Mortgage News
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Showing 1633 - 1656 of 2185 results
Jun 8, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, June 8, 2025: A sharp turn higher
Mortgage rates are currently on the rise, with average 30-year fixed rates at 6.85% and 15-year fixed rates at 6.16%. The Mortgage Bankers Association predicts these rates to remain mostly unchanged through the year. When considering mortgage options, factors like term length, interest rates, and your personal financial situation play a significant role. Mortgage lenders offer the lowest rates to ... more
Jun 7, 2025 1:00 PM
— Mortgage Security Measures
The us housing market now has 500k more sellers than buyers — the most ever recorded, says redfin. and that means some have to accept ‘the writing on the wall’ as far as home prices go
The article discusses how a website is using a security service to protect itself from online attacks and how certain actions can trigger a block, such as submitting a certain word or phrase or a SQL command.
Jun 7, 2025 9:02 AM
— Bond Markets
Perfectly Logical Reaction to On-Target Data
The bond market experienced a sell-off following a modest beat in the NFP report, despite negative revisions. Wednesday's rally was based on expectations for Friday's jobs report, which did not meet expectations. The NFP remains at decent levels and is not as concerning as recent weaker data would suggest.
Jun 7, 2025 9:00 AM
— Mortgage Rates
China may make a ‘retaliatory’ move that experts say will ‘hit' US homeowners 'hard.' Here's what's happening
The article discusses the impact of the sell-off of U.S. Treasury bonds and mortgage-backed securities due to the trade war between the U.S. and China on mortgage rates. It explains that if foreign countries like China decide to dump U.S. Treasuries and MBS in response to tariffs and trade policies, it could lead to higher mortgage rates and negatively impact the housing market. The possibility of... more
Jun 7, 2025 4:51 AM
— Mortgage Industry Regulations
If the CFPB axes the LO comp rule, what happens?
The Consumer Financial Protection Bureau under the Trump administration is considering revisions and possible rescission of rules in the mortgage industry. As lenders expand into HELOCs, fraudulent activity is increasing. The economy shows signs of weakening based on latest employment statistics. For-sale supply is improving, giving buyers more options and keeping price pressures soft.
Jun 7, 2025 4:51 AM
— Mortgage Finance
Fed Expected to Hold in Near Term as Jobs Market Softens
The article discusses various aspects of mortgage lending and the current trends in the housing market.
Jun 7, 2025 3:03 AM
— Mortgage Rates
Why High Mortgage Rates Mean It’s Time to Save, Not Buy
The article discusses how high mortgage rates can create an opportunity for savers by connecting mortgage rates and savings rates. It advises potential buyers to pause their home search, put money into high-yield savings accounts, and wait for better borrowing conditions. By increasing their down payment and saving for a smarter purchase down the road, consumers can benefit from higher yields on s... more
Jun 7, 2025 3:02 AM
— Mortgage Lending
Correspondent, Warehouse, HELOC, Broker, Coaching Products; Training and Events; Fresh Jobs Data
The article discusses various services, products, and events in the mortgage industry, such as refinances decreasing, new programs for loan officers, non-QM products for brokers, improvements in accounts payable processes, home equity offerings, conferences, webinars, and technology innovation in residential lending. Additionally, it mentions upcoming events in the industry like the MISMO Spring S... more
Jun 7, 2025 3:02 AM
— Bond Markets
Jobs Report Not Bad Enough to Justify The Lead-Off
The bond market was initially expecting a lower number for the non-farm payroll report due to recent weaker economic data, but when the actual number came out at 139k, traders rushed to get back into a more neutral position. The unemployment rate remains relatively steady at 4.2% and the previous month's NFP revision does not indicate significant weakness.
Jun 7, 2025 3:01 AM
— Mortgage Rates
Why Mortgage Rates Drop Won't Help Housing Market
Mortgage rates have dropped slightly according to Freddie Mac, but the decline has not provided much relief to homebuyers facing affordability issues due to historically high rates and rising home prices. Experts do not expect significant changes in mortgage rates this year, so potential buyers may need to focus on other factors such as rising inventory to improve their position in the market.
Jun 7, 2025 3:00 AM
— Mortgage Lenders
It’s a Buyer-Friendly Housing Market as Mortgage Rates Dip
The article is about a request not being processed and instructs readers to contact unblockrequest@realtor.com for further assistance.
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rate Predictions for June: Can Rates Fall Without Fed Cuts?
