Mortgage News
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Showing 1561 - 1584 of 3027 results
Aug 22, 2025 8:25 AM
— Mortgage Finance
Homebuilder Hovnanian Sees Margins Shrink With Buydowns
The article discusses the latest trends in the mortgage industry, including changes in interest rates and market conditions. It highlights the impact of these trends on mortgage lenders and borrowers.
Aug 22, 2025 8:23 AM
— Interest Rates
Bonds Cheer Powell Pivot
Fed Chair Powell hinted at the possibility of adjusting policy in light of a weaker jobs report and downplayed tariff-driven inflation as a lasting dynamic. Bonds rallied instantly with short-term yields leading the way and September rate cut odds back to over 90%. 10yr yields are back in the middle of their August range and MBS are near 2025's highs.
Aug 22, 2025 8:23 AM
— Interest Rates
Mortgage rates fall after Powell admits fear of labor market softening
Jerome Powell spoke at the Economic Symposium in Jackson Hole, Wyoming, prioritizing labor over inflation due to concerning labor market data. The 10-year yield fell after his speech, potentially leading to lower mortgage rates. If job growth increases, the focus may shift back to inflation.
Aug 22, 2025 5:23 AM
— Mortgage Lenders
Innovative Products, Retention, Marketplace; Fair Lending Litigation; Powell Speech
The article discusses various companies and services related to mortgages, such as job boards for lenders, solutions for mortgage retention, new programs for second mortgages, and the rebranding of a mortgage team. It also mentions a federal judge's denial of class certification in a lawsuit accusing a major bank of racially discriminatory mortgage lending. Additionally, it touches on the expectat... more
Aug 22, 2025 3:24 AM
— Mortgage Rates
30-year mortgage rates decrease: Should you wait to buy? | Today's mortgage and refinance rates, August 21, 2025
Average mortgage rates have mostly decreased compared to last week, with rates for 30-year fixed, 15-year fixed, and 5/1 ARM dropping. Economic movements like inflation rates have influenced these changes, with recent data showing signs of cooling in the market. The average rates for different types of mortgages are provided, along with tips for getting the best possible rate while shopping for a ... more
Aug 22, 2025 2:23 AM
— Housing Market
After a few chilly years, the real estate market is looking a little warmer
The housing market is finally showing some improvement as sales of existing homes rose by 2% in July, with a 16% increase in inventory compared to the previous year. Prices in many markets are softening, interest rates are high, and mortgage rates are averaging around 6.6%. A slight decrease in mortgage rates has led to an increase in refinance activity. The Federal Reserve's upcoming vote on inte... more
Aug 21, 2025 1:23 PM
— Bond Markets
Some Headwinds Ahead of Powell's Jackson Hole Speech
The week saw mixed results in market data, with inflation components indicating price pressures. Comments from Fed's Hammack and a strong 30yr TIPS auction influenced market movement. Overall, bonds drifted sideways to slightly weaker. Friday's speech from Fed Chair Powell is expected to be the week's main event for volatility potential.
Aug 21, 2025 11:23 AM
— Mortgage Rates
Doing these 5 key steps 'will allow you to move quickly' for a mortgage refinance, expert says
Mortgage rates have been declining, reaching a 10-month low. Homeowners with high interest rates are advised to start preparing for the opportunity to refinance. Experts recommend monitoring rate movements, fixing errors on credit reports, building equity, and gathering necessary documents before refinancing. It's key to start researching different lenders and loan options early on and to select t... more
Aug 21, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Inch Higher Yet Again
This article discusses how mortgage rates are impacted by bond market movement, economic reports, and comments from Fed speakers. Today's data had inflation implications which were unfavorable for rates, and Fed speaker comments also did not support a rate cut in the upcoming meeting. However, the overall damage to the bond market was minimal, resulting in only a slight increase in mortgage rates.
Aug 21, 2025 9:41 AM
— Mortgage Rates
Mortgage rates remain flat as markets wait for Powell speech
Mortgage rates have been fluctuating slightly, with the 30-year fixed rate staying in a narrow range in July. Factors such as the jobs report, Treasury yields, inflation, and tariffs have influenced these fluctuations. Despite some opportunities for borrowers due to lower rates, overall mortgage numbers have been uninspiring, leading to a downgrade in yearly origination forecasts.
Aug 21, 2025 9:24 AM
— Mortgage Finance
Warehouse Lenders Lament Loss of Clients Through M&A
The article discusses the latest trends and updates in the mortgage industry.
