Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 1897 - 1920 of 2169 results
May 17, 2025 3:01 AM
— Home Equity Loans
Home Equity News: This Week's Roundup
HELOCs rose to over 8% this week, still near their lowest level in two years. The average $30,000 home equity loan remained unchanged. The national average for a 30-year fixed-rate mortgage increased to 6.88%. Multigenerational living is on the rise in the U.S. Prepaying your mortgage can help pay it off faster. Renting is favored over buying, especially for single individuals. The Federal Reserve... more
May 16, 2025 1:00 PM
— Mortgage Finance
Low LTV Ratios Protecting DSCR MBS Investors
The article discusses the latest trends and developments in the mortgage industry as of 2025, focusing on important factors such as rates, market conditions, and lending practices.
May 16, 2025 10:00 AM
— Housing Market
'Doubt and hesitation' are ripping through the housing market: 'People are starting their home search, then backing out'
Elevated home prices and mortgage rates are causing would-be home buyers to pull out of the market. Despite tariff reductions and stock market improvements, mortgage rates continue to rise, making it challenging for potential buyers. Real estate agents report that buyers are hesitant due to fears of an economic downturn. Those who are purchasing homes are seeking more affordable housing options, w... more
May 16, 2025 9:00 AM
— Mortgage Lenders
DSCR Sales, Processing, UAD 3.6, Homebuyer, LO Locking Tools; STRATMOR Tech Survey
The article mentions various topics related to the mortgage industry, including discussions on mortgage applications, budget moves in D.C., software, products, and services for lenders and brokers, appreciation towards brokers, and tools to help first-time homebuyers. It also touches on advancements in appraisal processes, buy now vs. wait calculator for homebuyers, and a company that offers end-t... more
May 16, 2025 7:01 AM
— Mortgage Rates
Today's Mortgage Rates | Rates Up as Hopes for Fed Cuts Shrink
Mortgage rates have been volatile due to unpredictable tariff rollouts and expectations of tariffs raising inflation. If tariffs cause inflation, the Fed may not lower rates, but if economic growth slows, rates may go down. Current rates are around 6.80% for 30-year mortgages and 6.10% for 15-year mortgages. Refinance rates are similar. Fed rate cuts are uncertain, and forecasts expect rates to ea... more
May 16, 2025 3:02 AM
— Student Loans
New House Bill Would Slash Student Loan Programs, Limit Forgiveness
Republicans in the House Committee on Education and the Workforce proposed significant changes to federal student aid programs, including eliminating some programs, implementing new loan limits, and simplifying repayment options. The legislation will increase borrowing costs for many students. The changes also affect graduate and professional students, with loan limits being prorated based on enro... more
May 16, 2025 3:01 AM
— Interest Rates
Federal debt isn't some abstract, distant problem, as mortgage borrowers may soon find out
The article discusses how government overspending and increasing government debt can impact bond returns and interest rates, including mortgage funding costs. It highlights the potential implications of the U.S. government defaulting on its debt and how it could affect Canadian interest rates and mortgage rates. The author emphasizes the need for fiscal responsibility and efficiency to address bud... more
May 16, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, May 16, 2025: Year-over-year rates have decreased
Mortgage rates have increased slightly this week according to Freddie Mac, with the 30-year fixed interest rate up to 6.81% and the 15-year fixed rate at 5.92%. Despite the increase, rates are still lower than they were last year. The article discusses types of mortgage rates, including fixed and adjustable, as well as the impact of rates on monthly payments and long-term costs. Mortgage refinance... more
May 15, 2025 3:00 PM
— Mortgage Lenders
United Wholesale Mortgage rolls out AI that calls you when time to refinance
United Wholesale Mortgage introduced an AI virtual loan officer assistant named Mia that can make outbound calls, take inbound calls, and handle complex questions in a conversational manner. The AI tool was created in partnership with Google and aims to help mortgage brokers reach out to clients about refinancing when mortgage rates drop. UWM CEO Mat Ishbia highlighted Mia's abilities at the compa... more
May 15, 2025 3:00 PM
— Bond Markets
Today's Gains Help Us Understand Yesterday's Losses
The bond market saw a rally following Powell's speech, with speculation that potential updates to the inflation framework might have caused nervousness among investors. Despite modest gains earlier in the day, both MBS and the 10yr yield were down by the end of the day.
May 15, 2025 2:00 PM
— Mortgage Rates
Average rate on a US 30-year mortgage rises to 6.81%, its highest level since late April
The average rate on a 30-year mortgage in the U.S. rose to 6.81% from 6.76% last week, returning to where it was three weeks ago. Borrowing costs on 15-year fixed-rate mortgages also increased slightly. Mortgage rates are influenced by factors such as global demand for U.S. Treasurys, the Federal Reserve's interest rate policy decisions, and investors' expectations about the economy and inflation.