Mortgage rates have been high, impacting homebuyers, and are expected to stay around 6.8% for the rest of the year. Economic uncertainty, inflation concerns, and the possibility of rising unemployment rates are all factors influencing mortgage rates. The Federal Reserve's decisions indirectly impact mortgage rates, with financial markets not expecting interest rate cuts until September at the earl... more
Jun 6, 2025 12:00 PM
— Mortgage Rates
Mortgage Rates Jump Back Toward 7% After Jobs Report
Mortgage rates have recently decreased from 7.08% to 6.87% but went back up to 6.97% due to the release of the jobs report, which was as expected. This brings rates back to a middle-of-the-road level over the past month and a half, indicating a holding pattern until significant economic changes occur.
Jun 6, 2025 11:00 AM
— Mortgage Rates
Application Demand Ebbs For Both Purchases and Refis
The Mortgage Bankers Association reported a decrease in mortgage applications and rates following a three-week increase, partly influenced by the Memorial Day holiday. Despite this, purchase demand remains strong compared to last year, with FHA activity experiencing a modest rise. Refinance activity has decreased, with borrowers possibly waiting for better rates. The average refinance loan size ha... more
Jun 6, 2025 9:01 AM
— Mortgage Finance
Servicing Sales Head North in June, Prices Too
The article discusses the latest trends in the bond markets and their impact on mortgage rates. It highlights the current state of interest rates and how they are affecting the housing market and mortgage lending industry.
Jun 6, 2025 7:00 AM
— Mortgage Rates
Jobs numbers dash hopes for rate cut, mortgage hiring rises
May's slightly stronger employment data led to a little increase in payrolls, reducing hopes for further decline in rates. Industry representatives suggest changes to requirements to aid moderate-sized companies. Home equity volume increased with homeowners opting for loans instead of buying new houses due to rising mortgage rates.
Jun 6, 2025 6:00 AM
— Mortgage Lending
Low credit scores in non-QM verge on 10% default rate
A study by Kroll Bond Rating Agency shows that the performance of nonqualified mortgages has varied by segment but has resulted in relatively few credit losses over the past decade. Pricing on 30-year fixed rate mortgages dropped slightly, while legal and compliance issues were the top cause for application defects during the fourth quarter. Some mortgage companies were able to offset origination ... more
Jun 6, 2025 5:01 AM
— Mortgage Finance
Trump’s GSE Decree Provides Some Comfort
The article discusses the latest market trends and analysis in the mortgage industry, including insights on mortgage rates, refinancing activity, and housing market conditions.
Jun 5, 2025 3:00 PM
— Interest Rates
How the Trump/Musk dispute could influence mortgage rates
President Trump and Elon Musk's conflict could impact mortgage rates in the future, with minor upticks already seen in response to economic data. Musk's influence on the proposed tax bill and trade talks may have implications for mortgage rates. The Trump administration is pressuring Powell to lower interest rates.
Jun 5, 2025 2:01 PM
— Mortgage Finance
Dimon Predicts Problems for Bond Market, MBS Spreads
The article discusses various aspects related to mortgage finance publications in 2025, including design, content management systems, hosting, and web development. It highlights the importance of staying updated with the latest trends and technologies in the mortgage industry.
Jun 5, 2025 2:01 PM
— Mortgage Finance
Agency Refinance Volume Keeps Rising, GSEs Gaining
The article discusses the latest trends in the mortgage lending industry, focusing on the impact of rising interest rates on borrowers. It highlights how higher interest rates are affecting the housing market and mortgage lenders, leading to changes in borrowing patterns and mortgage approval rates.
Jun 5, 2025 2:00 PM
— Bond Markets
Bonds Dial Back Ahead of Big Jobs Report
Bonds had an interesting day with a hawkish European Central Bank announcement, news of a Trump/Xi phone call affecting trade relations, a Trump/Musk social media exchange impacting stocks, and market movements ahead of the jobs report. Overnight, MBS were slightly stronger but lost ground after the ECB announcement.
Jun 5, 2025 1:01 PM
— Mortgage Rates
Mortgage Rates Little Changed, But Friday Could See a Bigger Move
Mortgage rates started the day unchanged but slightly increased in the afternoon due to the bond market weakening. Different factors contributed to this, including the reaction to the European Central Bank's policy announcement and headlines about a potential improvement in trade relations between the US and China. Tomorrow's big jobs report could cause significant volatility in rates depending on... more
Jun 5, 2025 12:00 PM
— Mortgage Rates
Average mortgage rate falls for first time in a month
The average rate on a 30-year mortgage in the U.S. fell slightly this week, but borrowing costs for homebuyers are still elevated. Mortgage rates are influenced by various factors, including the Federal Reserve's interest rate policy decisions and bond market trends. The 10-year Treasury yield is a key factor used by lenders to price home loans. High mortgage rates have reduced purchasing power fo... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.