Mortgage News
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Showing 1945 - 1968 of 3027 results
Jul 23, 2025 4:00 AM
— Mortgage Rates
Mortgage demand flatlines at low levels, as mortgage rates hit 4-week high
Mortgage rates rose to the highest level in four weeks, but mortgage demand remained steady. Refinance applications fell 3% for the week, while purchase loan applications rose 3%. The 30-year fixed rate is still too high for many borrowers, impacting refinance applications. Mortgage rates moved slightly lower at the start of the week following positive market reactions to details regarding Federal... more
Jul 23, 2025 3:00 AM
— Mortgage Lenders
Home Sales May Fall to New 30-Year Low in 2025 as Mortgage Rates Remain Elevated
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Jul 23, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 23, 2025: Home loan rates see slight shifts
Mortgage interest rates are moving in opposite directions based on loan terms, with the average 30-year fixed rate dropping slightly while the 15-year mortgage rate increased. Due to traders adding bonds to the 10-year Treasury, Treasury yields fell 0.69%, potentially affecting mortgage rates if the trend continues. The article provides the current mortgage rates and refinance rates, highlighting ... more
Jul 22, 2025 5:01 PM
— Interest Rates
Pennymac profit jumps 79% despite hedge losses
Pennymac had a more productive second quarter but faced financial losses due to hedging results during early spring rate volatility. Multiply Mortgage is offering homebuying perks and securing lower interest rates for employees at certain companies. Four of the nation's homebuilders saw a decline in profitability due to choppy market conditions, including elevated mortgage rates.
Jul 22, 2025 2:00 PM
— Bond Markets
Solid AM Gains Stick Around All Day
Bonds improved in the morning after comments from Bessent, who is seen as the voice of reason in defusing market frenzy over potential ouster. Additional gains came from NYSE tradeflows. Stocks sank in the morning but rebounded in the afternoon without pushing bond yields higher. MBS and 10yr bonds saw gains throughout the day, reaching their best levels by the end of the day.
Jul 22, 2025 1:00 PM
— Interest Rates
Mortgage Rates Inch Down to 2-Week Lows
Market reacted to Fed Chair Powell ending his term early with only the shortest-term rates improving and most consumer rates, including mortgages, moving higher. Bonds dictate interest rates and the response reversed after Trump said he wasn't planning on firing Powell. Treasury Secretary Bessent's comments supporting Powell helped the rate market react positively. Mortgage lenders slightly lowere... more
Jul 22, 2025 12:00 PM
— Housing Market
U.S. Home Prices Edge Down 0.1% in June, Falling in Most Major Metros
The article discusses the current trends in the housing market, noting a decrease in home sales and an increase in prices in certain regions. It also mentions the impact of low inventory levels on the market and how this is creating a competitive environment for buyers.
Jul 22, 2025 8:01 AM
— Bond Markets
Bonds Approve of Bessent Comments and Stock Volatility
Stock market volatility is impacting both stock and bond markets, with earnings season increasing volume and liquidity. Positive movement in the bond market occurred after comments from Bessent regarding trade negotiations and Fed Chair Powell. Bessent's efforts seem to be helping yields move lower to decrease Treasury's interest burden.
Jul 22, 2025 6:00 AM
— Mortgage Websites
The Latest Mortgage Rate Forecasts
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Jul 22, 2025 5:00 AM
— Mortgage Lending
This company can help you get the low mortgage rates of years ago.
RetroRate is a new company offering a software tool that identifies homes with assumable mortgages, which can potentially save buyers over $1,000 per month. However, the process can be time-consuming and involves working with the existing mortgage servicer. RetroRate offers a concierge service to assist buyers and sellers through the process for a fee. Assumable mortgages can be beneficial for bot... more
Jul 22, 2025 3:00 AM
— Mortgage Lenders
Rate buydowns, negotiations, and nepo money: Here's how people are affording homes in today's market
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Jul 22, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today, July 22, 2025: Mortgage rates trend downward
Mortgage rates have seen a noticeable drop recently with the 30-year fixed rate dropping by six basis points to 6.66% and the 15-year fixed rate falling by 15 basis points to 5.82%. The drop is attributed to the rise in stock market analysts gaining cautious optimism and the increase in bond positions, including the 10-Year Treasury. The article also discusses how mortgage rates vary depending on ... more
Jul 21, 2025 4:00 PM
— Mortgage Rates
Why the 'lock-in' phenomenon is gripping American homeowners
A new survey from Bankrate found that more than half of U.S. homeowners are uncomfortable selling their homes in 2025, regardless of the mortgage rate, showing an increase in caution from previous years. Homeowners with low, fixed-rate mortgages are hesitant to sell due to the fear of losing their favorable interest rates, known as the 'lock-in' phenomenon. Many homeowners are waiting for mortgage... more
Jul 21, 2025 3:01 PM
— Bond Markets
Uneventful Resilience
The bond market showed moderate resilience on Monday, with yields lower across the board, particularly for longer-term notes. The motivation for the market movement is assumed to come from technical factors and trading in other markets. Earnings season is contributing to increased volume and volatility around 9:30am and 4pm.
