Mortgage News
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Showing 1849 - 1872 of 3027 results
Jul 30, 2025 11:23 AM
— Interest Rates
Fed holds interest rates steady: What that means for car loans, credit cards, mortgages and more
The Federal Reserve has decided to keep its key benchmark rate steady, delaying any rate cuts until at least September due to uncertainty and inflation risks posed by Trump's tariff agenda. Credit card interest rates remain high, with mortgage rates, auto loan rates, and student loan interest rates also elevated. Savings rates, however, remain above average as they are correlated to the federal fu... more
Jul 30, 2025 10:23 AM
— Mortgage Rates
Fed meeting news today: Two top officials may break from Powell as Trump pressures for rate cuts
The Federal Reserve left interest rates unchanged, leading to borrowing costs staying high for consumers. Savers with high-yield savings accounts have been benefiting from inflation-beating returns. Mortgage rates have been stable in recent months, with housing economists predicting rates above 6.5% for the rest of the year. Despite consumer pessimism, actual economic data has shown resilience, le... more
Jul 30, 2025 10:08 AM
— Interest Rates
Bank of Canada signals possible interest rate cuts ahead, but holds key policy rate steady for now at 2.75%
The Bank of Canada decided to hold its interest rate unchanged in response to ongoing pressures on underlying inflation, trade uncertainties, and the fluidity of the trade situation with the U.S. Economists are divided on whether there will be a rate cut in September. The housing market is expected to remain stable, and mortgage rates are predicted to be in the low to mid 4 percent range for new m... more
Jul 30, 2025 8:24 AM
— Mortgage Finance
Lenders Ready for ‘Higher-for-Longer’ to End
The article discusses design, CMS, hosting, and web development services provided by ePublishing for Inside Mortgage Finance Publications.
Jul 30, 2025 8:23 AM
— Mortgage Lenders
Jumbo, Non-QM Products; STRATMOR on Servicing Strategy; Fannie and Redwood Earnings; LO Comp Rule
The article discusses various updates in the mortgage industry, including changes in lending programs, a webinar on co-marketing strategies, and the closing of a large securitization. It also mentions recent financial results from Fannie Mae and Redwood Trust, as well as updates on the capital markets and Treasury auctions.
Jul 30, 2025 7:37 AM
— Housing Market
Cruel summer continues as rates, applications barely budge
Mortgage lenders are facing challenges during the summer months as state rates are keeping buyers away. Purchase and refinance activity declined despite rates falling to a two-month low due to market concerns over geopolitical and tariff issues. Mortgage applications increased last week, with a focus on FHA loans and refinancing. Additionally, US purchases of new homes decreased significantly in M... more
Jul 30, 2025 6:53 AM
— Bond Markets
Deceptively Strong GDP Causing Early (Possibly Unjustified) Weakness
Two key reports were released at the start of trading: ADP data and GDP. ADP data showed moderate job growth, while GDP beat expectations. However, bonds are trading GDP beat despite the fact that true domestic demand metrics are falling. Core PCE prices were higher than expected, increasing the risk of tomorrow's PCE data being hotter. Bonds have only partially erased yesterday's gains and the Fe... more
Jul 30, 2025 6:23 AM
— Mortgage Lenders
Movement Mortgage, Supreme Lending spar over trade secrets
Movement Mortgage and Supreme Lending are engaged in legal battles involving theft of trade secrets, with Movement Mortgage being accused of cutting originators' compensation when customers accept lower rates. Other companies within the mortgage industry are facing legal and financial challenges, such as loan officers being sued for fraudulent originations and the ex-CEO of Sprout being accused of... more
Jul 30, 2025 4:00 AM
— Mortgage Rates
Mortgage demand drops to lowest level since May, as interest rates stall
Mortgage interest rates have remained stable, but consumer confidence in the economy is low, leading to a decrease in mortgage applications. Both purchase and refinance activity declined, with low volume skewing annual comparisons. Uncertainty about the economy and job market is impacting potential homebuyers' decisions. Refinance volume is historically low, with rates expected to potentially chan... more
Jul 30, 2025 3:25 AM
— Housing Market
HUD ordered to resume fair housing funds distribution
A federal judge ordered the Department of Housing and Urban Development to resume distributing Fair Housing Initiatives Program funds. The leading lenders hint at serious accusations in a lawsuit related to the departure of nearly two dozen employees. Plaintiffs accuse the company of making fraud accusations to cover up unlawful terminations. Trump's campaign to transform the federal workforce is ... more
Jul 30, 2025 3:24 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 30, 2025: Rates stay relatively flat
The article discusses the current mortgage interest rates, refinancing rates, and the advantages and disadvantages of different mortgage terms like 30-year fixed, 15-year fixed, and adjustable-rate mortgages. It emphasizes that mortgage rates are expected to stay stable for the next few months and provides tips to secure a low mortgage refinance rate.
Jul 30, 2025 3:23 AM
— Housing Affordability
The mortgage rate decline it would take to make an average home affordable is 'unrealistic,' Zillow says
Mortgage rates have risen, making home affordability a significant challenge in the U.S. Factors like high home prices, wage stagnation, inventory shortages, and rising insurance and tax costs contribute to the housing affordability crisis. Even with lower rates, finding an affordable home remains difficult for many buyers. Recommendations include compromising on criteria, focusing on building equ... more
Jul 29, 2025 3:53 PM
— Mortgage Rates
Are we heading to 7% mortgage rates? Here's the outlook.