May 15, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Catch a Break
Mortgage rates have been consistently increasing in May, with the average top tier 30yr fixed rate reaching 6.99%. However, there was a slight improvement today, preventing rates from breaking above 7.0%. The bond market improved after economic data and a speech from Fed Chair Powell. As a result, the average lender's rates are slightly lower compared to yesterday.
May 15, 2025 1:00 PM
— Interest Rates
Lenders in limbo: mortgage rates dance without direction
The article discusses how borrowing costs have been stagnant due to uncertainty regarding which outcome of the trade war will impact interest rates more: an economic downturn or an increase in inflation. Lenders are making shifts as they await more clarity next month when tariff effects begin showing up in data. The bond market is pricing in the possibility of two more Bank of Canada rate cuts in ... more
May 15, 2025 11:01 AM
— Mortgage Rates
Mortgage rates rise for second-straight week. Is the spring selling season sunk?
Mortgage rates for 30-year fixed-rate mortgages increased to 6.81% in the week ending May 15. Despite the stability in rates, the spring selling season is showing signs of slowdown in activity as some buyers are backing off due to uncertainties about the U.S. economy. However, in Austin, Texas, the market is more stable with a good balance of inventory and demand.
May 15, 2025 10:01 AM
— Mortgage Rates
Inflation news helps to push mortgage rates higher
The 30-year fixed rate mortgage remained under 7% for the 17th consecutive week but increased 5 basis points due to volatile bond markets over the U.S. economy. Economic news caused pricing on the mortgage to retreat, and the rate is currently in the 6.6% range.
May 15, 2025 10:00 AM
— Mortgage Rates
Mortgage rates rise for 1st time in weeks, Freddie Mac says
Mortgage rates have increased for the first time in a month, with the average rate on a 30-year fixed mortgage rising to 6.81%. Despite the increase, rates remain below 7%, attracting homebuyers into the market. Housing affordability and supply continue to be challenges for many Americans looking to buy homes.
May 15, 2025 9:01 AM
— Mortgage Finance
Fears Homebuilder Buydowns Are Distorting Home Prices
The article discusses the latest trends and updates in the mortgage industry. It covers various aspects such as mortgage rates, housing market conditions, and mortgage lender activities.
May 15, 2025 9:00 AM
— Mortgage Lending
Workflow, 2nd, Portfolio, Bridge, LOS Products; Pulte Interview; Rocket and Prepayment Speeds
The article discusses various topics related to mortgage lending, including predictions regarding Freddie Mac and Fannie Mae, political influences on mortgage lending policies, the changing needs of modern mortgage customers, financial consulting services for mortgage lenders, technology solutions for mortgage processing efficiency, and innovative home equity lending products. It also mentions upc... more
May 15, 2025 9:00 AM
— Mortgage Finance
Delinquency Rates Decline in 1Q25; But Caution Remains
The article discusses the latest trends and developments in the mortgage finance industry. It highlights the impact of various factors like interest rates, housing market conditions, and changes in mortgage lending practices on the overall market. The article provides insights into the current state of the mortgage market and potential future scenarios.
May 15, 2025 9:00 AM
— Mortgage Rates
Mortgage rates move higher on positive economic news
Mortgage rates increased slightly this week as easing trade tensions between the US and China brought confidence to Wall Street that a recession could be avoided. The 30-year mortgage rate reached 6.81% from 6.76% the previous week. The rise in rates was influenced by positive economic news, a decrease in fears of a recession, and expectations that the Fed will not cut interest rates in the near f... more
May 15, 2025 9:00 AM
— Mortgage Websites/Online Services
Mortgage Rates in the US Rise, Sending 30-Year Average to 6.81%
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May 15, 2025 7:00 AM
— Bond Markets
A No Whammies Rally For Bonds After Data and Powell
Today's market action is helping to explain yesterday's sell-off, with retail sales' control group below expectations. Powell's speech at the policy framework conference led to bigger moves and higher volume, possibly due to concerns about a shift towards tolerating higher policy rates. The market has almost completely reversed yesterday's weakness, but yields are bouncing before completing the jo... more
May 15, 2025 6:01 AM
— Mortgage Websites
Another day, another climb in rates: The 30Y Note Yield is back at 5% and mortgage rates are back above 7%. Trade deals, weaker inflation data, and general economic uncertainty can’t even lower rates. The “trade deals are coming” headlines are no longer
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May 15, 2025 6:01 AM
— Mortgage Lenders
Middle-Income Homebuyers Are Facing the Biggest Shortfall of Affordable Homes
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 400 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.