
The article discusses the latest trends and developments in the mortgage industry, focusing on the impact of various economic factors on mortgage rates and the housing market.
DISCLAIMER: mortgage-rates.ai is an independent information platform created to promote greater transparency in the mortgage market for the benefit of borrowers. mortgage-rates.ai is not a lender, mortgage broker, or financial advisor, and is not registered with the Nationwide Mortgage Licensing System (NMLS). Nothing contained on this website shall be construed as an offer to lend, solicit, or extend credit of any kind.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.