Mortgage News
The Most Comprehensive Source of Mortgage-Related News
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Showing 409 - 432 of 3067 results
Dec 1, 2025 3:32 PM
— Interest Rates
Chase offers Cyber Monday refinance rate discount
Chase Home Lending is offering a limited-time interest rate discount for refinance mortgages from Dec. 1 to Dec. 14, with savings varying by product and location.
Dec 1, 2025 2:30 PM
— Bond Markets
Complete Silence After AM Volatility
Bonds were mostly flat overnight before experiencing a sharp sell-off in the morning, which was attributed to Japan's central bank news or a return to reality after the holiday. Yields are back in the pre-Thanksgiving range and are expected to react to upcoming economic reports. Mortgage-backed securities and 10-year Treasury yields have been steadily increasing throughout the day.
Dec 1, 2025 12:30 PM
— Mortgage Rates
Mortgage Rates Erase Last Week's Gains
Mortgage rates are affected by the bond market, which can behave erratically during major holiday weeks. Rates took a noticeable departure last week dropping to 6.20% but are now back up to 6.31%. Economic data is expected to have a bigger impact on rates in the coming days.
Dec 1, 2025 9:30 AM
— Mortgage Lenders
Rates lower again: Mortgage lenders with the best rates this week, Dec. 1, 2025
The article discusses the top mortgage lenders with the best rates, ranking them based on annual percentage rate (APR). It emphasizes the importance of shopping around for mortgage rates as different lenders offer varying rates based on credit scores, down payments, and other credit qualifications. The article also explains the significance of APR, which includes both the interest rate and lender ... more
Dec 1, 2025 8:32 AM
— Housing Market
Will Housing Affordability Improve in 2026?
Housing affordability improved year over year for the seventh consecutive month in September 2025. The factors that eroded affordability after the pandemic, such as strong price appreciation and surging mortgage rates, have stabilized. The Real House Price Index shows that house-buying power has improved with mortgage rates decreasing and income rising. Mortgage rates are expected to ease but rema... more
Dec 1, 2025 8:31 AM
— Mortgage Finance
VA Mortgage Endorsements Drop Slightly in 3Q
The article discusses current trends in the mortgage market as of 2025. It highlights the impact of interest rates on mortgage lending and the housing market. It also mentions the role of mortgage lenders in providing financing for homebuyers.
Dec 1, 2025 8:31 AM
— Mortgage Finance
Prepayments on the Rise as Lower Rates Boost Refis
The article discusses the latest trends in the mortgage industry, highlighting the current challenges faced by mortgage lenders and borrowers. It mentions the impact of fluctuating interest rates on mortgage rates and how this affects the housing market. Additionally, it emphasizes the importance of staying informed about market changes to make informed decisions when obtaining a mortgage.
Dec 1, 2025 8:30 AM
— Mortgage Lenders
DSCR, Non-QM, FHA Products; AI, Broker, Borrower-Focused Webinars; STRATMOR on 2026 Growth Areas
The article discusses various developments and opportunities in the mortgage industry, such as DSCR loans, loan specials, FHA delinquencies, modern servicing technology, webinars, and training programs for mortgage professionals.
Dec 1, 2025 8:30 AM
— Interest Rates
Will mortgage interest rates drop this December? Everything to consider now
There is a high likelihood of a Fed rate cut in December, which could lead to a drop in mortgage interest rates. However, the exact impact on mortgage rates is uncertain, as they do not always align neatly with Fed rate cuts. Other factors, like the 10-year Treasury yield and personal creditworthiness, also play a role in determining mortgage offers. Buyers and owners looking to refinance should m... more
Dec 1, 2025 7:30 AM
— Bond Markets
Breaking Down Early Weakness. Is It Japan?
Bonds are weaker at the start of the week due to Thanksgiving week volatility and the Bank of Japan considering rate hikes at the next meeting. However, it is unclear if Japan is the main source of weakness as there were no clear correlations with other markets. Some traders believe the Japanese influence was a domino effect in other bond markets.
Dec 1, 2025 7:30 AM
— Mortgage Rates
When will mortgage rates go down significantly? This week’s decreases are relatively small.
