Mortgage News
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Showing 1633 - 1656 of 3027 results
Aug 16, 2025 4:36 AM
— Interest Rates
The Fed is expected to cut rates. Don't expect mortgage rates to follow.
The Federal Reserve is expected to cut benchmark interest rates again, potentially leading to fluctuations in mortgage rates. Mortgage rates are already at a low level and are influenced by factors like bond yields and market expectations. Mortgage industry professionals are frustrated as customers are waiting for rates to drop further before moving forward. Mortgage rates are primarily influenced... more
Aug 15, 2025 3:25 PM
— Mortgage Lenders
How mortgage executives are thinking of layoffs: Fannie Mae
Lenders are prioritizing cutting costs by laying off back office staff rather than reducing other business expenses. Fannie Mae economists have lowered their housing and economic outlook in August, anticipating fewer home sales and decreased mortgage origination volume compared to July. Nonbank lenders saw a surge in production income, returning to profitability for the first time in three quarter... more
Aug 15, 2025 1:23 PM
— Bond Markets
Weaker Conclusion But No Major Big Picture Implications
Bond markets held mostly sideways until the afternoon hours when they saw a mini snowball effect that took yields to their highest levels of the week. Despite mixed reactions to economic data, little has changed since last Friday's jobs report. 10yr yields are currently up 3.5bps on the day at 4.321 while MBS are down 3 ticks (.09) on the day.
Aug 15, 2025 12:23 PM
— Mortgage Rates
Mortgage Rates Fall: Is It Enough for Buyers?
Mortgage rates have dropped to their lowest level since October, prompting hopeful home buyers to take advantage of lower borrowing costs. Mortgage applications for home purchases are on the rise compared to the previous year. Some buyers are also considering adjustable-rate mortgages for potential initial savings. The national averages for mortgage rates have decreased for both 30-year and 15-yea... more
Aug 15, 2025 11:23 AM
— Mortgage Rates
Highest Rates This Week, But Close Enough to Long Term Lows
Friday saw the highest mortgage rates of the week due to retail sales data coming in stronger than expected, causing bond markets to lose ground and push rates higher. Despite this increase, rates are still near long term lows compared to the past 10 months.
Aug 15, 2025 9:24 AM
— Mortgage Finance
GSE Reform Plans Remain Unclear for MBS Market
The article discusses recent changes in the mortgage lending industry, focusing on how mortgage lenders are adapting to the current market conditions. It highlights the importance of understanding customer needs and providing personalized solutions to differentiate themselves in a competitive market.
Aug 15, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline: Should you lock now? | Current mortgage and refinance rates for August 15, 2025
Mortgage interest rates decreased for 30-year fixed, 15-year fixed, and jumbo loans, but increased for ARM loans. The rates are influenced by economic factors like inflation and the job market. The current average rate for a 30-year fixed mortgage is 6.57 percent, down slightly from last week. Mortgage rates have been relatively stable in 2025, but are now showing more variability due to recent ec... more
Aug 15, 2025 8:23 AM
— Mortgage Lending
Borrower Retention Products; Strong Non-QM Investor Demand; Econ News; Ginnie Growth
The article discusses various aspects of the mortgage industry in the third and fourth quarters of 2025, including predictions of increased delinquencies, inventory for sale, and higher rates. It also highlights the importance of automation in handling mortgage assumptions and maximizing refinance opportunities. Additionally, it mentions a brief rate dip in Q2 2025 triggering a spike in refinance ... more
Aug 15, 2025 7:23 AM
— Bond Markets
Minimal Reaction to Decent Retail Sales Data
The Retail Sales report came in as expected, with core retail sales exceeding forecasts. This data provides cover for a potential sell-off in the bond market, but there has only been minimal weakness in response so far.
Aug 15, 2025 6:16 AM
— Mortgage Lending
Mortgage lenders see signs of 2025 originations growth
Mortgage lenders saw an increase in origination volumes earlier in 2025 despite a sluggish housing market. Home equity loans also grew at the fastest pace in three years. Many homeowners are turning to cash-out refinances and home equity loans due to dipping mortgage rates and high interest rates making refinancing difficult for some.
Aug 15, 2025 5:26 AM
— Mortgage Lenders
Fannie Mae adds new temporary buydown rules for servicers
Fannie Mae updated its servicing guidelines to include new instructions for handling temporary interest-rate buydowns, tightening rules around condo and co-op loans, and accepting nontraditional credit metrics. They are also testing buying certain loans without title insurance or attorney opinion letters.
Aug 15, 2025 5:24 AM
— Mortgage Rates
Mortgage rates fall to a 10-month low. Here's when they could drop again.