Aug 21, 2025 9:24 AM
— Mortgage Finance
Mortgage Interest Rates Look Unlikely to Budge in Short Term
The article discusses the latest trends and updates in the mortgage finance industry. It covers topics such as interest rates, mortgage lenders, and the housing market.
Aug 21, 2025 9:24 AM
— Mortgage Finance
AI Adoption Evolving in Mortgage Industry
The article discusses the latest trends in the mortgage industry, highlighting insights on interest rates, mortgage lenders, and the housing market.
Aug 21, 2025 9:24 AM
— Mortgage Lenders
Mortgage Rates in the US Hold at the Lowest Level Since October
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Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage held steady at its lowest level in nearly 10 months, while borrowing costs on 15-year fixed-rate mortgages dropped slightly. Stubbornly high mortgage rates have contributed to a sales slump in the U.S. housing market. Mortgage rates are influenced by factors like the Federal Reserve's interest rate decisions and bond market expectations. Economists expec... more
Aug 21, 2025 9:23 AM
— Mortgage Lenders
Mortgage Interest Rates Today: Mortgage Rates Stay Put—for Now—While Fed's Next Step Looms
The article discusses a processing issue with a request made to Realtor.com, providing a reference ID for further inquiries.
Aug 21, 2025 9:23 AM
— Mortgage Rates
Mortgage rates hold steady at lowest level of the year
Mortgage rates remained unchanged this week at their lowest levels since late 2024. The 30-year mortgage rate was 6.58% and the 15-year rate was 5.69%. Market watchers are monitoring economic data closely for signs of U.S. economic health, with some predicting a Federal Reserve rate cut next month. Mortgage applications have not increased despite lower rates, but there are signs of buyer response ... more
Aug 21, 2025 9:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage holds steady at lowest level in nearly 10 months
The average rate on a 30-year U.S. mortgage remained steady at its lowest level in nearly 10 months, offering hope for homebuyers facing high financing costs. Meanwhile, the rate for 15-year fixed-rate mortgages slightly decreased. Stubbornly high mortgage rates have kept the housing market in a sales slump since early 2022, affecting home sales.
Aug 21, 2025 8:24 AM
— Mortgage Finance
Short Takes: Two Harbors Shifts Servicing / Moody’s Revises Residential MBS Criteria / Home-Sale Cancellations Elevated / Toll Brothers Seeing More Traffic
The article discusses the current developments in the mortgage finance industry in 2025, focusing on design, content management systems, hosting, and web development for online mortgage platforms.
Aug 21, 2025 8:23 AM
— Bond Markets
Mixed Data Making For Weaker Start
Today, economic reports related to the bond market movement were released. The results were not well received, as yields initially moved to unchanged levels but then reversed after higher inflation component in Philly Fed report and S&P PMI data added more pressure. Manufacturing PMI surged higher, and tariff-driven price increases were reported, leading to the second-largest increase in input pri... more
Aug 21, 2025 7:23 AM
— Housing Market
Existing Home Market Still Crawling Along The Bottom Despite Modest Bounce
Existing-home sales increased by 2.0% in July, reaching a seasonally adjusted annual rate of 4.01 million, which is 0.8% higher than the previous year. Affordability and wage growth are contributing to the uptick in sales, with buyers benefiting from more options in the market. Some regions are even seeing price declines, while overall homeowner equity has increased significantly since mid-2019. D... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously occupied U.S. homes rose in July due to lower mortgage rates, slowing home price growth, and increased inventory. The median sales price inched up slightly to $422,400. The housing market has been struggling since 2022 when mortgage rates started to climb. However, last week, the average rate on a 30-year mortgage dropped to a 10-month low of 6.58%. With more homes available, b... more
Aug 21, 2025 7:23 AM
— Mortgage Rates
US home sales rose in July as mortgage rates eased a bit and home prices grew more slowly
Sales of previously owned U.S. homes rose in July due to a modest drop in mortgage rates, slowing home price growth, and an increase in available properties. Despite home prices continuing to rise annually, the rate of growth has slowed, making affordability slightly better for buyers. The housing market had been struggling due to high mortgage rates, but the recent drop in rates has encouraged mo... more
Aug 21, 2025 5:23 AM
— Mortgage Rates
It’s a buyer’s market and nobody is buying: Where Is Jerome Powell?
The real estate market in the U.S. is facing stagnation with homes sitting on the market for weeks, major price reductions, high mortgage rates, and stagnant sales. The phenomenon of 'golden handcuffs' is keeping people from moving due to financial constraints. Affordability remains a major issue despite an increase in inventory. Mortgage rates have reached their lowest level of the year, but they... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.