Mortgage rates have slightly decreased this week but are still higher than this time last year. The Federal Reserve has lowered the fed funds rate twice in 2025, but mortgage rates don't necessarily follow the fed funds rate trends. Mortgage rates more closely follow the 10-year Treasury yield, which has decreased from the previous year. Buying a home solely based on mortgage rates dropping to a c... more
Dec 1, 2025 7:16 AM
— Mortgage Rates
Mortgage Rates Drift Down | Today, December 1, 2025
Mortgage rates decreased slightly over Thanksgiving Weekend and are expected to face upward pressure in the short term due to economic indicators. Refinancing or tapping into home equity is still a viable option. Negotiating for a lower rate, qualifying for assistance programs, or opting for shorter mortgages can help lower barriers to entry for buyers. Various rates for 30-year fixed mortgages an... more
Dec 1, 2025 6:33 AM
— Reverse Mortgages
How to Choose the Right Reverse Mortgage Payout Method
A reverse mortgage provides financial flexibility in retirement, and the way you choose to receive your loan proceeds impacts your long-term borrowing costs, equity preservation, and usefulness of the funds. Options include a lump sum, monthly payments, or a line of credit, each with its own benefits and drawbacks. Combining multiple payout methods can help borrowers meet both immediate and long-t... more
Dec 1, 2025 6:31 AM
— Bank Account Bonuses
Best Bank Bonuses and Promotions Of December 2025
The article discusses various bank account bonus promotions offered by different banks such as Chase Bank, PNC Bank, BMO Bank, Wells Fargo, KeyBank, SoFi Bank, E*TRADE, TD Bank, Capital One, M&T Bank, and more. It highlights the requirements to earn these bonuses and cautions readers to consider the fine print, fees, and ATM accessibility before opening an account solely for the bonus purposes. It... more
Dec 1, 2025 6:30 AM
— Mortgage Rates
Chase launches refinance mortgage rate sale
Chase Home Lending is offering a limited-time mortgage rate discount for refinancing from Dec. 1 through Dec. 14. The discount varies by loan product and location, and can be combined with other offers to potentially reduce rates by up to 1%. This sale applies to rate-and-term and cash-out refinancing, providing options for homeowners looking to save money, access equity, or lower monthly payments... more
Dec 1, 2025 5:30 AM
— Interest Rates
Gold price today, Monday, December 1: Gold rises above $4,200 as Bitcoin, stock futures decline
Gold futures opened lower on Monday but rose slightly in early trading. The surge in gold prices coincided with declines in cryptocurrencies and stock futures, indicating investors may be de-risking their portfolios. The Fed is expected to decrease interest rates by a quarter-point next week, which could benefit gold prices by reducing income available from competing assets. The spot price of gold... more
Dec 1, 2025 3:30 AM
— Mortgage Rates
Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6%
The average 30-year fixed mortgage rate is around 6.00%, while the 15-year fixed rate is 5.50% according to Zillow. Mortgage rates are subject to variation depending on the lender. Different strategies can help secure the lowest mortgage rates, and adjustable-rate mortgages might be worth considering. Rates for refinancing a mortgage are typically higher than for buying a house. Factors such as do... more
Dec 1, 2025 2:31 AM
— Mortgage Lenders
What Fannie, Freddie uplisting would change for the GSEs
Multiple proposals are being considered for Fannie Mae and Freddie Mac, with some scenarios possibly affecting the status of their shares. Mortgage groups are advocating for the GSEs to buy MBS to lower rates, while some experts warn against the plan. Non-banks reported a decrease in net income for the third quarter compared to the previous one. Refinancing drove mortgage originations higher, but ... more
Dec 1, 2025 2:30 AM
— Interest Rates
Treasuries Decline as Japanese Bond Selloff Goes Global
Treasuries started the week with a slide due to a rise in Japanese debt yields, leading to global bond market reactions. The prospect of a Bank of Japan interest-rate hike pushed up rates on bonds worldwide. Traders in US debt are closely monitoring BOJ policy, as higher rates in Japan may keep more funds domestically. US yields are fluctuating around 4% on expectations of Federal Reserve rate cut... more
Dec 1, 2025 12:30 AM
— Interest Rates
Silver Trades Near Record High on Tight Supply, Rate-Cut Hopes
Silver prices have surged to record highs due to ongoing supply tightness in the market. The metal has doubled in value this year and is outperforming gold. The flow of silver into London has eased a historic squeeze, but inventories in other centers like Shanghai are low. Speculation on a quarter-point rate cut by the Federal Reserve in December has also boosted both gold and silver prices.
Dec 1, 2025 12:30 AM
— Interest Rates
Current mortgage rates on December 1, 2025
The article discusses the average interest rates for 30-year fixed-rate conforming mortgage loans in the U.S., mentioning a recent decrease in rates after the Federal Reserve reduced the federal funds rate twice in 2025. The historical context of mortgage interest rates is provided, showing comparisons over different decades, along with factors influencing mortgage rates like inflation, national d... more
Dec 1, 2025 12:30 AM
— Mortgage Refinancing
Current refi mortgage rates report for Dec. 1, 2025
The article discusses the current average refinance rate on a 30-year, fixed-rate home loan, considerations for refinancing, factors impacting mortgage rates, situations where refinancing may be beneficial, closing costs associated with refinancing, different types of mortgage refinance loans available, and tips for finding the right lender and incentives for refinancing.
Nov 30, 2025 11:30 PM
— Bond Markets
Japan’s Two-Year Yield Hits Highest Since 2008 on Rate-Hike Bets
Japanese government bonds slumped after comments from the Bank of Japan chief indicated a possible rate hike in December. The two-year yield rose to its highest level since 2008, with yields on other maturities also surging. The yen strengthened against the dollar, swaps market traders increased bets for a rate hike, and the Ministry of Finance plans to increase debt issuance to finance an economi... more
Nov 30, 2025 8:30 AM
— Housing Market
How much money you need to be in the wealthiest 10% of Americans
The article discusses how the wealth of the top 10% of U.S. households has increased significantly over the last five years, driven by rising stock and home values. The income and net worth thresholds to be considered affluent have also gone up, with Gen X making up the largest portion of this group. The increase in wealth was largely due to the strong job market, consumer spending, surging home p... more
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The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.
The mortgage rates displayed on this site are collected daily from publicly available sources provided by more than 600 lenders. Mortgage-Rates.ai does not receive compensation for listing these rates, and all rates are presented as published by the respective lenders. While every effort is made to ensure accuracy, the information may contain errors or omissions. Mortgage rates are highly dependent on an individual’s financial circumstances, credit profile, loan terms, and other factors. As such, the rates you are quoted directly by a lender may differ materially from the rates displayed here.
Users should contact lenders directly to obtain formal, binding loan offers. If you identify any discrepancies in the data or would like to have your institution’s rates included, please contact us at content@mortgage-rates.ai
All logos, trademarks, and brand names appearing on this website are the property of their respective owners.