The article discusses the possibility of mortgage rates reaching 7%, a level that has been seen many times in the past, with some predictions suggesting that rates may not hit that specific mark in the near future. The impact of different interest rates on a $300,000 mortgage is also analyzed. It explains how tracking the 10-year Treasury note can provide insight into future mortgage rate movement... more
Jul 29, 2025 2:24 PM
— Bond Markets
Bonds Firing on All Cylinders After Data and Treasury Supply
The bond market experienced a flow state on Tuesday with steady buying after economic data, a strong 7-yr auction, and additional buying after the auction. Buyers seemed encouraged by friendly data and Treasury supply timing, with yesterday's auctions not benefiting from updated Treasury borrowing estimates. By the time of today's 7-yr auction, buyers felt confident after knowing the quarterly ref... more
Jul 29, 2025 2:23 PM
— Interest Rates
The Fed is expected to hold rates steady as Trump pushes for a cut
The Federal Reserve is expected to leave interest rates unchanged despite President Trump's desire for lower rates to boost the U.S. economy. Inflation concerns, tariff impacts, and potential inflation resulting from trade policies are factors weighing on the Fed's decision. The Fed's key rate does not directly impact mortgage interest rates, which are influenced by factors such as the yield on 10... more
Jul 29, 2025 1:25 PM
— Annuities
Most Popular Annuity Companies
The article discusses the significant increase in annuity sales over the past few years, highlighting seven companies with the highest total annuity sales in the U.S. in 2024. It provides information about each company's offerings, sales volume, market dominance, and financial strength. Annuities are insurance contracts designed to provide a steady income stream, usually in retirement, and the com... more
Jul 29, 2025 12:24 PM
— Interest Rates
Mortgage Rates Moving Down Again
After staying flat for three days, average 30yr fixed rates began to move lower again on Tuesday. The bond market improved throughout the day, leading to a potential further decrease in rates for tomorrow. However, the bond market could shift in either direction tomorrow morning, with potential volatility from economic reports and the Fed announcement in the afternoon.
Jul 29, 2025 10:24 AM
— Bond Markets
Relatively Friendly Labor Market Data Adding to Overnight Gains
Bonds are trading in a boring, narrowing, sideways range overall, but saw some improvement in the morning session. Economic data showed slight declines in job openings and quits, which is seen as a positive for rates. The labor market indicator also showed a decrease in the gap between those who see jobs as plentiful vs scarce.
Jul 29, 2025 10:23 AM
— Housing Market
The U.S. median home price hit a record high—here's what it would cost you per month
Home prices in the U.S. have reached record highs, with the median price for an existing home hitting $435,300 in June. Rising prices, combined with mortgage rates above 6.5%, have made it difficult for buyers to afford homes. Limited inventory and demand from affluent buyers are keeping prices climbing, resulting in lower home sales levels. Mortgage rates are not expected to decrease significantl... more
Jul 29, 2025 9:24 AM
— Interest Rates
What the Big, Beautiful Bill means for small businesses
President Donald Trump's megabill, the One Big Beautiful Bill Act, introduced tax cuts, deductions, and adjustments for both consumers and businesses. The impact of the bill on small businesses has been described as a mixed bag, with potential benefits for growth and consumer spending but also increased pressure on interest rates due to federal debt and deficits. The bill includes deductions on ti... more
Jul 29, 2025 9:23 AM
— Mortgage Rates
Majority of rates decline as Fed set to meet | Mortgage and refinance rates for July 29, 2025
Mortgage interest rates were mostly down compared to last week, with rates for 30-year fixed, 15-year fixed, and jumbo loans decreasing, while rates for adjustable rate mortgages increased. The Federal Reserve will likely not drop its benchmark rate despite pressure from the White House. The average rates for various types of mortgages are detailed, along with tips for getting the best possible ra... more
Jul 29, 2025 8:24 AM
— Housing Market
Hedging, Borrower Experience; LOs Controlling Their Funnel; Housing and Inflation Numbers
ICE Mortgage Technology estimated that U.S. mortgage borrowers had $11.5 trillion in 'tappable' home equity in the second quarter of 2025, with refinance applications making up 40%. The housing market inventory has increased, but fewer homes have been built in the past decade compared to previous ones, leading to concerns about overpopulation. Additionally, there are record numbers of down payment... more
Jul 29, 2025 8:24 AM
— Interest Rates
Trump urgently wants Jerome Powell to cut interest rates. That won't happen this week, economists say.
President Trump requested the Federal Reserve to lower interest rates, but it's unlikely to happen at the upcoming decision. Fed Chair Powell is cautious about rate cuts due to solid economic conditions and the potential impact of tariffs on inflation. While some FOMC members believe it's time to cut rates, the chances of a rate cut are very low. Experts expect the Fed to hold off on cutting rates... more
Jul 29, 2025 3:24 AM
— Tax Fraud
How the IRS catches tax cheats: 3 ways your tax return may get flagged
The article discusses the consequences of cheating on taxes and the methods the IRS uses to monitor for tax evasion. It mentions the importance of accurately reporting income and expenses, as well as the potential red flags that could trigger IRS scrutiny, such as high business expenses or questionable deductions.
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.