Mortgage interest rates have dropped to their lowest point since October 2024, with the average 30-year mortgage loan rate now at 6.58%. Even though rates are not expected to fall dramatically, there are upcoming dates to monitor that could potentially lead to lower rates, including changes in the unemployment rate, the next inflation report, and the Federal Reserve meeting on September 17.
Aug 15, 2025 4:23 AM
— Mortgage Lending
More than 81% of Homeowners Have a Mortgage Rate Below 6%—and They're Not Budging
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Aug 15, 2025 3:25 AM
— Mortgage Finance
Trump’s Plan for GSEs Not Clear on MBS Market
The article discusses the latest trends and developments in the mortgage industry, focusing on potential impacts on mortgage rates and housing market conditions.
Aug 15, 2025 3:23 AM
— Mortgage Rates
Average rate on a 30-year mortgage drops to lowest level since October
The average rate on a 30-year U.S. mortgage has fallen to its lowest level in nearly 10 months, which could help boost homebuying activity in a stagnant housing market. Mortgage rates are influenced by factors such as the Federal Reserve's interest rate policies and inflation. While the recent drop in rates has led to an increase in refinancing activity, affordability remains a major obstacle for ... more
Aug 15, 2025 3:23 AM
— Mortgage Rates
Mortgage rates have made a 'substantial improvement,' economist says — here’s what to know
Mortgage rates have been declining, making conditions favorable for homeowners to refinance. Refinance applications have increased, with experts recommending homeowners with rates over 6% to consider refinancing. The Federal Reserve holding interest rates steady does not directly impact mortgage rates, which closely track 10-year Treasury yields. Refinancing costs depend on location and loan size,... more
Aug 14, 2025 3:24 PM
— Emergency Savings
Nearly 1 in 4 Americans have zero emergency savings — these under-the-radar strategies can help
The article discusses the importance of having emergency savings to cover unexpected expenses, especially as inflation rises and wages remain stagnant. It highlights the struggles many Americans face in saving money, particularly younger generations like Gen Z and millennials. The article emphasizes the need to start saving now, even if it's a small amount, and provides tips on how to calculate yo... more
Aug 14, 2025 3:23 PM
— Mortgage Rates
Average 30-year U.S. mortgage rate drops to lowest level since October
The average rate on a 30-year U.S. mortgage fell to its lowest level in nearly 10 months, giving a boost to potential homebuyers. Rates on 15-year fixed-rate mortgages also dropped. The housing market has been stagnant due to high rates since 2022, but the recent decrease in rates has seen an increase in mortgage applications, especially for refinancing.
Aug 14, 2025 1:25 PM
— Mortgage Finance
MBS Trades Slip in July as Market Waits for Rate Cut
The article discusses the latest trends in the mortgage market as of 2025.
Aug 14, 2025 12:24 PM
— Bond Markets
Bonds Hold The Range Despite More Data-Driven Volatility
Today's Producer Price Index (PPI) came in at 0.9, surpassing the forecast of 0.2 and reaching the highest point since post-covid hyperinflation. This caused visible damage to bonds, with 10yr yields rising from 4.20% to closer to 4.30%. The PCE components in the PPI data indicated a less severe impact on the PCE data in 2 weeks, but concerns remain about tariffs affecting a return to the 2% infla... more
Aug 14, 2025 11:57 AM
— Mortgage Rates
Mortgage rates fall to lowest level of 2025
U.S. Treasury Secretary Scott Bessent discusses President Trump's meeting with Putin, U.S.-China trade talks, and housing affordability solutions. Mortgage rates have fallen to the lowest level of the year, with the average rate for a 30-year fixed mortgage dropping to 6.58%. Bessent highlights the importance of addressing the housing affordability crisis, which is affecting real estate transactio... more
Aug 14, 2025 10:23 AM
— Mortgage Rates
Mortgage Rates Mostly Steady Despite Some Market Volatility
Mortgage rates hit new long-term lows recently due to the jobs report earlier in the month, but remained stable in the past week. Today's inflation data caused some volatility in the bond market, putting upward pressure on rates, although they were initially set to start lower.
Aug 14, 2025 9:51 AM
— Mortgage Rates
Mortgage rates move lower on inflation, employment news
Mortgage rates fell to their lowest level since October due to an unexpected inflation report and ongoing employment concerns. The 30-year fixed rate remained stable in July, but eventually saw a 10 basis point decline, the most since March.
Aug 14, 2025 9:24 AM
— Mortgage Finance
Pulte Suggests GSE IPO Will Be Small, If It Happens
The article discusses current trends in the housing market, particularly focusing on the impact of rising interest rates on mortgage lending. It highlights how higher interest rates are leading to a slowdown in the housing market, with fewer buyers able to afford homes and refinance existing mortgages.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.