Jul 21, 2025 1:00 PM
— Mortgage Rates
Mortgage Rates Move Slightly Lower to Start New Week
Mortgage rates slightly decreased on Monday, with the average lender dropping by 0.03% for a top tier 30yr fixed scenario compared to last Friday. This marks the 4th consecutive business day with a slight improvement, bringing rates back to their lowest levels since July 3rd. This week is expected to have less volatility in rates due to the absence of high-impact economic data like the Consumer Pr... more
Jul 21, 2025 12:00 PM
— Mortgage Lenders
How To Find The Best Annuities With Low Fees
Annuities can provide guaranteed income in retirement but are complex to compare due to multiple types and fees. Advisors can use special software to compare annuities, while insurance agents can help with shopping. Websites like IncomeSolutions.com and DIY approach can also be used to compare annuity options.
Jul 21, 2025 11:01 AM
— Mortgage Rates
Most rates increase: How long will rates stay here? - Today's mortgage and refinance rates, July 21, 2025
Mortgage rates have mostly increased compared to a week ago, with rates for 30-year fixed, 15-year fixed, and ARMs going up, while rates for jumbo mortgages have decreased. The rise in rates is attributed to higher inflation, which may lead to the Federal Reserve keeping interest rates stable at the next meeting. Homeowners are hesitant to buy or sell due to rate movements, with forecasts indicati... more
Jul 21, 2025 9:00 AM
— Bond Markets
Stronger Start on Another Quiet Calendar Week
This week's economic calendar is relatively quiet, with scheduled speeches from Fed members not touching on monetary policy due to the Fed's blackout period. The S&P PMI and Jobless Claims data may prompt some reactions, but overall, both stocks and bonds are making gains. Technicians are focusing on technical indicators such as support at 4.50% in 10yr yields last week and the nearness to the 100... more
Jul 21, 2025 7:17 AM
— Housing Market
America’s best states to retire in 2025: New Hampshire takes the top spot
Bankrate's 2025 Best and Worst States to Retire Study revealed that New Hampshire is the top state for retirees in 2025, followed by Maine, Wyoming, Vermont, and Idaho. The study considered factors like affordability, health care, neighborhood safety, access to healthcare, air quality, and recreational opportunities in ranking the states. New England and Western states dominated the top 10, while ... more
Jul 21, 2025 7:00 AM
— Housing Market
Goldman's Mid-Year Housing Outlook
Goldman Sachs Senior economist Ronnie Walker predicts slowing construction and price growth in the housing market due to sustained high mortgage rates affecting housing turnover and homeowners' ability to sell and buy new homes. Existing home sales are forecasted to be 23% below 2019 levels. Single-family housing starts are expected to decline by 11% this year. House prices are projected to rise b... more
Jul 21, 2025 5:00 AM
— Social Security Benefits
Ask an Advisor: Can I Take My Late Husband's Social Security and Switch to My Benefit at 70?
Felicia, a widow, is wondering if she can draw her late husband's Social Security benefits at age 67 or 68 and then switch to her own at age 70. The article explains the difference between spousal benefits and survivor benefits, noting that survivor benefits do not have deemed filing rules like spousal benefits. It clarifies that she can claim her survivor benefit at 67 and then wait until 70 to f... more
Jul 21, 2025 5:00 AM
— Mortgage Rates
Buyers May Have Accepted a New Norm on Rates
Mortgage rates are in the high 6% range, making it challenging for buyers, but more first-time buyers are entering the market due to increased inventory and more predictable interest rates. Mortgage applications have increased compared to a year ago, indicating a positive trend in the market.
Jul 21, 2025 3:00 AM
— Mortgage Rates
Mortgage and refinance interest rates today for July 21, 2025: Rates have increased since last July
Current mortgage interest rates have changed little, with the average 30-year fixed rate at 6.72% and the 15-year fixed rate at 5.97%. Rates have increased since last year, contrary to expectations of a fall. Choosing to buy a house should depend on personal timing rather than rate trends. The article also provides details about refinance rates, the use of mortgage calculators, and adjustable-rate... more
Jul 20, 2025 6:00 PM
— Interest Rates
China keeps benchmark lending rates steady as economic growth stays strong
China kept its benchmark lending rates steady amidst weak consumer sentiment and softening growth. The 1-year loan prime rate remains at 3.0% and the 5-year LPR at 3.5%. GDP growth in the second quarter was 5.2%, higher than expected, while retail sales growth in June slowed. Analysts predict economic fundamentals could worsen in the second half of the year, leading to potential further policy eas... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.